興業(yè)銀行天津市東麗區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoftraditionalbankingservicesinTianjin.A.enhancedB.declinedC.replacedD.limited2.To______thecompliancerisksassociatedwithcross-bordertransactions,興業(yè)銀行hasimplementedstricteranti-moneylaunderingpolicies.A.mitigateB.ignoreC.enhanceD.expand3.ThenewsmartbankbranchinDongliDistrictaimsto______customerexperiencethroughpersonalizedfinancialsolutions.A.optimizeB.deteriorateC.delayD.simplify4.Thebank’sdigitaltransformationstrategyisdesignedto______itsmarketcompetitivenessinthecompetitivefinancialsector.A.weakenB.strengthenC.reduceD.eliminate5.Duetoregulatorychanges,thebankhashadto______itsloanapprovalprocessestomeetcompliancerequirements.A.streamlineB.complicateC.postponeD.ignore答案與解析：1.A.enhanced（解析：fintech的發(fā)展提升了銀行服務(wù)效率，enhanced符合句意。）2.A.mitigate（解析：緩解合規(guī)風(fēng)險，mitigate意為“減輕”，符合銀行業(yè)務(wù)需求。）3.A.optimize（解析：優(yōu)化客戶體驗，optimize意為“優(yōu)化”，符合銀行業(yè)務(wù)目標(biāo)。）4.B.strengthen（解析：增強市場競爭力，strengthen意為“增強”，符合銀行業(yè)務(wù)策略。）5.A.streamline（解析：簡化貸款審批流程，streamline意為“簡化”，符合銀行業(yè)務(wù)合規(guī)要求。）二、閱讀理解（共4題，每題3分，共12分）題目：Passage1:ThePeople’sBankofChinahasrecentlyintroducednewguidelinestoregulateonlinelendingplatforms,aimingtopreventfinancialrisksassociatedwithexcessivecreditexpansion.Thenewrulesrequireplatformstomaintainahighercapitalreserveratioandundergostricteraudits.Thismovereflectsthecentralbank’scommitmenttostabilizingthefinancialsystemandprotectingconsumersfrompredatorylendingpractices.FinancialinstitutionsinTianjin,including興業(yè)銀行,havebeenadvisedtoaligntheiroperationswiththesenewregulationstoavoidpenalties.1.WhatistheprimarypurposeofthenewPBOCguidelines?A.TopromoteonlinelendinggrowthB.TopreventfinancialrisksC.ToincreasecapitalreservesforbanksD.Toexpandconsumercreditaccess2.Howdothenewregulationsbenefitconsumers?A.Theyoffermorecreditoptions.B.Theyreducefinancialrisks.C.Theyincreaseloanapprovalrates.D.Theysimplifyborrowingprocesses.3.WhatactionhavefinancialinstitutionsinTianjinbeenadvisedtotake?A.Increasetheircapitalreserves.B.Ignorethenewguidelines.C.Avoidregulatorypenalties.D.Strengthentheirauditingprocesses.4.Whichbankismentionedinthepassage?A.PBOCB.AntGroupC.興業(yè)銀行D.AlibabaPassage2:天津東麗區(qū)的經(jīng)濟轉(zhuǎn)型近年來取得了顯著進展，尤其是在金融服務(wù)領(lǐng)域。興業(yè)銀行在此區(qū)域設(shè)立的智能銀行通過大數(shù)據(jù)分析和人工智能技術(shù)，為客戶提供定制化的理財方案。這種模式不僅提高了客戶滿意度，也為銀行帶來了更高的市場占有率。然而，隨著技術(shù)進步，數(shù)據(jù)安全問題也日益突出。興業(yè)銀行已投入大量資源加強網(wǎng)絡(luò)安全防護，以確?？蛻粜畔踩?。這一舉措不僅符合監(jiān)管要求，也增強了客戶對銀行的信任。5.WhathasbeentheimpactofthesmartbankinDongliDistrict?A.ReducedmarketcompetitivenessB.ImprovedcustomersatisfactionC.DecreasedfinancialefficiencyD.Increasedregulatoryscrutiny6.Whatisthemainchallengementionedforthebank?A.LowcustomersatisfactionB.HighloanapprovalratesC.DatasecurityrisksD.Limitedfinancialresources7.Whyhas興業(yè)銀行investedincybersecurity?A.TocomplywithinternationalstandardsB.ToreducecustomertrustC.ToenhancesecuritymeasuresD.Tominimizeoperationalcosts8.WhichofthefollowingisNOTabenefitofthesmartbank?A.HighermarketshareB.BettercustomerserviceC.MoreregulatorypenaltiesD.Enhancedclienttrust答案與解析：1.B.Topreventfinancialrisks（解析：文章強調(diào)新規(guī)旨在防止金融風(fēng)險。）2.B.Theyreducefinancialrisks（解析：新規(guī)通過監(jiān)管降低消費者面臨的風(fēng)險。）3.C.Avoidregulatorypenalties（解析：文章建議天津金融機構(gòu)遵守新規(guī)以避免處罰。）4.C.興業(yè)銀行（解析：文中明確提到興業(yè)銀行。）5.B.Improvedcustomersatisfaction（解析：智能銀行通過技術(shù)提升客戶滿意度。）6.C.Datasecurityrisks（解析：文章指出數(shù)據(jù)安全問題日益突出。）7.C.Toenhancesecuritymeasures（解析：銀行投資網(wǎng)絡(luò)安全是為了加強防護。）8.C.Moreregulatorypenalties（解析：智能銀行帶來的應(yīng)是合規(guī)優(yōu)勢，而非處罰。）三、完形填空（共5題，每題2分，共10分）題目：ThebankingsectorinTianjinhasbeenundergoingsignificantchangesduetotechnologicaladvancements.(1)digitalbankingsolutionshavebecomeincreasinglypopular,traditionalbankslike興業(yè)銀行areadaptingtostaycompetitive.(2),theintegrationofartificialintelligenceincustomerservicehastransformedhowbanksinteractwithclients.(3),despitetheseinnovations,human-centricservicesremainessentialforbuildinglong-termcustomerrelationships.(4),banksmustbalancetechnologicalefficiencywithpersonalizedhumantouchtosucceedinthemodernfinanciallandscape.(5),thefutureofbankingliesinharmonizinginnovationwithtraditionalvalues.1.A.TraditionalB.ModernC.EmergingD.Overhauled2.A.HoweverB.MoreoverC.ThereforeD.Despite3.A.MoreoverB.HoweverC.ThusD.Nevertheless4.A.ThereforeB.AdditionallyC.ConsequentlyD.Moreover5.A.EventuallyB.CurrentlyC.UltimatelyD.Otherwise答案與解析：1.C.Emerging（解析：數(shù)字銀行解決方案是新興的，emerging符合句意。）2.A.However（解析：轉(zhuǎn)折關(guān)系，說明技術(shù)進步與傳統(tǒng)銀行的關(guān)系。）3.B.However（解析：轉(zhuǎn)折關(guān)系，說明創(chuàng)新與人文服務(wù)的對比。）4.D.Moreover（解析：遞進關(guān)系，強調(diào)平衡技術(shù)與人力的必要性。）5.C.Ultimately（解析：最終，銀行業(yè)需融合創(chuàng)新與傳統(tǒng)價值觀。）四、句子改寫（共3題，每題4分，共12分）題目：1."Thenewregulationsrequirebankstoundergostricteraudits."Rewritethesentenceusinganactivevoice.2."Customerscanaccessfinancialservicesmoreconvenientlywithmobilebankingapps."Rewritethesentenceusingapassivevoice.3."ThebankplanstoexpanditsbranchnetworkinDongliDistrictnextyear."Rewritethesentenceinthepasttense.答案與解析：1.Banksmustconductstricterauditsunderthenewregulations.（解析：主動語態(tài)強調(diào)銀行的行為。）2.Financialservicescanbeaccessedmoreconvenientlybycustomersthroughmobilebankingapps.（解析：被動語態(tài)強調(diào)服務(wù)被客戶獲取。）3.ThebankhadintendedtoexpanditsbranchnetworkinDongliDistrictthefollowingyear.（解析：過去時態(tài)描述過去計劃。）五、詞匯辨析（共5題，每題2分，共10分）題目：1.Whichwordbestcompletesthesentence:"Thebank’s______strategyhelpeditgainacompetitiveedge."A.aggressiveB.passiveC.conservativeD.reactive2."Theloanofficer’s______approachensuredthatallcustomersreceivedpersonalizedadvice."A.standardizedB.empatheticC.rigidD.impersonal3."Duetothe______economicconditions,thebankreduceditsinvestmentinriskyassets."A.stableB.volatileC.prosperousD.stagnant4."Thebank’s______policieswerepraisedfortheirtransparencyandfairness."A.opaqueB.ambiguousC.ethicalD.arbitrary5."The______ofdigitalbankinghasrevolutionizedthewaypeoplemanagetheirfinances."A.adoptionB.rejectionC.declineD.elimination答案與解析：1.A.aggressive（解析：積極進取的策略幫