光大銀行唐山市豐南區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項中選出最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentofartificialintelligencehas______manytraditionalindustries.A.replacedB.affectedC.supportedD.promoted2.Asafinancialinstitution,BankofChinamustadheretostrict______inmanagingrisks.A.regulationsB.policiesC.measuresD.strategies3.ThenewbranchinTangshanFengnanDistrictwill______morethan100employees.A.recruitB.trainC.manageD.evaluate4.China'seconomicreformshavesignificantly______thelivingstandardsofruralareas.A.improvedB.decreasedC.standardizedD.complicated5.Thebank’sannualreporthighlightsits______insustainablefinance.A.innovationB.commitmentC.efficiencyD.flexibility6.Duetothepandemic,manysmallbusinessesinHebeifacedsevere______.A.challengesB.opportunitiesC.investmentsD.competitions7.Theloanofficercarefullyreviewedtheapplicant’s______toensurecreditworthiness.A.documentsB.incomeC.assetsD.behavior8.Thebankplansto______digitalbankingservicestoenhancecustomerexperience.A.expandB.reduceC.simplifyD.postpone9.Financialinclusioniscrucialforachieving______economicgrowth.A.balancedB.inclusiveC.sustainableD.rapid10.Thelocalgovernmenthas______policiestoattractmoreforeigninvestment.A.implementedB.ignoredC.criticizedD.delayed二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:TheriseoffintechhastransformedthebankingindustryinChina.TraditionalbankslikeBankofChinaandChinaMerchantsBankareincreasinglyintegratingdigitalsolutionstostaycompetitive.Forinstance,BankofChinahaslaunchedmobilebankingappswithAI-poweredfinancialadvice,whileChinaMerchantsBankfocusesonblockchaintechnologyforsecuretransactions.Theseinnovationsnotonlyimproveefficiencybutalsoexpandfinancialservicestounderservedregions,suchasTangshanFengnanDistrict.However,challengesremain,includingdatasecurityconcernsandtheneedformoreskilledprofessionalsinthefield.1.WhathasfintechprimarilydonefortraditionalbanksinChina?A.Reducedtheirmarketshare.B.Enhancedtheirdigitalcapabilities.C.Increasedtheiroperationalcosts.D.Limitedtheirservicescope.2.Whichbankismorefocusedonblockchaintechnology?A.BankofChina.B.ChinaMerchantsBank.C.Bothequally.D.Neither.3.Accordingtothepassage,whatisoneofthechallengesoffintech?A.Fewercustomers.B.Higherfees.C.Datasecurityrisks.D.Lowerprofits.4.HowdoesfintechbenefitregionslikeTangshanFengnanDistrict?A.Itclosesfinancialgaps.B.Itlimitstraditionalbanking.C.Itraisesinterestrates.D.Itreducesgovernmentsupport.5.Whatdoesthepassagesuggestforthefutureoffintech?A.Itwillreplacetraditionalbanksentirely.B.Itneedsmoreskilledworkers.C.Itwillfocusonlyonurbanareas.D.Itwillbecomelessinnovative.三、完形填空（共5題，每題2分）說明：閱讀以下短文，根據(jù)上下文選擇最合適的選項填入空格。Lastyear,theeconomicsituationinTangshanFengnanDistrictfacedseveral______.Unemploymentratesrose,andsmallbusinessesstruggledduetoreducedconsumerspending.However,thelocalgovernmentquickly______measurestosupportaffectedindustries.First,taxbreakswereofferedtobusinessesthatretainedemployees.Second,low-interestloansweremadeavailabletohelpthemsurvive.Additionally,thebankpartneredwithlocalenterprisesto______trainingprogramsforunemployedworkers.Asaresult,thedistrict’seconomybegantorecover,andconfidenceamongresidentsslowly______.Thisexperienceshowedhowproactivefinancialpoliciescan______evenintoughtimes.1.A.challengesB.opportunitiesC.successesD.failures2.A.implementedB.ignoredC.expandedD.delayed3.A.developB.cancelC.reduceD.fund4.A.improveB.declineC.decreaseD.disappear5.A.boostB.weakenC.ignoreD.postpone四、翻譯（共5題，每題2分）說明：將以下中文句子翻譯成英文。1.光大銀行在唐山豐南區(qū)的分行計劃推出新的理財產(chǎn)品。2.金融科技的發(fā)展需要更多高素質(zhì)的專業(yè)人才。3.政府鼓勵企業(yè)加大對農(nóng)村地區(qū)的信貸投放。4.銀行通過數(shù)字化服務(wù)提升了客戶滿意度。5.實現(xiàn)普惠金融是促進區(qū)域經(jīng)濟均衡發(fā)展的重要途徑。五、寫作（1題，10分）說明：根據(jù)以下提示寫一篇短文（100-120詞）。Topic:TheImportanceofFinancialLiteracyforRuralResidentsPointstoCover:-Definefinancialliteracy.-Explainwhyitmattersforruralareas.-Suggestwaystoimprovefinancialeducationintheseregions.答案及解析一、選詞填空1.B(affected)–Artificialintelligencehasimpactedmanyindustries.2.A(regulations)–Financialinstitutionsfollowstrictrules.3.A(recruit)–Thebranchwillhireemployees.4.A(improved)–Economicreformsraisedlivingstandards.5.B(commitment)–Thebankisdedicatedtosustainablefinance.6.A(challenges)–Pandemichitsmallbusinesseshard.7.A(documents)–Loanofficerscheckpaperwork.8.A(expand)–Digitalserviceswillgrow.9.B(inclusive)–Financialinclusionhelpsallcommunities.10.A(implemented)–Policieswereputintoaction.二、閱讀理解1.B–Fintechhelpedbanksdigitize.2.B–ChinaMerchantsBankusesblockchain.3.C–Datasecurityisarisk.4.A–Fintechbridgesfinancialgaps.5.B–Skilledworkersareneeded.三、完形填空1.A(challenges)–Economicissuesarose.2.A(implemented)–Thegovernmenttookaction.3.A(develop)–Trainingprogramswerecreated.4.A(improve)–Confidencegrew.5.A(boost)–Policieshelpedtheeconomy.四、翻譯1.GreatWallBankplanstolaunchnewfinancialproductsinTangshanFengnanDistrict.2.Thedevelopmentoffintechrequiresmorehigh-qualityprofessionals.3.Thegovernmentencouragesenterprisestoincreasecreditallocationtoruralareas.4.Thebankhasenhancedcustomersatisfactionthroughdigitalservices.5.Achievinginclusivefinanceisakeywaytopromotebalancedregional