平安銀行鞍山市鐵東區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計10分）（注：選項均為名詞或動詞，考察固定搭配及語境理解）1.Thenewbankingregulationswillhaveasignificant______onsmallbusinessesinthelocaleconomy.A.impactB.effectC.influenceD.consequence2.Toimprovecustomerservice,thebankplansto______a24/7onlinesupportsystem.A.launchB.initiateC.introduceD.implement3.Theloanapplicationwasrejectedduetoinsufficient______ofcollateral.A.amountB.quantityC.volumeD.measure4.Manyclientsareconcernedaboutthe______ofdigitaltransactionsintermsofsecurity.A.reliabilityB.dependabilityC.stabilityD.consistency5.Thebank’smarketingteamneedsto______amoretargetedstrategytoattractyoungprofessionalsinAnshan.A.developB.designC.createD.formulate二、閱讀理解（共4題，每題3分，總計12分）（注：文章主題圍繞銀行業(yè)數(shù)字化轉(zhuǎn)型及地方經(jīng)濟(jì)影響）Passage:Therapidadvancementoffintechhastransformedthebankingindustryglobally.IncitieslikeAnshan,traditionalfinancialinstitutionsareadaptingbyintegratingdigitalsolutionstoenhanceefficiencyandaccessibility.Forinstance,mobilebankingappsnowallowcustomerstotransferfunds,applyforloans,andevenconducttransactionsinlocaldialects,whichhassignificantlyimproveduserexperience.However,challengesremain,suchascybersecurityrisksandtheneedformoreinclusivefinancialeducationforruralresidents.Localbanksmustbalanceinnovationwithregulatorycompliancetoensuresustainablegrowth.6.Whatisthemainfocusofthepassage?A.Thehistoryoffintech.B.Theimpactofdigitalbankingonlocaleconomies.C.Thechallengesofruralfinancialinclusion.D.Theroleofmobileappsinbanking.7.Accordingtothepassage,howdomobilebankingappsbenefitcustomersinAnshan?A.Theyreducebankingfees.B.Theysupportlocaldialects.C.Theyeliminatetheneedforphysicalbranches.D.Theyincreaseloanapprovalrates.8.WhatremainsasignificantchallengeforAnshan’sbankingsector?A.Highoperatingcosts.B.Cybersecurityrisks.C.Lackofskilledemployees.D.Lowcustomersatisfaction.9.Whatshouldlocalbanksprioritizetoachievesustainablegrowth?A.Expandingbranchnetworks.B.Investingindigitalinfrastructure.C.Reducingloaninterestrates.D.Focusingonurbanmarketsonly.三、完形填空（共5題，每題2分，總計10分）（注：段落主題為銀行業(yè)客戶關(guān)系管理，需填入最合適的單詞）Thesuccessofabankdependsheavilyonitsabilityto______(10)______customers.InthecompetitivemarketofAnshan,thismeansgoingbeyondbasicservicestoprovidepersonalizedsolutions.Forexample,manyclientsappreciatebanksthatofferfinancialadvicetailoredtotheirindividualneeds,suchasretirementplanningorsmallbusinessloans.Additionally,banksthat______(11)______regularcommunicationwithclientsthroughemailupdatesorSMSreminderstendtobuildstrongerloyalty.However,someinstitutionsstillstrugglewithoutdatedsystemsthatmakeitdifficulttotrackcustomerpreferences.Toaddressthis,theymustinvestinCRMsoftwarethatcan______(12)______dataefficiently.Ultimately,thekeyistomakeclientsfeelvaluedandunderstood,whichwillnaturallyleadtolong-termpartnerships.10.A.retainB.attractC.serveD.satisfy11.A.maintainB.ignoreC.delayD.neglect12.A.analyzeB.storeC.deleteD.share13.WhatdoesthepassagesuggestaboutsmallbusinessesinAnshan?A.Theyprefertraditionalbankingmethods.B.Theyneedmoreflexibleloanoptions.C.Theyarelesslikelytousedigitalservices.D.Theyrelyheavilyonbankbranchvisits.14.Whatistheprimarymessageofthepassage?A.Banksshouldfocussolelyondigitaltransformation.B.Customerrelationshipmanagementiscrucialforsuccess.C.Financialadviceshouldbefreeforallclients.D.Banksshouldexpandtheirphysicalpresenceincities.四、語法填空（共5題，每題2分，總計10分）（注：句子主題涉及銀行業(yè)監(jiān)管政策）1.Thecentralbankrecently______(15)______newmeasurestocontrolinflation,whichmayaffectinterestrates.2.Banksarerequiredto______(16)______theirfinancialstatementsquarterlytoensuretransparency.3.ManyentrepreneursinAnshanfinditchallengingto______(17)______fundingduetostrictlendingcriteria.4.Thenewcomplianceruleswill______(18)______bankstoconductthoroughbackgroundchecksonclients.5.Ifacustomerfailsto______(19)______theirloanrepayments,thebankmayimposepenalties.五、翻譯填空（共5題，每題2分，總計10分）（注：中文句子需翻譯成英文，保持專業(yè)術(shù)語準(zhǔn)確性）1.為促進(jìn)地方經(jīng)濟(jì)發(fā)展，銀行應(yīng)優(yōu)先支持中小企業(yè)貸款需求。Toboostlocaleconomicdevelopment,banksshouldprioritize______(20)______forsmallandmedium-sizedenterprises.2.數(shù)字化轉(zhuǎn)型要求銀行加強網(wǎng)絡(luò)安全防護(hù)。Digitaltransformationdemandsthatbanks______(21)______cybersecuritymeasures.3.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。Customersatisfactionisakeymetricfor______(22)______servicequality.4.新的監(jiān)管政策旨在降低系統(tǒng)性金融風(fēng)險。Thenewregulatorypolicyaimsto______(23)______systemicfinancialrisks.5.銀行應(yīng)定期開展員工培訓(xùn)以提升業(yè)務(wù)能力。Banksshould______(24)______stafftrainingsessionsregularlytoenhanceprofessionalskills.答案與解析一、選詞填空1.A.impact（固定搭配：haveanimpacton）2.C.introduce（固定搭配：introduceasystem）3.A.amount（固定搭配：insufficientamountof）4.B.dependability（固定搭配：dependabilityofdigitaltransactions）5.D.formulate（固定搭配：formulateastrategy）二、閱讀理解6.B.Theimpactofdigitalbankingonlocaleconomies.（文章首段明確提到fintech對地方經(jīng)濟(jì)的影響）7.B.Theysupportlocaldialects.（第二段提到mobilebankingappsallowtransactionsinlocaldialects）8.B.Cybersecurityrisks.（第三段提到digitalbanking’schallengesincludecybersecurity）9.B.Investingindigitalinfrastructure.（第四段強調(diào)平衡創(chuàng)新與合規(guī)，暗示需加強數(shù)字基建）三、完形填空10.A.retain（客戶關(guān)系管理的核心是留住客戶）11.A.maintain（定期溝通是維護(hù)客戶關(guān)