建設(shè)銀行新鄉(xiāng)市紅旗區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewpolicyaimsto__________theefficiencyoffinancialservicesinruralareas.A.enhanceB.diminishC.stabilizeD.fluctuate2.LocalbusinessesinXinxianghaveshowngreat__________inadoptingdigitalpaymentsystems.A.reluctanceB.hesitationC.adaptabilityD.resistance3.Thebank’sbranchinHongqiDistricthasbeen__________foritshigh-qualitycustomerservice.A.criticizedB.commendedC.disregardedD.neglected4.Theeconomic__________inCentralChinahasimprovedslightlythisyear.A.depressionB.stagnationC.growthD.collapse5.Employeesareencouragedto__________innovativeideastooptimizeoperations.A.suppressB.rejectC.embraceD.ignore6.Theloanapplicationrequiresdetailed__________oftheborrower’sfinancialhistory.A.documentationB.examinationC.speculationD.assumption7.Theruraldevelopmentfundwill__________projectsinunderdevelopedregions.A.prioritizeB.postponeC.eliminateD.delegate8.Themerger__________thetwobankswillstrengthentheirmarketpresenceinHenan.A.involvesB.excludesC.deterioratesD.diminishes9.The__________ofinterestratesaffectsmortgageaffordabilityinXinxiang.A.variationB.stabilityC.fluctuationD.consistency10.Thebank’sCSRprogramfocuseson__________communityeducationinitiatives.A.expandingB.reducingC.suspendingD.minimizing二、閱讀理解（共5題，每題2分）directions:Readthepassageandanswerthequestionsbelow.Passage:ThePeople’sBankofChinarecentlyintroducednewregulationstostreamlineruralcreditsystems.Thepolicyaimstoaddressthelackoffinancialinclusioninruralareasbyreducingbureaucratichurdlesandpromotingdigitalbankingsolutions.LocalbranchesincitieslikeXinxianghavebeenincentivizedtoexpandtheirservicestovillages.Theinitiativealsoincludestrainingprogramsforruralfinancialadvisorstoenhancecustomerengagement.Whilesomecriticsarguethatthemeasuresmaynotbesufficient,earlydatasuggestsapositiveimpactonloandisbursementratesin紅旗區(qū).1.Whatisthemainpurposeofthenewregulations?A.Toreducethenumberofruralbanks.B.Toimprovefinancialaccessinruralregions.C.Toincreaseinterestratesforfarmers.D.Toeliminatedigitalbankingoptions.2.Whichcityismentionedasabeneficiaryofthepolicy?A.ZhengzhouB.XinxiangC.KaifengD.Luoyang3.Whatdoesthepassagesuggestaboutthecritics’stance?A.Theyfullysupportthepolicy.B.Theybelievethemeasuresareexcessive.C.Theydoubtthepolicy’seffectiveness.D.Theyprefertraditionalbankingmethods.4.Howhaveruralfinancialadvisorsbeenimpactedbytheinitiative?A.Theyhavebeenfired.B.Theyhavereceivednotraining.C.Theyhavebeentrainedtoimproveservices.D.Theyhavebeenencouragedtoworkinurbanareas.5.Whatearlyoutcomeofthepolicyismentioned?A.Adeclineinloandisbursementrates.B.Anincreaseinruralbankclosures.C.Ariseincustomerengagement.D.Adecreaseindigitalbankingadoption.三、語法填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriateword.1.Thebankplansto__________(invest)moreinrenewableenergyprojectstosupportsustainabledevelopment.2.Ifemployees__________(meet)thetargets,theywillreceiveabonus.3.Despitetheeconomicchallenges,thebranchinHongqiDistrict__________(remain)profitable.4.Theloanofficeremphasizedtheimportanceof__________(maintain)accuraterecords.5.FarmersinXinxiangarestrugglingto__________(access)affordablecredit.6.Themergerwill__________(benefit)bothbanksbyexpandingtheirmarketshareinHenan.7.Thenewregulationsrequireallbranchesto__________(update)theirITsystemsbytheendoftheyear.8.Customersshould__________(notify)thebankimmediatelyiftheydetectanydiscrepancies.9.Theruraldevelopmentfundwill__________(allocate)resourcestoimproveinfrastructurein紅旗區(qū).10.Thebank’sCSRinitiativesaimto__________(empower)underprivilegedcommunities.四、完形填空（共10題，每題1分）directions:Completethepassagewiththebestchoice.Lastyear,thebranchinHongqiDistrictfacedasignificantchallengeduetothedecliningnumberoftraditionalbankingcustomers.ManyyoungpeopleinXinxiangwereshiftingtodigitalplatforms,leavingthebankwithaagingclientele.However,themanagementdecidedto__1__thisopportunitybymodernizingtheirservices.Theyintroducedamobilebankingappthat__2__seamlesstransactionsandpersonalizedfinancialadvice.Toattractnewcustomers,thebranchalso__3__freefinancialworkshopsontopicslikemortgageplanningandinvestmentstrategies.Thestrategy__4__successful,astheapp’suserbasegrewby40%withinsixmonths.Thebank’srenewedfocusondigitalinnovation__5__itsreputationasaforward-thinkingfinancialinstitutioninCentralChina.1.A.neglectB.embraceC.ignoreD.reject2.A.ensuresB.complicatesC.delaysD.disrupts3.A.organizedB.canceledC.postponedD.minimized4.A.provedB.failedC.deterioratedD.declined5.A.reinforcedB.weakenedC.underminedD.dismissed五、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglish.1.建設(shè)銀行的新農(nóng)村金融服務(wù)計(jì)劃旨在幫助農(nóng)民獲得更多貸款機(jī)會。2.紅旗區(qū)的經(jīng)濟(jì)復(fù)蘇得益于政府的政策支持。3.銀行鼓勵員工提出創(chuàng)新建議以提升工作效率。4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來的發(fā)展趨勢。5.農(nóng)村地區(qū)的金融基礎(chǔ)設(shè)施仍需進(jìn)一步完善。答案及解析一、詞匯選擇1.A(enhance)-improveefficiency.2.C(adaptability)-abilitytoadjusttodigitalpayments.3.B(commended)-praisedforservicequality.4.C(growth)-economicimprovement.5.C(embrace)-welcomenewideas.6.A(documentation)-needforfinancialrecords.7.A(prioritize)-focusonunderdevelopedregions.8.A(involves)-themergerincludesbothbanks.9.C(fluctuation)-changesininterestrates.10.A(expanding)-broadeneducationalprograms.二、閱讀理解1.B-improvefinancialaccessinruralregions.2.B-Xinxiangismentionedasbenefitingfromthepolicy.3.C-criticsdoubtthepolicy’seffectiveness.4.C-advisorshavereceivedtraining.5.C-customerengagementhasinc