廣發(fā)銀行玉溪市紅塔區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.ThebankingsectorinYucihasseensignificantgrowthinrecentyears,largelyduetotheincreasingdemandfor______financialservicesamonglocalresidents.A.innovativeB.traditionalC.centralizedD.decentralized2.Toenhancecustomersatisfaction,GuangfaBankhasintroducedamore______approachtopersonalizedbankingsolutions.A.standardizedB.flexibleC.rigidD.automated3.Theredtapeinthelocalregulatoryenvironmenthasoften______smallbusinessesfromaccessingaffordablecredit.A.restrictedB.facilitatedC.encouragedD.expanded4.Thebank’sdigitaltransformationstrategyaimsto______operationalefficiencywhilereducingcosts.A.compromiseB.maximizeC.minimizeD.eliminate5.ThenewbranchinHongtaDistrictisdesignedto______thegrowingneedforinclusivebankingservicesinunderservedcommunities.A.neglectB.addressC.ignoreD.undermine二、閱讀理解（共4題，每題3分，共12分）Passage:TherapidexpansionoffintechinYucihastransformedthewaylocalbusinessesmanagetheirfinances.TraditionalbankslikeGuangfahavehadtoadapttothischanginglandscapebyintegratingdigitaltoolsandofferingmorecompetitiverates.However,challengesremain,suchasbridgingthedigitaldividebetweenurbanandruralareas.Thelocalgovernmenthaslaunchedinitiativestopromotefinancialliteracy,ensuringthatsmallenterprisescanleveragetechnologytoimprovetheircashflow.Despitetheseefforts,manyentrepreneursstillrelyoninformalfinancingnetworksduetobureaucratichurdles.1.WhatisthemainchallengefacedbysmallbusinessesinaccessingfinancialservicesinYuci?A.LackoffinancialliteracyB.HighinterestratesC.BureaucratichurdlesD.Insufficientfintechinfrastructure2.Howhasfintechimpactedtraditionalbankingintheregion?A.Ithasdriventraditionalbanksoutofbusiness.B.Ithasforcedtraditionalbankstoinnovate.C.Ithasreducedcompetitionfortraditionalbanks.D.Ithasmadetraditionalbankingobsolete.3.Whatinitiativehasthelocalgovernmenttakentosupportsmallbusinesses?A.Offeringtaxbreaks.B.Promotingfinancialliteracy.C.Providinggrants.D.Restrictinginformalfinancing.4.Accordingtothepassage,whydosomebusinessesstilluseinformalfinancingnetworks?A.Theyprefertraditionalmethods.B.Theylackaccesstoformalcredit.C.Theydistrustbanks.D.Theyaretoosmalltobenefitfromformalservices.三、語句改錯（共4題，每題3分，共12分）1.Thenewcreditpolicywilltakeeffectfromnextmonthanditrequiresallapplicantstosubmitadditionaldocuments.→2.Despitetheeconomicdownturn,thebankhasmanagedtomaintainitsprofitabilitybycuttingunnecessaryexpenses.→3.Ifyouhaveanyquestionsabouttheloanapplicationprocess,pleasedonothesitatetocontactourcustomerserviceteam.→4.Thedigitalbankingplatformwaslaunchedin2022andsincethen,ithasbeenwidelyadoptedbyyoungprofessionals.→四、邏輯判斷（共5題，每題2分，共10分）1.Ifthebankreducesinterestrates,thenmorecustomerswillapplyforloans.Ifmorecustomersapplyforloans,thenthebank’srevenuewillincrease.Therefore,ifthebankreducesinterestrates,thenitsrevenuewillincrease.A.TrueB.FalseC.Uncertain2.Ifthebankinvestsinfintech,thenitwillimprovecustomersatisfaction.Ifthebankimprovescustomersatisfaction,thenitwillgainmoremarketshare.Therefore,ifthebankinvestsinfintech,thenitwillgainmoremarketshare.A.TrueB.FalseC.Uncertain3.Ifthebankexpandsitsbranchnetwork,thenitwillincreaseitsrevenue.Ifthebankincreasesitsrevenue,thenitwillhiremoreemployees.Therefore,ifthebankexpandsitsbranchnetwork,thenitwillhiremoreemployees.A.TrueB.FalseC.Uncertain4.Ifthebankintroducesanewmobileapp,thenitwillattractmoretech-savvycustomers.Ifthebankattractsmoretech-savvycustomers,thenitwillgeneratemoreonlinetransactions.Therefore,ifthebankintroducesanewmobileapp,thenitwillgeneratemoreonlinetransactions.A.TrueB.FalseC.Uncertain5.Ifthebankimplementsstricterlendingstandards,thenitwillreducedefaultrates.Ifthebankreducesdefaultrates,thenitwillimproveitsfinancialstability.Therefore,ifthebankimplementsstricterlendingstandards,thenitwillimproveitsfinancialstability.A.TrueB.FalseC.Uncertain五、完形填空（共5題，每題2分，共10分）ThebankingsectorinYucihasundergonea______transformationinthepastdecade.Withtheriseofdigitalbanking,traditionalinstitutionslikeGuangfaBankhavehadto______theiroperationstostaycompetitive.Thelocalgovernmenthas______initiativestopromotefinancialinclusion,ensuringthatevenruralbusinessescan______thebenefitsofmodernbankingservices.However,______remainsasignificantchallenge,asmanyentrepreneursstillrelyoninformalfinancingnetworksduetobureaucratichurdles.1.A.gradualB.suddenC.gradualD.abrupt2.A.adaptB.resistC.ignoreD.eliminate3.A.launchedB.ignoredC.delayedD.criticized4.A.accessB.ignoreC.rejectD.undermine5.A.bureaucracyB.innovationC.technologyD.efficiency答案與解析一、選詞填空1.A.innovative解析：ThebankingsectorinYucihasseensignificantgrowthduetotheincreasingdemandforinnovativefinancialservices,reflectingthelocalmarket’sneedformodernsolutions.2.B.flexible解析：GuangfaBankhasintroducedamoreflexibleapproachtopersonalizedbankingsolutionstobettermeetcustomerneedsinadynamicmarket.3.A.restricted解析：Theredtapeinthelocalregulatoryenvironmenthasoftenrestrictedsmallbusinessesfromaccessingaffordablecredit,highlightingasystemicissueintheregion.4.B.maximize解析：Thebank’sdigitaltransformationstrategyaimstomaximizeoperationalefficiencywhilereducingcosts,aligningwithindustrybestpractices.5.B.address解析：ThenewbranchinHongtaDistrictisdesignedtoaddressthegrowingneedforinclusivebankingservicesinunderservedcommunities,reflectingthebank’scommitmenttosocialresponsibility.二、閱讀理解1.C.Bureaucratichurdles解析：Thepassagestatesthat"bureaucratichurdles"preventmanyentrepreneursfromaccessingformalfinancing,makingittheprimarychallenge.2.B.Ithasforcedtraditionalbankstoinnovate.解析：FintechhascompelledtraditionalbankslikeGuangfatoadoptdigitaltoolsandcompetitiveratestoremainrelevant.3.B.Promotingfinancialliteracy.解析：Thelocalgovernment’sinitiativestopromotefinancialliteracyaimtoempowersmallbusinessestousetechnologyforcashflowmanagement.4.B.Theylackaccesstoformalcredit.解析：Thepassagementionsthatinformalfinancingisuseddueto"bureaucratichurdles,"implyinglimitedaccesstoformalcredit.三、語句改錯1.Thenewcreditpolicywilltakeeffectfromnextmonthanditrequiresallapplicantstosubmitadditionaldocuments.→Thenewcreditpolicywilltakeeffectfromnextmonthanditrequiresallapplicantstosubmitadditionaldocuments.解析：Noerror.2.Despitetheeconomicdownturn,thebankhasmanagedtomaintainitsprofitabilitybycuttingunnecessaryexpenses.→Despitetheeconomicdownturn,thebankhasmanagedtomaintainitsprofitabilitybycuttingunnecessaryexpenses.解析：Noerror.3.Ifyouhaveanyquestionsabouttheloanapplicationprocess,pleasedonothesitatetocontactourcustomerserviceteam.→Ifyouhaveanyquestionsabouttheloanapplicationprocess,pleasedonothesitatetocontactourcustomerserviceteam.解析：Noerror.4.Thedigitalbankingplatformwaslaunchedin2022andsincethen,ithasbeenwidelyadoptedbyyoungprofessionals.→Thedigitalbankingplatformwaslaunchedin2022,andsincethen,ithasbeenwidelyadoptedbyyoungprofessionals.解析：Acommaspliceiscorrectedbymakingittwoseparatesentences.四、邏輯判斷1.A.True解析：Reducinginterestratescanleadtomoreloanapplications,andmoreapplicationscanincreaserevenue.2.A.True解析：Investinginfintechcanimprovecustomersatisfaction,andhighersatisfactioncanleadtoincreasedmarketshare.3.C.Uncertain解析：Expandingthebranchnetworkmayincreaserevenue,butitdoesnotnecessarilyleadt