建設銀行上饒市信州區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：選項均為名詞、動詞或形容詞，需根據(jù)語境選擇最合適的詞填空）1.Therapiddevelopmentofdigitalbankinghaschangedthetraditionalfinanciallandscape,makingitmore______forcustomerstoaccessservices.A.convenientB.complicatedC.expensiveD.secure→答案：A2.Toimprovecustomersatisfaction,thebankimplementeda______systemthatallowedreal-timefeedbackfromclients.A.punitiveB.reactiveC.proactiveD.passive→答案：C3.Thebranchmanageremphasizedtheimportanceof______inmaintaininglong-termclientrelationships.A.transactionB.innovationC.complianceD.competition→答案：B4.Despitetheeconomicdownturn,thebank’s______inthelocalmarketremainedstrongduetoitsdiversifiedportfolio.A.stabilityB.volatilityC.inefficiencyD.unpredictability→答案：A5.Thenewmobileappintroducedadvancedfeaturestoenhance______forsmallbusinesses.A.accessibilityB.redundancyC.complexityD.irrelevance→答案：A二、閱讀理解（共4題，每題3分，共12分）（注：文章內(nèi)容涉及銀行業(yè)務、金融科技、客戶服務等行業(yè)相關(guān)話題）Passage1:Theriseofartificialintelligencehasrevolutionizedthebankingsector,particularlyinriskmanagementandfrauddetection.AIalgorithmscananalyzevastamountsoftransactiondatainreal-time,identifyingsuspiciouspatternsthathumananalystsmightoverlook.However,thisrelianceontechnologyalsoraisesconcernsaboutdataprivacyandalgorithmicbias.BanksmuststrikeabalancebetweenefficiencyandethicalconsiderationstoensureAI-drivensolutionsremaintrustworthy.1.WhatistheprimarybenefitofAIinbanking?A.ReducedhumanworkloadB.EnhancedriskdetectionC.LoweroperationalcostsD.Improvedcustomerengagement→答案：B2.WhatchallengesdoesAIposetothebankingindustry?A.TechnicalcomplexityB.DataprivacyrisksC.HighimplementationcostsD.Limitedscalability→答案：B3.Accordingtothepassage,howcanbanksaddressethicalconcernsaboutAI?A.ByavoidingAIaltogetherB.ThroughregulatorycomplianceC.ByreducingrelianceonalgorithmsD.Byencouraginghumanoversight→答案：DPassage2:Asthebankingindustryshiftstowarddigitaltransformation,customerexperiencehasbecomeakeycompetitivedifferentiator.TraditionalbanksinruralareaslikeXinzhouDistrict,ShangraoCity,faceuniquechallengesinadoptingnewtechnologiesduetolimitedinfrastructure.Tobridgethisgap,theChinaConstructionBank(CCB)haslaunchedinitiativestoupgraderuralbrancheswithmodernATMsandonlinebankingplatforms.Theseeffortsaimtoimproveserviceaccessibilitywhilemaintainingpersonalizedfinancialadviceforlocalcommunities.4.Whatisthemainfocusofthepassage?A.TheimpactofdigitalbankingonruralareasB.TheroleofATMsinmodernbankingC.ThechallengesoffinancialinclusionD.ThecompetitionbetweenbanksinShangrao→答案：A5.Whyisdigitaltransformationcriticalforbanksinruralareas?A.ToreduceoverheadcostsB.ToenhancecustomerretentionC.ToattracturbanclientsD.Tocomplywithgovernmentregulations→答案：B三、完形填空（共5題，每題2分，共10分）（注：文章段落描述銀行業(yè)務流程、市場趨勢等，需填入最合適的詞）ThebankingsectorinChinahasundergonesignificantchangesinrecentyears,drivenbytechnologicaladvancementsandevolvingcustomerexpectations.______(6)digitalbankingplatforms,mobilepayments,andonlinelendinghavebecomemainstream,traditionalbanksmustadapttostaycompetitive.Onekeystrategyisto______(7)theirdigitalinfrastructurewhilemaintainingthehumantouchthatbuildstrust.Additionally,regulatoryframeworkshavebecomemorestringent,requiringbankstoprioritizedatasecurityandcompliance.______(8)thesechallenges,forward-thinkinginstitutionsareinvestingininnovationto______(9)marketshare.Forexample,theChinaConstructionBankhasintroducedAI-poweredchatbotstoimprovecustomerserviceefficiency.______(10),thesuccessoftheseinitiativeshingesonthebank’sabilitytoaligntechnologywithitscorevalues.6.A.Theemergenceof7.A.upgrading8.A.Despite9.A.secure10.A.Thus→答案：6.A,7.A,8.A,9.A,10.A四、改錯題（共4題，每題3分，共12分）（注：句子中含有一處錯誤，需指出并改正）1.Thebank’snewpolicywilleffectivefromnextmonth,requiringemployeestocompleteadditionaltraining.→錯誤：effective→正確：takeseffect2.Althoughtheeconomicsituationisuncertain,thebank’srevenuehascontinuedtogrowoverthepastyear.→無錯誤3.Customersareadvisedtosubmittheirloanapplicationsbeforethedeadlinetoavoidanydelayinprocessing.→無錯誤4.Thebranchmanagersaidthattheinterestrateswillbereducedby0.5%forallnewsavingsaccounts.→錯誤：willbereduced→正確：willbereduced五、翻譯題（共3題，每題4分，共12分）（注：將中文句子翻譯成英文）1.為提高客戶滿意度，銀行推出了24小時在線客服系統(tǒng)。→Toenhancecustomersatisfaction,thebankhaslauncheda24/7onlinecustomerservicesystem.2.數(shù)字貨幣的普及對傳統(tǒng)金融體系帶來了新的機遇和挑戰(zhàn)?！鶷hewidespreadadoptionofdigitalcurrencieshasbroughtnewopportunitiesandchallengestothetraditionalfinancialsystem.3.銀行應加強對金融科技領域的投資，以應對市場競爭。→Banksshouldstrengthentheirinvestmentinthefintechsectortocopewithmarketcompetition.答案及解析一、選詞填空1.A.convenient（便捷的）解析：數(shù)字銀行的快速發(fā)展使客戶更容易獲取服務，故選convenient。2.C.proactive（主動的）解析：銀行為提高客戶滿意度，實施了主動反饋系統(tǒng)，故選proactive。3.B.innovation（創(chuàng)新）解析：維持長期客戶關(guān)系的關(guān)鍵在于創(chuàng)新，故選innovation。4.A.stability（穩(wěn)定性）解析：盡管經(jīng)濟下行，但銀行的本地市場份額保持穩(wěn)定，故選stability。5.A.accessibility（可及性）解析：新移動應用引入了高級功能，以增強小企業(yè)的可及性，故選accessibility。二、閱讀理解1.B.Enhancedriskdetection解析：文章指出AI的主要優(yōu)勢在于實時識別欺詐行為。2.B.Dataprivacyrisks解析：文章提到AI技術(shù)可能引發(fā)數(shù)據(jù)隱私問題。3.D.Byencouraginghumanoversight解析：AI的倫理問題需要通過人類監(jiān)督來解決。4.A.Theimpactofdigitalbankingonruralareas解析：文章主要討論數(shù)字銀行對農(nóng)村地區(qū)的影響。5.B.Toenhancecustomerretention解析：數(shù)字轉(zhuǎn)型有助于提升客戶滿意度，從而留住客戶。三、完形填空6.A.Theemergenceof（新興的）7.A.upgrading（升級）8.A.Despite（盡管）9.A.secure（保持）10.A.Thus（因此）四、改錯題1.錯誤：effective→正確：takeseffect解析：policytakeseffect（政策生