興業(yè)銀行青島市城陽區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.supported2.AsaleadingfinancialinstitutioninChina,興業(yè)銀行has______indigitaltransformationtoenhancecustomerexperience.A.investedB.ignoredC.decreasedD.avoided3.Theeconomicpoliciesimplementedbythe青島市政府havesignificantly______smallandmedium-sizedenterprises.A.supportedB.restrictedC.weakenedD.neglected4.ThenewbranchinChengyangDistrictaimsto______financialservicestoresidentsinsuburbanareas.A.provideB.limitC.reduceD.eliminate5.Thebank’scommitmenttogreenfinance______itsreputationasaresponsiblecorporatecitizen.A.strengthenedB.damagedC.ignoredD.weakened6.TheAI-drivenriskassessmentsystem______loandefaultsbyanalyzingcustomerdatainrealtime.A.reducesB.increasesC.ignoresD.overlooks7.Theannualfinancialreportrevealedasteady______inthebank’sprofitmargins.A.growthB.declineC.stagnationD.fluctuation8.Thebank’scollaborationwithlocaluniversities______innovationinthefintechsector.A.promotesB.hindersC.dismissesD.suppresses9.Theregulatorychangeshave______thebank’sabilitytoofferflexiblecreditsolutions.A.enhancedB.restrictedC.expandedD.limited10.ThecustomerserviceteaminQingdaoistrainedto______personalizedfinancialadvice.A.provideB.rejectC.delayD.refuse二、閱讀理解（共5題，每題2分）directions:Readthepassagecarefullyandchoosethebestanswer(A,B,C,D)foreachquestion.Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinmajorcitieslikeQingdao.Traditionalbankslike興業(yè)銀行areunderpressuretoadoptdigitaltechnologiestostaycompetitive.The青島市政府hasalsoplayedarolebysupportinginnovationinthefintechsectorthroughfavorablepolicies.However,challengesremain,suchasensuringdatasecurityandmaintainingcustomertrust.Despitethesehurdles,theintegrationofAIandbigdataanalyticshasenabledbankstooffermoreefficientandpersonalizedservices.Forinstance,興業(yè)銀行’sAI-drivenriskassessmentsystemhassignificantlyreducedloandefaultsbyanalyzingcustomerbehaviorinrealtime.Thebank’scommitmenttogreenfinancehasfurtherstrengtheneditsreputationasaresponsiblecorporatecitizen.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanksduetofintech.B.TheimpactoffintechonthebankingindustryinQingdao.C.Theroleofthe青島市政府infinancialinnovation.D.ThechallengesofimplementingAIinbanking.2.Howhasfintechaffected興業(yè)銀行?A.Ithasforcedthebanktoclosebranches.B.Ithasenabledthebanktoimproveriskmanagement.C.Ithasledtoadeclineinthebank’sprofits.D.Ithasreducedthebank’sfocusongreenfinance.3.Whatroledoesthe青島市政府playinthefintechsector?A.Itrestrictsfintechdevelopment.B.Itprovidesnosupporttofintechcompanies.C.Itencouragesinnovationinfintech.D.Itignoresthegrowthoffintech.4.Accordingtothepassage,whathas興業(yè)銀行donetoenhancecustomerexperience?A.IthasreducedthenumberofATMs.B.IthasintroducedAI-drivenservices.C.Ithasdecreasedcreditofferings.D.Ithasignoredcustomerfeedback.5.Whatisakeychallengementionedinthepassage?A.Thehighcostofdigitaltransformation.B.Thelackofgovernmentsupport.C.ThedifficultyofintegratingAIinbanking.D.Thedeclineincustomertrust.三、句子改錯（共5題，每題2分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank’snewmobileappwillallowcustomerstotransferfundsimmediatelyandsecurely.→Error:______→Correct:______2.TheeconomicpoliciesoftheQingdaomunicipalgovernmenthasimprovedthebusinessenvironment.→Error:______→Correct:______3.TheAIsystemisdesignedtoanalyzecustomerdatatoreducetheriskoffraud.→Error:______→Correct:______4.ThebranchinChengyangDistrictwasopenedtoprovidefinancialservicesforthelocalcommunity.→Error:______→Correct:______5.Thebank’scommitmenttosustainabilityhasbeenrecognizedbytheindustryasaleaderingreenfinance.→Error:______→Correct:______四、完形填空（共10題，每題1分）directions:Completethepassagewiththebestwordfromthefouroptions(A,B,C,D).ThebankingindustryinQingdaohasundergonesignificantchangesinrecentyears,largelyduetotherapiddevelopmentoffintech.Traditionalbankslike興業(yè)銀行havehadto______(6)______tostaycompetitive.The青島市政府hasalsoplayedacrucialroleby______(7)______policiesthatencourageinnovation.OneofthemostnotableadvancementsistheintegrationofAIandbigdataanalyticsintobankingoperations.Forexample,興業(yè)銀行’sAI-drivenriskassessmentsystemhas______(8)______loandefaultsbyanalyzingcustomerdatainrealtime.Thistechnologyhasnotonlyimprovedefficiencybutalsoenhancedcustomerexperience.Additionally,thebankhas______(9)______ingreenfinance,whichhasfurtherstrengtheneditsreputationasaresponsiblecorporatecitizen.However,challengesremain,suchasensuringdatasecurityand______(10)______customertrust.6.A.adaptB.ignoreC.resistD.delay7.A.introduceB.ignoreC.eliminateD.reduce8.A.increasedB.reducedC.ignoredD.overlooked9.A.investedB.decreasedC.neglectedD.limited10.A.maintainingB.ignoringC.reducingD.eliminating五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.興業(yè)銀行致力于為青島市城陽區(qū)居民提供優(yōu)質(zhì)的金融服務(wù)。2.青島市政府出臺了一系列政策，以支持本地中小企業(yè)的快速發(fā)展。3.人工智能在銀行業(yè)中的應(yīng)用正在改變傳統(tǒng)信貸評估模式。4.綠色金融是興業(yè)銀行可持續(xù)發(fā)展的核心戰(zhàn)略之一。5.為了提升客戶體驗，銀行推出了全新的移動應(yīng)用程序。答案及解析一、選詞填空1.A(forced)–Thecontextsuggestsfintechhascompelledbankstoinnovate.2.A(invested)–Financialinstitutionstypicallyinvestindigitaltransformation.3.A(supported)–GovernmentpoliciesoftenaimtosupportSMEs.4.A(provide)–Thepurposeofanewbranchistoofferservices.5.A(strengthened)–Commitmenttogreenfinanceenhancesreputation.6.A(reduces)–AIsystemshelpminimizeloandefaults.7.A(growth)–Profitmarginsareexpectedtoimprovesteadily.8.A(promotes)–Collaborationwithuniversitiesfostersinnovation.9.B(restricted)–Regulationsoftenlimitflexibilityincreditsolutions.10.A(provide)–Customerserviceteamsofferpersonalizedadvice.二、閱讀理解1.B–Thepassagefocusesonfintech’simpactonthebankingindustryinQingdao.2.B–AI-drivenriskassessmentismentionedasanimprovement.3.C–Thegovernmentencouragesfintechinnovation.4.B–ThepassagementionsAI-drivenservicesforcustomerexperience.5.C–IntegratingAIisnotedasachallenge.三、句子改錯1.Error:will→Correct:will→Theappwillallowcustomers...(Noerror)2.Error:has→Correct:have→Thepolicieshaveimprovedthebusinessenvironment.3.Error:is→Correct:are→Thesystemaredesignedtoanalyzedata...4.Error:was→Correct:were→Thebranchwereopenedtoprovideservices...5.Error:as→Correct:for→Thebank’scommitmentforsustainabilityhasbeenrecognized...四、完形填空6.A(adapt)–Banksmustadapttochanges.7.A