浦發(fā)銀行貴陽(yáng)市云巖區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：題目結(jié)合銀行業(yè)務(wù)、貴陽(yáng)地域特點(diǎn)及日常經(jīng)濟(jì)活動(dòng)）1.TheeconomicdevelopmentinGuiyanghasbeen______bythegrowthofhigh-techindustriesandtourism.A.drivenB.boostedC.influencedD.supported2.Whenreviewingaloanapplication,banksmust______thecreditworthinessoftheborrowertominimizerisks.A.evaluateB.analyzeC.measureD.assess3.Thenewpolicyaimsto______thedigitalpaymentgapbetweenurbanandruralareasinChina.A.reduceB.narrowC.closeD.decrease4.Asafinancialinstitution,浦發(fā)銀行iscommittedto______sustainableeconomicgrowththroughgreenfinanceinitiatives.A.promotingB.encouragingC.supportingD.advancing5.The______ofblockchaintechnologyhassignificantlyimprovedtransactionefficiencyinthebankingsector.A.adoptionB.implementationC.integrationD.utilization二、閱讀理解（共4題，每題3分，共12分）（注：文章主題涉及金融科技、區(qū)域經(jīng)濟(jì)發(fā)展及銀行業(yè)務(wù)）Passage1Therapiddevelopmentoffintechhastransformedthefinanciallandscapein貴陽(yáng).Withthesupportoflocalgovernments,manybankshavelauncheddigitalplatformstoenhancecustomerexperience.Forinstance,PudongBankhasintroducedanAI-poweredchatbottoprovide24/7financialadvice.However,challengesremain,suchasdatasecurityandregulatorycompliance.Despitetheseissues,thefutureoffintechin貴陽(yáng)lookspromising,asmorebusinessesandconsumersadoptdigitalbankingsolutions.Questions:6.Whatisthemainfocusofthepassage?A.ThechallengesoffintechinGuiyang.B.TheroleofAIinbankingservices.C.ThegrowthoffintechinGuiyang.D.Governmentpoliciesondigitalfinance.7.Accordingtothepassage,whichbankhasintroducedanAIchatbot?A.ChinaMerchantsBankB.PudongBankC.IndustrialBankD.ChinaConstructionBank8.WhatremainsachallengeforfintechdevelopmentinGuiyang?A.Lowcustomeradoption.B.Datasecurityandregulation.C.Highoperationalcosts.D.Lackofgovernmentsupport.9.WhatdoesthepassagesuggestaboutthefutureoffintechinGuiyang?A.Itwilldeclineduetoregulatoryissues.B.Itwillgrowwithincreasedadoption.C.Itwillstagnatewithoutinnovation.D.Itwillfocusonlyonlargebusinesses.三、完形填空（共5題，每題2分，共10分）（注：段落主題圍繞銀行業(yè)數(shù)字化轉(zhuǎn)型及貴陽(yáng)經(jīng)濟(jì)發(fā)展）Thebankingsectorin貴陽(yáng)isundergoingasignificanttransformation.Traditionalbanksarenowintegratingdigitaltechnologiestoimproveefficiencyandcustomersatisfaction.Forexample,PudongBankhaslaunchedamobileappthatallowscustomerstotransfermoney,paybills,andapplyforloansseamlessly.Anotherkeydevelopmentistheuseofbigdatatoanalyzecustomerbehaviorandofferpersonalizedfinancialproducts.However,thisdigitalshiftalsobringschallenges,suchascybersecurityrisksandtheneedforstaffretraining.Banksmuststrikeabalancebetweeninnovationandriskmanagementtosucceedinthedigitalera.10.Theword“significant”inthefirstsentenceisclosestinmeaningto:A.minorB.gradualC.majorD.temporary11.WhatdoesPudongBank’smobileappenablecustomerstodo?A.Investinstocks.B.Transfermoneyandpaybills.C.Openasavingsaccount.D.Attendbankingclasses.12.Howdoesbigdatahelpbanks?A.Itreducesoperationalcosts.B.Itimprovescustomertargeting.C.Itincreasesloanapprovalrates.D.Itautomatesallbankingprocesses.13.Whatisamajorchallengementionedinthepassage?A.Lowcustomerengagement.B.Highcompetition.C.Cybersecurityrisks.D.Insufficientgovernmentsupport.14.Whatdoesthepassagesuggestaboutbanksin貴陽(yáng)?A.Theyareresistingdigitalchanges.B.Theyareadaptingtonewtechnologies.C.Theyarefocusingonlyonruralareas.D.Theyarelosingmarketshare.四、句子改錯(cuò)（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)務(wù)、經(jīng)濟(jì)術(shù)語(yǔ)及語(yǔ)法錯(cuò)誤）15.Thebank’sfinancialperformancehasbeenimprovedbytherecentriseininterestrates.16.Employeesarerequiredtocompletethemandatorytrainingprogramseverysixmonths.17.Thecreditscoreoftheborrowerwillbehigheriftheyhaveagoodpaymenthistory.18.Digitalbankingsolutionshaveincreasedcustomersatisfactionandreduceoperationalcosts.19.Thenewpolicywilltakeeffectfromnextmonthanditwillimpactallbranches.五、翻譯填空（共5題，每題2分，共10分）（注：中文句子翻譯成英文，涉及銀行業(yè)務(wù)及貴陽(yáng)經(jīng)濟(jì)發(fā)展）20.浦發(fā)銀行致力于通過(guò)綠色金融支持貴陽(yáng)市的可持續(xù)發(fā)展。21.隨著金融科技的快速發(fā)展，貴陽(yáng)的銀行業(yè)正面臨新的機(jī)遇和挑戰(zhàn)。22.為了提升客戶體驗(yàn)，銀行推出了一系列數(shù)字化服務(wù)。23.政府出臺(tái)的新政策旨在縮小城鄉(xiāng)之間的數(shù)字支付差距。24.數(shù)據(jù)安全是銀行業(yè)數(shù)字化轉(zhuǎn)型過(guò)程中需要重點(diǎn)關(guān)注的問(wèn)題。答案與解析一、選詞填空1.A(driven:驅(qū)動(dòng)，符合經(jīng)濟(jì)發(fā)展的主動(dòng)推動(dòng)作用)2.D(assess:評(píng)估，與信貸風(fēng)險(xiǎn)審核的語(yǔ)境最匹配)3.B(narrow:縮小，強(qiáng)調(diào)差距的減小)4.A(promoting:促進(jìn)，符合銀行推動(dòng)綠色金融的職責(zé))5.A(adoption:采用，指技術(shù)被接受和推廣)二、閱讀理解6.C(文章主要討論貴陽(yáng)fintech的增長(zhǎng))7.B(文中明確提到PudongBank引入AI聊天機(jī)器人)8.B(數(shù)據(jù)安全和監(jiān)管是文中提到的挑戰(zhàn))9.B(文章暗示隨著采用率提高，fintech將發(fā)展)三、完形填空10.C(significant:重要的，與段落主旨一致)11.B(文中提到PudongBank的app可轉(zhuǎn)賬和支付賬單)12.B(大數(shù)據(jù)幫助銀行進(jìn)行客戶行為分析)13.C(文中提到網(wǎng)絡(luò)安全風(fēng)險(xiǎn)是挑戰(zhàn))14.B(文章表明銀行正在適應(yīng)新技術(shù))四、句子改錯(cuò)15.改為:Thebank’sfinancialperformancehasbeenimprovedbytherecentriseininterestrates.(介詞搭配錯(cuò)誤，應(yīng)為“by”）16.正確。17.改為:Thecreditscoreoftheborrowerwillbehigheriftheyhaveagoodpaymenthistory.(缺少“theyhave”）18.改為:Digitalbankingsolutionshaveincreasedcustomersatisfactionandreducedoperationalcosts.(并列結(jié)構(gòu)需用“andreduced”）19.改為:Thenewpolicywilltakeeffectfromnextmonth,anditwillimpactallbranches.(逗號(hào)拼接需加“and”）五、翻譯填空20.PudongBankiscommittedtosupportingthesustainabledevelopmentofGuiyangthroughgreenfinance.21.Withtherapiddevelopmentoffintech,thebankingsectorinGuiyangisfacingnewopportunitiesandchallenges.22.Toenhancecustomerexperience,