光大銀行福州市馬尾區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下段落，從每題所給的四個選項中選出最適合填入空白處的單詞，并填入答題卡對應位置。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewchallenges.A.forcedB.enabledC.threatenedD.supported2.福州馬尾區(qū)的經(jīng)濟轉型需要更多______人才來推動高科技產(chǎn)業(yè)集群的發(fā)展。A.commercialB.technologicalC.administrativeD.financial3.Despitethe______marketconditions,thebankhasmaintainedsteadygrowthbydiversifyingitsrevenuestreams.A.volatileB.stableC.predictableD.stagnant4.Thenewdigitalbankingplatformisdesignedto______customerexperiencebyreducingtransactiontimesandimprovingsecurity.A.enhanceB.deteriorateC.delayD.disrupt5.Thebank’ssustainabilityreporthighlightsitseffortsto______environmentalimpactthroughgreenfinancinginitiatives.A.minimizeB.maximizeC.ignoreD.overlook6.The______betweenonlineandofflinebankingserviceshasbecomeakeyfocusforcustomerretentionstrategies.A.contrastB.similarityC.integrationD.conflict7.Employeesinthe馬尾區(qū)分行需要具備較強的跨文化溝通能力，以服務______的客戶群體。A.homogenousB.diverseC.uniformD.narrow8.TheregulatoryenvironmentinChinarequiresbankstoimplementstricter______measurestopreventfraud.A.complianceB.flexibilityC.transparencyD.confidentiality9.Thebank’smobileapphasbeen______duetoitsuser-friendlyinterfaceandcomprehensivefeatures.A.criticizedB.praisedC.ignoredD.rejected10.Theeconomicpoliciesin福州馬尾區(qū)aimto______smallandmedium-sizedenterprises(SMEs)byprovidingfinancialincentives.A.discourageB.supportC.weakenD.isolate二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下文章，然后回答問題。Passage:Therapidadvancementofartificialintelligence(AI)hastransformedthebankingsector,particularlyin福州馬尾區(qū),wherefinancialinstitutionsareleveragingAItoimproveefficiencyandcustomerservice.Traditionalbankingprocesses,suchasloanapplicationsandcreditassessments,havebeenstreamlinedthroughAI-poweredsystems,reducinghumanerrorandprocessingtime.Additionally,AI-drivenchatbotshaveenhancedcustomerengagementbyproviding24/7supportandpersonalizedfinancialadvice.However,challengesremain,includingdataprivacyconcernsandtheneedforskilledAIprofessionals.Thebank’sleadershipin馬尾區(qū)hasemphasizedtheimportanceofbalancingtechnologicalinnovationwithethicalconsiderationstoensuresustainablegrowth.1.Whatisthemainfocusofthepassage?A.TheimpactofAIonglobalbanking.B.TheroleofAIin福州馬尾區(qū)’sfinancialsector.C.TheethicalchallengesofAIinfinance.D.Thedeclineoftraditionalbankingprocesses.2.Accordingtothepassage,howhasAIimprovedbankingin福州馬尾區(qū)?A.Byincreasingprocessingfees.B.Byreducinghumaninvolvement.C.Byenhancingcustomerservice.D.Bylimitingfinancialaccessibility.3.WhatremainsachallengeforAIimplementationinbanking?A.Highcostsoftechnology.B.Dataprivacyconcerns.C.Lackofcustomerdemand.D.Insufficientskilledworkers.4.Whatdoesthebank’sleadershipin馬尾區(qū)emphasize?A.Rapidtechnologicaladoption.B.Balancinginnovationwithethics.C.ReducingrelianceonAI.D.Expandingcreditassessment.5.ThepassagesuggeststhatAIinbankingwilllikelycontinueto______.A.Replaceallhumanroles.B.Faceregulatoryscrutiny.C.Improveoperationalefficiency.D.Decreasecustomersatisfaction.三、語法填空（共10題，每題1分，共10分）題目：閱讀以下段落，根據(jù)上下文和所給提示詞，用適當形式填空。Thefinancialsectorin福州馬尾區(qū)hasseensignificantchangesinrecentyears.First,theriseofdigitalbankinghas______(1)______traditionalbranchestoadaptorriskbecomingobsolete.Manylocalbankshave______(2)______investmentsinmobileplatformstostaycompetitive.Second,regulatoryrequirementshave______(3)______bankstoimplementstrictercompliancemeasures,especiallyregardinganti-moneylaundering(AML)protocols.Third,thedemandforfinancialservicesamongyoungprofessionalsin馬尾區(qū)has______(4)______,leadingtotheintroductionofmoreinnovativeproducts.However,somechallengespersist,suchastheneedforskilledpersonneltomanagenewtechnologies.1.A.forced2.A.made3.A.compelled4.A.increased四、完形填空（共10題，每題1分，共10分）題目：閱讀以下段落，從每題所給的四個選項中選出最適合填入空白處的單詞，并填入答題卡對應位置。Thebankingindustryin福州馬尾區(qū)hasbeenevolvingrapidly,andfinancialinstitutionsmust______(1)______withthesechangestoremainsuccessful.Onekeyfactoristheincreasinguseoffintechsolutionsto______(2)______operationalcostsandimprovecustomerexperience.Forexample,thenewdigitalbankingplatformin馬尾區(qū)allowscustomersto______(3)______transactionsanytime,anywhere.Anotherimportantaspectistheneedto______(4)______regulatorycompliance,whichhasbecomestricterinrecentyears.Banksthatfailtodosomayfacelegal______(5)______.Additionally,thebank’sabilitytoattractandretaintalentiscrucial,asskilledemployeesareessentialfor______(6)______innovation.1.A.adapt2.A.reduce3.A.complete4.A.ensure5.A.consequences6.A.driving五、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，并填入答題卡對應位置。1.福州馬尾區(qū)的經(jīng)濟發(fā)展得益于政府的政策支持和企業(yè)的創(chuàng)新投入。Theeconomicdevelopmentin福州馬尾區(qū)benefitsfromthegovernment’spolicysupportandenterprises’innovationinvestment.2.光大銀行致力于為客戶提供全方位的金融服務，以適應不斷變化的市場需求。EverbrightBankiscommittedtoprovidingcustomerswithcomprehensivefinancialservicestomeetevolvingmarketdemands.3.馬尾區(qū)的高科技產(chǎn)業(yè)園區(qū)吸引了眾多科技企業(yè)入駐，推動了區(qū)域經(jīng)濟的快速增長。Thehigh-techindustrialparkin馬尾區(qū)hasattractednumeroustechcompanies,drivingrapidregionaleconomicgrowth.4.銀行需要加強風險管理，以防范潛在的金融風險。Banksneedtostrengthenriskmanagementtopreventpotentialfinancialrisks.5.數(shù)字化轉型是銀行業(yè)應對未來挑戰(zhàn)的關鍵策略。Digitaltransformationisakeystrategyforthebankingindustrytoaddressfuturechallenges.答案及解析一、選詞填空1.A(forced)-Therapiddevelopmentoffintechhasforcedthetraditionalbankingindustrytoinnovate.2.B(technological)-福州馬尾區(qū)needsmoretechnologicaltalenttopromotehigh-techindustrialclusters.3.A(volatile)-Thebankhasmaintainedsteadygrowthdespitevolatilemarketconditions.4.A(enhance)-Theplatformenhancescustomerexperiencebyreducingtransactiontimes.5.A(minimize)-Thebankminimizesenvironmentalimpactthroughgreenfinancing.6.C(integration)-Theintegrationbetweenonlineandofflineservicesisakeyfocus.7.B(diverse)-Employeesneedstrongcross-culturalcommunicationskillstoserveadiversecustomerbase.8.A(compliance)-Banksmustimplementstrictercompliancemeasurestopreventfraud.9.B(praised)-Themobileapphasbeenpraisedforitsuser-friendlyinterface.10.B(support)-Economicpoliciesin福州馬尾區(qū)aimtosupportSMEsbyprovidingincentives.二、閱讀理解1.B-ThepassagefocusesonAI’srolein福州馬尾區(qū)’sfinancialsector.2.C-AIhasenhancedcustomerservicein福州馬尾區(qū).3.B-Dataprivacyconcernsremainachallenge.4.B-Thebank’sleadershipemphasizesbalancinginnovationwith