華夏銀行烏魯木齊市天山區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，總計(jì)10分）背景提示：華夏銀行烏魯木齊分行2025年秋季招聘注重應(yīng)聘者的英語語言能力及金融業(yè)務(wù)理解力。以下題目涉及銀行業(yè)常用詞匯及新疆地域文化相關(guān)表述。1.Thebankingsectorrequiresemployeestohaveastronggraspof__________financialregulationstoensurecompliance.A.sophisticatedB.outdatedC.flexibleD.minimal2.Inthecontextof烏魯木齊'seconomicgrowth,thebankplanstoexpandits__________servicestocatertolocalbusinesses.A.ruralB.speculativeC.retailD.institutional3.OurbranchinTianShanRoademphasizes__________customerservicetobuildtrustinthebankingcommunity.A.impersonalB.efficientC.inconsistentD.bureaucratic4.Theloanapplicationwasrejectedduetotheapplicant's__________credithistory.A.exemplaryB.questionableC.transparentD.predictable5.Thebank'sannualreporthighlightsitscommitmentto__________sustainablepracticesinthefinancialindustry.A.neglectingB.promotingC.underminingD.tolerating二、閱讀理解（共4題，每題3分，總計(jì)12分）背景提示：文章節(jié)選自華夏銀行烏魯木齊分行2025年社會(huì)責(zé)任報(bào)告，涉及新疆地區(qū)普惠金融政策及銀行業(yè)數(shù)字化轉(zhuǎn)型。Passage:Inrecentyears,theChinesebankingsectorhasprioritizedfinancialinclusion,particularlyinregionslikeXinjiang.華夏銀行烏魯木齊分行haslaunchedseveralinitiativestoimproveaccesstobankingservicesforruralcommunities.TheseincludemobilebankingunitsthatoperateinremoteareasoftheTianShanMountainsandpartnershipswithlocalcooperativestoprovidemicrofinanceloans.ThebankalsoadoptedAI-drivenriskassessmenttoolstostreamlineloanapprovals,reducingpaperworkandwaitingtimes.However,challengesremain,suchaslanguagebarriersforethnicminoritiesandcybersecurityrisksindigitaltransactions.Thereportconcludesthatcollaborationbetweenbanks,governmentagencies,andNGOsisessentialtoachievelong-termgoalsinfinancialliteracyandinfrastructuredevelopment.1.Whatistheprimaryfocusof華夏銀行烏魯木齊分行的recentinitiatives?A.Increasingprofitsthroughhigh-interestloans.B.Expandingdigitalbankingservicesinurbanareas.C.EnhancingfinancialinclusioninruralXinjiang.D.Reducingoperationalcostsbyautomatingprocesses.2.Howdoesthebankaddresstheissueoflanguagebarriers?A.Byhiringmultilingualstaffinremoteareas.B.Byprovidingmultilingualmobilebankingapps.C.Bycollaboratingwithlocallanguageeducationprograms.D.Thepassagedoesnotmentionthisissue.3.Whattechnologicaltoolismentionedtoimproveloanprocessing?A.Blockchain-basedsmartcontracts.B.AI-drivenriskassessmentsystems.C.Biometricverificationforcustomerauthentication.D.Virtualrealitytrainingforemployees.4.Accordingtothepassage,whatisthekeychallengeinachievingfinancialinclusioninXinjiang?A.Insufficientgovernmentfunding.B.Highcybersecurityrisks.C.Lackofbankinginfrastructure.D.Resistancefromlocalcommunities.三、完形填空（共5題，每題2分，總計(jì)10分）背景提示：段落描述華夏銀行烏魯木齊分行如何通過社區(qū)服務(wù)提升品牌形象，結(jié)合新疆多民族文化特色。ThebankingsectorinXinjiangfacesuniquechallenges,suchas__________(6)culturaldiversityandremotegeographicallocations.華夏銀行烏魯木齊分行hastakenproactivestepsto__________(7)thisgapbyorganizingfinancialworkshopsinUyghurandKazakhlanguages.Theseprogramsfocuson__________(8)savingshabitsanddebtmanagementskillsamonglow-incomehouseholds.Additionally,thebankhas__________(9)partnershipswithlocalNGOstodistributefreebankingliteracymaterialsinruralschools.Asaresult,customersatisfactionhas__________(10)by30%overthepastyear.6.A.diverseB.homogenousC.isolatedD.urban7.A.bridgeB.widenC.ignoreD.exploit8.A.cultivatingB.discouragingC.neglectingD.maximizing9.A.strengthenedB.weakenedC.terminatedD.ignored10.A.declinedB.stabilizedC.increasedD.fluctuated四、句子改錯(cuò)（共5題，每題2分，總計(jì)10分）背景提示：題目涉及銀行業(yè)常用句式，考察語法和邏輯準(zhǔn)確性。1.Thebankwillnotapprovetheloanbecausetheapplicant’scredithistoryisnotgoodenough.2.Wehavetoensurethatallcustomersaretreatedequally,nomatterwhattheirethnicbackground.3.Thebranchmanagersaidthatthenewfinancialregulationswillcomeintoeffectnextmonth.4.AlthoughtheeconomicsituationinXinjiangisimproving,unemploymentratesremainhigh.5.Ifyouneedtotransfermoneyquickly,youshouldusethebank’sonlinepaymentsystem.五、翻譯填空（共5題，每題2分，總計(jì)10分）背景提示：將中文金融術(shù)語翻譯為英文，符合銀行業(yè)正式語境。1.“普惠金融”在英文中可譯為__________.A.inclusivefinanceB.speculativebankingC.traditionallendingD.high-riskinvestment2.“風(fēng)險(xiǎn)控制”對(duì)應(yīng)的英文表達(dá)是__________.A.riskmitigationB.profitmaximizationC.assetaccumulationD.marketexpansion3.“數(shù)字銀行”在英文中稱為__________.A.digitalbankingB.physicalbankingC.ruralbankingD.commercialbanking4.“信用評(píng)分”對(duì)應(yīng)的英文是__________.A.credithistoryB.creditscoreC.financialreportD.loanapproval5.“利率市場(chǎng)化”的英文翻譯是__________.A.interestrateliberalizationB.capitalcontrolC.regulatoryoversightD.inflationtargeting答案與解析一、選詞填空1.A.sophisticated解析：銀行業(yè)對(duì)金融法規(guī)要求嚴(yán)格，需具備專業(yè)能力。2.C.retail解析：烏魯木齊商業(yè)發(fā)達(dá)，銀行需拓展零售業(yè)務(wù)。3.B.efficient解析：銀行強(qiáng)調(diào)高效服務(wù)以提升客戶信任。4.B.questionable解析：貸款被拒通常因信用記錄存疑。5.B.promoting解析：銀行注重可持續(xù)發(fā)展，符合社會(huì)責(zé)任。二、閱讀理解1.C.EnhancingfinancialinclusioninruralXinjiang解析：文章首段明確指出銀行聚焦農(nóng)村普惠金融。2.D.Thepassagedoesnotmentionthisissue解析：文章未提及語言障礙解決方案。3.B.AI-drivenriskassessmentsystems解析：文中提到AI工具簡(jiǎn)化貸款審批。4.B.Highcybersecurityrisks解析：文章末句指出數(shù)字化交易存在安全挑戰(zhàn)。三、完形填空6.A.diverse解析：新疆民族多元，需用“diverse”形容。7.A.bridge解析：銀行通過活動(dòng)彌合城鄉(xiāng)差距。8.A.cultivating解析：培養(yǎng)儲(chǔ)蓄習(xí)慣是金融教育目標(biāo)。9.A.strengthened解析：與NGO合作強(qiáng)化了服務(wù)網(wǎng)絡(luò)。10.C.increased解析：客戶滿意度提升符合銀行目標(biāo)。四、句子改錯(cuò)1.原句：Thebankwillnotapprovetheloanbecausetheapplicant’scredithistoryisnotgoodenough.改正：Thebankwillnotapprovetheloanbecausetheapplicant’scredithistoryisnotfavorable.解析：“goodenough”表述模糊，應(yīng)改為“favorable”更專業(yè)。2.原句：Wehavetoensurethatallcustomersaretreatedequally,nomatterwhattheirethnicbackground.改正：Wehavetoensurethatallcustomersaretreatedequally,regardlessoftheirethnicbackground.解析：“nomatterwhat”口語化，應(yīng)改為“regardlessof”更正式。3.原句：Thebranchmanagersaidthatthenewfinancialregulationswillcomeintoeffectnextmonth.改正：Thebranchmanagersaidthatthenewfinancialregulationswillcomeintoeffectinnextmonth.解析：“nextmon