郵儲(chǔ)銀行百色市右江區(qū)2025秋招筆試英語閱讀理解題專練30題及答案題型一：細(xì)節(jié)理解題（共10題，每題2分）說明：每題后面列出幾個(gè)選項(xiàng)，根據(jù)文章內(nèi)容選擇最符合的答案。1.Passage1(IndustryFocus:RuralFinance)"AsChina'sruraleconomygrows,thePostalSavingsBankhasbeenexpandingitsfinancialservicesintherightriverbasin.Thebankintroducedaspecialcreditprogramtosupportsmall-scalefarmers,offeringlow-interestloanswithflexiblerepaymentterms.Thisinitiativehassignificantlyimprovedlocalagriculturalproductivity,asevidencedbya30%increaseincropyieldsinpilotvillages.However,somefarmersstillfacechallengesinaccessingdigitalbankingservicesduetolimitedinternetinfrastructure."Whichofthefollowingstatementsistrueaccordingtothepassage?A.Thebank’screditprogramtargetsonlylargeagriculturalenterprises.B.Internetinfrastructureintherightriverbasinisfullydeveloped.C.Farmershaveseena30%increaseincropyieldsduetothebank’ssupport.D.Thebank’sinitiativehasnoimpactonruralproductivity.2.Passage2(GeographyFocus:RightRiverBasin)"TherightriverbasinintheGuangxiZhuangAutonomousRegionisknownforitsrichbiodiversityandtraditionalethniccultures.However,rapidurbanizationhasledtoenvironmentalconcerns,includingdeforestationandwaterpollution.Thelocalgovernmenthaslaunchedagreendevelopmentcampaign,aimingtoprotectthebasin’snaturalresourceswhilepromotingsustainabletourism.Communityinvolvementiscriticaltothiseffort,asmanylocalsrelyontheriverforlivelihoods."Whatistheprimarychallengementionedinthepassage?A.Waterscarcityinthebasin.B.Environmentaldegradationduetourbanization.C.Lowtourismdevelopmentintheregion.D.Insufficientgovernmentfundingforgreenprojects.3.Passage3(PostalBank’sRoleinRightRiverBasin)"ThePostalSavingsBankhasbeencollaboratingwithlocalbusinessesintherightriverbasintopromotedigitalpayments.ApilotprojectinNanningcityhasshownthatmobilebankingadoptionamongsmallmerchantshasincreasedby45%sinceitslaunchin2023.Thebank’sappalsoincludesfeaturestailoredtoruralcustomers,suchasofflinetransactionsforareaswithpoorconnectivity.Despitetheseefforts,traditionalcashtransactionsstilldominateinsomeremotevillages."Whichfeatureofthebank’sappaddressesruralconnectivityissues?A.High-interestsavingsaccounts.B.Offlinetransactioncapabilities.C.Multi-languagesupport.D.Real-timestockmarketupdates.4.Passage4(AgriculturalTechnologyinRightRiverBasin)"Toenhancefoodsecurity,thePostalBankhaspartneredwithagriculturaltechfirmstointroducesmartfarmingsolutionsintherightriverbasin.DronesandIoTsensorshelpfarmersmonitorcrophealthandoptimizeirrigation,reducingwaste.Astudybythebankfoundthatthesetechnologiescancutproductioncostsbyupto20%.However,thehighcostofequipmentremainsabarrierformanysmallholders."Whatisakeybenefitofsmartfarmingtechnologies?A.Increasedgovernmentsubsidiesforfarmers.B.Reducedwaterconsumptioninagriculture.C.Eliminationofcropdiseases.D.Automaticloanapprovalsforfarmers.5.Passage5(FinancialLiteracyinRuralAreas)"ThePostalSavingsBankhasbeenorganizingfinancialliteracyworkshopsintherightriverbasintoeducateruralresidentsaboutdigitalbanking.Thesesessionscovertopicslikemobilepayments,onlineaccountmanagement,andfraudprevention.Feedbackfromparticipantsshowsthat80%feelmoreconfidentusingdigitalbankingafterattendingtheworkshops.ThebankplanstoexpandtheprogramtootherregionsinGuangxinextyear."Whatisthemaingoalofthebank’sworkshops?A.Topromotetheuseoftraditionalbankingservices.B.Toencourageruralresidentstoinvestinstocks.C.Toimprovedigitalfinancialinclusion.D.ToreplacephysicalbankbrancheswithATMs.6.Passage6(EconomicDevelopmentinRightRiverBasin)"Therightriverbasinhasseensteadyeconomicgrowthoverthepastdecade,drivenbytourismandlightmanufacturingindustries.ThePostalBankhasplayedaroleinfinancingsmallbusinessesinthesesectors,helpingthemscaleoperations.Areportbytheregionalgovernmenthighlightsthatthebank’sloanshavesupportedover1,000jobsinthearea.However,inflationhasrecentlyimpactedconsumerspending,posingchallengesforlocalbusinesses."HowhasthePostalBankcontributedtotheregion’seconomy?A.Byinvestinginlargeinfrastructureprojects.B.Byprovidingloanstosmallbusinesses.C.Byestablishingnewbankbranches.D.Byofferingfreebusinessconsultingservices.7.Passage7(CulturalPreservationinRightRiverBasin)"Therightriverbasinishometoseveralethnicminoritygroupswithuniquetraditions.Thelocalgovernmentandculturalorganizationshavebeenworkingtopreservetheseheritagesites,supportedbythePostalBank’sfunding.Arecentsurveyshowsthatculturaltourismhasincreasedby60%inthepastfiveyears.Thebankhasalsopartneredwithuniversitiestoresearchanddocumentindigenouscultures."Whatisamajoroutcomeoftheculturalpreservationefforts?A.Declineintraditionalcraftsduetomodernization.B.Increasedtourismrevenuefromculturalattractions.C.Lossofhistoricalsitesduetourbanexpansion.D.Reducedgovernmentinterestinculturalprograms.8.Passage8(PostalBank’sCSRInitiatives)"ThePostalSavingsBankhaslaunchedaCSRprogramintherightriverbasinfocusedoneducationandhealthcare.Thebankhasprovidedscholarshipsforunderprivilegedstudentsandfundedruralclinics.Abeneficiaryfromtheprogramsharedthataccesstomedicalserviceshasimprovedsignificantlyinhervillage.ThebankplanstoexpanditsCSReffortstoincludeenvironmentalconservationnextyear."Whatistheprimaryfocusofthebank’sCSRprogram?A.Businessdevelopmentandinvestment.B.Financialservicesforcorporations.C.Socialwelfareinruralcommunities.D.Employeerecruitmentandtraining.9.Passage9(DigitalBankingChallengesinRuralChina)"WhilethePostalBankhasmadestridesindigitizingitsservices,ruralareasintherightriverbasinstillfaceconnectivityissues.Manyresidentsrelyon2Gnetworks,makingitdifficulttoaccessonlinebanking.Thebankhasbeenworkingwithtelecomproviderstoimproveinfrastructure,butprogressisslow.Meanwhile,competitorslikeAntGrouphavegainedafootholdinthesemarketsbyofferingsimplermobilepaymentsolutions."Whatisamajorobstacletodigitalbankingadoptioninruralareas?A.Highinternetcosts.B.Limitedmobilenetworkcoverage.C.Lackoffinancialliteracy.D.Excessivebankfees.10.Passage10(AgriculturalInsuranceinRightRiverBasin)"ThePostalBankhasintroducedacropinsuranceprogramintherightriverbasintoprotectfarmersfromlossesduetonaturaldisasters.Thepolicycoversdrought,flood,andpestinfestations,withclaimsprocessedquickly.AfarmerinGuangxisharedthattheinsurancehelpedherrecoverfinanciallyafteraseveredroughtin2023.Thebankplanstoexpandthecoveragetoincludelivestockandfisheriesnextseason."Whatisthepurposeofthecropinsuranceprogram?A.Tomaximizeprofitsforthebank.B.Toencouragefarmerstoswitchtomodernfarmingtechniques.C.Tomitigaterisksinagriculture.D.Toreplacegovernmentsubsidiesforfarmers.題型二：主旨大意題（共5題，每題3分）說明：根據(jù)文章內(nèi)容，選擇最能概括文章主旨的選項(xiàng)。11.Passage11(SustainableDevelopmentinRightRiverBasin)"Therightriverbasinfacesenvironmentalchallengesduetorapidindustrialization.Toaddressthis,thelocalgovernmenthasimplementedgreenpolicies,includingstricteremissionsstandardsandrenewableenergyincentives.ThePostalBankhasalsosupportedtheseeffortsbyfinancingeco-friendlyprojects.Arecentreporthighlightsthattheseinitiativeshavereducedcarbonemissionsby15%intheregion.However,moreneedstobedonetoachievelong-termsustainability."Whatisthemainideaofthepassage?A.TherightriverbasinisbecomingthemostindustrializedregioninChina.B.Sustainabledevelopmenteffortsareimprovingenvironmentalconditions.C.Thegovernmentandbanksareworkingtogethertoreducepollution.D.Industrializationhasnoimpactontheregion’senvironment.12.Passage12(RuralBankinginChina)"ThePostalSavingsBankhasbeenadaptingitsservicestomeettheneedsofruralChina.Byintroducingdigitalbankingandmicrofinanceprograms,thebankhasincreaseditsmarketshareintherightriverbasin.However,competitionfromfintechcompanieshasintensified,forcingthebanktoinnovatefurther.Thebank’sCEOhasemphasizedtheimportanceofstayingcustomer-centrictomaintainitscompetitiveedge."Whatisthecentralthemeofthepassage?A.ThedeclineoftraditionalbanksinruralChina.B.Thechallengesandopportunitiesinruralbanking.C.Thegovernment’sroleinregulatingruralfinance.D.Thedominanceoffintechcompaniesinthemarket.13.Passage13(AgriculturalModernizationinRightRiverBasin)"Modernfarmingtechnologieshavetransformedagricultureintherightriverbasin.Dronesandprecisionagriculturehaveimprovedefficiency,whilecroprotationandorganicfarmingmethodshaveboostedsustainability.ThePostalBankhasbeenfinancingthesetechnologiesforsmallfarmers,helpingthemadoptmodernpractices.Astudyshowsthatfarmsusingthesetechnologieshaveseena25%increaseinyields.However,thehighcostofequipmentremainsabarrierformany."Whatistheprimaryfocusofthepassage?A.Thegovernment’splantonationalizeallfarmland.B.Theimpactoftechnologyonagriculturalproductivity.C.Theroleofbanksinfundingmodernfarming.D.Thedeclineoftraditionalfarmingmethods.14.Passage14(FinancialInclusioninRuralChina)"ThePostalSavingsBankhasbeenworkingtoimprovefinancialinclusionintherightriverbasin.Bysettingupmobilebankingunitsandtraininglocalstaff,thebankhasreachedunderservedareas.Asurveyrevealsthat70%ofruralresidentsnowusedigitalbankingservices.However,challengesremain,suchaslowinternetconnectivityandlackoffinancialliteracy.Thebankplanstopartnerwithschoolstoeducateyouthaboutmoneymanagement."Whatisthemainpurposeofthepassage?A.Tocriticizethegovernment’sruralfinancepolicies.B.Tohighlightthebank’seffortsinfinancialinclusion.C.Topromotetheuseoftraditionalbankingservices.D.Toargueagainstdigitalbankinginruralareas.15.Passage15(CulturalTourisminRightRiverBasin)"Therightriverbasinisrichinculturalheritage,attractingtouristsfromacrossChina.Localbusinesseshavebenefitedfromthistrend,withmanysmallhotelsandrestaurantsthriving.ThePostalBankhassupportedthesebusinessesbyprovidingloansandpromotingdigitalpayments.Atourismexpertnotesthatculturaltourismhasbecometheregion’sfastest-growingindustry.However,overdevelopmentposesriskstotraditionalcommunities,requiringbalancedgrowthstrategies."Whatisthecentralideaofthepassage?A.Culturaltourismisharminglocalcommunitiesintherightriverbasin.B.Theregion’seconomyissolelydependentonculturaltourism.C.Thegrowthoftourismhasbroughtbothopportunitiesandchallenges.D.ThePostalBankhasnoroleinsupportingtourismbusinesses.題型三：推理判斷題（共5題，每題3分）說明：根據(jù)文章內(nèi)容，選擇最合理的推論。16.Passage16(DigitalBankingAdoption)"ThePostalSavingsBankhasobservedthatruralresidentsintherightriverbasinaremorelikelytoadoptdigitalbankingiftheyreceivepropertraining.ApilotprograminGuangxitrained500farmersinmobilebanking,resultingina40%increaseinappusage.However,thebanknotesthatadoptionisslowerinareaswithpoorinternetinfrastructure."Whatcanbeinferredfromthepassage?A.Digitalbankingwillreplacetraditionalbankingservicescompletely.B.Internetconnectivityistheonlyfactoraffectingdigitalbankingadoption.C.Trainingprogramsareeffectiveinpromotingdigitalbanking.D.Ruralresidentsareinherentlyresistanttodigitalbanking.17.Passage17(GovernmentPoliciesinRightRiverBasin)"Thelocalgovernmentintherightriverbasinhasintroducedpoliciestoattractforeigninvestment,includingtaxincentivesandstreamlinedregulations.However,somecriticsarguethatthesepoliciesmayleadtoexploitationoflocalresources.ThePostalBankhasbeenmonitoringthesedevelopmentsclosely,concernedaboutthelong-termimpactonthecommunity."Whatcanbeinferredfromthepassage?A.Thegovernment’spoliciesareharmfultolocalcommunities.B.Foreigninvestmentwillnotbringanybenefitstotheregion.C.ThePostalBanksupportsthegovernment’spolicies.D.Balancingeconomicgrowthwithsocialwelfareisachallenge.18.Passage18(AgriculturalInsuranceBenefits)"ThePostalBank’scropinsuranceprogramintherightriverbasinhashelpedfarmersrecoverfromnaturaldisasters.AfarmerinNanningsharedthatafterafloodin2023,theinsurancecompensationallowedhertoreplanthercrops.Thebank’sreporthighlightsthattheprogramhasreducedfinanciallossesforover2,000farmers.However,somearguethatinsurancepremiumsaretoohighforsmallholders."Whatcanbeinferredfromthepassage?A.Thegovernmentshouldcompletelysubsidizecropinsurance.B.Insurancepremiumsarejustifiedduetothebenefits.C.Farmersdonottrusttheinsuranceprogram.D.Naturaldisastershavenoimpactonagricultureintheregion.19.Passage19(CSRInitiativesinRuralChina)"ThePostalSavingsBankhasbeenfundingruralclinicsandschoolsintherightriverbasinaspartofitsCSRprogram.Abeneficiaryfromaremotevillagenotedthataccesstohealthcarehasimprovedsincethebank’ssupport.However,thebank’sCEOmentionedthatCSReffortsshouldbemoresustainableinthelongterm."Whatcanbeinferredfromthepassage?A.Thebank’sCSRprogramsarenoteffective.B.Ruralcommunitiesdonotneedfinancialsupport.C.CSRinitiativesshouldfocusonshort-termsolutions.D.SustainableCSRprogramsaremoreimpactful.20.Passage20(CompetitioninRuralBanking)"ThePostalSavingsBankfacescompetitionfromfintechcompaniesintherightriverbasin.Thesecompaniesoffersimplermobilepaymentsolutions,attractingtech-savvyruralresidents.Thebank’sresponsehasbeentoenhanceitsdigitalservices,includingofflinetransactionsandpersonalizedfinancialadvice.Amarketanalystnotesthatthebankmustinnovatetoretainitsmarketshare."Whatcanbeinferredfromthepassage?A.Fintechcompanieswillreplacetraditionalbankscompletely.B.ThePostalBankhasnochanceofcompetingwithfintechs.C.Innovationiscrucialforsurvivalintheruralbankingmarket.D.Ruralresidentsprefertraditionalbankingservices.題型四：詞匯題（共10題，每題2分）說明：選擇最適合填入空格的單詞。21.Passage21"Therightriverbasinhasbeen______byrapidurbanization,leadingtoincreasedpollutionanddeforestation.A.affectedB.protectedC.developedD.neglected"22.Passage22"ThePostalBank’sdigitalbankingappisdesignedto______usersinruralareaswithlimitedinternetconnectivity.A.excludeB.includeC.discourageD.challenge"23.Passage23"Agriculturalmodernizationintherightriverbasinhas______traditionalfarmingmethods,butalsoincreasedproductivity.A.replacedB.supportedC.preservedD.improved"24.Passage24"Thebank’sCSRprogramaimsto______financialliteracyamongruralresidentsthroughworkshopsandonlineresources.A.reduceB.promoteC.limitD.ignore"25.Passage25"Despitethe______costofequipment,manyfarmersintherightriverbasinarewillingtoinvestinsmartfarmingtechnologies.A.lowB.highC.moderateD.uncertain"26.Passage26"ThePostalBankhasbeen______itsservicestobettermeettheneedsofruralcustomersintherightriverbasin.A.expandingB.reducingC.simplifyingD.eliminating"27.Passage27"Thegovernment’sgreendevelopmentcampaignisintendedto______environmentaldegradationintherightriverbasin.A.preventB.encourageC.ignoreD.delay"28.Passage28"Agriculturalinsuranceintherightriverbasinhelpsfarmers______financiallossesduetonaturaldisasters.A.avoidB.minimizeC.maximizeD.ignore"29.Passage29"Thebank’smobilebankingappincludesfeatur