郵儲銀行甘孜藏族自治州得榮縣2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（共10題，每題2分）1.題干：ThepostofficesavingsbankinDeqenCounty,GanziTibetanAutonomousPrefecture,aimstostrengthenitsruralfinancialservicesbyleveraginglocalculturalresources.Whichofthefollowingstrategieswouldbemosteffectiveinachievingthisgoal?-A.Offeringonlybasicbankingserviceswithnoculturalintegration.-B.Collaboratingwithlocalculturalinstitutionstopromotefinancialliteracy.-C.Expandingbranchnetworkswithoutconsideringlocalculturalpreferences.-D.Focusingsolelyondigitalbankingsolutionstoattractyoungercustomers.答案：B2.題干：InruralareasofDeqenCounty,accesstofinancialservicesremainslimited.Howcanthebankimproveitsoutreachtounderservedcommunities?-A.Byincreasingfeestogeneratemorerevenue.-B.Byrelyingsolelyonmobilebankingapps.-C.Byestablishingpartnershipswithlocalgovernmentagencies.-D.Byclosingunderperformingbranchestoreducecosts.答案：C3.題干：Thebank'smarketingcampaigninDeqenCountyemphasizestheimportanceofsavingmoneyforfutureemergencies.Whatistheprimaryobjectiveofthiscampaign?-A.Toincreasethebank'smarketshareinurbanareas.-B.Topromotethebank'screditcardservices.-C.Toeducatelocalresidentsonthebenefitsoffinancialplanning.-D.Toattractforeigninvestorstotheregion.答案：C4.題干：LocalcustomsinDeqenCountyofteninvolvebartersystems.Howcanthepostofficesavingsbankadaptitsservicestobetterservethesecommunities?-A.Bydiscouragingtheuseoftraditionalpaymentmethods.-B.Byintroducingbarter-basedfinancialproducts.-C.Byignoringthelocalcustomstofocusonmodernbankingpractices.-D.Byofferingspecialdiscountsforcustomerswhousedigitalpayments.答案：B5.題干：ThebankisconsideringexpandingitsloanservicesinDeqenCounty.Whatfactorshoulditprioritizewhenevaluatingpotentialborrowers?-A.Theborrower'screditscoreonly.-B.Theborrower'sincomeandemploymenthistory.-C.Theborrower'spoliticalconnections.-D.Theborrower'swillingnesstousedigitalbankingservices.答案：B6.題干：ThegovernmentofGanziTibetanAutonomousPrefecturehaslaunchedaprogramtosupportruralentrepreneurship.Howcanthepostofficesavingsbankcontributetothisinitiative?-A.Byprovidingonlyhigh-interestloans.-B.Byofferingtrainingprogramsonfinancialmanagement.-C.Byrefusingtosupportruralbusinessesduetoperceivedrisks.-D.Byrequiringborrowerstohavepriorbankingexperience.答案：B7.題干：Thebank'scustomerserviceinDeqenCountyhasreceivednegativefeedback.Whatshouldthebankdotoimprovecustomersatisfaction?-A.Reducethenumberofstafftocutcosts.-B.Implementacustomerfeedbacksystemtoidentifyissues.-C.Ignorecustomercomplaintstomaintainapositivepublicimage.-D.Increasefeestogeneratemorerevenueforserviceimprovements.答案：B8.題干：ThebankisplanningtointroduceanewmobilebankingapptailoredtotheneedsofruralcustomersinDeqenCounty.Whatfeatureshouldbeprioritizedintheapp?-A.Advancedinvestmentoptions.-B.Simplifiedlanguageanduser-friendlyinterface.-C.Hightransactionfeestogeneraterevenue.-D.Limitedfunctionalitytoreducedevelopmentcosts.答案：B9.題干：Thebank'sfinancialinclusionprograminDeqenCountyaimstoreachunbankedpopulations.Whatisthemosteffectiveapproachtoachievethisgoal?-A.Byofferingfreebankingservicestoattractcustomers.-B.Byrequiringcustomerstohavesmartphonesandinternetaccess.-C.Bypartneringwithlocalleaderstobuildtrust.-D.Byfocusingonhigh-net-worthindividualstomaximizeprofits.答案：C10.題干：Thebank'sannualreporthighlightsitscommitmenttosustainabledevelopmentinDeqenCounty.Whichofthefollowinginitiativesalignswiththiscommitment?-A.Investinginenvironmentallyharmfulindustries.-B.Promotingrenewableenergyprojects.-C.Expandingfossilfuel-basedinfrastructure.-D.Ignoringenvironmentalregulationstoreducecosts.答案：B二、多選題（共10題，每題2分）11.題干：ThepostofficesavingsbankinDeqenCountyisexploringwaystointegratelocalculturalelementsintoitsbranding.Whichofthefollowingideaswouldbesuitable?-A.UsingtraditionalTibetanartinadvertisingmaterials.-B.Offeringfinancialproductsnamedafterlocallandmarks.-C.Organizingculturalfestivalstopromotethebank.-D.Avoidingculturalreferencestomaintainauniversalbrandimage.答案：A,B,C12.題干：ToimprovefinancialliteracyinruralareasofDeqenCounty,thebankcanimplementthefollowingmeasures:-A.Conductingworkshopsonbudgetingandsaving.-B.Distributingpamphletsinlocallanguages.-C.Partneringwithschoolstoteachfinancialconcepts.-D.Focusingsolelyondigitalbankingtoencouragetechadoption.答案：A,B,C13.題干：Thebank'sruralfinancialservicescanbeenhancedby:-A.Establishingmobilebankingunits.-B.Providingmicrofinanceloans.-C.Offeringagriculturalcredit.-D.Ignoringruralneedstofocusonurbanmarkets.答案：A,B,C14.題干：ToattractmorecustomersinDeqenCounty,thebankcan:-A.Offercompetitiveinterestrates.-B.Providefreefinancialadvisoryservices.-C.IncreasemarketingexpenseswithoutconsideringROI.-D.Focusonattractingonlyhigh-net-worthindividuals.答案：A,B15.題干：Thebank'sloanportfolioinDeqenCountycanbediversifiedby:-A.Expandingintosmallbusinessloans.-B.Offeringhomemortgages.-C.Focusingonlyonlargecorporateclients.-D.Providingeducationloans.答案：A,B,D16.題干：ThebankcanimproveitscustomerserviceinDeqenCountyby:-A.Hiringlocalstaffwhounderstandthecommunity.-B.Providingmultilingualsupport.-C.Reducingoperatinghourstocutcosts.-D.Investingincustomertrainingprograms.答案：A,B,D17.題干：Thebank'smobilebankingappcanbeimprovedby:-A.Addingvoicecommandsforaccessibility.-B.Integratinglocalpaymentsystems.-C.Removingallfeaturestosimplifytheapp.-D.Focusingonhigh-endfeaturestoattractpremiumusers.答案：A,B18.題干：Thebank'sfinancialinclusioneffortsinDeqenCountycanbestrengthenedby:-A.PartneringwithNGOstoreachunderservedpopulations.-B.Offeringbasicbankingservicesatnocost.-C.Requiringcustomerstohavebankaccountstoreceivebenefits.-D.Focusingondigitalbankingtoexcludethosewithouttechnologyaccess.答案：A,B19.題干：Thebank'ssustainabilityinitiativesinDeqenCountycaninclude:-A.Investingingreenenergyprojects.-B.Promotingenergy-efficientpracticesamongcustomers.-C.Ignoringenvironmentalimpacttomaximizeprofits.-D.Supportingreforestationeffortsintheregion.答案：A,B,D20.題干：Thebank'scommunitydevelopmentprogramsinDeqenCountycaninvolve:-A.Fundinglocaleducationprojects.-B.Supportinghealthcareinitiatives.-C.Organizingsportseventsforcommunityengagement.-D.Focusingsolelyoneconomicdevelopmenttoignoresocialaspects.答案：A,B,C三、判斷題（共10題，每題1分）21.題干：ThepostofficesavingsbankinDeqenCountyplanstoopennewbranchesinurbanareastoexpanditsmarketshare.-A.True-B.False答案：B22.題干：Thebank'sfinancialliteracyprogramsinDeqenCountyareexclusivelyconductedonline.-A.True-B.False答案：B23.題干：ThebankoffersmicrofinanceloanstosupportruralentrepreneursinDeqenCounty.-A.True-B.False答案：A24.題干：Thebank'scustomerserviceinDeqenCountyisprimarilyfocusedonhigh-net-worthindividuals.-A.True-B.False答案：B25.題干：Thebank'smobilebankingappisavailableonlyinChinese.-A.True-B.False答案：B26.題干：Thebank'sfinancialinclusioneffortsinDeqenCountyarelimitedtodigitalbankingservices.-A.True-B.False答案：B27.題干：ThebanksupportsrenewableenergyprojectsinDeqenCountyaspartofitssustainabilityinitiatives.-A.True-B.False答案：A28.題干：Thebank'scommunitydevelopmentprogramsinDeqenCountyfocussolelyoneconomicgrowth.-A.True-B.False答案：B29.題干：Thebank'sruralfinancialservicesaredesignedtocatertotheneedsoflocalfarmersinDeqenCounty.-A.True-B.False答案：A30.題干：Thebank'smarketingcampaignsinDeqenCountyemphasizetheimportanceofsavingmoneyforfutureemergencies.-A.True-B.False答案：A答案與解析單選題答案與解析1.答案：B解析：Collaboratingwithlocalculturalinstitutionspromotesfinancialliteracybyintegratingculturalvalues,makingitmoreeffectivethanotherstrategies.2.答案：C解析：Partnershipswithlocalgovernmentagenciescanleverageexistingnetworkstoreachunderservedcommunitiesmoreefficiently.3.答案：C解析：Educatinglocalresidentsonfinancialplanningalignswiththecampaign'sobjectiveofpromotingsavingforemergencies.4.答案：B解析：Introducingbarter-basedfinancialproductsaccommodateslocalcustomswhilemodernizingbankingservices.5.答案：B解析：Incomeandemploymenthistoryarereliableindicatorsofcreditworthiness,makingthemmoreimportantthancreditscoresalone.6.答案：B解析：Trainingprogramsonfinancialmanagementdirectlysupportruralentrepreneurship,makingthemmoreeffectivethanothermeasures.7.答案：B解析：Acustomerfeedbacksystemhelpsidentifyandaddressissues,improvingcustomersatisfaction.8.答案：B解析：Asimplifiedanduser-friendlyinterfaceisessentialforruralcustomerswhomayhavelimitedtechexperience.9.答案：C解析：Partnershipswithlocalleadersbuildtrust,makingiteasiertoreachunbankedpopulations.10.答案：B解析：Promotingrenewableenergyalignswithsustainabledevelopmentgoals,makingitasuitableinitiative.多選題答案與解析11.答案：A,B,C解析：UsingtraditionalTibetanart,namingproductsafterlocallandmarks,andorganizingculturalfestivalsallintegratelocalcultureintothebank'sbranding.12.答案：A,B,C解析：Workshops,pamphlets,andschoolpartnershipseffectivelypromotefinancialliteracyinruralareas.13.答案：A,B,C解析：Mobilebankingunits,microfinance,andagriculturalcreditenhanceruralfinancialservicesbyaddressingspecificneeds.14.答案：A,B解析：Competitiveinterestratesandfreeadvisoryservicesattractcustomerswithoutexcessivecosts.15.答案：A,B,D解析：Smallbusiness,home,andeducationloansdiversifytheloanportfolioandcatertodifferentcustomersegments.16.答案：A,B,D解析：Localstaff,multilingualsupport,andtrainingprogramsimprovecustomerserviceinruralareas.17.答案：A,B解析：Voicecommandsandlocalpaymentsystemsenhanceaccessibilityandusabilityforruralcustomers.18.答案：A,B解析：NGOpartnershipsandfreebasicbankingservicesreachunde