招商銀行蘇州市張家港市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapidgrowthoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninChina,ChinaMerchantsBankis______toenhanceitsservicesintheYangtzeRiverDeltaregion.A.committedB.reluctantC.hesitantD.uncertain3.ThenewbranchinZhangjiagangisdesignedto______localbusinessesandstartupswithtailoredfinancialsolutions.A.attractB.discourageC.neglectD.exclude4.Digitaltransformationisnolongeroptionalbuta______forbankstoremaincompetitiveintoday’smarket.A.requirementB.suggestionC.choiceD.risk5.Thebank’scustomerrelationshipmanagementsystemaimsto______customersatisfactionandretention.A.improveB.decreaseC.ignoreD.delay6.Zhangjiagang,athrivingindustrialcityinJiangsuProvince,offers______opportunitiesforbankingprofessionals.A.limitedB.numerousC.fewD.declining7.Theinterviewpanelwillfocusonthecandidate’sabilityto______complexfinancialproductstoclients.A.explainB.hideC.ignoreD.complicate8.ChinaMerchantsBank’scorporatesocialresponsibilityinitiativesare______toenvironmentalsustainabilityandcommunitydevelopment.A.dedicatedB.indifferentC.opposedD.irrelevant9.Thebank’sriskmanagementpoliciesare______topreventfraudandensurecompliancewithregulations.A.strictB.lenientC.outdatedD.flexible10.Theopeningceremonyofthenewbranchwasa______event,attendedbylocalbusinessleadersandgovernmentofficials.A.privateB.publicC.confidentialD.informal二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandanswerthequestionsthatfollow.Passage:ChinaMerchantsBank(CMB)hasrecentlyannounceditsexpansionplansinZhangjiagang,akeyindustrialhubinJiangsuProvince.Thebankaimstoleveragefintechandbigdatatoenhanceitsservices,particularlyforsmallandmedium-sizedenterprises(SMEs).Thenewbranch,locatedinthecity’sbusinessdistrict,willofferspecializedfinancialproducts,includingsupplychainfinancinganddigitalpaymentsolutions.CMB’sstrategyalignswiththegovernment’spushtoboosttheYangtzeRiverDelta’seconomicgrowth.ThebankhasinvestedheavilyinAI-driventoolstoimprovecustomerexperience,suchaschatbotsfor24/7supportandpredictiveanalyticsforpersonalizedrecommendations.Additionally,thebranchwillprioritizegreenfinance,supportingeco-friendlybusinessesandsustainableprojects.ThemovereflectsCMB’scommitmenttoregionaldevelopmentandinnovation.BycateringtoZhangjiagang’sdiverseindustries,thebankhopestoattractmoretalentandsolidifyitsmarketposition.Analystsexpectthebranchtosetabenchmarkforotherfinancialinstitutionsinthearea.1.WhatistheprimarygoalofCMB’snewbranchinZhangjiagang?A.Toreducecompetitioninthefintechsector.B.Toenhanceservicesforsmallandmedium-sizedenterprises.C.Tofocussolelyonpersonalbanking.D.Topromotetraditionalbankingmethods.2.HowdoesCMBplantodifferentiateitselffromotherbanksintheregion?A.Byofferinghigherinterestrates.B.ByinvestinginAIandbigdatatechnologies.C.Bylimitingitsservicestolargecorporations.D.Byemphasizingphysicalbranchlocations.3.WhyisZhangjiagangconsideredastrategiclocationforCMB’sexpansion?A.Ithasadecliningpopulation.B.Itisamajorindustrialandcommercialcenter.C.Itlacksfinancialinfrastructure.D.Itisfarfrommajoreconomiczones.4.WhatdoesthepassagesuggestaboutCMB’sfutureinitiatives?A.Ashiftawayfromdigitaltransformation.B.Afocusongreenfinanceandsustainability.C.Areductionincustomerserviceinvestments.D.Aplantomergewithanotherbank.5.Accordingtothepassage,whatimpactdoanalystsexpectfromCMB’snewbranch?A.Itwillleadtojoblossesinthebankingsector.B.ItwillinspireotherbankstoexpandinZhangjiagang.C.Itwillslowdowntheregion’seconomicgrowth.D.Itwillhavenosignificantmarketinfluence.三、完形填空（共10題，每題1分）directions:fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Lastyear,ChinaMerchantsBanklaunchedapilotprograminZhangjiagangtotestblockchain-basedsupplychainfinance.Theinitiativeaimedto______(6)SMEsbystreamliningpaymentprocessesandreducingtransactioncosts.Byintegratingblockchaintechnology,thebank______(7)transparencyandefficiencyincross-bordertrade.Localbusinesseswelcomedtheprogram,citingitspotentialto______(8)disputesandacceleratecashflow.Thebank’ssuccessinthispilot______(9)itscommitmenttoinnovationanddigitalization.Movingforward,CMBplansto______(10)theprogramacrossotherregionsinJiangsuProvince.6.A.assistB.hinderC.ignoreD.delay7.A.ensuredB.questionedC.minimizedD.complicated8.A.reduceB.createC.eliminateD.increase9.A.demonstratesB.contradictsC.weakensD.overlooks10.A.expandB.cancelC.reviseD.postpone四、翻譯（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.招商銀行致力于通過金融科技提升客戶體驗(yàn)，特別是在長(zhǎng)三角地區(qū)。2.張家港作為長(zhǎng)三角的重要節(jié)點(diǎn)城市，為銀行業(yè)提供了廣闊的發(fā)展空間。3.銀行的新政策旨在降低中小企業(yè)融資難度，促進(jìn)地方經(jīng)濟(jì)。4.數(shù)字化轉(zhuǎn)型是商業(yè)銀行在當(dāng)前競(jìng)爭(zhēng)環(huán)境中生存的關(guān)鍵。5.中國(guó)金融業(yè)正積極擁抱綠色金融，以支持可持續(xù)發(fā)展目標(biāo)。五、寫作（1題，10分）directions:writeanessayofatleast150wordsonthetopic:"TheRoleofFintechinModernBanking".答案及解析一、選詞填空1.A(forced)-Thesentencehighlightsfintech’simpactontraditionalbanks,implyingpressuretoinnovate.2.A(committed)-CMB’sfocusontheYangtzeRiverDeltashowsdetermination.3.A(attract)-Thebranch’spurposeistodrawlocalbusinesses.4.A(requirement)-Digitaltransformationisnowessentialforcompetitiveness.5.A(improve)-CRMsystemsaimtoenhancecustomersatisfaction.6.B(numerous)-Zhangjiagang’seconomicgrowthoffersmanyopportunities.7.A(explain)-Theinterviewassessestheabilitytoclarifyfinancialproducts.8.A(dedicated)-CSRinitiativesfocusonsustainabilityandcommunity.9.A(strict)-Riskmanagementpoliciesmustberigoroustopreventfraud.10.B(public)-Theceremonywasattendedbymanystakeholders.二、閱讀理解1.B-ThepassageemphasizesservicesforSMEs.2.B-AIandbigdataarementionedaskeydifferentiators.3.B-Zhangjiagangisdescribedasanindustrialandcommercialcenter.4.B-Greenfinanceandsustainabilityarehighlightedasfuturepriorities.5.B-Thepassagesuggeststhebranchwillinspireothers.三、完形填空6.A(assist)-TheprogramhelpsSMEs.7.A(ensured)-Blockchainimprovestransparency.8.A(reduce)-Theprogramminimizesdisputes.9.A(demonstrates)-SuccessshowsCMB’sinnovationfocus.10.A(expand)-Thebankplanstogrowtheprogram.四、翻譯1.ChinaMerchantsBankiscommittedtoenhancingcustomerexperiencethroughfintech,especiallyintheYangtzeRiverDeltaregion.2.AsakeynodecityintheYangtzeRiverDelta,Zhangjiagangoffersbroaddevelopmentopportunitiesforthebankingsector.3.Thebank’snewpolicyaimstolowerfinancingdifficultiesforSMEsandpromotelocaleconomicgrowth.4.Digitaltransformationisthekeyforcommercialbankstosurviveintoday’scompetitiveenvironment.5.China’sfinancialindustryisactivelyembracinggreenfinancetosupportsustainabledevelopmentgoals.五、寫作參考范文TheRoleofFintechinModernBankingFintechhasrevolutionizedthebankingindustry,reshapinghowfinancialservicesaredeliveredandconsumed.Traditionalbanks,oncereliantonmanualprocesses,nowleveragecutting-edgetechnologiestoimproveefficiency,customerexperience,andriskmanagement.Theintegrationofartificialintelligence,bigdata,andblockchainhasnotonlystreamlinedoperationsbutalsoopenednewavenuesforinnovation.Oneofthemostsignificantcontributionsoffintechistheenhancementofcustomerexperience.Digitalbankingplatforms,mobileapps,andchatbotsallowcustomerstoaccessservicesanytime,anywhere.Forinstance,ChinaMerchantsBank’sAI-driventoolsprovidepersonalizedfinancialadvice,makingbankingmoreuser-friendly.Additionally,fintechhasenabledbankstooffercustomizedsolutions,suchassupplychainfinancing,whichisparticularlybeneficialforsmallandmedium-sizedenterprises.Anotherkeyadvantageistheimprovementinriskmana