1、INVESTING IN THE US, IMMIGRATION & WEALTH PLANNING美國商業(yè)投資、移民及財(cái)富規(guī)劃KEY CONSIDERATIONS 考 慮 事 項(xiàng)Timing 時(shí)機(jī)Types of Investment 投資種類Real Estate/Business/Financial Instrument房地產(chǎn)/商業(yè)/金融Investment Amount/Price Range 投資金額價(jià)位額度Procedure & Process 步驟Management 管理Potential Profit & Risks 潛在獲利及風(fēng)險(xiǎn)REAL ESTATE 房地產(chǎn)TYPES O

2、F INVESTMENT 投資種類REAL ESTATE (LOW TO MID RISKS) 房地產(chǎn)中低風(fēng)險(xiǎn)Single Family Homes 獨(dú)棟住宅Industrial (warehouses & manufacturing facilities) 工業(yè)廠房Commercial Real Estate (retail centers & offices) 商業(yè)地產(chǎn)Apartment Buildings 公寓大樓Distressed Properties (foreclosures & short sales) 財(cái)務(wù)困難的地產(chǎn)BUSINESS (HIGH RISKS) 商業(yè)高風(fēng)險(xiǎn)May

3、 Qualify for EB-5 Investment Permanent Residence 可以有資歷獲得EB-5投資永久居留On-going or New Business 曾經(jīng)存在或者全新的商業(yè)FINANCIAL INSTRUMENT (LOW RISKS) 金融低風(fēng)險(xiǎn)Bank accounts, stocks, bonds, etc.銀行賬戶，股票，債券等MAJOR US CITIES 美國主要城市 INVESTMENT AMOUNT 投資金額Investment Types 投資種類Investment Goals 投資目的Risk Tolerance 風(fēng)險(xiǎn)度Interest R

4、ate 利率Other Financial Factors 其他財(cái)務(wù)要素PROCEDURE 步驟Conduct Market Analysis 執(zhí)行市場分析Collect Information 搜集資料Making Offer 出價(jià)Negotiate Contract 交涉合約Make Initial Deposit 付訂金Open Escrow 設(shè)立產(chǎn)權(quán)過戶手續(xù)Establish Holding Company (if needed) 成立公司Secure Financing (if needed) 尋求資金Conduct Due Diligence (appraisal/inspecti

5、on/title & legal document review) 執(zhí)行財(cái)務(wù)法律盡職調(diào)查Payment of Purchase Price (transfer funds to the US) 付款Closing 完成過戶手續(xù)Post Investment Management 管理PROFIT & RISKS 獲利及風(fēng)險(xiǎn)Set Your Goals (multi-goals to reduce risks) 設(shè)立投資目的Long Term v. Short Term 長期 v. 短期Avoid Scams (know who you deal with) 防止騙局Understand US

6、Tax Consequences 了解美國稅務(wù)EB-5 REQUIREMENTS 第五優(yōu)先 根本要求Capital 投資金額Investment must be “at risk (loans or other types of secured investments are not acceptable) 必需是有風(fēng)險(xiǎn)的投資US $1,000,000 investment 投資一百萬美金US $500,000 investment in certain economically depressed areas or rural areas 高失業(yè)率地域和郊區(qū)投資金額為五十萬美圓US $500

7、,000 investment in USCIS Designated Regional Centers在某些政府同意的特殊情況下投資金額為五十萬美圓Hiring of 10 Employees 雇傭10名全職員工Must be permanent residents or US citizens 合格的受雇者包括美國公民, 擁有永久居留權(quán)的外國人USCIS Designated Regional Centers are not required to hire 10 employees 政府同意的特殊情況下不須雇傭10名全職員工Source of Fund Must be Legitimat

8、e 資金來源必需是合法的Gifts & inheritance 贈(zèng)予, 遺產(chǎn)承繼均可Real estate sale, stock market or income derived from legitimate business 房地產(chǎn), 股票, 合法生意Loans secured by investors properties are acceptable (cannot use EB-5 investment property as collateral for such loans) 貸款也行, 但不能用懇求移民身份之投資的財(cái)富作為債務(wù)抵押Engaged in the Manageme

9、nt of the Investment 必需管理公司, 但不用每天參與公司的業(yè)務(wù)活動(dòng)No passive investment, such as stock, real estate, etc. 不能消極投資Generally required to live in the US at least 6 months each year 每年在美居住至少六個(gè)月以上Processing Time approximately 180 - 300 days 辦理時(shí)間約 180 300 天 EB-5 IMMIGRATION EB-5移民Benefits of EB-5: 第五優(yōu)先簽證的優(yōu)勢2-year

10、 temporary “Green Card 兩年暫時(shí)性“綠卡File within 90 days of two-year period to remove the “conditional status 兩年后可懇求成永久綠卡Family members including spouse and unmarried children receive “Green Cards 配偶以及21歲以下的孩子將成為美國永久居民獲得“綠卡After 5 years, entire family may become US citizens 五年后, 全家可懇求成為美國公民803 such visas

11、were issued in 2007, but the government hopes to increase to 10,000 by 2021 二零零七年發(fā)了八百零三個(gè)第五優(yōu)先簽證WELATH MANAGEMENT資產(chǎn)管理Reduce Risks 降低風(fēng)險(xiǎn)Asset Protection 資產(chǎn)維護(hù)Reduce Taxes Lawfully 合法降低納稅額Distribute Assets to Intended Heirs 分配資產(chǎn)給指定的承繼人Utilize International Strategy 運(yùn)用國際戰(zhàn)略Chang & Cot, LLP. 美國誠德律師事務(wù)所The mat

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