光大銀行長(zhǎng)沙市芙蓉區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題干：1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.Toenhancecustomersatisfaction,thebankmust______itsdigitalserviceplatforms.A.optimizeB.ignoreC.expandD.simplify3.The長(zhǎng)沙分行’snewbranchinHunanStreetfocuseson______localSMEswithtailoredfinancialsolutions.A.supportingB.ignoringC.neglectingD.competing4.Theregulatorychangesrequirebanksto______strictcompliancemeasures.A.implementB.delayC.reduceD.ignore5.Ourbank’sgreenfinanceinitiativesaimto______carbonemissionsintheregion.A.decreaseB.increaseC.maintainD.ignore二、閱讀理解（共4題，每題3分，共12分）題干：閱讀以下短文，回答問(wèn)題：Inrecentyears,thedemandfordigitalbankingservicesin長(zhǎng)沙hassurged,especiallyamongyoungprofessionalsandsmallbusinesses.Accordingtoa2024reportbytheHunanProvincialBankersAssociation,over60%of長(zhǎng)沙residentsprefermobilebankingoverin-persontransactions.Thisshifthaspushedbankstoinvestheavilyindigitalinfrastructure,suchasAI-poweredchatbotsandmobilepaymentsystems.However,traditionalbranchesremaincrucialforpersonalizedservices,particularlyforelderlycustomersandcomplexfinancialplanning.The長(zhǎng)沙分行’sstrategycombinesdigitalconveniencewithhumantouch,offeringhybridservicesthatcatertodiverseneeds.6.Whatisthemainreasonfortheriseindigitalbankingusagein長(zhǎng)沙?A.GovernmentmandatesB.YoungerdemographicsC.TraditionalbankclosuresD.Higherfeesforin-personservices7.Howdotraditionalbanksaddresstheneedsofelderlycustomers?A.ByphasingoutphysicalbranchesB.ByfocusingonlyondigitalservicesC.ByofferinghybridservicesD.Bychargingextraforin-personconsultations8.Accordingtothereport,whatpercentageof長(zhǎng)沙residentsprefermobilebanking?A.40%B.50%C.60%D.70%9.Whatdoesthe長(zhǎng)沙分行’sstrategyemphasize?A.PurelydigitalservicesB.PhysicalbranchesonlyC.AcombinationofdigitalandtraditionalservicesD.Freemobilebankingforall三、語(yǔ)法填空（共5題，每題2分，共10分）題干：Completethefollowingsentenceswiththecorrectformoftheverbsinbrackets.1.Ifthebank______(expand)itsoperationsinHunan,itshouldfirstconductamarketanalysis.2.The長(zhǎng)沙分行______(launch)anewcreditcardprogramnextmonth.3.Customerswho______(pay)latewillbechargedapenalty.4.Thefintechpartnership______(help)thebankimproveitsdigitalservices.5.Toattractmoreyoungclients,thebank______(optimize)itssocialmediamarketing.四、改錯(cuò)題（共5題，每題2分，共10分）題干：Correcttheerrorsinthefollowingsentences.1.The長(zhǎng)沙分行hasbeenestablishedin2010andservesalargenumberoflocalbusinesses.2.Werecommendtousemobilebankingforfastertransactions.3.Despitetheeconomicdownturn,thebank’sprofitshasincreasedthisyear.4.Ifyouhaveanyquestions,pleasecontactourcustomersupportteam.5.Thenewbranchwillbeopenednextweek,butitdoesn’thaveanyATMmachinesyet.五、完形填空（共5題，每題2分，共10分）題干：Readthepassageandfillintheblankswiththemostsuitablewordsfromthebox.(A)innovative(B)competitive(C)flexible(D)traditional(E)efficientThesuccessofabankinarapidlychangingmarketdependsonitsabilitytostay______.While長(zhǎng)沙’sbankingsectorhasastrongfoundationin______services,theintegrationoffintechsolutionsisbecomingincreasinglycrucial.The長(zhǎng)沙分行’sapproachistoremain______whileadaptingtodigitaltrends.Thisincludesadopting______paymentsystemsandoffering______loanapprovalprocesses.Bybalancingtheseelements,thebankcanmaintainitsmarketleadershipinHunan.六、翻譯題（共3題，每題4分，共12分）題干：TranslatethefollowingsentencesintoEnglish:1.光大銀行致力于為長(zhǎng)沙市芙蓉區(qū)的企業(yè)提供定制化金融服務(wù)。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行業(yè)面臨前所未有的挑戰(zhàn)。3.我們銀行的綠色信貸計(jì)劃旨在支持環(huán)保型企業(yè)發(fā)展。答案與解析一、選詞填空1.C.challenged-解析：Fintech的興起迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新，故用"challenged"（挑戰(zhàn)）。2.A.optimize-解析：提升客戶滿意度需要優(yōu)化數(shù)字服務(wù)平臺(tái)，故用"optimize"（優(yōu)化）。3.A.supporting-解析：新分行專注于支持本地中小企業(yè)，故用"supporting"（支持）。4.A.implement-解析：監(jiān)管要求銀行實(shí)施嚴(yán)格的合規(guī)措施，故用"implement"（實(shí)施）。5.A.decrease-解析：綠色金融旨在減少碳排放，故用"decrease"（減少）。二、閱讀理解6.B.Youngerdemographics-解析：文章指出年輕群體是數(shù)字銀行的主要用戶。7.C.Byofferinghybridservices-解析：文章提到傳統(tǒng)銀行結(jié)合數(shù)字與人工服務(wù)滿足老年人需求。8.C.60%-解析：報(bào)告中明確60%的長(zhǎng)沙居民偏好移動(dòng)銀行。9.C.Acombinationofdigitalandtraditionalservices-解析：長(zhǎng)沙分行策略強(qiáng)調(diào)線上線下結(jié)合。三、語(yǔ)法填空1.willexpand-解析：將來(lái)時(shí)態(tài)，表示條件狀語(yǔ)從句。2.willlaunch-解析：將來(lái)時(shí)態(tài)，計(jì)劃性動(dòng)作。3.pay-解析：一般現(xiàn)在時(shí)，主語(yǔ)"customers"是復(fù)數(shù)。4.helps-解析：一般現(xiàn)在時(shí)，主語(yǔ)"partnership"是單數(shù)。5.shouldoptimize-解析：情態(tài)動(dòng)詞表建議，動(dòng)詞原形。四、改錯(cuò)題1.hasbeenestablished→wasestablished-解析：過(guò)去時(shí)態(tài)更符合"2010"的時(shí)間背景。2.recommendtouse→recommendusing-解析："recommend"后需跟動(dòng)名詞。3.hasincreased→haveincreased-解析："profits"是復(fù)數(shù)，謂語(yǔ)動(dòng)詞需對(duì)應(yīng)。4.Noerror-解析：句子結(jié)構(gòu)正確。5.willbeopened→willopen-解析：主動(dòng)語(yǔ)態(tài)更自然。五、完形填空1.competitive2.traditional3.flexible4.efficient5.flexible-解析：-第一空：市場(chǎng)環(huán)境要求銀行保持"competitive"（競(jìng)爭(zhēng)性）。-第二空：長(zhǎng)沙銀行業(yè)基礎(chǔ)在"traditional"（傳統(tǒng)）服務(wù)。-第三空："flexible"（靈活）強(qiáng)調(diào)適應(yīng)變化。-第四空："efficient"（高效）指支付系統(tǒng)。-第五空：貸款流程需"flexible"（靈活）。六、翻譯題1.ChinaEverbrightBankiscommittedtoprovidingcustomizedfinancialservicesforenterprisesinCha