民生銀行宿遷市宿城區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選出最佳選項(xiàng)，填入空格內(nèi)。Therapiddevelopmentoffintechhas1thewaybanksinteractwithcustomers.IncitieslikeSuqian,wherethedigitaleconomyisbooming,banksneedtoadaptquicklytomeetthechangingneedsoflocalbusinessesandresidents.Traditionalbankingmodelsoftenstruggletokeeppacewiththe2ofonlineservices.However,companieslikeMinshengBankareleadingthechargebyintegratingcutting-edgetechnologyintotheiroperations.Forinstance,the3ofmobilebankingappshasallowedcustomerstoperformtransactionsanytime,anywhere.Thisshifthasnotonlyimprovedcustomersatisfactionbutalso4operationalefficiency.Despitetheseadvancements,challengesremain.Cybersecuritythreats,forexample,poseasignificantrisktofinancialinstitutions.MinshengBankhas5investedinrobustsecuritymeasurestoprotectcustomerdata.Additionally,thebankmust6withregulatorychangestoensurecompliance.InregionslikeSuqian,wheretheeconomyisstillgrowing,banksmustalsobalanceinnovationwith7.Anotherkeyfactoristheneedto8localeconomictrends.Forexample,theriseofe-commerceinSuqianhascreatednewopportunitiesforbankstooffertailoredfinancialproducts.By9thesetrends,MinshengBankcanstrengthenitsmarketposition.Finally,thebankmust10itsworkforcetohandletheevolvingdemandsoftheindustry.選項(xiàng)：1.A.changed2.B.growth3.C.popularity4.D.cost5.E.heavily6.F.adapt7.G.stability8.H.understand9.I.leveraging10.J.modernize第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下短文，回答問(wèn)題。Passage:TheChinesegovernmenthaslaunchedaseriesofinitiativestopromotethedevelopmentofthedigitaleconomyinruralareas.Theseprogramsaimtobridgethegapbetweenurbanandruralregionsbyimprovinginfrastructureandfosteringinnovation.InSuqian,acityinJiangsuProvince,severalbankshavepartneredwithlocalgovernmentstoimplementthesepolicies.MinshengBank,forexample,hasintroducedaspecialloanprogramforruralbusinesses.Thisinitiativeprovidesaffordablefinancingtosmallandmedium-sizedenterprises(SMEs)intheagriculturalsector.Thebankhasalsosetupdigitalbankingcentersinremotevillages,makingfinancialservicesmoreaccessible.Theseeffortshavenotonlyboostedeconomicgrowthinruralareasbutalsocreatednewjobopportunities.However,challengesremain.Manyruralentrepreneurslackthefinancialliteracytoutilizetheseprogramseffectively.Toaddressthis,MinshengBankhaslaunchededucationalcampaignstotrainfarmersandlocalbusinessowners.Additionally,thebankisworkingwithgovernmentagenciestoimproveinternetconnectivityinunderservedregions.問(wèn)題：1.Whatisthemaingoalofthegovernment’sdigitaleconomyinitiativesinruralareas?A.Toincreaseurban-ruralincomeinequality.B.Toimprovefinancialservicesinruralregions.C.Topromoteindustrializationincities.D.Toreducegovernmentspending.2.HowhasMinshengBankcontributedtoruraleconomicdevelopment?A.Byinvestinginurbaninfrastructure.B.Byofferingspecialloanstoruralbusinesses.C.Byclosingitsruralbranches.D.Byfocusingonlyonlargecorporations.3.Whatchallengesdoruralentrepreneursface?A.Limitedaccesstofinancialeducation.B.Highinternetconnectivity.C.Excessivegovernmentregulations.D.Lackofgovernmentsupport.4.WhatmeasuresisMinshengBanktakingtoaddressthesechallenges?A.Reducingloaninterestrates.B.Providingfinancialtraining.C.Expandingitsurbannetwork.D.Partneringwithforeignbanks.5.WhatdoesthepassagesuggestaboutthefutureofruraleconomiesinChina?A.Theywillcontinuetolagbehindurbanareas.B.Theywillgrowwiththehelpofbanksandgovernments.C.Theywillfacemoreenvironmentalchallenges.D.Theywillbecomelessimportanttothenationaleconomy.第三部分：完形填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選出最佳選項(xiàng)，填入空格內(nèi)。ThebankingsectorinChinahas11transformedoverthepastdecade.Traditionalfinancialinstitutionsarenow12integratingtechnologyintotheiroperations.Forexample,MinshengBankhas13itsmobilebankingapptoincludeadvancedfeaturessuchasAI-poweredfinancialadvice.Thisshifthasnotonlyimprovedcustomerexperiencebutalso14operationalefficiency.However,the15ofdigitalbankingisnotwithoutitschallenges.Cybersecurityremainsatopconcernforbanks.Asinglebreachcan16millionsofcustomers.Tomitigatethisrisk,MinshengBankhas17strictsecurityprotocols.Additionally,thebankmust18withrapidlychangingregulations.TheChinesegovernmenthas19introducednewlawstoprotectconsumerdata,whichbanksmustcomplywith.Another20istheneedtoattractandretaintalent.Thebankingindustryishighlycompetitive,andskilledworkersareinhighdemand.MinshengBankhas21investedinemployeetrainingprogramstoensureitsworkforceremainsup-to-datewiththelatesttechnologies.選項(xiàng)：11.A.radically12.B.gradually13.C.expanded14.D.reduced15.E.growth16.F.expose17.G.implemented18.H.adapt19.I.recently20.J.factor21.K.consistently第四部分：翻譯（共5題，每題2分）題目：將以下句子翻譯成英文。1.民生銀行在宿遷市積極推動(dòng)普惠金融發(fā)展，為當(dāng)?shù)刂行∑髽I(yè)提供更多融資支持。2.隨著數(shù)字經(jīng)濟(jì)的興起，傳統(tǒng)銀行需要不斷創(chuàng)新以適應(yīng)市場(chǎng)需求。3.宿遷市政府與多家銀行合作，計(jì)劃在未來(lái)五年內(nèi)提升全市的金融覆蓋率。4.網(wǎng)絡(luò)安全問(wèn)題對(duì)金融機(jī)構(gòu)構(gòu)成重大威脅，銀行必須采取有效措施加以防范。5.通過(guò)利用大數(shù)據(jù)分析，銀行可以更精準(zhǔn)地評(píng)估貸款風(fēng)險(xiǎn)，從而降低不良貸款率。第五部分：寫(xiě)作（共1題，10分）題目：Writeashortessay(about150words)onthetopic:"TheRoleofBanksinPromotingSustainableDevelopmentinRuralChina."答案及解析第一部分：選詞填空答案及解析1.changed(Therapiddevelopmentoffintechhaschangedthewaybanksinteractwithcustomers.)-解析：空格處需填入動(dòng)詞，表示金融科技改變了銀行與客戶(hù)互動(dòng)的方式。2.growth(Traditionalbankingmodelsoftenstruggletokeeppacewiththegrowthofonlineservices.)-解析：空格處需填入名詞，表示傳統(tǒng)銀行難以跟上在線(xiàn)服務(wù)的增長(zhǎng)。3.popularity(Thepopularityofmobilebankingappshasallowedcustomerstoperformtransactionsanytime,anywhere.)-解析：空格處需填入名詞，表示移動(dòng)銀行應(yīng)用的普及程度。4.reduced(Thisshifthasnotonlyimprovedcustomersatisfactionbutalsoreducedoperationalefficiency.)-解析：空格處需填入動(dòng)詞，表示效率的降低。5.heavily(MinshengBankhasheavilyinvestedinrobustsecuritymeasurestoprotectcustomerdata.)-解析：空格處需填入副詞，表示大量投資。6.adapt(MinshengBankmustadaptwithregulatorychangestoensurecompliance.)-解析：空格處需填入動(dòng)詞，表示適應(yīng)監(jiān)管變化。7.stability(InregionslikeSuqian,wheretheeconomyisstillgrowing,banksmustalsobalanceinnovationwithstability.)-解析：空格處需填入名詞，表示穩(wěn)定。8.understand(Byunderstandthesetrends,MinshengBankcanstrengthenitsmarketposition.)-解析：空格處需填入動(dòng)詞原形，表示理解趨勢(shì)。9.leveraging(Byleveragingthesetrends,MinshengBankcanstrengthenitsmarketposition.)-解析：空格處需填入動(dòng)名詞，表示利用趨勢(shì)。10.modernize(Finally,thebankmustmodernizeitsworkforcetohandletheevolvingdemandsoftheindustry.)-解析：空格處需填入動(dòng)詞，表示使員工現(xiàn)代化。第二部分：閱讀理解答案及解析1.B.Toimprovefinancialservicesinruralregions.-解析：第一段明確指出政府的目標(biāo)是促進(jìn)農(nóng)村地區(qū)的數(shù)字經(jīng)濟(jì)發(fā)展，提升金融服務(wù)水平。2.B.Byofferingspecialloanstoruralbusinesses.-解析：第二段提到MinshengBank推出針對(duì)農(nóng)村企業(yè)的專(zhuān)項(xiàng)貸款計(jì)劃。3.A.Limitedaccesstofinancialeducation.-解析：第三段指出許多農(nóng)村企業(yè)家缺乏金融知識(shí)，無(wú)法有效利用這些項(xiàng)目。4.B.Providingfinancialtraining.-解析：第三段提到MinshengBank開(kāi)展教育培訓(xùn)，幫助農(nóng)村企業(yè)家提升金融素養(yǎng)。5.B.Theywillgrowwiththehelpofbanksandgovernments.-解析：全文強(qiáng)調(diào)銀行和政府的合作推動(dòng)農(nóng)村經(jīng)濟(jì)發(fā)展，暗示未來(lái)農(nóng)村經(jīng)濟(jì)將增長(zhǎng)。第三部分：完形填空答案及解析11.radically(ThebankingsectorinChinahasradicallytransformedoverthepastdecade.)-解析：空格處需填入副詞，表示銀行行業(yè)的劇變。12.gradually(Traditionalfinancialinstitutionsarenowgraduallyintegratingtechnologyintotheiroperations.)-解析：空格處需填入副詞，表示逐步整合技術(shù)。13.expanded(MinshengBankhasexpandeditsmobilebankingapptoincludeadvancedfeatures.)-解析：空格處需填入動(dòng)詞，表示擴(kuò)展應(yīng)用功能。14.reduced(Thisshifthasnotonlyimprovedcustomerexperiencebutalsoreducedoperationalefficiency.)-解析：空格處需填入動(dòng)詞，表示效率降低。15.growth(Thegrowthofdigitalbankingisnotwithoutitschallenges.)-解析：空格處需填入名詞，表示數(shù)字銀行的快速發(fā)展帶來(lái)的挑戰(zhàn)。16.expose(Asinglebreachcanexposemillionsofcustomers.)-解析：空格處需填入動(dòng)詞，表示泄露客戶(hù)信息。17.implemented(Tomitigatethisrisk,MinshengBankhasimplementedstrictsecurityprotocols.)-解析：空格處需填入動(dòng)詞過(guò)去分詞，表示實(shí)施安全協(xié)議。18.adapt(Thebankmustadaptwithrapidlychangingregulations.)-解析：空格處需填入動(dòng)詞，表示適應(yīng)法規(guī)變化。19.recently(TheChinesegovernmenthasrecentlyintroducednewlawstoprotectconsumerdata.)-解析：空格處需填入副詞，表示近期出臺(tái)新法規(guī)。20.factor(Anotherfactoristheneedtoattractandretaintalent.)-解析：空格處需填入名詞，表示吸引人才是重要因素。21.consistently(MinshengBankhasconsistentlyinvestedinemployeetrainingprograms.)-解析：空格處需填入副詞，表示持續(xù)投資培訓(xùn)。第四部分：翻譯答案及解析1.MinshengBankactivelypromotesinclusivefinanceinSuqian,providingmorefinancingsupportforlocalSMEs.-解析：翻譯時(shí)需突出銀行在宿遷的普惠金融舉措，以及為中小企業(yè)提供的支持。2.Withtheriseofthedigitaleconomy,traditionalbanksneedtoinnovatecontinuouslytomeetmarketdemands.-解析：強(qiáng)調(diào)數(shù)字經(jīng)濟(jì)發(fā)展背景下，傳統(tǒng)銀行的創(chuàng)新需求。3.TheSuqianmunicipalgovernmenthaspartneredwithseveralbankstoimprovefinancialcoverageacrossthecitywithinthenextfiveyears.-解析：翻譯時(shí)需體現(xiàn)政府與銀行的合作計(jì)劃及目標(biāo)。4.Cybersecuritythreatsposesignificantriskstofinancialinstitutions,andbanksmusttakeeffectivemeasurestopreventthem.-解析：突出網(wǎng)絡(luò)安全對(duì)金融機(jī)構(gòu)的威脅及銀行的應(yīng)對(duì)措施。5.Byleveragingbigdataanalysis,bankscanmoreaccuratelyassessloanrisks,therebyreducingnon-performingloanrates.-解析：強(qiáng)調(diào)大數(shù)據(jù)分析在降低不良貸款率中的作用。第五部分：寫(xiě)作范文及解析Essay:TheRoleofBanksinPromotingSustainableDevelopmentinRuralChinaInrecentyears,Chinahasmadesignificantstridesinreducingtheurban-ruraleconomicdisparity.Banks,askeyfinancialplayers,playacrucialroleinthisprocess.Byprovidingaccesstocredit,fosteringinnovation,andsupportinglocalbusinesses,bankscancontributetosustainableruraldevelopment.First,bankscanbridgethefinancinggapforruralenterprises.Manysmallandmedium-sizedenterprises(SMEs)inruralareaslackthecapitaltoexpandoradoptnewtechnologies.Banks,suchasMinshengBank,canofferlow-interestloanstailoredtoruralneeds.Forexample,loansforagriculturalequipmentore-commerceinfrastructurecanhelpfarmersincreaseproductivityandreachbroadermarkets.Second,bankscanpromotefinancia