民生銀行保定市蓮池區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.motivatedC.challengedD.encouraged2.LocalizedservicesinBaodingrequirebanksto__________culturaldifferencestobetterservethecommunity.A.ignoreB.respectC.overlookD.minimize3.Thebank’sdigitaltransformationstrategyaimsto__________operationalefficiencywhileimprovingcustomerexperience.A.enhanceB.reduceC.maintainD.disrupt4.Regulatorycomplianceinthefinancialsector__________strictadherencetolawsandethicalstandards.A.demandsB.suggestsC.allowsD.prohibits5.Theloanapprovalprocessshouldbe__________toensuretimelyserviceforsmallandmediumenterprisesinBaoding.A.complicatedB.simplifiedC.lengthyD.expensive第二部分：閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofmobilebankinghasrevolutionizedhowpeoplemanagetheirfinances,especiallyinregionslikeBaoding,wheretraditionalbankinginfrastructuremaybelessaccessible.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,mobilebankingusersinHebeiprovinceincreasedby18%year-over-year.Thistrendreflectsabroadershifttowarddigitalfinance,drivenbyconvenienceandefficiency.However,challengesremain,suchascybersecurityrisksandthedigitaldivideamongelderlypopulations.Banksmustbalanceinnovationwitheducationtoensureinclusivefinancialservices.1.Whatisthemaintopicofthepassage?A.Thehistoryofmobilebanking.B.TheimpactofmobilebankinginHebei.C.Thechallengesofdigitalfinance.D.Theroleoftraditionalbanks.2.Accordingtothepassage,whyhasmobilebankinggrowninBaoding?A.Duetohighgovernmentsubsidies.B.Becauseofimprovedinfrastructure.C.Becauseitismoreconvenient.D.Becauseitreducespaperwork.3.Whatisamajorconcernmentionedinthepassage?A.Highfeesfordigitalservices.B.Cybersecurityrisks.C.Increasedbankbranches.D.Youngeruserspreferringcash.4.Whatshouldbanksdotoaddressthedigitaldivide?A.Encouragemoreelderlyusers.B.Closephysicalbranches.C.Focusonlyonurbanareas.D.Ignoreelderlycustomers.第三部分：完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththebestwordsfromthelist.|Options|1|2|3|4|5||--|||||||A.rapidly|B.despite|C.innovative|D.traditional|E.necessary|ThebankingsectorinBaodinghas__________transformedinrecentyears.__________itsrelianceon__________methods,manyfinancialinstitutionshaveadopted__________technologiestoimproveservicequality.Digitalpaymentsystems,suchasmobilewallets,havebecome__________forbothbusinessesandconsumers.第四部分：句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank’snewpolicywilleffectivefromnextmonth.-Error:_______-Correction:_______2.Ifcustomerscompletetheirapplicationsbeforetomorrow,theywillreceiveadiscount.-Error:_______-Correction:_______3.Thefinancialanalyst’sreportshowsthatinterestratesmayincreasesoon.-Error:_______-Correction:_______4.Wemustensurethatallcompliancedocumentsareup-to-dateforavoidpenalties.-Error:_______-Correction:_______第五部分：翻譯（共3題，每題4分，共12分）directions:TranslatethefollowingsentencesintoEnglish.1.民生銀行致力于為保定市民提供更便捷的金融服務(wù)?！鷂______2.在當(dāng)前經(jīng)濟(jì)環(huán)境下，小微企業(yè)需要靈活的信貸支持?！鷂______3.銀行應(yīng)加強(qiáng)風(fēng)險(xiǎn)控制，以保護(hù)客戶的資金安全。→_______答案與解析第一部分：選詞填空1.C.challenged-解析：Fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)構(gòu)成挑戰(zhàn)，故用"challenged"。2.B.respect-解析：銀行服務(wù)本地化需要尊重文化差異，故用"respect"。3.A.enhance-解析：數(shù)字化轉(zhuǎn)型旨在提升運(yùn)營(yíng)效率，故用"enhance"。4.A.demands-解析：監(jiān)管合規(guī)要求嚴(yán)格遵循法律，故用"demands"。5.B.simplified-解析：為中小企業(yè)提供便捷的貸款流程，故用"simplified"。第二部分：閱讀理解1.B.TheimpactofmobilebankinginHebei.-解析：文章主要討論移動(dòng)銀行在河北地區(qū)的影響。2.C.Becauseitismoreconvenient.-解析：文中提到移動(dòng)銀行因便利性而增長(zhǎng)。3.B.Cybersecurityrisks.-解析：文中提到網(wǎng)絡(luò)安全風(fēng)險(xiǎn)是主要挑戰(zhàn)之一。4.A.Encouragemoreelderlyusers.-解析：文中建議銀行通過(guò)教育解決數(shù)字鴻溝問(wèn)題。第三部分：完形填空1.C.innovative2.B.despite3.D.traditional4.C.innovative5.E.necessary-解析：-ThebankingsectorinBaodinghasinnovativetransformed...（創(chuàng)新轉(zhuǎn)型）-...__________itsrelianceontraditionalmethods...（盡管依賴(lài)傳統(tǒng)方法）-...adoptedinnovativetechnologies...（采用創(chuàng)新技術(shù)）-...digitalpaymentsystemshavebecomenecessary...（數(shù)字支付系統(tǒng)成為必要）第四部分：句子改錯(cuò)1.Error:"effective"→Correction:"effective"→"takeseffect"-解析：應(yīng)使用"takeseffect"表示"生效"。2.Error:"will"→Correction:"will"→"will"-解析：句子正確，無(wú)需修改。3.Error:"may"→Correction:"may"→"might"-解析：表示可能性時(shí)，"might"更準(zhǔn)確。4.Error:"foravoid"→Correction:"foravoid"→"toavoid"-解析：應(yīng)使用"toavoid"表示目的。第五部分：翻譯1.TheBankofChinaiscommittedtoprovidingmoreconvenient