Unit19Insurance

BusinessReading

Grammar

Listening

Speaking

PracticeExercises

HomeworkUnit19InsuranceBusinessReading(1)Self-studyingActivity

1.Whyisinsuranceneededininternationalbusiness?

Answer2.Whenshouldinsurancebeappliedtoaninsurancecompany?

AnswerReadthetextwithin5minuteswiththreePre-readingQuestions:

3.Whoshouldmakearrangementsforinsurance?

Answer2.Beforegoodsareshipped.1.Ininternationalbusiness,thetransportationofthegoodsfromthesellertothebuyerisusuallyoveralongdistanceandhastogothroughtheproceduresofloading,unloading,andstoring.Thisprocessinvolvesvariousriskswhichmayresultinthedamageorlossofthegoods,andthustheinconveniencesorevenfinanciallossestoboththesellerandthebuyer.

BusinessReading3.Arrangementsforinsurancemaybemadebyeitherthebuyerortheseller,inaccordancewiththetermsofsale.

Write“T”fortrue,“F”forfalseaccordingtothetext.()1.Foreigntradeisanimportantpartofinsurance.()2.Ininternationalbusiness,thetransportationofthegoodsfromthebuyertothesellerisusuallyoveralongdistance.()3.Risksmayoccurduringtheprocedureofloading.()4.Ifthebuyerorthesellerdidn’tcoverthegoods,inconveniencesorevenfinanciallossesmighthappen.()5.Insuranceoftentakesplaceafterthegoodsareshipped.()6.Shouldanylossordamageoccur,theinsurancecompanywouldagreetopaytheinsuredastatedpremium.

(2)FindingfaultsBusinessReadingF

T

F

T

F

F

(3)FillingGame

BusinessReading1.Wouldyouplease___________onthegoodsagainstAllRisks?2.Theletterwas___________threedaysbythetrainaccident.3.Pleaseletushaveyourcatalogue___________yourproducts.4.The____________iscausedbyroughhandlingintransit.5.____________we'vealreadymadeaninquiryaboutyourarticles,willyoupleasereplyassoonaspossible?6.Whatistheinsurance____________?7.Haveyougotallthe____________preparation?8.They___________reducetheirpriceby5%.9.WPAisnot____________forthiskindofgoods.10.Shouldanydamage___________,youmayfileaclaimwiththeinsurancecompany.coveringdamage

Nowthatpremiumnecessary

agreeto

coverinsurancedelayed

enoughagreetodelayednowthatcoverinsuranceoccurcoveringnecessarydamagepremiumenoughoccur

BusinessReading(4)ChoosingGame1.Thegoodsare__________againstFPAonly.A.coverB.coveringC.tocoverD.tobecovered2.__________,theextrapremiuminvolvedwillbeforbuyer’saccount.A.AsusuallyB.AtusualC.AsaruleD.Atarule3.Wecan___________insuranceon1000sewingmachinesagainstAllRisks.A.getB.effectC.takeD.makeout4.Pleaseextendthe___________toincludeTPND.A.coverageB.rateC.premiumD.policyDCBABusinessReading5.Weofteninsureshipmentfortheinvoicevalue_____10%.A.plusingB.addC.plusD.adding6.Afterloadingthegoodsonboardtheship,youmustasktheinsurancecompanytohavethem___.A.insureB.tobeinsuredC.toinsureD.insured7.Theextrapremium_____________byus.A.isbornB.willbetakenC.willbeborneD.willbeborn8.Pleaseinsureusonthe___________goods.A.followB.followingC.followsD.asfollowsC

DCBGrammarGrammarTranslation1.ThebosstoldMike________________________(他應(yīng)該更努力工作).thatheshouldworkevenharderTranslation2.Themanagerwarnedhim_______________(不要再遲到了).nottobelateagainGrammarGrammarTranslation3.Heasked__________________________(我是否有困難).whetherIhadanydifficultyGrammarTranslation4.Theworkertoldme______________________________________(做完那項工作需要兩天時間).itwouldtakemetwodaystofinishtheworkGrammarTranslation5.Theyasked______________________________(我們是否把貨物準(zhǔn)備好了).ifwehadgotthegoodsreadyGrammarChoice1.Thebusinessmantoldhisson_________histime.A.don’twasteB.notwasteC.nottowasteD.notwastingC

GrammarChoice2.Hesaidthat__________proudofhismotherland.A.heisB.hewasC.hewillD.hewouldB

GrammarChoice3.Themansaidthattheinsurancepolicy___________then.A.ispreparingB.ispreparedC.waspreparingD.wasbeingpreparedD

GrammarChoice4.Idon'tknow__________theyhavepassedtheexam.A.whatB.ifC.whenD.whereBGrammarChoice5.Didyouknow__________?A.whohewaslookingafterB.whowashelookingforC.whoheislookingforD.whoheislookingafterA

Listening（A)1.Ithinkwe’lltalkaboutinsurancetoday.2.Youhaveenoughexperienceintakingoutsuchinsurancewithyourlocalin-surancecompany.3.I’dlikeyoutoquoteCIFLondontoo.4.Whatdoyouthinkshouldbecoveredforthiskindofgoods?5.IsitreallynecessarytotakeoutWarRisk?Listening（B)Mr.Wang:Ithinkwe’lltalkaboutinsurancetoday.Mr.Wilson:Good.1youofferedusonCFRbasis,I’dliketocoverinsurance.Mr.Wang:Youhaveenoughexperienceintakingoutsuchinsurancewithyourlocalin-surancecompany.Mr.Wilson:Thoughthereis2inyourwords,I’dlikeyoutoquoteCIFLondontoo.Mr.Wang:Ifyoulike,we’dliketo.Mr.Wilson:Whatdoyouthinkshouldbecoveredforthiskindofgoods?Mr.Wang:Inmy3,itis4tocoverAllRisksandWarRiskforthem.

Nowthat

somethingopinionenough

Listening（B)Mr.Wilson:IsitreallynecessarytotakeoutWarRisk?Imeanrightnowtheworldisso5,heMiddleeast.Mr.Wang:Whoknowswhatmay6tomorrow,nottosay,inoneortwomonths?Mr.Wilson:Youareright.LetmehaveyourofferonCIFbasis

7AllRisksandWarRisk.Mr.Wang:No8.Ifyoulike,Icangiveyousome9aboutinsurance,andthenyoumay10onwhattodo.peaceful

happen

with

problembrochuresdecide

Listening（C)●Whataretheytalkingabout?●WhowillcoverinsuranceonCFRbasis?●WhowillcoverinsuranceonCIFbasis?●Whatrisk(s)shouldbecoveredforthegoodsmentioned?●IsitnecessaryforthemtotakeoutWarRisk?AllRisksandWarRisk.Mr.Wang.Mr.Wilson.Insurance.Yes,itis.Situation：Mr.MillerfromSpainisaskingMr.Liang,deputymanagerofaChineseCompanytoeffectinsuranceforhisconsignment.Thefollowingmaybeuseful:WegenerallyinsureourexportshipmentswiththePICC.ThePICChasagentsinalmostallthelargecitiesovertheworld.I’dliketohavethegoodsinsuredatyourend.WouldyoupleasecoverWPAforus?Wecanassureyouthatwe’llhavethegoodsinsuredassoonastheyareshipped.…SpeakingPracticeExercisesTranslatethefollowingsentencesintoChinese.

1.WeusuallycoverWPAfor110%oftheinvoicevalue.2.WealwayscoverourgoodswithPICC.3.Wecanarrangeinsuranceonyourbehalf.4.Wewouldliketopaytheextrapremium.5.Yourrequestforinsurancetobecovereduptotheinlandcitycanbeaccepted.我們通常按發(fā)票金額的110％投保水漬險。我們一直在中國人民保險公司投保我們的商品。我們可以為你們代辦保險。我方愿承擔(dān)額外保險費(fèi)。你方投保至內(nèi)陸城市的要求可以接受。

Cloze.It'sageneralpracticetohavethegoods1for110%oftheinvoicevalue,2comprises(包含)costofgoods,amountoffreight,insurancepremium(保險費(fèi))andapercentageofthetotalsumtorepresentareasonableprofitonthe3ofgoods.Iftheimporterwantstocoverfor4110%,thentheextrapremiumwillbeforhisaccount.1.A.coverB.coveredC.coveringD.tocover2.A.whatB.thatC.whereD.which3.A.saleB.purchaseC.insuranceD.shipment4.A.belowB.underC.morethanD./PracticeExercisesB

D

C

A

PracticeExercisesInsurance5orcertificateisanevidenceofinsuranceissuedbytheinsurerorunderwriterstotheinsured.6theotherhand,it'salsoacontract7theabovesaidparties,whichstipulateseachparty'srightsandresponsibilities.Insurancepolicyorcertificate,openpolicy(預(yù)約保單),combinedcertificateandendorsement(背書)arethemainones8indailybusiness.

5.A.rateB.policyC.premiumD.coverage6.A.InB.AtC.OnD.With7.A.betweenB.amongC.aboutD.against8.A.madeB.doneC.opened