招商銀行西寧市城中區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：題目背景結(jié)合銀行業(yè)務(wù)與西寧地域特色）1.TheeconomicdevelopmentinXininghasbeen__________bytherapidgrowthofitsfinancialsector,especiallythepresenceofbankslikeChinaMerchantsBank.A.drivenB.supportedC.influencedD.limited2.To__________theriskofcreditdefaults,thebankrequiresthoroughbackgroundchecksonborrowers,especiallyinindustriesliketourism,whichissensitivetoeconomicfluctuationsinWesternChina.A.minimizeB.maximizeC.ignoreD.exaggerate3.ThenewbranchinChengduRoad,Xining,aimsto__________localbusinessesbyofferingcustomizedfinancialsolutionstailoredtotheirneeds.A.attractB.excludeC.discourageD.neglect4.Thebank’ssustainabilityreporthighlightsitseffortsto__________environmentalimpact,suchasreducingpaperusageinoperations.A.increaseB.overlookC.mitigateD.celebrate5.Thecompliancedepartmentensuresthatalltransactionscomplywith__________regulations,preventingpotentiallegalissuesforthebank.A.domesticB.internationalC.localD.global二、閱讀理解（共4題，每題3分，共12分）（注：文章節(jié)選自銀行業(yè)數(shù)字化轉(zhuǎn)型與區(qū)域經(jīng)濟(jì)發(fā)展相關(guān)內(nèi)容）Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinregionslikeXining,wheretraditionalfinancialservicesarebeingsupplementedbydigitalsolutions.ChinaMerchantsBank,forinstance,hasintroducedmobilebankingappsthatallowcustomerstotransferfundsseamlessly,accessloans,andmanageinvestments—allwithoutvisitingaphysicalbranch.Thisshifthasbeenparticularlybeneficialforsmallandmedium-sizedenterprises(SMEs)inthetourismsector,whichoftenlackaccesstotraditionalbankinginfrastructure.However,challengesremain,suchasensuringcybersecurityandbridgingthedigitaldividebetweenurbanandruralareasinQinghaiProvince.6.Whatisthemainpurposeofthepassage?A.Tocriticizefintechforreplacingtraditionalbanking.B.TohighlightthebenefitsofdigitalbankinginXining.C.Toarguethatruralareasshouldnotadoptfintech.D.Topromotetheuseofmobilebankingappsglobally.7.Whichgroupbenefitsmostfromthenewmobilebankingsolutions?A.Largecorporations.B.Governmentofficials.C.Smallbusinessesintourism.D.Ruralfarmers.8.WhatchallengeismentionedasabarriertodigitalbankinginQinghai?A.Highfeesfordigitalservices.B.Cybersecurityrisks.C.Lackofinternetinfrastructure.D.Resistancefromtraditionalbanks.9.Theword"supplemented"inthefirstsentencecouldbestbereplacedwith:A.replacedB.supportedC.ignoredD.criticized三、語(yǔ)法填空（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)常用表達(dá)與西寧地區(qū)特點(diǎn)）1.Despitetheeconomicdownturn,thebank’sprofits__________(remain)steadyduetoitsdiversifiedinvestmentportfolio.2.Theloanofficeraskedtheapplicantifhe__________(have)anypreviousexperienceworkingwithSMEsinXining.3.By2025,ChinaMerchantsBankplansto__________(open)atleastthreenewbranchesinkeydistrictsofXining,includingCangnanDistrict.4.Ifcustomers__________(fail)torepaytheirloansontime,thebankmayimposeadditionalfees.5.Thebranchmanageremphasizedtheimportanceof__________(train)employeesonthelatestcomplianceregulationsbeforethenewfiscalyearbegins.四、句子改錯(cuò)（共4題，每題3分，共12分）（注：題目包含銀行業(yè)或西寧地區(qū)常見表達(dá)錯(cuò)誤）1.Thebankwillprovideadiscountifthecustomerdepositmorethan500,000yuan.→________________________2.Weneedtoensurethatalltransactionsarecomplywithlocallaws.→________________________3.ThebranchinXininghasbeenopenforthreeyearsandstillgrowing.→________________________4.AlthoughtheeconomicsituationinQinghaiisimproving,itwilltaketimeforthebankingsectortofullyrecover.→________________________五、完形填空（共5題，每題2分，共10分）（注：文章講述招商銀行在西部地區(qū)的業(yè)務(wù)拓展）Lastyear,ChinaMerchantsBank__________(1)astrategicpartnershipwithalocalfinancialinstitutioninXiningto__________(2)itsmarketpresenceinWesternChina.Thecollaborationhasenabledthebankto__________(3)anetworkofATMsinhigh-trafficareas,suchasneartouristattractionsliketheKekexiliNationalNatureReserve.However,thebankfaceschallengesin__________(4)itsdigitalservicestoremoteregions,whereinternetconnectivityisunreliable.Toaddressthis,thebankhas__________(5)mobilebankingappsthatallowcustomerstoperformtransactionsoffline.1.A.formed2.A.expand3.A.deploy4.A.adapt5.A.developed答案與解析一、選詞填空1.A(driven)-"Xining'seconomyispoweredbyitsfinancialsector."2.A(minimize)-"Creditriskneedstobereducedthroughstrictchecks."3.A(attract)-"Thebranchaimstodrawlocalbusinesses."4.C(mitigate)-"Thebankworkstolessenenvironmentalharm."5.A(domestic)-"Localregulationsmustbefollowed."二、閱讀理解6.B-Thepassagediscussesfintech’sroleinXining’sbankingsector.7.C-SMEsintourismbenefitfrommobilebanking.8.C-LackofinternetinfrastructureisachallengeinruralQinghai.9.B-"Supplemented"means"supported"or"addedto."三、語(yǔ)法填空1.remains2.had3.willopen4.fails5.totrain四、句子改錯(cuò)1."willprovideadiscountifthecustomerdepositsmorethan500,000yuan"(verbtenseerror).2."arecomply"→"arecompliant"(incorrectverbform