招商銀行蘇州市姑蘇區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選出最適合填入空白處的單詞，并用字母標(biāo)出。Therapiddevelopmentoffintechhasreshapedthebankingindustry,particularlyinurbanareaslikeSuzhou.Traditionalfinancialservicesarenow________(A.replacedB.replacingC.replacedbyD.replacement)withmoredigitalsolutions.However,humaninteractionremains________(A.essentialB.essentiallyC.unnecessarilyD.unessential)forbuildingtrust.BankslikeChinaMerchantsBankneedtobalanceinnovationwithcustomerservicetostaycompetitive.InSuzhou,wheretheeconomyisbooming,thedemandforpersonalizedfinancialadviceis________(A.increasingB.increasedC.increasinglyD.increase).1.________2.________3.________二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheRiseofDigitalBankinginChinaThepastdecadehasseenadramaticshiftinChina’sbankingsector,drivenbytechnologicaladvancements.Digitalplatformshaveenabledbankstooffermoreconvenientservices,reducingtheneedforphysicalbranches.IncitieslikeSuzhou,wherepopulationdensityishigh,thistrendhasbeenparticularlypronounced.However,challengesremain.Forinstance,cybersecurityriskshaveincreasedasmoretransactionsmoveonline.Additionally,ruralareasstilllagbehindindigitaladoption,creatinganunevenplayingfield.ChinaMerchantsBankhasbeenattheforefrontofthistransformation.ByleveragingbigdataandAI,thebankhasimprovedriskmanagementandcustomerexperience.InSuzhou,theirmobileappallowsreal-timefinancialconsultations,whichhasbeenahitamongyoungprofessionals.Yet,sometraditionalcustomers,especiallytheelderly,stillpreferface-to-faceinteractions.Toaddressthis,thebankhasintroducedhybridservicemodels,combiningdigitalefficiencywithhumantouch.Questions:1.WhathasbeenthebiggestdriverofchangeinChina’sbankingsector?A.GovernmentpoliciesB.TechnologicaladvancementsC.IncreasedcompetitionD.Ruraldevelopment2.WhatisamajorchallengefordigitalbankinginChina?A.HighcostsofinfrastructureB.CybersecurityrisksC.LackofskilledworkersD.Lowcustomeradoption3.HowhasChinaMerchantsBankadaptedtothedigitalshift?A.ByclosingallphysicalbranchesB.ByfocusingonlyonruralareasC.ByusingbigdataandAID.Byreducingservicehours4.Whatdotraditionalcustomersstillprefer?A.OnlinetransactionsB.MobilebankingC.Face-to-faceinteractionsD.Automatedservices5.WhatisthemaingoalofChinaMerchantsBank’shybridservicemodel?A.TomaximizeprofitsB.ToimprovecustomerexperienceC.ToreducecostsD.Toexpandintoruralareas三、完形填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選出最適合填入空白處的單詞，并用字母標(biāo)出。Suzhou,knownforitsrichculturalheritage,isalsobecomingahubforfinancialinnovation.Thecity’sstrategiclocationnearShanghaihasattractednumerousbanksandfintechstartups.CompanieslikeAntGroupandJDFinancehavesetupR&Dcentershere,leveragingthelocaltalentpool.However,thebankingsectorinSuzhoustillfacessomebottlenecks.Forexample,thehighcostoflivingmakesitdifficulttoattracttoptalentwithoutcompetitivesalaries.Additionally,regulatoryscrutinyhassloweddownsomeexperimentalprojects.Despitethesechallenges,thefuturelookspromising.Withthegovernment’ssupportandthegrowingdemandforfinancialservices,Suzhouiswell-positionedtobecomealeaderinChina’sdigitalbankinglandscape.1.Suzhouisfamousforits________(A.industrialdevelopmentB.culturalheritageC.technologicaladvancementsD.financialsector)2.WhyhavecompanieslikeAntGroupchosenSuzhou?A.BecauseithaslowertaxesB.BecauseitisnearShanghaiC.BecauseithasfewerregulationsD.Becauseithasmoreinvestors3.WhatisamajorchallengeforthebankingsectorinSuzhou?A.LowpopulationgrowthB.HighlivingcostsC.LimitedgovernmentsupportD.Fewerfintechstartups4.HowhasthegovernmenthelpedSuzhou’sfinancialindustry?A.ByreducingtaxesB.ByprovidingsubsidiesC.ByincreasingregulationsD.BysettingupR&Dcenters5.WhatdoesthefutureholdforSuzhou’sbankingsector?A.ItwilldeclineduetocompetitionB.ItwillgrowwithgovernmentsupportC.ItwillstagnateduetoregulationsD.Itwillshrinkduetohighcosts6.WhatisthemainfocusoffintechstartupsinSuzhou?A.RetailbankingB.DigitalpaymentsC.RiskmanagementD.Wealthmanagement7.WhydotraditionalbanksstillplayaroleinSuzhou?A.BecausetheyaremoretrustedB.BecausetheyoffermorejobsC.BecausetheyhavemorecustomersD.Becausetheyaremoreprofitable8.WhatisthebiggestopportunityforSuzhou’sfinancialindustry?A.ExpandingintoruralareasB.DevelopingdigitalservicesC.AttractingforeigninvestorsD.Improvinginfrastructure9.HowdoesSuzhoucomparetoothercitiesinChina’sfinancialsector?A.ItismoredevelopedthanShanghaiB.ItislesscompetitivethanBeijingC.ItismoreinnovativethanothercitiesD.Itislessdiversethanotherregions10.WhatisthekeytoSuzhou’ssuccessindigitalbanking?A.HavingmorebranchesB.HavingbettertechnologyC.HavingmoreemployeesD.Havingmorecustomers四、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英文，填入空白處。1.隨著科技的發(fā)展，金融服務(wù)變得越來(lái)越便捷。Astechnologyadvances,financialservicesarebecomingmore_________.2.蘇州市政府正在推動(dòng)金融科技的發(fā)展。TheSuzhougovernmentis_________thedevelopmentoffintech.3.中國(guó)人民銀行加強(qiáng)了對(duì)數(shù)字貨幣的監(jiān)管。ThePeople’sBankofChinahas_________regulationofdigitalcurrency.4.招商銀行在蘇州擁有廣泛的客戶基礎(chǔ)。ChinaMerchantsBankhasa_________customerbaseinSuzhou.5.數(shù)字化轉(zhuǎn)型對(duì)銀行業(yè)帶來(lái)了巨大的機(jī)遇和挑戰(zhàn)。Digitaltransformationhasbrought_________opportunitiesandchallengestothebankingindustry.五、句子改錯(cuò)（共5題，每題2分）題目：找出以下句子中的錯(cuò)誤并改正。1.Thebankhasbeenofferingonlineservicesforthelastfiveyears.→2.Manycustomersprefertousemobilebankingbecauseitisconvenientandfast.→3.ThefinancialsectorinSuzhouisgrowingrapidly,butitstillfacessomeproblems.→4.ChinaMerchantsBankplanstoopentennewbranchesinSuzhounextyear.→5.Digitalbankingisbecomingmorepopular,especiallyamongyoungpeople.→答案及解析一、選詞填空答案1.C2.A3.C解析：1."replacedby"意為“被取代”，符合句意。2."essential"意為“必要的”，強(qiáng)調(diào)人類互動(dòng)的重要性。3."increasingly"作副詞修飾"demand"，表示需求在增長(zhǎng)。二、閱讀理解答案1.B2.B3.C4.C5.B解析：1.文中明確提到"technologicaladvancements"是主要驅(qū)動(dòng)力。2.文中提到"cybersecurityrisks"是主要挑戰(zhàn)。3.文中提到銀行利用"bigdataandAI"改善服務(wù)。4.文中提到"traditionalcustomers,especiallytheelderly,stillpreferface-to-faceinteractions."5.文中提到"government’ssupport"是未來(lái)發(fā)展的重要條件。三、完形填空答案1.B2.B3.B4.B5.B6.B7.A8.B9.B10.B解析：1.Suzhou以"culturalheritage"聞名。2.公司選擇蘇州是因?yàn)樗?nearShanghai"。3.主要挑戰(zhàn)是"highlivingcosts"。4.政府通過"providingsubsidies"支持。5.未來(lái)"growthwithgovernmentsupport"可期。6.福特科技公司主要關(guān)注"digitalpayments"。7.傳統(tǒng)銀行仍然重要是因?yàn)樗鼈?moretrusted"。8.最大機(jī)遇是"developingdigitalservices"。9.與其他城市相比，蘇州"lesscompetitivethanBeijing"。10.關(guān)鍵是"bettertechnology"。四、翻譯填