中信銀行天津市西青區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（5題，每題2分，共10分）說明：從每題四個選項中選出一個最佳答案，填入空白處使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.pushedC.drivenD.compelled2.天津西青區(qū)的智能制造產(chǎn)業(yè)集群已成為中國北方重要的經(jīng)濟支柱，______thegrowthofhigh-techenterprises.A.boostingB.promotingC.encouragingD.supporting3.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinTianjinremains______.A.resilientB.stableC.fluctuatingD.declining4.Thebank’snewmobileappaimsto______customerexperiencebyintegratingAI-poweredchatbots.A.enhanceB.improveC.upgradeD.elevate5.China’sfinancialregulatorypolicieshave______stricterrulestopreventfinancialrisks.A.implementedB.enforcedC.adoptedD.introduced第二部分：閱讀理解（3篇passage，共15題，每題2分，共30分）Passage1(5題，每題2分，共10分)Theriseofdigitalbankinghastransformedthewayfinancialinstitutionsoperate.TraditionalbanksinmajorcitieslikeTianjinareincreasinglyadoptingcloudtechnologytostreamlinetheiroperations.Forexample,BankofChinaTianjinhaslaunchedacloud-basedplatformthatenablesreal-timedataprocessing,reducingtransactiontimesby40%.However,cybersecurityremainsasignificantchallenge.AccordingtoareportbythePeople’sBankofChina,70%ofbanksinnorthernChinahavefacedcyberattacksinthepastyear.Tomitigaterisks,banksareinvestinginadvancedencryptionandAI-drivenfrauddetectionsystems.1.Whathasdigitalbankingprimarilychangedinthefinancialindustry?A.CustomerservicemethodsB.OperationalefficiencyC.RegulatorypoliciesD.Investmentstrategies2.WhichbankinTianjinhasutilizedcloudtechnology?A.ICBCB.BankofChinaC.ChinaMerchantsBankD.ChinaConstructionBank3.Accordingtothereport,whatisthemainconcernforbanksinnorthernChina?A.HighoperatingcostsB.CybersecuritythreatsC.LowcustomersatisfactionD.Regulatorycompliance4.Howarebanksaddressingcybersecuritychallenges?A.ByreducinginvestmentintechB.ThroughtraditionalsecuritymeasuresC.ByenhancingencryptionandAIsystemsD.Bylimitingdigitaloperations5.Thepassagesuggeststhatdigitalbankingis______.A.ashort-termtrendB.stillinitsearlystagesC.widelyadoptedinChinaD.lesssecurethantraditionalbankingPassage2(5題，每題2分，共10分)Tianjin’sWestQingDistricthasbecomeahubforadvancedmanufacturing,attractingmultinationalcorporations.Thegovernmenthasofferedtaxincentivesandinfrastructuresupporttopromoteindustrialgrowth.However,laborshortagesandenvironmentalconcernshaveemergedaskeychallenges.AsurveybytheTianjinMunicipalBureauofStatisticsshowsthat60%offactoriesinthedistrictarestrugglingtorecruitskilledworkers.Meanwhile,thedistrict’sindustrialparksarefacingpressuretoreducecarbonemissions.CompanieslikeHuaweiandFoxconnhaveinvestedingreentechnologiestocomplywithenvironmentalregulations.6.WhathasmadeWestQingDistrictattractivetomultinationalcorporations?A.HighlaborcostsB.GovernmentsupportC.LimitedinfrastructureD.Poorenvironmentalpolicies7.Accordingtothesurvey,whatisthebiggestissueforfactoriesinthedistrict?A.HightaxesB.LaborshortagesC.InadequatefundingD.Lowproductivity8.WhyarecompanieslikeHuaweiinvestingingreentechnologies?A.ToincreaseprofitsB.TomeetenvironmentalstandardsC.ToreducelaborcostsD.Toimprovecustomersatisfaction9.Thepassageimpliesthatthedistrict’seconomicgrowthis______.A.sustainablewithoutchallengesB.dependentonforeigninvestmentC.facingenvironmentalandlaborissuesD.solelydrivenbygovernmentpolicies10.Whatisthegovernment’sroleinsupportingindustrialdevelopment?A.ProvidingtaxbreaksB.IncreasinglaborregulationsC.ReducinginfrastructurespendingD.EncouragingmanuallaborPassage3(5題，每題2分，共10分)TheChinesefinancialmarkethasseensignificantchangesinrecentyears.TheintroductionoftheShanghaiStockExchange’snewlistingruleshasmadeiteasierfortechcompaniestoraisecapital.Meanwhile,theriseoffintechstartupsincitieslikeShenzhenhasdisruptedtraditionalbankingmodels.AreportbyPwCChinastatesthat80%offintechcompaniesinsouthernChinaarefocusedondigitalpaymentsandwealthmanagement.However,regulatoryscrutinyhasincreasedastheindustrygrowsrapidly.TheChinesegovernmenthasemphasizedtheneedforbalancedinnovationandriskcontrol.11.WhathasthenewlistingruleinShanghaimainlyaffected?A.RetailinvestorsB.TechcompaniesC.GovernmentpoliciesD.Internationalmarkets12.AccordingtoPwC,whatistheprimaryfocusoffintechcompaniesinShenzhen?A.CryptocurrencyB.DigitalpaymentsandwealthmanagementC.InsuranceD.Realestate13.Whyhasregulatoryscrutinyincreasedinthefintechsector?A.DuetolowprofitabilityB.BecauseofrapidgrowthC.BecauseofgovernmentbansD.Duetointernationalcompetition14.TheChinesegovernment’sstanceonfintechis______.A.purelysupportiveB.cautiouslyoptimisticC.completelyrestrictiveD.indifferent15.ThepassagesuggeststhatthefintechindustryinChinais______.A.decliningB.stableC.rapidlyexpandingD.government-controlled第三部分：完形填空（1篇passage，10題，每題1分，共10分）說明：閱讀以下短文，根據(jù)上下文填入最合適的單詞（每空填一個單詞）。ThefinanciallandscapeinTianjinhasbeenreshapedbytechnologicaladvancements.Traditionalbankshavebeenforcedto______(1)digitaltransformationtostaycompetitive.Forinstance,theBankofCommunicationsinWestQingDistricthas______(2)amobilebankingappthatallowscustomerstoperformtransactions24/7.However,theshifttodigitalhasalsobroughtchallenges.Manyelderlycustomersstruggleto______(3)withthenewsystems,leadingtoa______(4)incustomerservicecomplaints.Toaddressthis,thebankhas______(5)specialtrainingprogramsforitsstafftoassistolderclients.Additionally,theriseofonlinebankinghas______(6)theneedforphysicalbranches,forcingsomesmallerbanksto______(7)locations.Despitethese______(8),thefutureofbankinginTianjinlookspromising,withmoreinnovationsonthehorizon.1.A.embrace2.A.launched3.A.adapt4.A.spike5.A.introduced6.A.highlighted7.A.close8.A.setbacks第四部分：翻譯（2題，每題5分，共10分）說明：將以下中文句子翻譯成英文。1.天津西青區(qū)的智能制造產(chǎn)業(yè)集群為中國北方的高新技術(shù)產(chǎn)業(yè)發(fā)展提供了強大動力。2.中國人民銀行的數(shù)據(jù)顯示，2024年上半年，天津市的數(shù)字銀行業(yè)務(wù)同比增長35%。答案及解析第一部分：詞匯選擇1.C(driven:強調(diào)外部壓力迫使某事發(fā)生，符合句意)2.A(boosting:動名詞形式，表示“推動增長”，符合語境)3.A(resilient:形容詞，表示“有彈性的”，符合經(jīng)濟韌性描述)4.A(enhance:動詞，表示“提升”，符合改善客戶體驗)5.B(enforced:動詞，表示“強制執(zhí)行”，符合監(jiān)管政策)第二部分：閱讀理解Passage11.B(digitalbankinghastransformedthewayfinancialinstitutionsoperate,focusingonefficiency)2.B(BankofChinaTianjinismentionedasusingcloudtechnology)3.B(cybersecuritythreatsarehighlightedasamajorconcern)4.C(encryptionandAIsystemsarementionedassolutions)5.C(digitalbankingiswidelyadopted,butchallengesexist)Passage26.B(governmentsupport,includingtaxincentives,attractscorporations)7.B(laborshortagesarethebiggestissueforfactories)8.B(companiesinvestingreentechtomeetenvironmentalstandards)9.C(economicgrowthfacesenvironmentalandlaborchallenges)10.A(thegovernmentsupportsi