華夏銀行青島市城陽區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計(jì)10分）說明：從下列選項(xiàng)中選出最適合填入空白處的單詞，每空對(duì)應(yīng)一個(gè)選項(xiàng)。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovate.A.forcedB.encouragedC.challengedD.supported2.青島的金融機(jī)構(gòu)近年來注重綠色金融，以______城市可持續(xù)發(fā)展。A.promoteB.improveC.supportD.ensure3.Thenewpolicyaimsto______smallbusinessesbyreducinginterestrates.A.boostB.harmC.limitD.ignore4.華夏銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略______customerexperienceasacorepriority.A.ignoresB.focusesonC.neglectsD.excludes5.Thebank’sbranchinChengyangDistricthas______a30%increaseindigitaltransactionssince2023.A.noticedB.reportedC.achievedD.predicted6.Toenhancesecurity,thebankplansto______biometricverificationacrossallATMs.A.introduceB.removeC.delayD.reduce7.Theeconomicdownturnhas______loandefaultsincoastalcitieslikeQingdao.A.increasedB.decreasedC.stabilizedD.minimized8.Thebranchmanageremphasizedtheimportanceof______complianceintheinsurancesector.A.violatingB.prioritizingC.overlookingD.ignoring9.Thebank’smobileapphasbeen______foritsuser-friendlyinterface.A.criticizedB.praisedC.rejectedD.disliked10.Thefinancialregulatorexpectsthebankto______itsriskmanagementframeworkbytheendof2025.A.weakenB.strengthenC.ignoreD.simplify二、閱讀理解（共5題，每題2分，總計(jì)10分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina,particularlyincoastalregionslikeQingdao.Traditionalbanks,includingChinaHuaxiaBank,areunderpressuretoadapttotechnologicaladvancements.ThebankhasinvestedheavilyinAI-drivenservices,mobilepayments,andblockchainsolutionstoremaincompetitive.However,challengesremain,suchasensuringcybersecurityandmaintainingcustomertrust.Thegovernment’ssupportforfintechhasfurtheracceleratedthisshift,withpoliciesencouragingbankstoadoptinnovativemodels.Despitethesechanges,physicalbranchesstillplayacrucialroleinregionslikeChengyang,wheredigitalpenetrationislower.Thebank’sstrategyinvolvesblendingonlineandofflineservicestocatertodiversecustomerneeds.1.Whatisthemainfocusofthepassage?A.ThehistoryofdigitalbankinginChina.B.Theimpactoffintechontraditionalbanks.C.Thegovernment’sroleinfinancialinnovation.D.Thedeclineofphysicalbankbranches.2.Accordingtothepassage,whatchallengedoesChinaHuaxiaBankface?A.Insufficientgovernmentsupport.B.Lowinvestmentintechnology.C.Cybersecurityandcustomertrustissues.D.HighdigitalpenetrationinChengyang.3.WhydophysicalbranchesremainimportantinChengyang?A.Digitalservicesarenotyetwidelyadopted.B.Thebankplanstocloseallonlineoperations.C.Customerspreferface-to-faceinteractions.D.Theregionhashigheconomicgrowth.4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Digitalbankswillreplacetraditionalonesentirely.B.Hybridmodelswilldominatethemarket.C.Governmentpolicieswillhinderinnovation.D.Cybersecuritywillbecomeobsolete.5.Theword"accelerated"inthesecondparagraphisclosestinmeaningto:A.sloweddownB.encouragedC.complicatedD.delayed三、語法填空（共5題，每題2分，總計(jì)10分）說明：根據(jù)上下文，用括號(hào)內(nèi)單詞的適當(dāng)形式填空。1.Thebank’snewcreditpolicywill______(affect)theloanapprovalprocesssignificantly.2.EmployeesintheChengyangbrancharerequiredtocomplete______(training)beforehandlingcomplextransactions.3.ChinaHuaxiaBankhas______(establish)asubsidiaryinQingdaotoexpanditsmarketpresence.4.Thefinancialstabilityoftheregiondependson______(regulate)therealestatesectoreffectively.5.Theregulator’sguidelinesmustbe______(strict)followedtoavoidpenalties.四、完形填空（共10題，每題1分，總計(jì)10分）說明：閱讀以下短文，從每空選項(xiàng)中選擇最佳答案。Lastyear,ChinaHuaxiaBanklaunchedapilotprograminQingdaotopromotegreenfinance.Theprogram______(6)______reducingcarbonemissionsbyofferinglow-interestloanstorenewableenergyprojects.Theinitiative______(7)______well,withseveralwindandsolarfarmsreceivingfunding.Localgovernmentswere______(8)______toparticipate,astheprojectalignedwiththeirsustainabilitygoals.However,challengesemerged,suchas______(9)______reliablemetricsforevaluatingenvironmentalimpact.Thebank______(10)______ateamtodevelopastandardizedassessmentframework.Thiseffort______(11)______togainapprovalfromregulators,whoemphasizedtheneedfortransparency.Meanwhile,competitorslikeICBCwere______(12)______cautious,waitingtoseeifthemodelcouldbereplicatednationwide.Thesuccessofthisprogram______(13)______thebank’sreputationasaninnovatorintheindustry.Inthelongterm,it______(14)______toattractmoreclientsinterestedinsustainableinvestments.6.A.aimedatB.focusedonC.supportedD.criticized7.A.progressesB.progressedC.hasprogressedD.willprogress8.A.willingB.happyC.reluctantD.eager9.A.establishingB.measuringC.improvingD.ignoring10.A.formedB.hiredC.createdD.approved11.A.managedB.failedC.contributedD.struggled12.A.equallyB.similarlyC.differentlyD.individually13.A.reinforcesB.weakensC.damagesD.ignores14.A.continuesB.leadsC.failsD.contributes五、翻譯填空（共5題，每題2分，總計(jì)10分）說明：將括號(hào)中的中文句子翻譯成英文，填入橫線處。1.青島市城陽區(qū)計(jì)劃在2026年前建成三個(gè)智能銀行網(wǎng)點(diǎn)。TheChengyangDistrictofQingdaoplansto______threesmartbankbranches______2026.2.華夏銀行致力于為客戶提供全方位的金融解決方案。ChinaHuaxiaBankiscommittedto______comprehensivefinancialsolutionstoitscustomers.3.為應(yīng)對(duì)經(jīng)濟(jì)波動(dòng)，銀行調(diào)整了信貸審批標(biāo)準(zhǔn)。Toaddresstheeconomicfluctuations,thebank______itsloanapprovalcriteria.4.該分行在普惠金融方面取得了顯著成效。Thebranchhasachieved______resultsininclusivefinance.5.監(jiān)管機(jī)構(gòu)要求銀行加強(qiáng)數(shù)據(jù)隱私保護(hù)。Theregulatoryauthoritydemandsthatbanks______dataprivacyprotection.答案與解析一、選詞填空1.C(challenged)解析：fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故選challenged。2.A(promote)解析：金融機(jī)構(gòu)注重綠色金融是為了促進(jìn)城市可持續(xù)發(fā)展。3.A(boost)解析：政策旨在通過降低利率來支持小企業(yè)。4.B(focuseson)解析：銀行將客戶體驗(yàn)作為核心優(yōu)先事項(xiàng)。5.C(achieved)解析：該網(wǎng)點(diǎn)實(shí)現(xiàn)了數(shù)字交易30%的增長(zhǎng)。6.A(in