興業(yè)銀行銀川市興慶區(qū)2025秋招筆試英語題專練及答案第一部分：閱讀理解（共5題，每題2分，合計(jì)10分）說明：以下文章選自銀行業(yè)相關(guān)報(bào)道，結(jié)合銀川市興慶區(qū)經(jīng)濟(jì)特點(diǎn)，考察考生對細(xì)節(jié)、主旨和推理的理解能力。Passage1(2分)TheChinaBankingandInsuranceRegulatoryCommission(CBIRC)hasrecentlyannouncednewguidelinestostrengthenriskmanagementintheregionalbankingsector.Thesemeasures,targetingbanksoperatinginareaswithhigheconomicvolatilitylikeYinchuan,aimtoenhancecapitaladequacyandliquidity.Localinstitutions,suchasIndustrialBank,havebeenencouragedtoaligntheiroperationswiththesestandardstoensurelong-termstability.TheCBIRC'sfocusonsmallandmedium-sizedenterprises(SMEs)inYinchuan'sindustrialparkssuggestsabroaderefforttosupportthecity'seconomicdiversification.Analystsnotethatthesereformscouldimprovecreditefficiencyintheregion.問題：Accordingtothepassage,whatistheprimarygoaloftheCBIRC'snewguidelines?A)ToincreaseprofitsforbanksinYinchuan.B)Tostrengthenriskmanagementinregionswitheconomicinstability.C)ToreducethenumberofbanksinYinchuan.D)ToprioritizelargeenterprisesoverSMEs.Passage2(2分)Aspartofitscommitmenttosustainabledevelopment,IndustrialBankhaslaunchedagreenfinanceprograminYinchuan,focusingonsupportingrenewableenergyprojects.Theinitiativeincludeslow-interestloansforsolarandwindenergyinstallationsinthecity'sindustrialareas.ThisalignswithYinchuan'sgoalofreducingcarbonemissionsby2025.Thebank'sreporthighlightsthepotentialofsuchprojectstoboostthelocaleconomywhilepromotingenvironmentalresponsibility.Localbusinesses,particularlythoseintheconstructionandmanufacturingsectors,areexpectedtobenefitfromthisprogram.問題：WhatisthemainbenefitofIndustrialBank'sgreenfinanceprogramforYinchuan?A)Itwillleadtohighertaxesforlocalbusinesses.B)Itwillreducethecity'srelianceonrenewableenergy.C)Itwillsupportenvironmentallyfriendlyprojectsandeconomicgrowth.D)Itwillprioritizetraditionalindustriesovernewenergysectors.Passage3(2分)TheannualtradefairinYinchuan'sNingxiaInternationalConvention&ExhibitionCenterhasattractedover200companiesfromacrossChinaandAsia.Theevent,themed"BeltandRoadEconomicCooperation,"showcasesthecity'sgrowingroleinregionaltrade.Keysectorsondisplayincludeagriculture,logistics,andtechnology.Localbusinesseshavereportedincreasedinterestfrominternationalpartners,particularlyinthedairyandtourismindustries.Thefairalsofeaturesworkshopsoncross-bordere-commerce,reflectingYinchuan'seffortstomodernizeitstradeinfrastructure.問題：WhatdoesthetradefairhighlightaboutYinchuan'seconomicdevelopment?A)ItsfocusonreducingtradewithAsia.B)Itsgrowingimportanceinregionalandinternationaltrade.C)Itsdecliningroleinthedairyindustry.D)Itspreferencefortraditionalindustriesovermodernones.Passage4(2分)IndustrialBankhasannouncedapartnershipwiththeYinchuanMunicipalGovernmenttoimprovefinancialservicesforruralareas.Theprogramincludesmobilebankingservices,microfinanceoptions,andtrainingforfarmersinmodernagriculturaltechniques.Thegoalistoreducepovertyinthesurroundingcountiesbyincreasingaccesstocreditandfinancialeducation.Preliminaryresultsshowthatsimilarinitiativesinotherregionshaveledtoa15%increaseinagriculturalproductivity.ThebankexpectssimilaroutcomesinYinchuan'sruralareas.問題：WhatisthemainobjectiveofIndustrialBank'spartnershipwiththeYinchuangovernment?A)Toincreaseprofitsfromruralbankingservices.B)Toimprovefinancialaccessandeconomicopportunitiesinruralareas.C)Tofocusonurbandevelopmentoverruralareas.D)ToreducethenumberoffarmersinYinchuan.Passage5(2分)TheYinchuanStockExchangehasseenasurgeinlistingsfromlocaltechnologycompaniesinthepastyear.Thistrendreflectsthecity'sgrowingtechindustry,supportedbygovernmentincentivesandinvestmentsininnovationhubs.Companiesspecializinginartificialintelligenceandbigdatahavegainedparticularattention.Thestockexchange'sreportpredictsthatthisgrowthwillcontinue,withmorestartupsseekingpublicfunding.Localbanks,includingIndustrialBank,areincreasingtheirsupportforthesefirmsthroughventurecapitalandotherfinancialservices.問題：WhatisthemainreasonfortheincreaseintechcompanylistingsontheYinchuanStockExchange?A)Thegovernmentisdiscouragingtechinvestments.B)Localtechcompaniesareexperiencinglowgrowth.C)Thestockexchangeislimitingnewlistings.D)Thecity'stechindustryisexpandingrapidly.第二部分：完形填空（共10題，每題1分，合計(jì)10分）說明：下文中有10處空白，每處有4個(gè)選項(xiàng)。根據(jù)上下文選擇最合適的選項(xiàng)。TheRiseofDigitalBankinginYinchuanDigitalbankinghasbecomeatransformativeforceinYinchuan'sfinancialsector.Withtherapiddevelopmentofinternetinfrastructure,localbankslikeIndustrialBankhavebeenattheforefrontofthisshift.(1)______,customerscannowaccessservices24/7withoutvisitingphysicalbranches.Thisconveniencehasnotonlyimprovedcustomersatisfactionbutalsoreducedoperationalcostsforbanks.Theintegrationofbigdataandartificialintelligencehasfurtherenhancedtheefficiencyoftheseservices.(2)______,bankscandetectfraudmorequicklyandofferpersonalizedfinancialadvice.Thesetechnologieshavealsohelpedinexpandingfinancialinclusion,particularlyinruralareas.Forinstance,IndustrialBank'smobilebankingapphasenabledfarmersinthesurroundingcountiestoaccesscreditandinsurancemoreeasily.However,challengesremain.(3)______,thedigitaldividebetweenurbanandruralareasstillexists.Additionally,cybersecuritythreatsrequireconstantvigilance.(4)______,banksmustinvestinrobustsecuritymeasurestoprotectcustomerdata.Despitetheseissues,thefutureofdigitalbankinginYinchuanlookspromising.(5)______,thecity'sgrowingtechindustryislikelytodrivefurtherinnovationinthissector.AsYinchuancontinuestodevelop,digitalbankingwillplayacrucialroleinitseconomicgrowth.(6)______,thegovernmentandbanksmustcollaboratetoensurethattheseservicesbenefitallresidents.(7)______,theadoptionofdigitalbankingwilllikelyleadtomoreefficientfinancialsystemsandastrongereconomy.(8)______,traditionalbankingmethodswillstillcoexistwithdigitalalternativesfortheforeseeablefuture.(9)______,thesuccessofdigitalbankingdependsontheabilityofbankstoadapttochangingcustomerneeds.(10)______,Yinchuan'sfinancialsectorispoisedforabrightfuturewiththecontinuedevolutionofdigitalbanking.選項(xiàng)：1.A)ThereforeB)MoreoverC)HoweverD)Thus2.A)ByusingbigdataB)WiththehelpofbanksC)WithoutanysupportD)Throughgovernmentpolicies3.A)BecauseB)AlthoughC)SoD)If4.A)ThereforeB)MoreoverC)HoweverD)Thus5.A)AsaresultB)ConsequentlyC)InadditionD)Forexample6.A)SimilarlyB)AdditionallyC)ThereforeD)Furthermore7.A)EventuallyB)IndeedC)ClearlyD)Otherwise8.A)EventuallyB)ClearlyC)NaturallyD)Otherwise9.A)InfactB)InconclusionC)ForinstanceD)Asusual10.A)FinallyB)InfactC)ClearlyD)Naturally第三部分：詞匯選擇（共15題，每題1分，合計(jì)15分）說明：每題提供四個(gè)單詞，根據(jù)上下文選擇最合適的單詞填空。1.Thenewfinancialregulationsaimto______financialcrimesintheregion.A)preventB)encourageC)ignoreD)support2.IndustrialBank'sgreenfinanceprogramisasignificant______tosustainabledevelopment.A)obstacleB)challengeC)contributionD)conflict3.Thetradefairprovidedaplatformforlocalbusinessesto______internationalpartners.A)loseB)attractC)ignoreD)reject4.Thecity'seconomicdiversificationhasledtoa______intechnology-relatedjobs.A)decreaseB)reductionC)surgeD)decline5.ThepartnershipbetweenIndustrialBankandtheYinchuangovernmentaimsto______povertyinruralareas.A)increaseB)reduceC)ignoreD)promote6.Theintegrationofbigdatahasimprovedthe______ofbankingservices.A)speedB)costC)complexityD)delay7.Thedigitaldividebetweenurbanandruralareasremainsa______issue.A)solvedB)unresolvedC)temporaryD)permanent8.Cybersecuritythreatsrequireconstant______toprotectcustomerdata.A)neglectB)investmentC)ignoringD)reduction9.Theadoptionofdigitalbankingwillleadtomore______financialsystems.A)inefficientB)efficientC)complexD)costly10.Traditionalbankingmethodswill______withdigitalalternativesforthefuture.A)competeB)coexistC)replaceD)消失11.Thesuccessofdigitalbankingdependsonbanks'abilityto______changingneeds.A)ignoreB)adapttoC)ignoreD)resist12.Thecity'sgrowingtechindustryislikelyto______furtherinnovation.A)hinderB)driveC)reduceD)discourage13.Thegovernmentandbanksmustcollaboratetoensuretheseservicesbenefitall______.A)residentsB)companiesC)touristsD)employees14.Thefinancialinclusionprogramhashelped______accesstocreditforfarmers.A)increaseB)reduceC)limitD)expand15.ThefutureofdigitalbankinginYinchuanlooks______.A)promisingB)uncertainC)bleakD)unchanged第四部分：翻譯（共5題，每題2分，合計(jì)10分）說明：將以下中文句子翻譯成英文。1.興業(yè)銀行在銀川市興慶區(qū)的業(yè)務(wù)發(fā)展迅速，已成為當(dāng)?shù)刂匾慕鹑诤献骰锇椤?.銀行的新政策旨在提高風(fēng)險(xiǎn)管理的有效性，以應(yīng)對區(qū)域經(jīng)濟(jì)的波動(dòng)。3.本地的農(nóng)業(yè)企業(yè)受益于綠色金融項(xiàng)目，獲得了用于可持續(xù)農(nóng)業(yè)發(fā)展的資金支持。4.銀行與政府合作，推出了一系列旨在改善農(nóng)村金融服務(wù)的新舉措。5.銀行通過技術(shù)創(chuàng)新，提升了客戶服務(wù)的效率和個(gè)性化水平。答案及解析第一部分：閱讀理解1.B解析：文章首句明確指出CBIRC的新指南旨在加強(qiáng)高風(fēng)險(xiǎn)地區(qū)的風(fēng)險(xiǎn)管理，與選項(xiàng)B一致。2.C解析：第二段提到綠色金融項(xiàng)目支持可再生能源項(xiàng)目，促進(jìn)環(huán)保和經(jīng)濟(jì)增長，與選項(xiàng)C相符。3.B解析：第三段強(qiáng)調(diào)貿(mào)易博覽會展示了銀川的區(qū)域貿(mào)易重要性，與選項(xiàng)B一致。4.B解析：第四段說明銀行與政府合作改善農(nóng)村金融服務(wù)，以減少貧困，與選項(xiàng)B相符。5.D解析：第五段指出銀川科技行業(yè)的增長推動(dòng)了股市科技公司上市，與選項(xiàng)D一致。第二部分：完形填空1.B解析：前文提到數(shù)字銀行的便利性，此處用"Moreover"表示遞進(jìn)。2.A解析：后文提到大數(shù)據(jù)檢測欺詐，此處用"Byusingbigdata"說明手段。3.B解析：前文提到數(shù)字銀行的進(jìn)步，此處用"Although"轉(zhuǎn)折。4.D解析：后文提到保護(hù)數(shù)據(jù)，此處用"Thus"引出結(jié)論。5.C解析：前文提到數(shù)字銀行的未來，此處用"Inaddition"補(bǔ)充信息。6.A解析：后文提到效率提升，此處用"Similarly"表示類似情況。7.B解析：后文提到更高效的系統(tǒng)，此處用"Indeed"強(qiáng)調(diào)事實(shí)。8.B解析：后文提到共存，此處用"Clearly"說明趨勢。9.D解析：后文提到適應(yīng)需求，此處用"Otherwise"表示否則。10.A解析：結(jié)尾句展望未來，此處用"Finally"總結(jié)。第三部分：詞匯選擇1.A解析：防止金融犯罪是政策目的，用"prevent"。2.C解析：綠色金融對可持續(xù)發(fā)展有貢獻(xiàn)，用"contribution"。3.B解析：貿(mào)易博覽會吸引合作伙伴，用"attract"。4.C解析：科技崗位激增，用"surge"。5.B解析：合作旨在減少貧困，用"reduce"。6.A解析：大數(shù)據(jù)提升服務(wù)速度，用"speed"。7