郵儲銀行來賓市合山市2025秋招筆試英語閱讀理解題專練30題及答案Part1:PassageComprehension(共10題，每題2分，合計20分)Instructions:Readthepassagescarefullyandchoosethebestanswer(A,B,C,orD)foreachquestionbasedontheinformationprovided.Passage1(2分/題×5題)Title:TheRiseofDigitalBankinginRuralChinaDigitalbankinghasbeentransformingthefinanciallandscapeinruralChinaoverthepastdecade.Withthewidespreadadoptionofsmartphonesandinternetconnectivity,ruralresidentscannowaccessfinancialservicesmoreeasilythaneverbefore.PostalSavingsBankofChina(PSBC),leveragingitsstrongpresenceinruralareas,hasbeenattheforefrontofthisdigitalrevolution.PSBC’smobilebankingapp,“E-PSBC,”offersarangeofservices,includingmoneytransfers,billpayments,andmicro-loans.Theseservicesareparticularlybeneficialforfarmers,whocannowreceivepaymentsfortheircropsinstantlyandmanagetheirfinanceswithoutvisitingaphysicalbranch.Thebankhasalsopartneredwithlocalgovernmentstoprovidefinancialliteracyprograms,ensuringthatruralpopulationscanfullyutilizethesedigitaltools.Despitetheseadvancements,challengesremain.Internetconnectivityinsomeremoteareasisstillunreliable,andoldergenerationsstruggletoadapttodigitalplatforms.However,PSBCcontinuestoinnovate,introducingofflinebankingsolutionsandtrainingsessionstailoredtodifferentdemographics.Questions:1.Whatisthemainfocusofthepassage?A.ThechallengesofinternetconnectivityinruralChina.B.Theimpactofdigitalbankingonruralfinancialservices.C.ThehistoryofPostalSavingsBankofChina.D.Theroleofgovernmentinpromotingfinancialliteracy.2.HowhasPSBCcontributedtodigitalbankinginruralareas?A.Bybuildingmorephysicalbranches.B.Byofferingofflinebankingsolutions.C.Bypartneringwithlocalgovernmentsforfinancialeducation.D.Byfocusingonlyonmicro-loans.3.Accordingtothepassage,whatisamajorchallengeforruralresidentsusingdigitalbanking?A.Limitedaccesstosmartphones.B.Lackoffinancialliteracy.C.Unreliableinternetconnectivity.D.Highfeesfordigitaltransactions.4.WhatdoesthepassagesuggestaboutthefutureofdigitalbankinginruralChina?A.Itwilldeclineduetooldergenerations’resistance.B.Itwillcontinuetogrowwithimprovedinfrastructure.C.Itwillbereplacedbytraditionalbankingmethods.D.Itwillfocusonlyonurbanareas.5.WhichofthefollowingisNOTmentionedasaserviceofferedby“E-PSBC”?A.Moneytransfers.B.Investmentopportunities.C.Billpayments.D.Micro-loans.Passage2(2分/題×5題)Title:SustainableDevelopmentintheHeshanAreaTheHeshanareainGuangxi,knownforitslushkarstlandscapesandrichbiodiversity,hasbeenfacingenvironmentalchallengesduetorapidindustrialization.Toaddresstheseissues,localauthoritieshaveimplementedsustainabledevelopmentpoliciesaimedatbalancingeconomicgrowthwithecologicalpreservation.Onekeyinitiativeisthepromotionofeco-tourism,whichallowsvisitorstoenjoytheregion’snaturalbeautywhileminimizingenvironmentalimpact.Thegovernmenthasalsoinvestedinrenewableenergyprojects,suchassolarandhydroelectricpower,toreducerelianceonfossilfuels.Additionally,effortshavebeenmadetorestoredegradedecosystemsbyplantingnativevegetationandprotectingwildlifehabitats.However,sustainabledevelopmentintheHeshanareaisnotwithoutobstacles.Small-scaleindustriesstillcontributetopollution,andpublicawarenessaboutenvironmentalprotectionneedstobefurtherraised.Despitethesechallenges,thelocalgovernmentremainscommittedtolong-termsustainability,workingcloselywithbusinessesandcommunitiestofindpracticalsolutions.Questions:6.WhatistheprimarygoalofsustainabledevelopmentpoliciesintheHeshanarea?A.Tomaximizeindustrialoutput.B.Topreservenaturallandscapesandbiodiversity.C.Toattractmoretouriststotheregion.D.Toreducegovernmentspendingonenvironmentalprojects.7.Howhaseco-tourismhelpedtheHeshanarea?A.Ithasledtoincreasedpollution.B.Ithasgeneratedrevenuewhileprotectingtheenvironment.C.Ithasforcedlocalcommunitiestorelocate.D.Ithasreplacedtraditionalindustries.8.Accordingtothepassage,whatstepshavebeentakentorestoreecosystemsintheHeshanarea?A.Buildingmoredamsforhydroelectricpower.B.Plantingnativevegetationandprotectingwildlifehabitats.C.Encouragingtheuseoffossilfuels.D.Closingdownsmall-scaleindustries.9.WhatisamajorchallengetosustainabledevelopmentintheHeshanarea?A.Lackofgovernmentfunding.B.Publicresistancetoenvironmentalpolicies.C.Highlevelsofpollutionfromsmall-scaleindustries.D.Insufficientrenewableenergyinfrastructure.10.WhatdoesthepassagesuggestaboutthefutureoftheHeshanarea?A.Itwillprioritizeindustrialgrowthoverenvironmentalprotection.B.Itwillcontinuetofaceenvironmentalchallengeswithoutsolutions.C.Itwillbalanceeconomicdevelopmentwithecologicalpreservation.D.Itwillfocussolelyonrenewableenergyprojects.Part2:SentenceCompletion(共10題，每題2分，合計20分)Instructions:Completethesentenceswiththebestwordorphrasefromtheoptionsprovided(A,B,C,orD).Questions:11.ThePostalSavingsBankofChinahasbeen______inexpandingitsdigitalservicestoruralareas.A.successfulB.unsuccessfulC.graduallyimprovingD.activelyresisting12.IntheHeshanarea,______hasbeenakeyfocusofsustainabledevelopmentefforts.A.industrializationB.eco-tourismC.urbanizationD.pollutionreduction13.LocalgovernmentsinruralChinaoftenface______duetolimitedfinancialresources.A.technologicaladvancementsB.infrastructurechallengesC.populationgrowthD.environmentalsuccess14.Digitalbankingappslike“E-PSBC”______financialservicesmoreaccessibletofarmers.A.limitB.reduceC.expandD.exclude15.Thepassagesuggeststhat______isessentialforthesuccessofdigitalbankinginruralareas.A.highinternetconnectivityB.traditionalbankingmethodsC.governmentsubsidiesD.limitedsmartphoneusage16.IntheHeshanarea,______hashelpedpreservenaturallandscapes.A.industrialdevelopmentB.eco-friendlytourismC.miningactivitiesD.urbanexpansion17.FarmersinruralChinacannow______paymentsfortheircropsinstantly.A.delayB.postponeC.receiveD.refuse18.Thegovernment’sfinancialliteracyprograms______ruralresidentstousedigitalbankingtools.A.encourageB.discourageC.limitD.ignore19.Thepassageimpliesthat______isamajorchallengeforoldergenerationsinruralChina.A.internetadoptionB.financialmanagementC.smartphoneusageD.ruraldevelopment20.SustainabledevelopmentintheHeshanarearequires______effortsfromallstakeholders.A.short-termB.short-sightedC.long-termD.short-rangePart3:ClozeTest(共10題，每題2分，合計20分)Instructions:Fillintheblankswiththebestwordorphrasefromtheoptionsprovided(A,B,C,orD).Passage:TherapiddevelopmentofdigitalbankinginruralChinahasbroughtsignificantchangestofinancialservices.PostalSavingsBankofChina(PSBC)hasbeenaleaderinthistransformation,offeringinnovativesolutionstailoredtotheneedsofruralpopulations.Withthewidespreaduseofsmartphonesandimprovedinternetconnectivity,farmersandsmallbusinessownerscannowaccessfinancialservicesmoreeasilythaneverbefore.PSBC’smobilebankingapp,“E-PSBC,”providesarangeofservices,including______(21)transfers,billpayments,andmicro-loans.Theseservicesareparticularlybeneficialforfarmers,whocannow______(22)paymentsfortheircropsinstantly.Thebankhasalso______(23)partnershipswithlocalgovernmentstoprovidefinancialliteracyprograms,ensuringthatruralresidentscanfullyutilizethesedigitaltools.Despitetheseadvancements,challengesremain.Internetconnectivityinsomeremoteareasisstill______(24),andoldergenerationsstruggletoadapttodigitalplatforms.However,PSBCcontinuesto______(25)innovativesolutions,suchasofflinebankingfeatures,toaddresstheseissues.ThesuccessofdigitalbankinginruralChinadependson______(26)effortsfrombanks,governments,andcommunities.Byworkingtogether,thesestakeholderscancreateamoreinclusiveandefficientfinancialsystem.Questions:21.A.moneyB.onlineC.instantD.rural22.A.delayB.receiveC.refuseD.postpone23.A.formedB.formedC.formingD.form24.A.reliableB.unreliableC.strongD.weak25.A.introduceB.introducesC.introducedD.introducing26.A.individualB.collectiveC.separateD.independentAnswersandExplanationsPart1:PassageComprehension1.BExplanation:ThepassageprimarilydiscusseshowdigitalbankinghastransformedfinancialservicesinruralChina,focusingonPSBC’sroleandbenefits.2.CExplanation:PSBChaspartneredwithlocalgovernmentstoprovidefinancialliteracyprograms,aidingruralpopulationsinadaptingtodigitalbanking.3.CExplanation:Thepassagementionsunreliableinternetconnectivityasamajorchallengeforruralresidentsusingdigitalbanking.4.BExplanation:Thepassagesuggeststhatdigitalbankingwillcontinuetogrowwithimprovedinfrastructureandtechnologicaladvancements.5.BExplanation:Investmentopportunitiesarenotmentionedasaserviceofferedby“E-PSBC.”6.BExplanation:Theprimarygoalistobalanceeconomicgrowthwithecologicalpreservation,asstatedinthepassage.7.BExplanation:Eco-tourismgeneratesrevenuewhileminimizingenvironmentalimpact,asnotedinthepassage.8.BExplanation:Restoringecosystemsinvolvesplantingnativevegetationandprotectingwildlifehabitats.9.CExplanation:Small-scaleindustriescontributetopollution,whichisasignificantchallenge.10.CExplanation:Thepassageimpliesalong-termcommitmenttobalancingeconomicandenvironmentalgoals.Part2:SentenceCompletion11.AExplanation:PSBChasbeensuccessfulinexpandingitsdigitalservices,asindicatedbythepassage.12.BExplanation:Eco-tourismismentionedasakeyfocusinsustainabledevelopmenteffor