民生銀行杭州市建德市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填入空格。1.Thenewpolicyaimstoimprovefinancial_forsmallbusinessesinruralareas.A.accessibilityB.flexibilityC.stabilityD.efficiency2.Asabank,wemustprioritize_inallouroperationstomaintaincustomertrust.A.transparencyB.innovationC.profitabilityD.competition3.Theeconomic_inAsiahasshownsignsofrecoveryinrecentquarters.A.fluctuationB.stabilityC.growthD.decline4.Ourteamworked_toensuretheprojectwascompletedontime.A.collaborativelyB.independentlyC.reluctantlyD.chaotically5.Thedigitaltransformationofbankingrequires_investmentintechnology.A.minimalB.significantC.negligibleD.unnecessary6.Theloanofficercarefully_theapplicant’scredithistorybeforeapprovingtheloan.A.verifiedB.ignoredC.dismissedD.exaggerated7.Thebank’ssustainabilitygoalsincludereducingitscarbon_.A.footprintB.revenueC.costD.emission8.The_betweenremoteworkandin-officeworkremainsatopicofdebate.A.disparityB.similarityC.parityD.equality9.Customersareincreasinglyinterestedin_financialproductsthatalignwiththeirvalues.A.customizedB.genericC.traditionalD.experimental10.Thebank’sriskmanagementteammonitors_topreventfraud.A.complianceB.negligenceC.deviationD.oversight二、閱讀理解（共5題，每題2分）閱讀以下短文，選擇最佳答案。Passage1ThebankingsectorinHangzhouhasbeengrowingrapidlyduetothecity’seconomicdevelopment.Severallocalbanks,includingChinaMerchantsBank,haveexpandedtheirbranchesintheregion.Theriseoffintechcompanieshasalsoimpactedtraditionalbanking,forcingbankstoadoptdigitalsolutionstostaycompetitive.Thegovernment’ssupportforfinancialinnovationhasfurtherboostedtheindustry.However,challengessuchasrisinginterestratesandeconomicuncertaintyremain.1.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginHangzhou.B.ThegrowthofthebankingsectorinHangzhou.C.Theimpactoffintechontraditionalbanks.D.Governmentpoliciesonfinancialinnovation.2.WhichofthefollowingisNOTmentionedasachallengeforbanks?A.Risinginterestrates.B.Economicuncertainty.C.Increasedcustomersatisfaction.D.Competitionfromfintechcompanies.Passage2Sustainablebankinghasbecomeapriorityformanyfinancialinstitutions,includingbanksinJiaDe.Theseinstitutionsareimplementingeco-friendlypracticestoreducetheirenvironmentalimpact.Forexample,somebankshavestartedusingpaperlessdocumentsandenergy-efficientoffices.Additionally,theyareofferinggreenloanstosupportrenewableenergyprojects.Whiletheseeffortsarecommendable,expertssuggestmoreaggressivemeasuresareneededtoachievesignificantresults.3.Whatistheprimarygoalofsustainablebanking?A.Toreducecosts.B.Topromoteenvironmentalresponsibility.C.Toattractmorecustomers.D.Toincreaseprofits.4.Whichofthefollowingisanexampleofsustainablebankingpractices?A.Usingpaperlessdocuments.B.Offeringhigh-interestsavingsaccounts.C.Increasingfeesforcustomers.D.Investinginfossilfuelprojects.Passage3Theroleofartificialintelligence(AI)inbankinghasbeenatopicofdiscussioninrecentyears.AIcanimprovecustomerservice,detectfraud,andoptimizeoperations.However,concernsaboutdataprivacyandjobdisplacementpersist.WhilesomebankshavesuccessfullyintegratedAIintotheirsystems,othersarestillcautiousaboutadoptingnewtechnologies.ThefutureofAIinbankingwilllikelydependonhowwellthesechallengesareaddressed.5.WhatisthemainconcernaboutAIinbanking?A.Itshighcost.B.Dataprivacyandjobdisplacement.C.Itsinefficiency.D.Itscomplexity.三、完形填空（共10題，每題1分）閱讀以下短文，選擇最佳答案。Thebankingindustryisconstantlyevolving,and_6_isnoexception.Digitalizationhas_7_thewaybanksoperate,fromcustomerservicetoriskmanagement.ManybanksinHangzhouhave_8_onlineplatformstoimproveaccessibilityforcustomers.However,traditionalbankingstillplaysacrucialroleintheregion._9_,thedemandforpersonalizedfinancialadviceremainshigh.Banksthatcan_10_bothdigitalandtraditionalservicesarelikelytosucceedinthelongrun.6.A.HangzhouB.JiaDeC.ChinaD.Asia7.A.changedB.ignoredC.preservedD.challenged8.A.launchedB.abandonedC.neglectedD.expanded9.A.MoreoverB.HoweverC.ThereforeD.Nevertheless10.A.balanceB.ignoreC.emphasizeD.reject四、翻譯（共5題，每題2分）將以下句子翻譯成英文。1.杭州市的經(jīng)濟(jì)發(fā)展為銀行業(yè)提供了良好的機(jī)遇。2.民生銀行致力于為客戶提供優(yōu)質(zhì)的金融服務(wù)。3.金融科技的發(fā)展對傳統(tǒng)銀行業(yè)帶來了挑戰(zhàn)。4.綠色信貸有助于支持環(huán)保項(xiàng)目。5.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理以應(yīng)對市場變化。答案及解析一、選詞填空1.A.accessibility-金融服務(wù)的可及性對小微企業(yè)至關(guān)重要。2.A.transparency-透明度是銀行贏得客戶信任的關(guān)鍵。3.C.growth-亞洲經(jīng)濟(jì)的增長在近幾個(gè)季度有所顯現(xiàn)。4.A.collaboratively-團(tuán)隊(duì)合作是項(xiàng)目按時(shí)完成的關(guān)鍵。5.B.significant-數(shù)字化轉(zhuǎn)型需要大量技術(shù)投資。6.A.verified-貸款員仔細(xì)核實(shí)申請人的信用記錄。7.A.footprint-銀行致力于減少碳足跡。8.A.disparity-遠(yuǎn)程辦公和辦公室辦公之間的差異是爭議的焦點(diǎn)。9.A.customized-定制化金融產(chǎn)品越來越受客戶歡迎。10.A.compliance-風(fēng)險(xiǎn)管理團(tuán)隊(duì)監(jiān)控合規(guī)性以防止欺詐。二、閱讀理解1.B.ThegrowthofthebankingsectorinHangzhou.解析：文章主要討論杭州銀行業(yè)的增長。2.C.Increasedcustomersatisfaction.解析：文章未提及客戶滿意度提升。3.B.Topromoteenvironmentalresponsibility.解析：可持續(xù)銀行的主要目標(biāo)是促進(jìn)環(huán)保。4.A.Usingpaperlessdocuments.解析：無紙化是可持續(xù)銀行實(shí)踐的一個(gè)例子。5.B.Dataprivacyandjobdisplacement.解析：文章指出AI的主要擔(dān)憂是數(shù)據(jù)隱私和失業(yè)問題。三、完形填空6.A.Hangzhou7.A.changed8.A.launched9.B.However10.A.balance解析：全文強(qiáng)調(diào)銀行業(yè)需要平衡數(shù)字與傳統(tǒng)服務(wù)。四、翻譯1.TheeconomicdevelopmentofHangzhouprovidesfavorableopportunitiesforthebankingindustry.2.ChinaMerchantsBankiscommittedtoprovidin