上海市浦東新區(qū)川沙中學2025屆高三下學期第五次調研考試英語試題注意事項1．考生要認真填寫考場號和座位序號。2．試題所有答案必須填涂或書寫在答題卡上，在試卷上作答無效。第一部分必須用2B鉛筆作答；第二部分必須用黑色字跡的簽字筆作答。3．考試結束后，考生須將試卷和答題卡放在桌面上，待監(jiān)考員收回。第一部分（共20小題，每小題1.5分，滿分30分）1．Don'tdefendhimanymore.It'sobviousthathe________destroyedthefenceofthegardenevenwithoutanapology.A．accidentallyB．carelesslyC．deliberatelyD．clumsily2．---What’swrongwithyourcellphone?Ican’tgetthrough.---Oh,mylinewascutoffbecauseI________mybill.A．haven’tpaid B．hadn’tpaid C．wasn’tpaying D．don’tpay3．Intheforest,soundisthebestmeansofcommunicationoverdistance________incomparisonwithlight,itwon'tbeblockedbytreeswhentravelling.A．whileB．becauseC．whenD．though4．—Haveyouheard____newsthatover10,000peoplelosttheirlivesintheearthquakeinJapan?—Notyet．What____bigsurprise!A．the;a B．the;/ C．/;/ D．/;a5．China'sBeidouNavigationSatelliteSystemhasstartedprovidingglobalservices,________tobecomecompletearound2020.A．beingscheduled B．scheduled C．toschedule D．scheduling6．Wehavealreadydiscussedthisplan_____,sonextweshouldsparenoefforttocarryitout.A．atlength B．atrandom C．atease D．atbest7．—WouldyoupleasewaitforamomentwhileItelephonethereceptiondesktocheck?—________.A．Iwouldn'tmindthat B．SoundlikefunC．Imeanit D．Youwish8．Theaccidentwhichleft15peopleonboarddead________ifboththeangryfemalepassengerandthebusdriverhadkeptcalm.A．shouldhaveavoided B．shouldbeavoidedC．couldhaveavoided D．couldhavebeenavoided9．—Whydidyoucomebytaxi?—MycarbrokedownlastweekandIstillitrepaired.A．didn’thave B．hadn’thadC．haven’thad D．won’thave10．Citizensare_____toexercisetheirrights,butundernocircumstancescantheyviolateotherpeople’srights.A．ontrack B．onscheduleC．atease D．atliberty11．Thereis________asafreedinnerinthisworld.Asthesayinggoes,“Nopains,nogains.”A．nosuchagoodthing B．suchnogoodthingC．nosuchgoodthing D．notsoagoodthing12．TheWinterOlympics________in2022willsurelybringinmanyinternationaltourists.A．heldB．havingheldC．holdingD．tobeheld13．Thegirlissogratefulwheneversheremembersmybrotherandme____herfromtheicywater.A．tohavesaved B．tosave C．saving D．saved14．Moreandmorepeopleprefertoliveinthecountryside,_______appealforthemliesinthequietandslow-pacedlife.A．who B．WhichC．whose D．what15．－Whatiftherainstormcontinues?－Comeonguys!Wehavetomeetthe_______whatevertheweather.A．standard B．demandC．deadline D．satisfaction16．Theseniorteacheralwaysgoesswimminganddoespush-upstostay________.A．inplace B．inorderC．inshape D．infashion17．Onlyaftertalkingtotwostudentsthathavingstrongmotivationisoneofthebiggestfactorsinreachinggoals.A．Ididdiscover B．didIdiscoverC．Idiscovered D．discovered18．Isitcommonpracticethatsalesmenreceivea_______of10percentonallsalesmade?A．depositB．receiptC．pensionD．commission19．Ifyouwanttogofurtherinthenewsport,thebestwayisto______andpractisemorefrequently.A．diveinB．dropoutC．catchonD．springup20．Therearemanyfamousculturalrelicsinourcountry,many_______thousandsofyearsago.A．datingbackto B．datebacktoC．datedbackto D．weredatedbackto第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）VolunteeringJustliketheanimalsweshelter,peopleareveryspecialtous.TheAnimalShelterofSacramentoCountyhas300activevolunteersandisalwayseagertoaddmore.Ifyouhaveafewhourseachweekandalovefordogsandcats,weattheshelterwelcomeyourparticipation.YouthVolunteersChildren10yearsofageorolderareallowedtotakepartinsomeofourprogramsasyouthvolunteerswhenaccompaniedbyanadult.Theadultcanbeaparent,orguardian18yearsofageorolder.Volunteeringisrewardingforanumberofreasons.Youthvolunteerslearnresponsibilityastheyservethecommunity.Volunteersarerewardedwiththeloveforourshelteredanimals.Volunteerslearnabouttheneedsofdogsandcatsandhowtocareforthoseneeds.YouthVolunteerQualificationsAyouthvolunteermust:*caredeeplyaboutanimalsandtheirhappiness*completeanapplicationform*beatleast10yearsofageandaccompaniedbyanadult*attendatrainingprogramYouthVolunteerOpportunitiesYouthvolunteersmayfillthepositionofdognuzzler,catsnuggler,orkennelaide,ifthereareopenings.Pleasecallourvolunteerinformationhotlineat1-800-290-5992toheararecordingofthepositionsavailable.DogNuzzlersDogsneedtoexchangeinformationwithhumanandexercisetostayhealthyandfeelcomfortablearoundpeople.Dognuzzlersmustbeknowledgeableaboutdogsandabletodealwithmedium-sizedtolarge-sizeddogs.Youthvolunteerdognuzzlersmustbeabletoworkatleasttwohoursbetween9a.m.and5p.m.oneitherSaturdaysorSundays.CatSnugglersLookafterourcats,givingthemlotsofattention.Catsnugglersmustbeknowledgeableaboutcatsandtheirneeds.Youthvolunteercatsnugglersmustbeabletoworkatleasttwohoursbetween9a.m.and5p.m.oneitherSaturdaysorSundays.KennelAidesProvidingfoodandwaterfortheanimalsattheshelterisademandingjob.KennelaidesassisttheAnimalShelterstaffinfeedingtheanimalsinourcare.Kennelaidesmustbeabletoworkatleasttwohoursbetween9a.m.and5p.m.oneitherSaturdaysorSundays.1、WhatbenefitcanyouthvolunteersgainattheAnimalShelter?A．Animalswillhelpthemkilltimeonweekends.B．Theywilllearnmoreabouttheneedsofothers.C．Theywilllearnhowtoapplyforajobinthefuture.D．Animalswillbringthemgreatpleasureinreturn.2、Which10-year-oldchildcanbestserveattheAnimalShelter?A．Matt,whoseyoungersistercancomewithhimat4:00p.m.onSaturdays.B．Jim,whocantakepartwithhismotheronSundaymornings.C．Amber,whocanparticipatewithhisfatheronweekdays.D．Katie,whoseparentshavetoworkeveryday.3、IfoneisinterestedinYouthvolunteer,whatwillheprobablydofirst?A．Servethecommunity.B．Fillintheapplicationform.C．Callthevolunteerinformationhotline.D．Receivetraininginlookingafteranimals.4、Itcanbeinferredthatdognuzzles________.A．arelesscomfortablearoundlarge-sizeddogsB．getalongbetterwithmedium-sizeddogsC．needtocommunicatewithdogsD．shouldbeavailablethewholedayonweekends5、Themainpurposeofthistextisto________.A．lookforyouthvolunteersB．callonpeopletoprotectanimalsC．introducewhatthevoluntaryworkisD．teachpeoplehowtocareforanimals22．（8分）Knowingwhattodoatcheckoutandproperlypreparingforitcanturnapotentiallyheatedsituationintoaquickthankyouaddgoodbye.Belowwemadealistoffivethingsyoushouldrememberathotelcheckout.Don’tbelatetocheckHotelsmayaddanextremelyhighpriceforbeingjustahalfhourlate.Ifyouknowyouwon’tmakethecutofftime,itneverhurtstocallaheadandtrytonegotiateawayapotentialcharge.Don’tforgettodoublecheektheroomandsafeMakesureyoudon’tleavethingsbehind.Ifyouhaveanearlyflightorcheckouttime,packupasmuchasyoucanthenightbeforesothatlast-minuterushisn’ttooannoying.Also,besuretotakeoutanythingintheroomsafe.Don’tforgettotipthehousekeepersIt’salwayspolitetoleavesomemoneyforthepeoplekeepingyourroomclean.Don’tignorethedetailedbillYoumaybeinarush,butgivethedetailedhillacarefullooktoseeifthehotelchargeisdifferentfromtherateyouinitiallybooked.Don’tgetangryShootingattheassistantmanagerstandingbehindthefrontdeskprobablywon’thelp.Whendealingwithanunexpecteditemonthebill.Thinkabouthowdifficultitcanbetodealwithannoyedcustomers.Keepcalmandthingsmaybesolvedbetterandsooner.1、Thehotelwillchargeyoumoremoneyifyou.A．checkbeforecutofftimeB．donotcallthehotelaheadC．arelateincheckingoutD．negotiatewiththeclerks2、Whichofthefollowingdoestheauthorsuggestdoing?A．Leavingsomethingbehind.B．Beingsuretokeeptheroomclean.C．Doingthepack-upasearlyaspossible.D．Tippingthehousekeeperstoshowrespect.3、Whatisthepurposeofthelastparagraphofthepassage?A．TosuggestawaytosolveproblemsproperlyB．Toprovidemoreinformationaboutthehotel.C．ToshowtheuneasinessofassistantmanagersD．Toprotectcustomersfromunnecessarydangers.4、Inwhichsectionofthemagazinecanyouprobablyfindsuchapassage?A．Fitness. B．Nature.C．Lifestyle. D．Travel.23．（8分）PeopleYou'veNeverHeardofWhoChangedtheWorldItisafactthatmostpeoplelivetheirlivesunremarkedbyhistory.Whetherbydesignorbyaccident,therearesomepioneerswhoseachievementschangedthecourseofhistorybutwhosenamesareunknowntous.JamesHarrisonJamesHarrisonhassavedthelivesofovertwomillionpeoplebydonatinghisbloodl,173times,aGuinnessworldrecord.Hisbloodproducesarareantibody(抗體)whichcurestheotherwisedeadlyRhesusdiseaseinunbornchildren.Ithasalsobeenusedinthedevelopmentofamedicineanti-D,whichwillcuretheRhesusdiseaseinchildrenforever.LewisLatimerAfterhelpingAlexanderGrahamBellobtainhispatentforthetelephone,LewisLatimerpatentedacarbonfilament(碳燈絲),whichallowedlightbulbstoburnforhoursbeforeburningout,muchmoreusefulthanthatinventedbyThomasEdison.Latimerwentontoinventmanyotherusefuldevices,includingadevicewhichcooledandcleanedpatients'roomsinhospitals.MauriceHillemanNotallachievementsrequirebraveryandself-sacrifice.TakeMauriceHillemanforexample.Hefoundanotherwaytochangetheworld.Hedevelopedthemumpsvaccine(疫苗)afterhisdaughtergottheillness.Andhedidn'tstopthere.Intotal,hehassingle-handedlydevelopedover40vaccines,includingeightcommonlygiventochildren.Hisworkhassavedmillionsoflivesandpreventedseriousconsequencesduetothediseases.NilsBohlinIn1959NilsBohlinpatentedarevolutionarydesignthathassavedmillionsoflives-thethree-pointsafetybelt.Aftertheinitialresistancefromdriverswhohatedbeingtoldwhattodo,andevenfortheirowngood,thethree-pointbelthasbecomeastandardfeatureinnewcarsaroundtheworld.1、Whosepatentallowedlightbulbstoburnforhoursbeforeburningout?A．LewisLatimer. B．AlexanderGrahamBell.C．ThomasEdison. D．NilsBohlin.2、What'sthesimilaritybetweenJamesHarrisonandMauriceHilleman?A．TheybothsetaGuinnessworldrecord.B．Theybothhadspiritsofbraveryandself-sacrifice.C．Theircontributionssavedthelivesofmanychildren.D．Theydevotedthemselvestoworkbecauseoffamilvmembers.3、Whatwasdrivers'initialattitudetothethree-pointseatbelt?A．Theywerecontentwithit. B．Theyrefusedtouseit.C．Theyaccepteditcalmly. D．Theygotexcitedaboutit.24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）ThelatestadditiontotheGtechgardenpowertoolsisalightweightbutpowerfulwirelessLeafBlower(吹落葉機).Thisautumnitwillmakethetimeofclearingleavesandgardenpiecesveryshort.HighperformanceThe36VLithium-ionGtechLeafBlowerhastheabilitytoclearpiecesfromyourlawn,courtyardanddriveway.TheLeafBlowerusesaturbofan(渦輪風扇發(fā)動機)designthatallowsforastraightairpassagefromintaketooutlet,offeringmaximumairflowandefficiencythatturnthefanat11,500timesaminute.CompletecontrolTheGtechLeafBlowerislightweight,atjust4.3kg.Ithasbeendesignedsothatthebatteryandproductweightarereasonablydistributed.Wheninuse,itwillnaturallypointtowardsthegroundtodirecttheairflow.Therefore,youwon’thavetoworryaboutinjuringyourwrists,evenifyouuseitforanentire20-minuterun-timewithfullpower.Thevariabletrigger(扳機)allowsforcompletecontrol–whenyousqueezeorreleasethetriggeryouwillfeeltheairflowchangetosuityourgardenneeds.EasytouseTheGtechLeafBloweriseasytouse.Thereisnoneedtopullwiresortopitupwithfuel,sosimplyattachthebatteryandpullthetriggertostart.Theproduct’swirelessconveniencemeanstherearenowirestotripyouuporlimityouraccess,andnopetroltostoreuporpour—simplychargeitandit’sreadytogo.Whenyou’redone,youcanremovethedetachablenozzle(管口),sotheGtechLeafBloweriscompactenoughtobestoredinsmallplaces.Don’tjusttakeourwordforitWereallydocarewhatyouthink.Goonlinetoseethethousandsofindependentreviewsourcustomershavegivenus,andcheckoutourproductvideoatwww.gtch.co.uk.1、WhichofthefollowingisnottheadvantageofthenewGtechLeafBlower?A．AturbofanB．NowireC．ThevisibletriggerD．Costlydelivery2、WhatmakesthenewGtechLeafBlowereasytohold?A．Astraightairpassagefromintaketooutlet.B．Reasonabledistributionofbatteryandproductweight.C．ThevariabletriggeronthenewGtechLeafBlower.D．TheremovablenozzleonthenewGtechLeafBlower.3、Whatisthemeaningoftheunderlinedwords“tripyouup”inthetext?A．TireyououtB．GetyoutofalldownC．MakeyouunoccupiedD．Blockyouout4、Thepurposeofthispassageis_______________.A．toadviseustobuythenewGtechLeafBlowerB．tointroducetoustheconvenienceofthenewGtechLeafBlowerC．toteachushowtousethenewGtechLeafBlowerD．toencourageustoreviewaboutthenewGtechLeafBlower第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）TheotherdayIdecidedtocomehomeearlybecauseitwassuchabeautifulday.The1wereoutsideplayinginmyapartmentcomplex(公寓大樓)andtheicecreamtruckwaswhistlingitstune.AsI2slowlytoavoidanaccident,Inoticedalittleboy3attheicecreamtruck.Hedidn’tgetanythingandhewalkedawaywitha4lookonhisface.Iaskedtheicecreamsellerwhathappenedandhesaidthelittleboyhadno5IhadnocashonmesoIdrovetomybuildingandwentupstairsto6somecash.WhenIfoundit,theicecreamsellerwas7waitingbutthelittleboyhad8Iwentinthe9IthoughthemighthavegoneandIsawa10gettingoutofhervehicle.Iaskedherifshehadalittleboyandshesaidyes.Shethentoldmethatsheandhersonhadgonetothegrocerystorethedaybeforeandhad11icecreambutshedidnothaveenoughmoneytobuy12Shequicklywentintothe13togetherson,andwhenshe14severalminuteslater,Irealizedthathewasnotthe15littleboyIhadseen.Thisboywasabitolderandhissistercameoutwithhim.Itookthembothtothetruckandletthem16outwhattheywanted.I17toldthemomitwasnotthesameboyIwastalkingabout.I18myselftothemotherproperlyand19mybaby-sittingservicesfreeofchargeifsheeverneededthem.1couldn'tfindtheoriginalboy20but1hopehegetssomeicecreamsoon.1、A．cats B．kids C．dogs D．students2、A．walked B．ran C．climbed D．drove3、A．knocking B．shooting C．lying D．looking4、A．puzzled B．curious C．disappointed D．delighted5、A．excuse B．money C．parents D．friends6、A．putaway B．lookfor C．borrow D．lend7、A．still B．anxiously C．doubtfully D．nervously8、A．left B．appeared C．cried D．escaped9、A．station B．line C．sight D．direction10、A．woman B．girl C．granny D．conductor11、A．chosen B．ordered C．wanted D．eaten12、A．it B．ones C．them D．those13、A．house B．shop C．truck D．market14、A．disappeared B．returned C．waited D．stayed15、A．lost B．strange C．short D．same16、A．look B．pick C．speak D．make17、A．never B．seldom C．often D．ever18、A．explained B．admitted C．devoted D．introduced19、A．denied B．resigned C．offered D．operated20、A．somewhere B．everywhere C．anywhere D．nowhere第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當的單詞或括號內單詞的正確形式。27．（15分）Shadowplayhasalonghistoryandis1．uniquekindofartform.Itisperformed2．sendingshadowsofpuppets(木偶)onapieceofwhitecloth.Thepuppetsmadeofleather(皮革)3．(paint)inverybrightcolours,sothattheshadowstheymakearevery4．(colour).Theplayersstandbehindtheclothandmovethepuppetsagainststronglightwhen5．(show)ashadowplay,andtheshadowsofthepuppetsfallonthecloth.

Atthesametime,theplayerstalkorsing,tellingastorywith6．(music)playingthedrumsandotherinstruments,suchaserhu,sanxian,sheng,etc.Peopleontheothersideoftheclothcanseetheshadowsofthepuppetsdoallkindsofmovements.It’sjustlikethemovietoday.ShadowplaystartedintheHandynasty.7．issaidthatEmperorWuofHanwassadanddidn’twanttodoanythingbecauseoneofhisfavouritewivesdied.8．(cheer)himup,hisofficermadeapuppetliketheemperor’sdeadwifewithleather.Hemoveditandmadeit9．(act)behindapieceofcloth.Theemperorenjoyeditverymuch.Afterthat,shadowplaybecame10．(popular)knowninChina.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下作文。文中共有10處語言錯誤，每句中最多有兩處。每處錯誤僅涉及二個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號(∧)，并在其下面寫出該加的詞。刪除：把多余的詞用斜線（\）劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1、每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者（從第11處起）不計分。Insurancecompaniesarenormallywillingtoinsureanything,butitmustbeuniquetoinsureadish、Itwasaunusualpiedish,foritwaseighteenfeetinlongandsixfeetinwidth、Theyhadbeenpurchasedbyalocalauthoritysothatanenormouspiecouldbakedforanannualfair、Thepiecommitteedecidedthatthebestwaytotransportwouldbebyacanal,sotheyinsureditforthetrip、Shortafteritwaslaunched,thepiecommitteewenttothelocalinntocelebrate、Inthesametime,anumberofteenagerclimbedontothedishandheldalittlepartyoftheirown、Dancingprovedtobemorethanthedishcouldbear,butduringthepartyitcapsized(傾覆)andsinkinsevenfeetofwater、第二節(jié)書面表達（滿分25分）29．（25分）一家英國網站專門為外國留學生提供住宿家庭的信息，假如你是李華，打算明年去英國留學，因此你給他們發(fā)一封電子郵件，說明你的租房要求：1.提供單獨的房間;2.房子的地點;3.免費提供生活用品（洗衣機等）;4.每月房租。請根據以上內容寫一篇100詞左右的電子郵件，開頭和結尾已經給出，不計入總字數，可適當增加細節(jié)。參考詞匯：住宿家庭hostfamilyDearSir/Madam:IamgoingtostudyintheUKnextyear.___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Lookforwardtoyourearlyreply.Sincerelyyours,LiHua

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、C2、B3、B4、A5、B6、A7、A8、D9、C10、D11、C12、D13、C14、C15、C16、C17、B18、D19、A20、A第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、D2、B3、B4、C5、A22、1、C2、D3、A4、D23、1、A2、C3、B24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由發(fā)言)forquestion,Erikraisedhishandandsa