興業(yè)銀行西安市藍(lán)田縣2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.Toimprovecustomersatisfaction,thebankmust______itsdigitalserviceplatformsandensureseamlessuserexperiences.A.enhanceB.simplifyC.expandD.optimize3.Thenewpolicyaimsto______financialrisksbystrengtheningregulatoryoversightandcompliancemeasures.A.mitigateB.eliminateC.ignoreD.exaggerate4.Thebranchmanageremphasizedtheimportanceof______customerfeedbacktoidentifyareasforimprovement.A.collectingB.ignoringC.delayingD.dismissing5.Withtheriseofremotebanking,thebankhas______itsphysicalfootprintwhilemaintainingservicequality.A.reducedB.increasedC.preservedD.expanded二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinXi'anhasbeenwitnessingsignificanttransformationsduetotechnologicaladvancements.Digitalbankinghasbecomeakeyfocus,withmanyinstitutionsadoptingAI-drivensolutionstostreamlineoperations.Thelocalgovernmenthasalsobeenpromotingfinancialinclusionbyexpandingruralbankingservices.However,challengesremain,suchascybersecurityrisksandtheneedforskilledpersonnelinfintech.興業(yè)銀行hasbeenattheforefrontofthesechanges,investingheavilyindigitalinfrastructureandtrainingprograms.Thebank’seffortshavehelpeditretainacompetitiveedgeinthemarket.6.WhatisthemainfocusofthebankingsectorinXi'an?A.TraditionalbankingservicesB.DigitalbankingsolutionsC.RuralbankingexpansionD.Cybersecuritymeasures7.Accordingtothepassage,whatchallengesdoesthebankingsectorface?A.InsufficientgovernmentsupportB.CybersecurityrisksandtalentshortagesC.HighoperationalcostsD.Lowcustomersatisfaction8.Whichbankishighlightedasaleaderindigitaltransformation?A.ThelocalgovernmentB.Xi'anCommercialBankC.興業(yè)銀行D.ChinaMerchantsBank9.WhatdoesthepassagesuggestaboutthefutureofbankinginXi'an?A.AreturntotraditionalbankingmodelsB.ContinuedrelianceonphysicalbranchesC.GreateremphasisonfintechanddigitalsolutionsD.Ashifttowardruralbankingonly三、完形填空（共5題，每題2分，共10分）directions:Completethepassagebelowbychoosingthebestwordforeachblank.ThebankingindustryinShaanxiprovincehasbeenevolvingrapidly,withtechnologicalinnovationplayingapivotalrole.Manyfinancialinstitutionshave______(10)theiroperationstodigitalplatforms,improvingefficiencyandcustomerservice.However,thisshifthasalsobroughtnew______(11)suchasdataprivacyconcernsandtheneedforskilledprofessionals.Thegovernmenthasbeen______(12)initiativestosupportthesector,includingfundingforfintechresearchanddevelopment.Forbankslike興業(yè)銀行,adaptingtothesechangesisnotjustachoicebutanecessity.ThefutureofbankinginShaanxiwilllikely______(13)ondigitaltransformationandcustomer-centricstrategies.10.A.shiftedB.optimizedC.simplifiedD.expanded11.A.opportunitiesB.challengesC.benefitsD.threats12.A.launchingB.ignoringC.delayingD.reducing13.A.relyB.dependC.focusD.ignore四、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.14.西安市政府計(jì)劃在未來五年內(nèi)提升該地區(qū)的金融科技水平。TheXi'anmunicipalgovernmentplansto______thefintechlevelintheregionwithinfiveyears.15.興業(yè)銀行致力于為客戶提供安全、便捷的金融服務(wù)。興業(yè)銀行iscommittedto______itscustomerswithsafeandconvenientfinancialservices.16.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)的關(guān)鍵策略。Digitaltransformationisa______strategyforthebankingindustrytorespondtomarketcompetition.17.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理以保障客戶資產(chǎn)安全。Banksneedto______riskmanagementtoensurethesafetyofcustomerassets.18.消費(fèi)者對(duì)金融科技的接受度不斷提高。Consumeracceptanceoffintechis______increasing.五、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.19.Thenewbankingappismoreuser-friendlyandefficientthenthepreviousversion.→Thenewbankingappismoreuser-friendlyandefficient______thepreviousversion.20.Despitetheeconomicdownturn,thedemandforonlinebankingserviceshasincreasedsignificantly.→Thissentenceiscorrect.21.Thebankhasimplementedseveralmeasurestoimproveitsdigitalinfrastructure,includingupgradingitsnetworkandhiringmoreITprofessionals.→Thissentenceiscorrect.22.Ifthecustomerdoesnotprovidetherequireddocuments,theloanapplicationwillbedelayedforlongerperiod.→Ifthecustomerdoesnotprovidetherequireddocuments,theloanapplicationwillbedelayedfora______period.23.Thebank’sprofitabilityhasdeclinedduetohigheroperatingcostsandincreasedcompetition.→Thissentenceiscorrect.六、簡答題（共3題，每題4分，共12分）directions:Answerthefollowingquestionsinbrief.24.Whatarethekeybenefitsofdigitalbankingforfinancialinstitutions?25.HowdoescybersecurityimpactthebankingindustryinXi'an?26.Whatstepsshould興業(yè)銀行taketoenhancecustomersatisfactioninthecurrentmarket?答案及解析一、選詞填空1.C(challenged)-Fintechhasputpressureontraditionalbankstoinnovate.2.D(optimize)-Thebankaimstoimproveserviceefficiency.3.A(mitigate)-Thepolicyseekstoreducefinancialrisks.4.A(collecting)-Customerfeedbackiscrucialforimprovement.5.A(reduced)-Thebankhasfewerphysicalbranchesbutmaintainsservicequality.二、閱讀理解6.B(Digitalbankingsolutions)-Thepassagehighlightsdigitaltransformation.7.B(Cybersecurityrisksandtalentshortages)-Thepassagementionsthesechallenges.8.C(興業(yè)銀行)-Thebankisdescribedasaleaderindigitaltransformation.9.C(Greateremphasisonfintechanddigitalsolutions)-Thepassagesuggestsafuturefocusedontechnology.三、完形填空10.A(shifted)-"Shiftoperations"fitsthecontext.11.B(challenges)-Digitaltransformationbringsnewdifficulties.12