建設(shè)銀行承德市興隆縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry.A.revolutionizedB.complicatedC.stabilizedD.standardized2.Asaresultofthelocalgovernment'spolicies,thetourismsectorinXinglongCountyhasseensignificant__________.A.declineB.fluctuationC.growthD.stagnation3.Bankemployeesmustmaintainstrictconfidentialityto__________clientdata.A.discloseB.protectC.misleadD.verify4.Thenewmobilebankingappaimsto__________userexperiencebysimplifyingtransactions.A.enhanceB.degradeC.postponeD.ignore5.Inthecurrenteconomicclimate,inflationrateshave__________thecostofliving.A.reducedB.stabilizedC.risenD.fallen6.Thebank’sriskmanagementteamcarefully__________potentialthreatstofinancialstability.A.ignoresB.evaluatesC.dismissesD.acknowledges7.TheruralbankingservicesinXinglongCountyfocuson__________smallbusinesses.A.supportingB.neglectingC.competingD.regulating8.TheChinesegovernment’sfinancialreformshave__________theefficiencyofthebankingsector.A.improvedB.worsenedC.delayedD.minimized9.Theloanapplicationprocesshasbeen__________tomakeitmorecustomer-friendly.A.complicatedB.streamlinedC.extendedD.ignored10.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintthrough__________initiatives.A.harmfulB.environmentallyfriendlyC.unsustainableD.short-term二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:Theriseoffintechhastransformedthebankingindustryglobally,particularlyinruralareaslikeXinglongCounty.Traditionalbankshavefacedchallengesinadaptingtodigitaltrends,butmanyhavesuccessfullyintegratedtechnologytoimproveservicedelivery.Forinstance,theBankofChinahaslaunchedmobilebankingappstailoredtotheneedsofruralcustomers,allowingthemtoaccessfinancialserviceswithouttravelingtophysicalbranches.Similarly,theIndustrialandCommercialBankofChinahasimplementedAI-drivenriskassessmenttoolstoenhancesecurity.Theseinnovationshavenotonlyincreasedefficiencybutalsoreducedoperationalcosts.However,someruralbanksstillstrugglewithinfrastructurelimitations,suchasunreliableinternetconnectivityinremoteareas.Toaddressthis,thePeople’sBankofChinahasprovidedsubsidiesforupgradingruralbankinginfrastructure.Despitethesechallenges,thefutureofruralbankingappearspromising,withmorebanksexpectedtoadoptcutting-edgetechnologiestoservetheircommunitiesbetter.1.Whatisthemainfocusofthepassage?A.ThechallengesofruralbankinginXinglongCounty.B.Theimpactoffintechonthebankingindustry.C.Governmentpoliciestosupportruralbanking.D.Thesuccessofmajorbanksindigitaltransformation.2.Accordingtothepassage,howhavetraditionalbanksadaptedtodigitaltrends?A.Byignoringtechnologicaladvancements.B.Bylaunchingmobilebankingapps.C.Byincreasingphysicalbranchnetworks.D.Byreducingloanprocessingtimes.3.Whatissuedoruralbanksstillface?A.Highcompetitionfromfintechcompanies.B.Limitedaccesstointernetconnectivity.C.Excessiveregulatoryoversight.D.Lowcustomersatisfaction.4.WhatdoesthePeople’sBankofChinaplantodotohelpruralbanks?A.Introducenewbankingregulations.B.Providefinancialsubsidies.C.Mandatedigitaltransformation.D.Mergewithruralbanks.5.Whatistheauthor’stonetowardthefutureofruralbanking?A.PessimisticB.NeutralC.OptimisticD.Critical三、完形填空（共10題，每題1分）directions:Completethepassagewiththewordsgiveninthebox.|1.innovate|2.regulations|3.efficiency|4.clients|5.remote||||--|--|-|ThebankingsectorinXinglongCountyhasundergonesignificantchangesinrecentyears.Localbankshave__________tomeettheevolvingneedsof__________.Thesechangesincludetheadoptionofdigitalplatforms,whichhaveimproved__________andreducedpaperwork.Additionally,thebankhasimplementedstricter__________toensurecompliancewithfinanciallaws.Despitetheseadvancements,serving__________areasremainsachallenge,requiringmoretailoredsolutions.1.A.innovatedB.ignoredC.simplifiedD.expanded2.A.clientsB.competitorsC.employeesD.regulators3.A.efficiencyB.inefficiencyC.effectivenessD.productivity4.A.regulationsB.policiesC.guidelinesD.standards5.A.remoteB.urbanC.developedD.accessible6.ThenewbranchinXinglongCountyisdesignedto__________servicestolocalbusinesses.A.limitB.expandC.reduceD.neglect7.Thebank’strainingprogramsfocusonimproving__________amongstaff.A.errorsB.skillsC.lazinessD.costs8.Thegovernment’sfinancial__________havehelpedstabilizetheeconomy.A.crisesB.reformsC.debtsD.deficits9.Theuseofblockchaintechnologyhasenhanced__________intransactions.A.transparencyB.ambiguityC.complexityD.delay10.Thebank’scustomerserviceteamensuresquickresponsesto__________inquiries.A.urgentB.trivialC.outdatedD.irrelevant四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中國建設(shè)銀行致力于為承德地區(qū)提供優(yōu)質(zhì)的金融服務(wù)。2.隨著科技的發(fā)展，農(nóng)村銀行的數(shù)字化轉(zhuǎn)型已成為必然趨勢。3.承德市興隆縣的金融基礎(chǔ)設(shè)施仍在不斷完善中。4.銀行員工需要具備良好的溝通能力，以更好地服務(wù)客戶。5.政府鼓勵銀行加大對綠色金融的支持力度。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheRoleofTechnologyinModernBanking."答案及解析一、選詞填空1.A(revolutionized)解析：Digitalbankinghasbroughtsignificantchangetothefinancialindustry.2.C(growth)解析：TourisminXinglongCountyhasimprovedduetogovernmentpolicies.3.B(protect)解析：Bankemployeesmustsafeguardclientdata.4.A(enhance)解析：Theappaimstoimproveuserexperience.5.C(risen)解析：Inflationhasincreasedthecostofliving.6.B(evaluates)解析：Riskmanagementteamsassesspotentialthreats.7.A(supporting)解析：Ruralbankingserviceshelpsmallbusinesses.8.A(improved)解析：Reformshavemadethebankingsectormoreefficient.9.B(streamlined)解析：Theloanprocesshasbeensimplified.10.B(environmentallyfriendly)解析：Sustainabilitygoalsincludeeco-friendlyinitiatives.二、閱讀理解1.B解析：Thepassageprimarilydiscussesfintech’simpactonbanking.2.B解析：Mobilebankingappsarementionedasanadaptationtodigitaltrends.3.B解析：Limitedinternetconnectivityisachallengeforruralbanks.4.B解析：ThePeople’sBankofChinaprovidesfinancialsubsidies.5.C解析：Theauthorisoptimisticaboutthefutureofruralbanking.三、完形填空1.A2.A3.A4.A5.A6.B7.B8.B9.A10.A四、翻譯1.ChinaConstructionBankiscommittedtoprovidinghigh-qualityfinancialservicesfortheChengderegion.2.Withthedevelopmentoftechnology,thedigitaltransformationofruralbankshasbecomeaninevitabletrend.3.ThefinancialinfrastructureinXinglongCounty,ChengdeCity,isstillbeingcontinuouslyimproved.4.Bankemployeesneedstrongcommunicationskillstobetterservecustomers.5.Thegovernmentencouragesbankstoincreasesupportforgreenfinance.五、寫作范文TheRoleofTechnologyinModernBankingTechnologyhasrevolutionizedthe