招商銀行南昌市新建區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）Instructions:Choosethebestwordtofillineachblank.1.ThenewfinancialtechnologyinitiativesinNanchangareexpectedto______theefficiencyoflocalbankingoperations.A.enhanceB.diminishC.stabilizeD.fluctuate2.Duetotheincreasingdemandforgreenbankingproducts,thebankhasdecidedto______moreeco-friendlyloanoptions.A.introduceB.eliminateC.postponeD.reduce3.TheregionaleconomicreportsuggeststhatNanchang’sGDPgrowthmay______by5%in2025.A.exceedB.fallC.matchD.decline4.Ourteamneedsto______thecomplianceguidelinesbeforelaunchingthenewcreditassessmentsystem.A.reviseB.ignoreC.followD.challenge5.Thebank’sdigitaltransformationstrategyaimsto______customerservicethroughAI-poweredchatbots.A.improveB.disruptC.replaceD.limit6.ThebranchinXinfuDistricthasachieveda______increaseindigitalwalletuserscomparedtolastyear.A.significantB.marginalC.gradualD.minimal7.Thelocalgovernmenthas______incentivestoencouragesmallbusinessestoadoptonlinebankingsolutions.A.offeredB.deniedC.delayedD.rejected8.Theriskmanagementdepartmentmust______thepotentialcreditdefaultsbeforeapprovinglarge-scaleloans.A.assessB.ignoreC.dismissD.confirm9.Thebank’smobileapphasbeen______toincludereal-timecurrencyconversionfeatures.A.updatedB.canceledC.postponedD.expanded10.TheeconomicdownturninSoutheastAsiahas______thedemandforcross-borderbankingservices.A.boostedB.weakenedC.stabilizedD.diversified第二部分：閱讀理解（共5題，每題2分）Instructions:Readthepassagebelowandanswerthequestions.Passage:TherapiddevelopmentoffintechhasreshapedthebankingindustryinNanchanginrecentyears.TraditionalfinancialinstitutionsarenowintegratingAI,blockchain,andbigdataanalyticsintotheiroperationstoenhanceserviceefficiency.Thecity’sgovernmenthasactivelysupportedtheseinitiativesbyprovidingtaxbreaksandsubsidiesforbanksthatadoptdigitaltechnologies.However,challengesremain,suchascybersecurityrisksandtheneedforskilledtechprofessionals.Despitetheseobstacles,thefutureofbankinginNanchanglookspromising,withmoreinnovativeproductsandservicesexpectedtoemerge.1.Whatisthemainfocusofthepassage?A.TheeconomicimpactoffintechinNanchang.B.Thegovernment’sroleinsupportingbankingtechnology.C.Thechallengesfacedbytraditionalbanksindigitaltransformation.D.Thefutureprospectsoffintechinthebankingsector.2.Accordingtothepassage,whathastheNanchanggovernmentdonetoencouragefintechadoption?A.Imposedstricterregulations.B.Providedfinancialincentives.C.Reducedtaxbenefits.D.Limitedtheuseofdigitaltechnologies.3.WhichofthefollowingisNOTmentionedasachallengeinthepassage?A.Cybersecurityrisks.B.Highoperationalcosts.C.Shortageoftechprofessionals.D.Regulatorycomplianceissues.4.WhatdoesthepassagesuggestaboutthefutureofbankinginNanchang?A.Itwillstagnateduetotechnologicalbarriers.B.Itwillrelyheavilyontraditionalbankingmethods.C.Itwillseemoreinnovationandgrowth.D.Itwillfacemoregovernmentrestrictions.5.Theword"reshaped"inthefirstsentenceisclosestinmeaningto:A.damaged.B.transformed.C.ignored.D.supported.第三部分：完形填空（共10題，每題1分）Instructions:Fillintheblankswiththemostsuitablewordsfromthebox.|Words|Options||-|||1.despite|2.rapidly||2.innovative|3.collaboration||4.stability|5.efficiency||6.traditional|7.challenges||8.digital|9.support||10.growth|ThebankingsectorinNanchanghasundergone______changesinthepastdecade.Modernfinancialinstitutionsareadopting______technologiestoimprove______,while______banksarestrugglingtokeeppace.Thelocalgovernmenthasshownstrong______fordigitalbankinginitiatives,offeringfundingandpolicyrelaxations.However,theindustrystillfaces______suchasdataprivacyconcernsandmarketcompetition.FintechstartupsareleveragingbigdataandAItocreate______solutions,whichhavesignificantlyboostedthesector’s______.第四部分：翻譯填空（共5題，每題2分）Instructions:TranslatetheChinesesentencesintoEnglish.1.招商銀行新建區(qū)分行致力于提升客戶體驗和服務質量。2.隨著綠色金融的興起，銀行需要開發(fā)更多可持續(xù)的金融產品。3.南昌市的經濟復蘇為銀行業(yè)帶來了新的發(fā)展機遇。4.銀行員工必須嚴格遵守反洗錢法規(guī)。5.數字化轉型是銀行業(yè)應對市場競爭的關鍵策略。第五部分：寫作（1題，10分）Instructions:Writeashortessay(about150words)onthetopic:"TheRoleofFintechinModernBanking."答案及解析第一部分：選詞填空1.A(enhance)-"enhanceefficiency"(提升效率)2.A(introduce)-"introduceeco-friendlyloanoptions"(引入綠色貸款選項)3.A(exceed)-"exceedby5%"(超過5%)4.C(follow)-"followcomplianceguidelines"(遵循合規(guī)指南)5.A(improve)-"improvecustomerservice"(提升客戶服務)6.A(significant)-"significantincrease"(顯著增長)7.A(offered)-"offeredincentives"(提供激勵)8.A(assess)-"assesspotentialcreditdefaults"(評估潛在信用違約)9.A(updated)-"updatedtoincludereal-timefeatures"(更新以加入實時功能)10.B(weakened)-"weakeneddemand"(削弱需求)第二部分：閱讀理解1.D(futureprospectsoffintech)-Thepassagefocusesonthefutureoutlook.2.B(providedfinancialincentives)-"taxbreaksandsubsidies"(稅收減免和補貼).3.B(highoperationalcosts)-Notmentionedinthepassage.4.C(itwillseemoreinnovationandgrowth)-"moreinnovativeproductsandservices"(更多創(chuàng)新產品).5.B(transformed)-"reshaped"means"transformed"(重塑).第三部分：完形填空1.rapidly2.innovative3.collaboration4.stability5.efficiency6.traditional7.challenges8.digital9.support10.growth第四部分：翻譯填空1.TheNanchangBranchofChinaMerchantsBankiscommittedtoimprovingcustomerexperienceandservicequality.2.Withtheriseofgreenfinance,banksneedtodevelopmoresustainablefinancialproducts.3.Nanchang’seconomicrecoveryhasbroughtnewdevelopmentopportunitiesforthebankingindustry.4.Bankemployeesmuststrictlycomplywithanti-moneylaunderingregulations.5.Digitaltransformationisakeystrategyforthebankingindustrytorespondtomarketcompetition.第五部分：寫作參考范文TheRoleofFintechinModernBankingFintechhasrevolutionizedthebankingindustryinrecentyears,transforminghowfinancialservicesaredelivered.ByleveragingtechnologiessuchasAI,blockchain,andbigdata,fi