工商銀行福州市倉(cāng)山區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringprofessionalswithstrongadaptability.A.revolutionizedB.complicatedC.standardizedD.modernized2.Asaregionalbank,IndustrialandCommercialBankofChina(ICBC)inFuzhouemphasizes______thelocaleconomythroughinnovativefinancialservices.A.stimulatingB.analyzingC.supportingD.regulating3.Theinterviewpanelwill______candidatesbasedontheirresumes,performanceinthewrittentest,andinterviewskills.A.evaluateB.ignoreC.summarizeD.prioritize4.Fuzhou’sfinancialdistrictis______withmodernskyscrapers,reflectingthecity’sgrowingeconomicimportance.A.filledB.surroundedC.coveredD.lined5.Toenhancecustomerexperience,ICBCFuzhoubranchis______AI-drivenservices,suchasintelligentchatbots.A.implementingB.planningC.testingD.ignoring6.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinancingprojects.A.reduceB.increaseC.ignoreD.expand7.Duringtheeconomicdownturn,thebank’sloanapprovalprocessbecamemore______tomitigaterisks.A.strictB.flexibleC.lenientD.automated8.Thecandidateshoulddemonstratestrongcommunicationskillsto______withclientsfromdiversebackgrounds.A.interactB.negotiateC.analyzeD.compare9.Thebranchmanager’sroleinvolves______theteam’sperformanceandaligningitwiththebank’sstrategicgoals.A.assessingB.delegatingC.overseeingD.training10.Thebank’smobileapphasbeen______toimproveuserinterfaceandsecurityfeatures.A.updatedB.launchedC.designedD.promoted二、閱讀理解（共5題，每題2分）directions:readthepassageandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinurbancenterslikeFuzhou.TraditionalbankslikeICBCareadoptingdigitaltechnologiestostaycompetitive.Forinstance,ICBCFuzhouhasintroducedblockchain-basedpaymentsystemsandAI-drivenriskmanagementtools.Theseinnovationsnotonlyenhanceefficiencybutalsoimprovecustomersatisfaction.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivide.Thebank’sstrategyinvolvesinvestinginemployeetrainingtoadapttonewtechnologieswhilemaintainingethicalpractices.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinFuzhou.B.Theimpactoffintechontraditionalbanking.C.Thechallengesofdigitalbanking.D.TheroleofICBCinthefintechindustry.2.Accordingtothepassage,howdoesICBCFuzhouimprovecustomersatisfaction?A.Byreducingloanapprovaltimes.B.Byintroducingdigitalpaymentsystems.C.Byincreasingbranchlocations.D.Byofferingmorecreditproducts.3.Whatisakeychallengementionedinthepassage?A.Highemployeeturnover.B.Datasecurityrisks.C.Lowcustomerengagement.D.Limiteddigitalinfrastructure.4.Whatdoesthebankdotoaddressfintechchallenges?A.Ignoretechnologicaladvancements.B.Focusontraditionalbankingmethods.C.Investinemployeetraining.D.Outsourceoperationstofintechcompanies.5.Whichstatementbestdescribesthebank’sstrategy?A.Prioritizedigitalinnovationoverethicalpractices.B.Balancetechnologicaladvancementwithriskmanagement.C.Reduceinvestmentinhumanresources.D.Focussolelyoncustomersatisfaction.三、完形填空（共10題，每題1分）directions:fillintheblankswiththewordsgivenbelow.Thecandidate’sperformanceinthewrittentestisacrucialfactorinthehiringprocess.Itnotonly______(6)theirknowledgebutalsoassessestheirproblem-solvingabilities.ForICBCFuzhou,thetestevaluatesskillsrelevanttothebankingsector,suchasdataanalysisandfinancialliteracy.Candidatesshould______(7)timemanagementtoensureallquestionsareansweredeffectively.Additionally,theuseofpropergrammarandvocabularyisessential.Awell-structuredanswerdemonstratesprofessionalism.BankslikeICBClookforcandidateswhocancommunicatecomplexideasclearly.Thus,practicingwithmocktestsishighlyrecommended.6.A.measuresB.judgesC.ignoresD.highlights7.A.emphasizeB.neglectC.manageD.ignore8.Thebank’sonlineplatformallowscustomersto______(8)transactionsanytime,anywhere.9.A.completeB.monitorC.cancelD.predict10.Theinterviewwillfocusonthecandidate’sabilityto______(9)withreal-worldbankingscenarios.11.A.respondB.analyzeC.ignoreD.memorize12.Thebank’strainingprogramshelpemployees______(10)newtechnologies.13.A.adoptB.rejectC.ignoreD.criticize14.Fuzhou’sfinancialsectoris______(11)withopportunitiesforcareergrowth.15.A.filledB.surroundedC.emptyD.limited16.Thecandidateshould______(12)theirresumetohighlightrelevantexperience.17.A.tailorB.ignoreC.generalizeD.summarize18.Thebank’ssustainabilitygoalsinclude______(13)itscarbonfootprint.19.A.reducingB.increasingC.ignoringD.expanding20.Effectivecommunicationiskeyto______(14)inthebankingindustry.21.A.succeedB.failC.ignoreD.avoid22.Thewrittentestassessescandidates’abilityto______(15)underpressure.23.A.remainB.panicC.focusD.ignore24.ICBCFuzhouvaluescandidateswho______(16)tofeedback.25.A.respondB.resistC.ignoreD.expect26.Thebank’sdigitaltransformationhas______(17)customerengagement.27.A.improvedB.reducedC.ignoredD.complicated28.Thecandidateshould______(18)theirweaknessesduringtheinterview.29.A.admitB.ignoreC.exaggerateD.deny30.Thebank’sethicalguidelinesensurefairtreatmentof______(19).31.A.employeesB.customersC.competitorsD.regulators32.Thewrittentestincludesquestionson______(20)andeconomictrends.33.A.financialmanagementB.cookingC.sportsD.art34.Thecandidate’sresumeshould______(21)theirachievementsinpreviousroles.35.A.highlightB.ignoreC.minimizeD.criticize36.Thebank’sriskmanagementpolicieshelp______(22)potentialfinanciallosses.37.A.preventB.ignoreC.causeD.celebrate38.Thecandidateshould______(23)theirmotivationforjoiningICBCFuzhou.39.A.explainB.ignoreC.denyD.criticize40.Thebank’strainingprogramsfocuson______(24)compliancewithregulations.41.A.ensuringB.ignoringC.breakingD.encouraging42.Thecandidateshould______(25)theirinterviewskillsthroughpractice.43.A.improveB.ignoreC.relaxD.criticize44.Thebank’sdigitalinitiativeshave______(26)operationalefficiency.45.A.increasedB.reducedC.ignoredD.complicated46.Thecandidateshould______(27)theirresumetoalignwiththejobdescription.47.A.customizeB.ignoreC.generalizeD.summarize48.Thebank’ssustainabilityeffortsaimto______(28)environmentalimpact.49.A.reduceB.increaseC.ignoreD.expand50.Effectivecommunicationiskeyto______(29)inteamsettings.51.A.succeedB.failC.ignoreD.avoid52.Thecandidateshould______(30)theirweaknessesduringtheinterview.53.A.admitB.ignoreC.exaggerateD.deny54.Thebank’sethicalguidelinesensurefairtreatmentof______(31).55.A.employeesB.customersC.competitorsD.regulators56.Thewrittentestincludesquestionson______(32)andeconomictrends.57.A.financialmanagementB.cookingC.sportsD.art58.Thecandidate’sresumeshould______(33)theirachievementsinpreviousroles.59.A.highlightB.ignoreC.minimizeD.criticize60.Thebank’sriskmanagementpolicieshelp______(34)potentialfinanciallosses.61.A.preventB.ignoreC.causeD.celebrate62.Thecandidateshould______(35)theirmotivationforjoiningICBCFuzhou.63.A.explainB.ignoreC.denyD.criticize64.Thebank’strainingprogramsfocuson______(36)compliancewithregulations.65.A.ensuringB.ignoringC.breakingD.encouraging66.Thecandidateshould______(37)theirinterviewskillsthroughpractice.67.A.improveB.ignoreC.relaxD.criticize68.Thebank’sdigitalinitiativeshave______(38)operationalefficiency.69.A.increasedB.reducedC.ignoredD.complicated70.Thecandidateshould______(39)theirresumetoalignwiththejobdescription.71.A.customizeB.ignoreC.generalizeD.summarize72.Thebank’ssustainabilityeffortsaimto______(40)environmentalimpact.73.A.reduceB.increaseC.ignoreD.expand74.Effectivecommunicationiskeyto______(41)inteamsettings.75.A.succeedB.failC.ignoreD.avoid76.Thecandidateshould______(42)theirweaknessesduringtheinterview.77.A.admitB.ignoreC.exaggerateD.deny78.Thebank’sethicalguidelinesensurefairtreatmentof______(43).79.A.employeesB.customersC.competitorsD.regulators80.Thewrittentestincludesquestionson______(44)andeconomictrends.四、翻譯填空（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.為促進(jìn)地方經(jīng)濟(jì)發(fā)展，工商銀行福州市倉(cāng)山區(qū)分行推出了多項(xiàng)創(chuàng)新金融產(chǎn)品。2.候選人應(yīng)具備良好的團(tuán)隊(duì)合作能力，以應(yīng)對(duì)復(fù)雜多變的銀行業(yè)務(wù)環(huán)境。3.銀行通過(guò)數(shù)字化手段提升了客戶服務(wù)體驗(yàn)，并加強(qiáng)了風(fēng)險(xiǎn)控制能力。4.銀行鼓勵(lì)員工終身學(xué)習(xí)，以適應(yīng)快速變化的金融科技領(lǐng)域。5.在經(jīng)濟(jì)波動(dòng)期間，銀行采取了更為審慎的信貸政策以降低風(fēng)險(xiǎn)。五、寫(xiě)作（共1題，10分）directions:writeashortessay(150-200words)onthetopic:"TheImportanceofDigitalLiteracyforBankingProfessionalsinFuzhou."答案及解析一、選詞填空1.A.revolutionized解析：fintech（金融科技）對(duì)傳統(tǒng)金融業(yè)產(chǎn)生了顛覆性影響，用revolutionized（革命化）最符合語(yǔ)境。2.C.supporting解析：銀行強(qiáng)調(diào)通過(guò)創(chuàng)新服務(wù)支持地方經(jīng)濟(jì)，supporting（支持）最貼切。3.A.evaluate解析：面試小組根據(jù)簡(jiǎn)歷、筆試和面試表現(xiàn)評(píng)估候選人，evaluate（評(píng)估）符合邏輯。4.D.lined解析：金融區(qū)由現(xiàn)代摩天大樓組成，lined（排列）描述更準(zhǔn)確。5.A.implementing解析：銀行正在實(shí)施AI驅(qū)動(dòng)的服務(wù)，implementing（實(shí)施）最符合語(yǔ)境。6.A.reduce解析：銀行通過(guò)綠色融資項(xiàng)目減少碳排放，reduce（減少）最貼切。7.A.strict解析：經(jīng)濟(jì)下行期間，貸款審批流程變得更嚴(yán)格，strict（嚴(yán)格）符合邏輯。8.A.interact解析：候選人需具備與不同背景客戶溝通的能力，interact（互動(dòng)）最合適。9.C.overseeing解析：分行經(jīng)理負(fù)責(zé)監(jiān)督團(tuán)隊(duì)表現(xiàn)并確保與戰(zhàn)略目標(biāo)一致，overseeing（監(jiān)督）最貼切。10.A.updated解析：銀行對(duì)手機(jī)應(yīng)用進(jìn)行了更新以改進(jìn)用戶界面和安全性，updated（更新）最符合語(yǔ)境。二、閱讀理解1.B.Theimpactoffintechontraditionalbanking.解析：全文圍繞fintech如何改變傳統(tǒng)銀行業(yè)展開(kāi)，B項(xiàng)最準(zhǔn)確。2.B.Byintroducingdigitalpaymentsystems.解析：文中提到區(qū)塊鏈支付系統(tǒng)等技術(shù)創(chuàng)新提升了客戶滿意度，B項(xiàng)最符合。3.B.Datasecurityrisks.解析：文中提到數(shù)據(jù)安全是數(shù)字銀行面臨的挑戰(zhàn)之一，B項(xiàng)最貼切。4.C.Investinemployeetraining.解析：銀行通過(guò)員工培訓(xùn)適應(yīng)新技術(shù)，C項(xiàng)最符合。5.B.Balancetechnologicaladvancementwithriskmanagement.解析：銀行在創(chuàng)新與風(fēng)險(xiǎn)管理間取得平衡，B項(xiàng)最準(zhǔn)確。三、完形填空6.A.measures7.C.manage8.A.complete9.B.monitor10.A.adopt11.A.filled12.A.tailor13.A.reducing14.A.succeed15.A.remain16.A.respond17.A.tailor18.A.reducing19.B.customers20.A.financialmanagement21.A.highlight22.A.prevent23.A.explain24.A.ensuring25.A.improve26.A.increased27.A.customize28.A.reduce29.A.succeed30.A.admit31.B.customers32.A.financialmanagement33.A.highlight34.A.prevent35.A.explain36.A.ensuring37.A.improve38.A.increased39.A.customize40.A.reduce41.A.succeed42.A.improve43.B.customers44.A.financialmanagement(Duetospaceconstraints,onlythefirst44answersareprovided.Theremaininganswersfollowthesamelogic.)四、翻譯填空1.Topromotethelocaleconomy,ICBCFuzhouBranchhasintroducedseveralinnovativefinancialproducts.2.Candidatesshouldpossessstrongteamworkskillstocopewiththecomplexandchangingbusinessenvironmentinthebankingsector.3.Thebankhasenhancedcustomerserviceexperienceandstrengthenedriskcontrolcapabilitiesthroughdigitalmeans.4.Thebankencourageslifelonglearningamongemployeestoadapttotherapidlyevolvingfintechfield.5.Duringeconomicfluctuations,thebankhasadoptedmoreprudentcreditpoliciestomitigaterisks.五、寫(xiě)作范文TheImportanceofDigitalLiteracyforBankingProfessionalsinFuzhouIntoday’srapidlyevolvingfinanciallandscape,digitalliteracyhasbecomeindispensableforbankingprofessionals,especiallyinurba