郵儲銀行武漢市硚口區(qū)2025秋招筆試英語選詞填空題專練50題及答案一、選詞填空（每題1分，共50題）1.Therapiddevelopmentofdigitalbankinghassignificantly______thewaypeoplemanagetheirfinances.A)alteredB)improvedC)simplifiedD)complicatedE)modernized2.Inthecontextofruralfinancialservices,PostalSavingsBankplaysacrucialrolein______accesstocreditforsmallfarmers.A)ensuringB)limitingC)delayingD)reducingE)eliminating3.OurbranchinWuhan’sQiaokouDistrictiscommittedto______customersatisfactionthroughpersonalizedservices.A)achievingB)reducingC)ignoringD)delayingE)minimizing4.Thebank’smobileappisdesignedto______transactionsmoreefficiently,especiallyforusersinremoteareas.A)simplifyB)complicateC)hinderD)delayE)disrupt5.Despiteeconomicfluctuations,PostalSavingsBankmaintainsa______approachtoriskmanagement.A)conservativeB)recklessC)optimisticD)carelessE)aggressive6.Toenhanceservicequality,thebankregularly______stafftrainingprogramsonfinancialliteracy.A)conductsB)skipsC)postponesD)cancelsE)neglects7.ThenewbranchinQiaokouDistrictisstrategicallylocatedto______financialservicestounderservedcommunities.A)excludeB)limitC)expandD)reduceE)neglect8.PostalSavingsBankemphasizestheimportanceof______customerdatatomaintaintrustandcompliance.A)protectingB)exposingC)misusingD)sharingE)forgetting9.Thebank’sloanpoliciesarestructuredto______affordabilityforborrowersinWuhan.A)maximizeB)minimizeC)ignoreD)challengeE)exclude10.Innovationsinfintechhaveenabledthebankto______traditionalbankingmodelsforbetteraccessibility.A)retainB)disruptC)followD)ignoreE)replicate11.TheQiaokoubranch’ssuccessisattributedtoits______focusonlocalmarketneeds.A)narrowB)broadC)flexibleD)rigidE)limited12.Tocombatfraud,thebankimplementsadvanced______measurestosecuretransactions.A)laxB)stringentC)carelessD)outdatedE)lenient13.Theruralcreditprogramaimsto______economicgrowthinimpoverishedregions.A)hinderB)supportC)destabilizeD)weakenE)neglect14.PostalSavingsBank’scustomerserviceisknownforits______andresponsiveness.A)slownessB)unresponsivenessC)efficiencyD)indifferenceE)delay15.Thebank’ssustainabilityinitiativesfocuson______environmentalimpactthroughgreenfinancing.A)minimizingB)maximizingC)ignoringD)exaggeratingE)neglecting16.TheQiaokoubranch’sinteriordesignreflectsa______blendoftraditionalandmodernaesthetics.A)starkB)harmoniousC)chaoticD)blandE)outdated17.Toimproveliquidity,thebankencourages______savingsdepositsamonglow-incomehouseholds.A)shiftingB)withdrawingC)reducingD)avoidingE)increasing18.Thedigitaltransformationhas______thebank’soperationalefficiencybyautomatingprocesses.A)decreasedB)increasedC)unchangedD)delayedE)disrupted19.PostalSavingsBank’scommunityoutreachprogramsaimto______financialinclusionformarginalizedgroups.A)promoteB)discourageC)ignoreD)limitE)exclude20.Thebank’sriskassessmentteamensuresthatloanapprovalsarebasedon______criteria.A)subjectiveB)inconsistentC)objectiveD)biasedE)arbitrary21.TheQiaokoubranch’sbusinesshoursareadjustedto______convenienceforworkingprofessionals.A)reduceB)enhanceC)ignoreD)minimizeE)disrupt22.Thebank’smobilebankingplatformisregularlyupdatedto______userexperience.A)degradeB)improveC)complicateD)stagnateE)deteriorate23.Tosupportsmallbusinesses,thebankoffers______interestratesonworkingcapitalloans.A)highB)competitiveC)unfairD)inconsistentE)fixed24.Theruralinsuranceproductsdesignedbythebankhelp______farmersagainstnaturaldisasters.A)protectB)exposeC)neglectD)endangerE)ignore25.TheQiaokoubranch’sstaffundergoesregular______toensurecompliancewithbankingregulations.A)evaluationsB)neglectsC)delaysD)cancellationsE)disruptions26.Thebank’swealthmanagementdivisionfocuseson______long-termfinancialgoalsforhigh-net-worthclients.A)underminingB)supportingC)ignoringD)delayingE)disrupting27.Toexpanditsmarketshare,PostalSavingsBankinvestsin______digitalinfrastructure.A)outdatedB)modernC)neglectedD)decayingE)obsolete28.Thebank’sethicallendingpracticesensurethatfundsare______tosociallyresponsibleprojects.A)channeledB)misusedC)wastedD)hoardedE)stolen29.TheQiaokoubranch’slocationnearpublictransportationenhances______forcustomers.A)accessibilityB)inconvenienceC)exclusivityD)complexityE)unavailability30.Thebank’scustomerfeedbacksystemisdesignedto______servicegapspromptly.A)identifyB)ignoreC)delayD)dismissE)overlook31.Toaddressliquidityissues,thebankencourages______fixeddepositsamongelderlycustomers.A)shiftingB)withdrawingC)maintainingD)avoidingE)reducing32.Thedigitalbankingplatformisoptimizedto______remoteareaswithlimitedbankinginfrastructure.A)excludeB)serveC)neglectD)ignoreE)abandon33.Thebank’sruraldevelopmentprogramsprioritize______accesstocreditforwomenentrepreneurs.A)limitingB)expandingC)excludingD)restrictingE)denying34.TheQiaokoubranch’sstaffaretrainedto______diversecustomerneedseffectively.A)overlookB)ignoreC)addressD)dismissE)neglect35.Thebank’scompliancedepartmentensuresthatalloperationsadhereto______standards.A)laxB)stringentC)lenientD)outdatedE)flexible36.Theruralcreditunioninitiativeaimsto______financialstabilityinagriculturalcommunities.A)disruptB)supportC)destabilizeD)weakenE)neglect37.Thebank’smobileappincludesafeatureto______fraudulenttransactionsinreal-time.A)facilitateB)enableC)hinderD)disruptE)ignore38.TheQiaokoubranch’scommunityeventsfoster______betweenthebankandlocalresidents.A)engagementB)estrangementC)indifferenceD)conflictE)neglect39.Toimproveoperationalefficiency,thebankadopts______technologiesinitsbranches.A)outdatedB)modernC)neglectedD)decayingE)obsolete40.Thebank’sethicalguidelinesensurethatlendingpracticesare______toallcustomers.A)fairB)biasedC)unequalD)arbitraryE)inconsistent41.Theruralfinancialliteracycampaignsaimto______financialdecision-makingskillsamongfarmers.A)enhanceB)degradeC)ignoreD)minimizeE)undermine42.TheQiaokoubranch’sstrategiclocationensures______forcustomersfromnearbyresidentialareas.A)accessibilityB)inconvenienceC)exclusivityD)complexityE)unavailability43.Thebank’swealthmanagementservicesaretailoredto______clients’uniquefinancialgoals.A)undermineB)alignC)ignoreD)disruptE)misalign44.Thedigitalbankinginitiativeisdesignedto______theruralbankinggap.A)widenB)bridgeC)deepenD)neglectE)ignore45.TheQiaokoubranch’sstaffaretrainedto______customerquerieswithpatienceandprofessionalism.A)dismissB)ignoreC)addressD)delayE)overlook46.Thebank’sriskmanagementframeworkensuresthatloansare______tocreditworthyborrowers.A)deniedB)misallocatedC)allocatedD)unfairlygrantedE)ignored47.Theruralcreditprogramsarestructuredto______smallholders’incomestability.A)enhanceB)destabilizeC)reduceD)ignoreE)undermine48.TheQiaokoubranch’sinteriordesignismodernyet______tolocalculturalelements.A)reflectiveB)indifferentC)neglectfulD)detachedE)irrelevant49.Topromotefinancialinclusion,thebankoffers______bankingservicesforunbankedpopulations.A)limitedB)inclusiveC)exclusiveD)restrictedE)unavailable50.Thebank’ssustainabilityeffortsinclude______investmentsinrenewableenergyprojects.A)reducingB)increasingC)ignoringD)minimizingE)avoiding答案與解析1.A)altered解析：數(shù)字銀行的發(fā)展顯著改變了人們管理財務的方式。alter（改變）符合句意。2.A)ensuring解析：郵儲銀行在農(nóng)村金融服務中發(fā)揮著關鍵作用，確保小農(nóng)戶獲得信貸。ensure（確保）最符合語境。3.A)achieving解析：硚口區(qū)的分行致力于通過個性化服務實現(xiàn)客戶滿意度。achieve（實現(xiàn)）最貼切。4.A)simplify解析：銀行的移動應用程序旨在簡化交易，特別是為偏遠地區(qū)的用戶。simplify（簡化）符合句意。5.A)conservative解析：盡管經(jīng)濟波動，郵儲銀行仍堅持保守的風險管理方法。conservative（保守的）最合適。6.A)conducts解析：為提升服務質(zhì)量，銀行定期開展金融知識員工培訓計劃。conducts（開展）最符合語境。7.C)expand解析：硚口區(qū)的分行戰(zhàn)略性地選址，以擴展金融服務至服務不足的社區(qū)。expand（擴展）最貼切。8.A)protecting解析：郵儲銀行強調(diào)保護客戶數(shù)據(jù)，以維護信任和合規(guī)。protecting（保護）最合適。9.B)minimize解析：銀行的貸款政策結(jié)構(gòu)旨在降低武漢借款人的還款負擔。minimize（降低）最符合語境。10.B)disrupt解析：金融科技的創(chuàng)新使銀行能夠顛覆傳統(tǒng)銀行模式，以提升可及性。disrupt（顛覆）最貼切。11.C)flexible解析：硚口分行成功的原因在于其對本地市場需求的高度關注。flexible（靈活的）最合適。12.B)stringent解析：為打擊欺詐，銀行實施了嚴格的安全措施來保障交易。stringent（嚴格的）最貼切。13.B)support解析：農(nóng)村信貸計劃旨在支持貧困地區(qū)的經(jīng)濟增長。support（支持）最符合語境。14.C)efficiency解析：郵儲銀行的客戶服務以其高效和響應迅速而聞名。efficiency（高效）最貼切。15.A)minimizing解析：銀行的可持續(xù)發(fā)展計劃重點關注通過綠色金融降低環(huán)境影響。minimizing（降低）最合適。16.B)harmonious解析：硚口分行的室內(nèi)設計反映了傳統(tǒng)與現(xiàn)代美學的和諧融合。harmonious（和諧的）最貼切。17.E)increasing解析：為改善流動性，銀行鼓勵低收入家庭增加儲蓄存款。increasing（增加）最符合語境。18.B)increased解析：數(shù)字化轉(zhuǎn)型通過自動化流程提升了銀行的運營效率。increased（提升）最貼切。19.A)promote解析：郵儲銀行的社區(qū)outreach計劃旨在促進金融包容性，幫助邊緣化群體。promote（促進）最合適。20.C)objective解析：銀行的信貸風險評估團隊確保貸款審批基于客觀標準。objective（客觀的）最貼切。21.B)enhance解析：硚口分行的營業(yè)時間調(diào)整以增強對上班族的便利性。enhance（增強）最合適。22.B)improve解析：銀行的移動銀行平臺定期更新以改善用戶體驗。improve（改善）最貼切。23.B)competitive解析：為支持小企業(yè)，銀行提供具有競爭力的貸款利率。competitive（有競爭力的）最貼切。24.A)protect解析：銀行設計的農(nóng)村保險產(chǎn)品幫助農(nóng)民抵御自然災害。protect（保護）最合適。25.A)evaluations解析：硚口分行的員工定期接受評估，以確保符合銀行業(yè)監(jiān)管要求。evaluations（評估）最貼切。26.B)supporting解析：銀行的財富管理部門專注于支持客戶的長期財務目標。supporting（支持）最合適。27.B)modern解析：為擴大市場份額，郵儲銀行投資于現(xiàn)代化的數(shù)字基礎設施。modern（現(xiàn)代的）最貼切。28.A)channeled解析：銀行的道德貸款實踐確保資金流向社會負責項目。channeled（引導）最合適。29.A)accessibility解析：硚口分行的位置靠近公共交通，增強了客戶的可及性。accessibility（可及性）最貼切。30.A)identify解析：銀行的客戶反饋系統(tǒng)旨在及時識別服務差距。identify（識別）最合適。31.E)increasing解析：為解決流動性問題，銀行鼓勵老年客戶增加定期存款。increasing（增加）最貼切。32.B)serve解析：數(shù)字銀行平臺優(yōu)化，以服務偏遠地區(qū)有限銀行基礎設施的用戶。serve（服務）