招商銀行鎮(zhèn)江市丹陽(yáng)市2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.supported2.AsaleadingprivatebankinChina,ChinaMerchantsBankis______inpromotingfinancialinclusioninruralareas.A.activeB.passiveC.reluctantD.hesitant3.ThenewbranchinDanyangaimsto______localSMEswithtailoredfinancialsolutions.A.assistB.neglectC.opposeD.ignore4.Thebank’sdigitaltransformationstrategyisdesignedto______customerexperienceandoperationalefficiency.A.enhanceB.degradeC.diminishD.stabilize5.InthecontextoftheYangtzeRiverDeltaeconomiczone,thebankis______toattractcross-borderinvestment.A.committedB.indifferentC.carelessD.reluctant6.Theannualfinancialliteracycampaignfocuseson______financialrisksforsmallbusinesses.A.mitigatingB.exaggeratingC.ignoringD.amplifying7.Thebranchmanageremphasizedthe______ofteamworkinachievingannualtargets.A.importanceB.unimportanceC.trivialityD.irrelevance8.Thebank’sgreenfinanceinitiativesare______tosustainableurbandevelopmentinDanyang.A.alignedB.contradictoryC.irrelevantD.incompatible9.Thecustomerservicetrainingprogramaimsto______employees’communicationskills.A.improveB.weakenC.degradeD.maintain10.Thebank’sriskmanagementframeworkis______toregulatorycomplianceandfinancialstability.A.dedicatedB.hostileC.indifferentD.resistant二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ChinaMerchantsBankhasbeenexpandingitspresenceintheYangtzeRiverDelta,particularlyinDanyang,akeyindustrialcityinJiangsuProvince.Thebank’sstrategyfocusesonsupportinglocalbusinesses,especiallysmallandmedium-sizedenterprises(SMEs),throughinnovativefinancialproducts.Withtheriseoffintech,thebankhasintroduceddigitalbankingsolutionstoenhancecustomerconvenience.ThebranchinDanyanghasalsoprioritizedfinancialliteracyprogramstoeducatesmallbusinessownersaboutriskmanagementandinvestmentstrategies.Thebank’scommitmenttosustainablebankingalignswiththeregion’sgoalofgreendevelopment.Byleveragingdataanalytics,thebankaimstoprovidemorepersonalizedservices,includingcustomizedloansandwealthmanagementplans.However,challengessuchasincreasingcompetitionandeconomicuncertaintiesremain.Despitethese,thebankremainsoptimisticaboutitsgrowthprospectsintheregion.1.WhatistheprimaryfocusofChinaMerchantsBankinDanyang?A.RealestateinvestmentB.ConsumerbankingC.SMEsupportD.Wealthmanagement2.Howhasthebankadaptedtotechnologicaladvancements?A.ByreducingphysicalbranchesB.ByintroducingdigitalbankingsolutionsC.ByfocusingontraditionalbankingservicesD.Byhiringmoreemployees3.Whatinitiativeshasthebanklaunchedtoeducatecustomers?A.AnnualstockmarketseminarsB.FinancialliteracyprogramsC.LuxurygoodspromotionsD.Cryptocurrencytradingworkshops4.Whatisthebank’sstanceonsustainabledevelopment?A.ItisindifferentB.ItisopposedC.ItiscommittedD.Itisuncertain5.Whatchallengesdoesthebankfaceintheregion?A.RegulatoryrestrictionsB.IncreasingcompetitionandeconomicuncertaintiesC.LackofskilledemployeesD.Customerdistrust三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Thesuccessofabank’sbranchinacitylikeDanyangdependsonseveralfactors.First,______(6)customerserviceiscrucial.Employeesmustbetrainedtohandleinquiriesefficientlyandprofessionally.Second,thebranchmustoffer______(7)financialproductstomeettheneedsoflocalbusinesses.Thisincludesloans,creditlines,andcashmanagementsolutions.Third,thebankshould______(8)digitalbankingtoolstoimproveaccessibility.Forexample,mobileappsandonlineplatformscan______(9)transactionsandreducepaperwork.Additionally,thebankmust______(10)localeconomictrendstotailoritsservices.ByunderstandingthespecificchallengesfacedbySMEsinDanyang,thebankcandevelopmoreeffectivesolutions.Finally,buildingastrong______(11)withthecommunityisessential.Thisincludessponsoringlocaleventsandsupportingsmallbusinesses.Whentheseelementsareinplace,thebranchismorelikelyto______(12)itstargets.6.A.ExcellentB.PoorC.BasicD.Standard7.A.DiverseB.LimitedC.ExpensiveD.Complex8.A.IgnoreB.EmbraceC.AvoidD.Deny9.A.SimplifyB.ComplicateC.DelayD.Cancel10.A.AdaptB.IgnoreC.DenyD.Resist11.A.ReputationB.ConflictC.NeglectD.Disagreement12.A.MeetB.MissC.ExceedD.Lower四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.招商銀行致力于為鎮(zhèn)江丹陽(yáng)地區(qū)的中小企業(yè)提供全方位的金融服務(wù)。2.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，傳統(tǒng)銀行需要積極擁抱技術(shù)創(chuàng)新。3.該分行通過(guò)定期舉辦金融知識(shí)講座，提升當(dāng)?shù)鼐用竦慕鹑谒仞B(yǎng)。4.銀行的綠色信貸政策有助于推動(dòng)丹陽(yáng)市的可持續(xù)發(fā)展。5.在當(dāng)前競(jìng)爭(zhēng)激烈的市場(chǎng)環(huán)境下，銀行需要不斷提升服務(wù)質(zhì)量和效率。五、寫(xiě)作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofFintechinModernBanking".Includeatleastthreekeypointsinyouressay.答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新和適應(yīng)。2.A.active解析：招商銀行積極推動(dòng)金融普惠在農(nóng)村地區(qū)的發(fā)展。3.A.assist解析：新分行旨在協(xié)助當(dāng)?shù)刂行∑髽I(yè)提供定制化金融服務(wù)。4.A.enhance解析：銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略旨在提升客戶(hù)體驗(yàn)和運(yùn)營(yíng)效率。5.A.committed解析：在長(zhǎng)江三角洲經(jīng)濟(jì)區(qū)內(nèi)，銀行致力于吸引跨境投資。6.A.mitigating解析：年度金融素養(yǎng)活動(dòng)側(cè)重于緩解中小企業(yè)的金融風(fēng)險(xiǎn)。7.A.importance解析：分行經(jīng)理強(qiáng)調(diào)團(tuán)隊(duì)合作在達(dá)成年度目標(biāo)中的重要性。8.A.aligned解析：銀行的綠色金融舉措與丹陽(yáng)市的可持續(xù)發(fā)展目標(biāo)一致。9.A.improve解析：客戶(hù)服務(wù)培訓(xùn)旨在提升員工的溝通能力。10.A.dedicated解析：銀行的風(fēng)險(xiǎn)管理框架致力于合規(guī)和財(cái)務(wù)穩(wěn)定。二、閱讀理解1.C.SMEsupport解析：文章明確提到銀行在丹陽(yáng)的主要重點(diǎn)是支持中小企業(yè)。2.B.Byintroducingdigitalbankingsolutions解析：文中提到銀行通過(guò)引入數(shù)字化解決方案適應(yīng)技術(shù)發(fā)展。3.B.Financialliteracyprograms解析：銀行通過(guò)金融知識(shí)講座教育客戶(hù)，提升金融素養(yǎng)。4.C.Itiscommitted解析：銀行致力于可持續(xù)發(fā)展，與綠色信貸政策相符。5.B.Increasingcompetitionandeconomicuncertainties解析：文中提到銀行面臨的挑戰(zhàn)是競(jìng)爭(zhēng)加劇和經(jīng)濟(jì)不確定性。三、完形填空6.A.Excellent7.A.Diverse8.B.Embrace9.A.Simplify10.A.Adapt11.A.Reputation12.A.Meet解析：根據(jù)上下文，填入“excellent”表示卓越的服務(wù)，“diverse”表示多樣化的產(chǎn)品，“embrace”表示擁抱技術(shù)，“simplify”表示簡(jiǎn)化流程，“adapt”表示適應(yīng)趨勢(shì)，“reputation”表示聲譽(yù)，“meet”表示達(dá)成目標(biāo)。四、翻譯1.ChinaMerchantsBankiscommittedtoprovidingcomprehensivefinancialservicesforsmallandmedium-sizedenterprisesinDanyang,Zhenjiang.2.Withtherapiddevelopmentofthedigitaleconomy,traditionalbanksneedtoactivelyembracetechnologicalinnovation.3.Thebranchimprovesthefinancialliteracyoflocalresidentsbyholdingfinancialknowledgelecturesregularly.4.Thebank’sgreencreditpolicieshelppromotesustainabledevelopmentinDanyang.5.Inthecurrentcompetitivemarketenvironment,banksneedtocontinuouslyimproveservicequalityandefficiency.五、寫(xiě)作范文TheRoleofFintechinModernBankingFintechhasrevolutionizedthebankingindustrybyintroducinginnovativesolutionsthatenhanceefficiency,accessibility,andcustomerexperience.First,fintechtoolssuchasmobilebankingappsandonlineplatformshavemadefinancialservicesmoreaccessiblet