民生銀行成都市雙流區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.（從四個選項中選擇最合適的單詞填空）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninWesternChina,MinshengBankiscommittedto______theeconomicgrowthofChengdu.A.boostingB.weakeningC.stabilizingD.controlling3.Thenewpolicyaimsto______smallbusinessesbyprovidingmoreaffordableloans.A.supportB.hinderC.ignoreD.expand4.Chengdu’seconomic______hasmadeitanattractivedestinationfortalentandinvestment.A.stagnationB.prosperityC.declineD.recession5.MinshengBank’scustomerserviceteamensureshigh-quality______tomeettheneedsofclients.A.assistanceB.resistanceC.delayD.conflict6.Thebank’sdigitaltransformationhas______efficiencyandimproveduserexperience.A.reducedB.increasedC.decreasedD.preserved7.The______ininterestratescansignificantlyaffectborrowers’financialplanning.A.fluctuationB.stabilityC.decreaseD.increase8.ThebranchinShuangliuDistrictfocuseson______localSMEswithtailoredfinancialsolutions.A.assistingB.competingC.neglectingD.replacing9.Thebank’ssustainabilityinitiativesdemonstrateacommitmentto______theenvironment.A.protectingB.damagingC.ignoringD.exploiting10.The______ofblockchaintechnologyhasthepotentialtorevolutionizepaymentsystems.A.applicationB.rejectionC.limitationD.elimination二、閱讀理解（共5題，每題2分）directions:Readthepassageandchoosethebestanswerforeachquestion.Passage:MinshengBankhasrecentlylaunchedaseriesofinitiativestoenhanceitspresenceinChengdu,particularlyintheShuangliuDistrict,whichisrapidlybecomingahubfortechandinnovation.Thebank’snewstrategyincludesexpandingitsdigitalbankingservices,offeringspecializedfinancialproductsforstartups,andstrengtheningitspartnershipwithlocaluniversitiestoattractyoungtalent.ThebranchinShuangliuhasalsoincreaseditsfocusongreenfinance,aligningwithChengdu’sgoalofbecomingalow-carboncity.Byinvestinginrenewableenergyprojectsandpromotingsustainablelendingpractices,thebankaimstocontributetotheregion’senvironmentalgoals.Additionally,MinshengBankhasintroducedamobileappthatintegratesAI-poweredfinancialadvice,makingiteasierforcustomerstomanagetheirfinances.Theapp’sfeaturesincludereal-timebudgettracking,personalizedinvestmentrecommendations,andinstantloanapplications.1.WhatisthemainfocusofMinshengBank’snewstrategyinChengdu?A.Increasingbranchdensityinthecity.B.Expandingdigitalbankingservices.C.Focusingonlargecorporations.D.Reducingloanapprovals.2.WhyhasMinshengBankstrengtheneditspartnershipwithlocaluniversities?A.Toreduceoperationalcosts.B.Toattractyoungtalent.C.Totrainsenioremployees.D.Topromotetraditionalbanking.3.HowdoesMinshengBankcontributetoChengdu’senvironmentalgoals?A.Byreducingitsowncarbonfootprint.B.Byinvestinginrenewableenergyprojects.C.Byencouragingmoreborrowing.D.Bylimitingdigitalbankingservices.4.Whatarethekeyfeaturesofthenewmobileapp?A.Highfeesandcomplexprocesses.B.Real-timebudgettrackingandAIadvice.C.Limitedfunctionalityandhighcosts.D.Manualaccountmanagement.5.WhatdoesthepassagesuggestaboutthefutureofMinshengBankinChengdu?A.Thebankwillfocusonlyontraditionallending.B.Thebankwillexpanditsdigitalandsustainableinitiatives.C.ThebankwillwithdrawfromtheShuangliuDistrict.D.Thebankwillprioritizephysicalbranchesoverdigitalservices.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.（注意：選項會有重復）|Options:|innovative|efficient|sustainable|competitive|affordable|convenient|flexible|digital|traditional|global|ThebankingindustryinChengduhasseensignificantchangesinrecentyears.MinshengBank,asaleadingfinancialinstitution,hasembraced______technologytoimproveservicedelivery.Theirnewmobileappallowscustomerstoperformtransactions______,reducingtheneedforphysicalvisitstobranches.ForsmallbusinessesinShuangliu,thebankoffers______loanpackagestailoredtotheirneeds.Thesepackagesaredesignedtobe______,ensuringthatentrepreneurscanaccessfundingwithoutexcessivebureaucracy.MinshengBankalsorecognizestheimportanceofbeing______inthemarket.Byofferingawiderangeofproducts,fromsavingsaccountstowealthmanagementservices,thebankaimstoattracta______customerbase.Inadditiontoitscommercialbankingoperations,thebankhaslaunchedseveral______initiativestosupportChengdu’senvironmentalgoals.Thisincludesfinancingrenewableenergyprojectsandpromotingenergy-efficientpracticesamongitsclients.1.MinshengBankhasembraced______technology.2.Theirmobileappallowscustomerstoperformtransactions______.3.Forsmallbusinesses,thebankoffers______loanpackages.4.Thesepackagesaredesignedtobe______.5.MinshengBankaimstobe______inthemarket.6.Thebankoffersawiderangeofproductstoattracta______customerbase.7.Thebankhaslaunchedseveral______initiatives.8.Theseinitiativesincludefinancingrenewableenergyprojects.9.Thebankpromotesenergy-efficientpracticesamongitsclients.10.MinshengBank’sapproachreflectsitscommitmenttothe______bankingsector.四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.民生銀行的雙流區(qū)分行致力于為當?shù)仄髽I(yè)提供定制化的金融服務。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行必須不斷創(chuàng)新以適應市場變化。3.成都市的雙流區(qū)正在成為科技和創(chuàng)新的中心，吸引了眾多科技公司入駐。4.民生銀行的新移動應用程序整合了人工智能，為客戶提供個性化的財務建議。5.通過投資綠色金融和推廣可持續(xù)的貸款實踐，該銀行希望為當?shù)亟?jīng)濟做出貢獻。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofDigitalBankinginSupportingSmallBusinessesinChengdu."SampleAnswer:DigitalbankinghasbecomeincreasinglyimportantinsupportingsmallbusinessesinChengdu.Withtheriseoffintech,bankslikeMinshengBankhaveintroducedinnovativesolutionstoaddressthefinancialneedsofSMEs.Forinstance,thebank’smobileappallowsentrepreneurstoaccessloans,managetheirfinances,andreceivereal-timeadvice,allwithoutvisitingaphysicalbranch.Thisflexibilityiscrucialforsmallbusinesses,whichoftenlacktheresourcestoinvestintraditionalbankinginfrastructure.Additionally,digitalbankingenablesbankstooffermoretailoredfinancialproducts.Byleveragingdataanalytics,MinshengBankcanidentifythespecificneedsoflocalSMEsinShuangliuanddesignloanpackagesthatsuittheircircumstances.Thisapproachnotonlyimprovesaccesstofundingbutalsoreducestheadministrativeburdenonsmallbusinessowners.Inconclusion,digitalbankingplaysavitalroleinfosteringthegrowthofsmallbusinessesinChengdu.Byprovidingconvenient,efficient,andcustomizedfinancialservices,bankslikeMinshengBankcanhelpdriveeconomicdevelopmentintheregion.答案及解析一、選詞填空1.A(forced)-Fintech’sdevelopmenthascompelledbankstoinnovate.2.A(boosting)-ThebankaimstoenhanceChengdu’seconomy.3.A(support)-Thepolicyhelpssmallbusinessesbyprovidingloans.4.B(prosperity)-Chengdu’seconomicgrowthmakesitattractive.5.A(assistance)-Customerserviceprovidessupporttoclients.6.B(increased)-Digitaltransformationimprovesefficiency.7.A(fluctuation)-Interestratechangesaffectborrowers.8.A(assisting)-ThebranchhelpslocalSMEswithtailoredsolutions.9.A(protecting)-Thebankpromotesenvironmentalsustainability.10.A(application)-Blockchain’susecanrevolutionizepayments.二、閱讀理解1.B(Expandingdigitalbankingservices)-Thepassagehighlightsthisstrategy.2.B(Attractingyoungtalent)-Partnershipswithuniversitiesaimtorecruitnewemployees.3.B(Investinginrenewableenergyprojects)-ThebanksupportsChengdu’sgreengoals.4.B(Real-time