平安銀行株洲市天元區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項(xiàng)中選出最合適的單詞填入空格，使句子意思完整。1.The株洲市天元區(qū)科技園的發(fā)展速度hassetanewbenchmarkforregionalinnovation.A.ofB.inC.atD.for2.Despitetheeconomicdownturn,thedemandforgreenfinancinginHunanProvinceremainsstrong.A.riseB.growthC.fallD.decline3.Ourbank’sdigitaltransformationhassignificantlyimprovedcustomerservice__________andefficiency.A.accessB.processC.qualityD.response4.Thenewpolicyaimstoreducetheregulatoryburdenonsmallandmedium-sizedenterprisesinChina.A.heavyB.lightC.strictD.flexible5.The株洲市天元區(qū)金融高新區(qū)吸引了大量國(guó)內(nèi)外投資機(jī)構(gòu)，成為區(qū)域經(jīng)濟(jì)發(fā)展的核心引擎。A.hubB.centerC.baseD.station6.Sustainablebankingpracticesareincreasinglybecomingapriorityforfinancialinstitutionsworldwide.A.environmentallyB.sociallyC.economicallyD.technologically7.Theloanagreementrequiresbothpartiestocomplywiththerelevantlawsand__________.A.regulationsB.policiesC.guidelinesD.standards8.The株洲市天元區(qū)稅務(wù)局優(yōu)化了稅收征管流程，以降低企業(yè)運(yùn)營(yíng)成本。A.streamlinedB.complicatedC.simplifiedD.expanded9.Thebank’sriskmanagementteammustensurecompliancewithbothnationalandlocal__________.A.frameworksB.policiesC.rulesD.guidelines10.Theuseofbigdatainfinancialserviceshasrevolutionizedthewaycreditrisksare__________.A.assessedB.calculatedC.predictedD.managed二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage1TherapiddevelopmentoffintechhastransformedthebankingindustryinChinaoverthepastdecade.Traditionalfinancialinstitutionshavebeencompelledtoadoptdigitaltechnologiestostaycompetitive.InHunanProvince,particularlyinZhuzhouCity’sTianyuanDistrict,severalbankshavelaunchedinnovativemobilebankingappsthatofferreal-timefinancialservices.Theseappsnotonlyimprovecustomerconveniencebutalsoenhancesecuritythroughbiometricauthentication.However,challengesremain,suchasensuringdataprivacyandbridgingthedigitaldivideamongruralpopulations.ThecentralbankofChinahasproposedstricterregulationstooverseethefintechsector,aimingtopreventfinancialriskswhilefosteringinnovation.1.Whatisthemainpurposeoffintechadoptionintraditionalbanks?A.ToreducecostsB.ToimprovecustomerserviceC.TocomplywithregulationsD.Toincreaseprofits2.Accordingtothepassage,whatisonechallengeoffintechdevelopmentinruralareas?A.HighinfrastructurecostsB.LimitedinternetaccessC.LowcustomerdemandD.Excessivegovernmentoversight3.WhatmeasureshasthecentralbankofChinatakentobalancefintechgrowthwithriskmanagement?A.EncouragingmorebankstojointhefintechsectorB.ProposingstricterdataprotectionlawsC.ReducingthenumberoffintechstartupsD.ProvidingfinancialsubsidiestotraditionalbanksPassage2The株洲市天元區(qū)isoneofthefastest-growingfinancialhubsinCentralChina,withastrongfocusongreenfinance.Localbankshavebeenactivelyinvestinginrenewableenergyprojects,suchassolarandwindfarms,tosupporttheregion’ssustainabilitygoals.Thegovernmenthasofferedtaxincentivestocompaniesthatadopteco-friendlybankingpractices.Forinstance,amajorcommercialbankintheareahaslaunchedagreencreditprogram,providinglow-interestloanstorenewableenergyenterprises.Thisinitiativehasnotonlyhelpedtheenvironmentbutalsoboostedthelocaleconomy.However,somecriticsarguethatthepaceofgreenfinancedevelopmentistooslowandthatmoreaggressivepoliciesareneededtoachievecarbonneutralityby2030.4.WhatistheprimaryfocusofgreenfinanceinZhuzhou’sTianyuanDistrict?A.ConsumerbankingB.CorporatelendingC.GreenenergyprojectsD.Internationaltrade5.Accordingtothepassage,whatarethepotentialbenefitsofgreencreditprograms?A.IncreasedgovernmentrevenueB.EnvironmentalprotectionandeconomicgrowthC.HigherinterestratesforborrowersD.Reducedcompetitionamongbanks三、完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳答案填空。ThebankingsectorinChinahasundergonesignificantchangesinrecentyears,largelyduetotechnologicaladvancementsandregulatoryreforms.Digitalbankinghasbecomethenorm,withcustomersincreasinglyexpectingseamlessonlineservices.Inthe株洲市天元區(qū),aleadingfinancialdistrictinHunanProvince,bankshavebeenattheforefrontofthistransformation.Byleveragingartificialintelligenceandblockchaintechnology,financialinstitutionshaveimprovedfrauddetectionandtransactionefficiency.However,thisshifthasalsoraisedconcernsaboutjobdisplacementandcybersecurity.Thegovernmenthasintroducedmeasurestoaddresstheseissues,suchasretrainingprogramsforbankemployeesandenhanceddataprotectionlaws.Despitethechallenges,thefutureofbankinginthe株洲市天元區(qū)lookspromising,withmoreinnovationsexpectedinthecomingyears.6.Whathasbeenthebiggestdriverofchangeinthebankingsector?A.GovernmentpoliciesB.CustomerpreferencesC.TechnologicaladvancementsD.Economicinstability7.HowhavebanksinZhuzhou’sTianyuanDistrictrespondedtothedigitalbankingtrend?A.ByreducingtheirphysicalbranchesB.ByinvestingindigitalinfrastructureC.ByfocusingontraditionalbankingservicesD.Bylimitingonlinetransactions8.Whatarethemainconcernsaboutdigitalbanking?A.HighoperationalcostsB.JoblossesanddatabreachesC.ReducedcustomersatisfactionD.Increasedregulatoryscrutiny9.Whatstepshasthegovernmenttakentomitigatethenegativeimpactsofdigitalbanking?A.BanningtheuseofAIinfinanceB.ProvidingfinancialsupporttodisplacedworkersC.StrengtheningcybersecuritylawsD.Encouragingbankstomerge10.Whatistheoutlookforthebankingsectorinthe株洲市天元區(qū)?A.StagnantanddecliningB.SlowandsteadygrowthC.RapidandtransformativeD.Uncertainandunpredictable四、翻譯填空（共5題，每題2分）說明：將中文句子翻譯成英文，填入空格。1.隨著金融科技的快速發(fā)展，平安銀行株洲分行正積極調(diào)整業(yè)務(wù)模式以適應(yīng)市場(chǎng)需求。Withtherapiddevelopmentoffintech,PingAnBankZhuzhouBranchisactivelyadjustingitsbusinessmodelto__________marketdemand.2.株洲市天元區(qū)稅務(wù)局推出了一項(xiàng)新的稅收優(yōu)惠政策，以鼓勵(lì)企業(yè)投資綠色產(chǎn)業(yè)。TheZhuzhouTianyuanDistrictTaxBureauhasintroducedanewtaxincentiveto__________companiestoinvestingreenindustries.3.中國(guó)人民銀行最近發(fā)布了一份報(bào)告，強(qiáng)調(diào)加強(qiáng)金融監(jiān)管的重要性以防范系統(tǒng)性風(fēng)險(xiǎn)。ThePeople’sBankofChinarecentlyreleasedareport,emphasizingtheimportanceofstrengtheningfinancialregulationto__________systemicrisks.4.為了提高客戶體驗(yàn)，株洲市天元區(qū)的銀行網(wǎng)點(diǎn)增加了自助服務(wù)設(shè)備。To__________customerexperience,bankbranchesinZhuzhou’sTianyuanDistricthaveaddedself-serviceequipment.5.株洲市天元區(qū)金融高新區(qū)計(jì)劃在未來五年內(nèi)吸引至少50家外資金融機(jī)構(gòu)入駐。TheZhuzhouTianyuanFinancialHubplanstoattractatleast50foreignfinancialinstitutionswithinthenext__________.五、寫作（共1題，10分）說明：根據(jù)提示寫一篇短文，內(nèi)容需與銀行業(yè)或株洲市天元區(qū)經(jīng)濟(jì)發(fā)展相關(guān)。Topic：Writeashortessay(150-200words)ontheimportanceofsustainablebankingpracticesinthecontextofZhuzhou’sTianyuanDistrict’seconomicdevelopment.要求：-Includetheroleofgreenfinanceinsupportinglocalindustries.-Discussthebenefitsofsustainablebankingfortheenvironmentandeconomy.-Suggestatleastonepolicythatthegovernmentcouldimplementtoencouragemorebankstoadoptgreenpractices.答案及解析一、選詞填空1.B(in)解析：inthe株洲市天元區(qū)科技園的發(fā)展速度（在株洲市天元區(qū)科技園的發(fā)展速度）。2.B(growth)解析：despitetheeconomicdownturn,thedemandforgreenfinancinginHunanProvinceremainsstrong（盡管經(jīng)濟(jì)下行，湖南省對(duì)綠色金融的需求依然強(qiáng)勁）。3.C(quality)解析：Ourbank’sdigitaltransformationhassignificantlyimprovedcustomerservicequalityandefficiency（我們銀行的數(shù)字化轉(zhuǎn)型顯著提高了客戶服務(wù)質(zhì)量效率）。4.A(heavy)解析：Thenewpolicyaimstoreducetheregulatoryburdenonsmallandmedium-sizedenterprisesinChina（新政策旨在減輕中國(guó)中小企業(yè)面臨的監(jiān)管負(fù)擔(dān)）。5.A(hub)解析：The株洲市天元區(qū)金融高新區(qū)吸引了大量國(guó)內(nèi)外投資機(jī)構(gòu)，成為區(qū)域經(jīng)濟(jì)發(fā)展的核心引擎（株洲市天元區(qū)金融高新區(qū)成為區(qū)域經(jīng)濟(jì)發(fā)展的核心樞紐）。6.A(environmentally)解析：Sustainablebankingpracticesareincreasinglybecomingapriorityforfinancialinstitutionsworldwide（可持續(xù)銀行實(shí)踐正日益成為全球金融機(jī)構(gòu)的優(yōu)先事項(xiàng)）。7.A(regulations)解析：Theloanagreementrequiresbothpartiestocomplywiththerelevantlawsandregulations（貸款協(xié)議要求雙方遵守相關(guān)法律法規(guī)）。8.A(streamlined)解析：The株洲市天元區(qū)稅務(wù)局優(yōu)化了稅收征管流程，以降低企業(yè)運(yùn)營(yíng)成本（株洲市天元區(qū)稅務(wù)局優(yōu)化了稅收征管流程以降低企業(yè)運(yùn)營(yíng)成本）。9.A(frameworks)解析：Thebank’sriskmanagementteammustensurecompliancewithbothnationalandlocalframeworks（銀行的風(fēng)險(xiǎn)管理團(tuán)隊(duì)必須確保遵守國(guó)家和地方框架）。10.A(assessed)解析：Theuseofbigdatainfinancialserviceshasrevolutionizedthewaycreditrisksareassessed（大數(shù)據(jù)在金融服務(wù)中的應(yīng)用徹底改變了信用風(fēng)險(xiǎn)評(píng)估的方式）。二、閱讀理解1.B解析：文章第一段提到，傳統(tǒng)銀行采用數(shù)字技術(shù)是為了保持競(jìng)爭(zhēng)力，并改善客戶服務(wù)。2.B解析：Passage1提到，農(nóng)村地區(qū)面臨的主要挑戰(zhàn)是互聯(lián)網(wǎng)接入有限。3.B解析：Passage1提到，央行提出更嚴(yán)格的數(shù)據(jù)保護(hù)法律來平衡金融科技發(fā)展與風(fēng)險(xiǎn)管理。4.C解析：Passage2強(qiáng)調(diào)株洲市天元區(qū)的綠色金融重點(diǎn)是可再生能源項(xiàng)目。5.B解析：Passage2提到綠色信貸計(jì)劃有助于環(huán)境保護(hù)和經(jīng)濟(jì)增長(zhǎng)。三、完形填空6.C解析：文章首段指出，技術(shù)進(jìn)步是銀行業(yè)變化的主要驅(qū)動(dòng)力。7.B解析：Passage2提到，株洲市天元區(qū)的銀行通過投資數(shù)字基礎(chǔ)設(shè)施響應(yīng)了數(shù)字化趨勢(shì)。8.B解析：文章提到的主要擔(dān)憂是數(shù)字技術(shù)可能導(dǎo)致失業(yè)和數(shù)據(jù)泄露。9.C解析：政府采取的措施是加強(qiáng)網(wǎng)絡(luò)安全法律。10.C解析：文章結(jié)尾暗示株洲市天元區(qū)的銀行業(yè)前景光明，充滿變革。四、翻譯填空1.meet解析：adjustitsbusinessmodeltomeetmarketdemand（調(diào)整業(yè)務(wù)模式以滿足市場(chǎng)需求）。2.encourage解析：introducedanewtaxincentivetoencouragecompaniestoinvestingreenindustries（推出稅收優(yōu)惠政策鼓勵(lì)企業(yè)投資綠色產(chǎn)業(yè)）。3.prevent解析：strengtheningfinancialregulationtopreventsystemicrisks（加強(qiáng)金融監(jiān)管以防范系統(tǒng)性風(fēng)險(xiǎn)）。4.enhance解析：Toenhancecustomerexperience（為了提升客戶體驗(yàn)）。5.fiveyears解析：atleast5