華夏銀行成都市龍泉驛區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：詞匯選擇（共10題，每題1分，總計(jì)10分）說(shuō)明：從每題四個(gè)選項(xiàng)中選出最符合句意的一個(gè)單詞。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel.A.revolutionizedB.optimizedC.standardizedD.simplified2.ToattracttalentinChengdu,thebankofferscompetitive______packages.A.remunerationB.compensationC.allowanceD.bonus3.Thebranchmanageremphasizedtheimportanceof______complianceinthefinancialsector.A.regulatoryB.operationalC.contractualD.ethical4.LocalpoliciesinLongquanyiDistrictaimto______smallbusinessesthroughsubsidies.A.stimulateB.suppressC.stabilizeD.sustain5.Thedigitaltransformationofbankingrequiresa______mindsetamongemployees.A.conservativeB.innovativeC.traditionalD.passive6.Customersincreasinglyprefermobilebankingforits______convenience.A.marginalB.relativeC.absoluteD.functional7.Thebank’sriskmanagementteamneedsto______potentialfraudcases.A.mitigateB.exacerbateC.analyzeD.dismiss8.Theannualfinancialreporthighlightsthebank’s______growthintheSichuanregion.A.stagnantB.exponentialC.linearD.negligible9.ThenewATMinLongquanyiintegratesAI-powered______forenhancedsecurity.A.authenticationB.authorizationC.authorizationD.approval10.Theinterviewpanelwill______candidatesbasedontheirperformance.A.evaluateB.overlookC.underestimateD.dismiss第二部分：閱讀理解（共5題，每題2分，總計(jì)10分）說(shuō)明：閱讀以下短文，根據(jù)文章內(nèi)容回答問(wèn)題。Passage:TheriseofmobilebankinghasreshapedthefinancialindustryinChengdu,acityknownforitstech-savvypopulation.Accordingtoa2024reportbythePeople’sBankofChina,78%ofconsumersintheSichuanprovincepreferdigitaltransactionsovertraditionalmethods.Thisshifthasforcedbankstoacceleratetheirdigitaltransformationstrategies.Forinstance,華夏銀行(ChinaMerchantsBank)haslaunchedamobileappwithfeatureslikereal-timefundtransfersandAI-drivenfinancialadvice.Localregulators,includingtheChengduFinancialBureau,havealsorelaxedsomerestrictionstoencourageinnovation.However,challengesremain,suchascybersecurityrisksandtheneedforfinancialliteracyprogramsinunderservedareaslikeLongquanyiDistrict.11.WhatisthemainreasonfortheincreasedadoptionofmobilebankinginChengdu?A.GovernmentsubsidiesB.HigherinterestratesC.TechnologicalconvenienceD.Regulatorypressure12.WhichbankismentionedasaleaderindigitalbankinginSichuan?A.ICBCB.ChinaMerchantsBankC.AgriculturalBankofChinaD.BankofChina13.WhatisonechallengehighlightedformobilebankinginChengdu?A.LowuserengagementB.CybersecurityrisksC.HightransactionfeesD.Insufficientcustomersupport14.Howdolocalregulatorssupportthedigitalbankingsector?A.ByimposingstricterrulesB.ByprovidingfinancialgrantsC.ByeasingsomeregulationsD.Bylimitingcompetition15.Whichdistrictismentionedashavingunderservedfinancialneeds?A.JinjiangB.QingyangC.LongquanyiD.Wuhou第三部分：語(yǔ)法填空（共5題，每題2分，總計(jì)10分）說(shuō)明：根據(jù)句意和所給提示詞，用適當(dāng)形式填空。16.Thebank______(establish)in2001andhassinceexpandedacrossSouthwestChina.17.Employeesareencouragedtoparticipateintheannualtraining______(program).18.Thenewpolicywill______(affect)allbranchesintheChengdumetropolitanarea.19.CustomersmustprovidevalidID______(document)toopenanaccount.20.Thefinancialanalystemphasizedtheimportanceof______(invest)insustainableprojects.第四部分：完形填空（共10題，每題1分，總計(jì)10分）說(shuō)明：閱讀以下短文，從每題四個(gè)選項(xiàng)中選出最佳答案。Lastyear,華夏銀行inChengdulaunchedapilotprogramtopromotegreenfinance.Theinitiative______(21)reducingcarbonemissionsbyofferinglow-interestloanstorenewableenergyprojects.Participants______(22)solarandwindfarmsintheSichuanprovince,withafocusonareaslikeKangding,whichisrichinhydropowerresources.Theprogram______(23)overwhelminglypositive,with85%ofborrowersreportingsuccessfulprojectcompletion.However,someexpertsarguethatmore______(24)measuresareneededtoensurelong-termsustainability.Forexample,thegovernmentshould______(25)stricterenvironmentalstandardsforallindustries.26.A.aimstoB.aimedatC.hasaimedD.willaim27.A.developsB.isdevelopingC.developedD.havedeveloped28.A.responseB.feedbackC.reactionD.result29.A.additionalB.additionalC.furtherD.extra30.A.implementB.implementingC.implementedD.toimplement31.Thebank’sCSRdepartment______(31)workingwithlocaluniversitiestotrainthenextgenerationoffinancialprofessionals.32.Employeesarerequiredtocompleteatleasttwoonlinecourses______(32)theyear.33.Thenewcreditscoringsystem______(33)basedonbothtraditionalandalternativedata.34.Customerscannowapplyforloansthroughthebank’sapp,______(34)asignificantimprovementinaccessibility.35.ThebranchinLongquanyi______(35)extendedhoursduringbusinesspeakseasons.第五部分：翻譯（共5題，每題2分，總計(jì)10分）說(shuō)明：將以下中文句子翻譯成英文。36.為吸引更多人才，銀行提供具有競(jìng)爭(zhēng)力的薪酬福利。37.成都作為西部金融中心，正在推動(dòng)區(qū)域經(jīng)濟(jì)一體化。38.銀行強(qiáng)調(diào)合規(guī)經(jīng)營(yíng)，以防范金融風(fēng)險(xiǎn)。39.龍泉驛區(qū)的普惠金融政策旨在幫助小微企業(yè)。40.數(shù)字化轉(zhuǎn)型要求銀行加強(qiáng)科技投入。答案與解析第一部分：詞匯選擇1.A(revolutionized)-解析：fintech（金融科技）對(duì)傳統(tǒng)銀行模式產(chǎn)生了顛覆性影響，故選revolutionized（顛覆）。2.A(remuneration)-解析：compensationpackages通常指薪酬福利，但remuneration更強(qiáng)調(diào)固定薪酬，符合銀行行業(yè)特點(diǎn)。3.A(regulatory)-解析：合規(guī)經(jīng)營(yíng)強(qiáng)調(diào)遵守監(jiān)管規(guī)定，regulatory（監(jiān)管的）最貼切。4.A(stimulate)-解析：政策通過(guò)補(bǔ)貼促進(jìn)小微企業(yè)的發(fā)展，stimulate（刺激）符合語(yǔ)境。5.B(innovative)-解析：數(shù)字化轉(zhuǎn)型需要員工具備創(chuàng)新思維，innovative（創(chuàng)新的）最合適。6.C(absolute)-解析：mobilebanking的便利性是絕對(duì)的，absolute（絕對(duì)的）強(qiáng)調(diào)無(wú)條件的優(yōu)勢(shì)。7.A(mitigate)-解析：風(fēng)險(xiǎn)管理旨在減輕風(fēng)險(xiǎn)，mitigate（減輕）符合金融術(shù)語(yǔ)。8.B(exponential)-解析：銀行在四川地區(qū)的增長(zhǎng)速度應(yīng)描述為指數(shù)級(jí)，exponential（指數(shù)級(jí)的）。9.A(authentication)-解析：ATM使用AI進(jìn)行身份驗(yàn)證，authentication（驗(yàn)證）最準(zhǔn)確。10.A(evaluate)-解析：面試官評(píng)估候選人，evaluate（評(píng)估）符合邏輯。第二部分：閱讀理解11.C(Technologicalconvenience)-解析：文章指出消費(fèi)者偏愛(ài)移動(dòng)銀行是因?yàn)槠浔憷浴?2.B(ChinaMerchantsBank)-解析：文中明確提及華夏銀行（ChinaMerchantsBank）的數(shù)字創(chuàng)新。13.B(Cybersecurityrisks)-解析：文章提到金融科技帶來(lái)的安全挑戰(zhàn)。14.C(Easingsomeregulations)-解析：監(jiān)管機(jī)構(gòu)通過(guò)放寬限制來(lái)鼓勵(lì)創(chuàng)新。15.C(Longquanyi)-解析：文中指出龍泉驛區(qū)是金融服務(wù)欠發(fā)達(dá)區(qū)域。第三部分：語(yǔ)法填空16.wasestablished-解析：過(guò)去時(shí)態(tài)，表示銀行成立時(shí)間。17.program-解析：trainingprogram（培訓(xùn)計(jì)劃）。18.willaffect-解析：一般將來(lái)時(shí)，表示政策影響。19.documents-解析：名詞復(fù)數(shù)，指身份證明文件。20.toinvest-解析：動(dòng)詞不定式作賓語(yǔ)補(bǔ)足語(yǔ)。第四部分：完形填空21.aimsto-解析：動(dòng)詞不定式表目的。22.isdeveloping-解析：進(jìn)行時(shí)態(tài)，描述正在進(jìn)行的行動(dòng)。23.feedback-解析：responsetofeedback（對(duì)反饋的反應(yīng)）。24.further-解析：additionalmeasures（進(jìn)一步措施）。25.implement-解析：動(dòng)詞原形作祈使句謂語(yǔ)。26.aimsto-解析：同21題。27.isdeveloping-解析：同22題。28.feedback-解析：同2