光大銀行滁州市南譙區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景提示：題材圍繞金融科技、普惠金融及滁州地方經(jīng)濟(jì)發(fā)展，需結(jié)合語(yǔ)境選擇恰當(dāng)詞匯。1.Therapiddevelopmentofdigitalbankinghassignificantly__________traditionalfinancialservices,makingtransactionsmoreefficientforsmallbusinessesinChuzhou.A.replacedB.complementedC.threatenedD.simplified2.Topromotefinancialinclusioninruralareas,thebanklaunchedaprogramto__________low-incomehouseholdswithmicro-loansandfinancialliteracytraining.A.excludeB.supportC.criticizeD.ignore3.Blockchaintechnologycanenhancethe__________ofcross-borderpaymentsbyreducingfraudandimprovingtransparency.A.complexityB.efficiencyC.costlinessD.instability4.Chuzhou'semergingindustries,suchasnewenergyvehicles,requirebanksto__________innovativefinancingsolutionstoensuresustainablegrowth.A.adoptB.rejectC.delayD.ignore5.Thebank’sAI-drivenriskassessmentsystemhelps__________creditdefaultsbyanalyzingreal-timedatafromlocalenterprises.A.preventB.causeC.delayD.justify二、閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自光大銀行關(guān)于滁州普惠金融發(fā)展策略的報(bào)告，考察信息提取與理解能力。Passage:Chuzhou,withitsrapidlygrowingeconomy,faceschallengesinfinancialaccessibilityforsmallandmedium-sizedenterprises(SMEs).Toaddressthis,theChuzhoubranchofEverbrightBankhaspartneredwithlocalgovernmentstoimplementthe"SmartFinanceforSMEs"initiative.Theprogramincludesonlineloanplatforms,simplifiedapplicationprocesses,andtailoredfinancialadvice.Preliminaryresultsshowa30%increaseinloanapprovalsforSMEsinthepastyear.However,obstaclesremain,suchaslimiteddigitalinfrastructureinruralareasandhighadministrativecostsforbanks.Futureplansinvolveexpandingtheinitiativetocoveragriculturalsectorsandintegratingblockchainforsecuretransactions.6.Whatisthemainpurposeofthe"SmartFinanceforSMEs"initiative?A.Toincreasebankprofits.B.ToimprovefinancialaccessforSMEs.C.TopromoteurbanizationinChuzhou.D.Toreplacetraditionalbankingsystems.7.Accordingtothepassage,whichofthefollowingisNOTanobstacletotheinitiative?A.Ruraldigitalinfrastructuregaps.B.Highadministrativecosts.C.Increasedloanapprovals.D.Limitedgovernmentsupport.8.Whatdoesthebankplantodointhefuture?A.Reduceloanapprovalstocontrolrisk.B.Expandtoagriculturalsectorsanduseblockchain.C.Focussolelyonurbanenterprises.D.Eliminateallonlineplatforms.9.Theword"tailored"inthepassageisclosestinmeaningto:A.StandardizedB.GeneralizedC.CustomizedD.Restricted三、完形填空（共5題，每題2分，共10分）背景提示：文章主題為光大銀行滁州分行如何利用大數(shù)據(jù)支持地方經(jīng)濟(jì)轉(zhuǎn)型，需根據(jù)上下文填空。ThebankingsectorinChuzhouisundergoingatransformation,andEverbrightBankisattheforefront.Byleveragingbigdataanalytics,thebankhasidentifiedgrowthopportunitiesinsectorslikeadvancedmanufacturingandgreenenergy.Forinstance,theChuzhouIndustrialPark,akeyeconomichub,hasseena25%increaseininvestmentssincethebankintroducedtargetedfinancingpackages.Thesepackagesarebasedondata-driveninsightsintolocalindustrialtrends.However,challengespersist,suchasensuringdataprivacyandeducatingSMEsondigitaltools.Movingforward,thebankaimstodeepencollaborationwiththelocalgovernmenttocreateamoresupportiveecosystemforbusinesses.10.Theword"forefront"inthefirstsentenceisclosestinmeaningto:A.BehindB.AheadC.MiddleD.Side11.Whathasbeentheimpactofthebank’sfinancingpackages?A.ReducedinvestmentsintheIndustrialPark.B.A25%increaseininvestments.C.Nochangeinindustrialgrowth.D.Increaseddataprivacyissues.12.Accordingtothepassage,whichsectorisgrowinginChuzhou?A.TraditionalretailB.AdvancedmanufacturingandgreenenergyC.RealestateD.Agriculture13.Theword"ecosystem"inthelastsentencerefersto:A.Anaturalenvironment.B.Asystemofinterconnectedbusinessesandinstitutions.C.Aphysicalbankbranch.D.Adigitalapp.14.Whatisthebank’sgoalforthefuture?A.Toreducedigitalinitiatives.B.Todeepengovernmentcollaboration.C.Toignorelocalindustrialtrends.D.Tofocusonruralareasonly.四、語(yǔ)法填空（共5題，每題2分，共10分）背景提示：考察金融專業(yè)術(shù)語(yǔ)的英文表達(dá)及語(yǔ)法應(yīng)用。15.Thebank’scompliancedepartmentensuresthatalltransactions__________(adhere)tointernationalfinancialregulations.16.To__________(reduce)creditrisks,thebankrequiresdetailedfinancialstatementsfromborrowers.17.Theintroductionofmobilebankinghas__________(transform)howcustomersmanagetheiraccountsinChuzhou.18.LocalSMEsoftenstrugglewith__________(access)sufficientcapitalforexpansion.19.Thebank’sAIsystemcan__________(predict)markettrendswithhighaccuracy,aidingininvestmentdecisions.五、翻譯填空（共5題，每題2分，共10分）背景提示：將中文金融術(shù)語(yǔ)翻譯為英文，考察專業(yè)詞匯掌握程度。20.光大銀行滁州分行致力于提升小微企業(yè)信貸服務(wù)的__________（便捷性）.→TheChuzhoubranchofEverbrightBankiscommittedtoimprovingthe__________ofcreditservicesforSMEs.21.通過(guò)區(qū)塊鏈技術(shù)，銀行能有效__________（降低）跨境支付的成本.→Byusingblockchaintechnology,thebankcaneffectively__________thecostofcross-borderpayments.22.該項(xiàng)目旨在為滁州農(nóng)村地區(qū)提供__________（定制化）的金融解決方案.→Theprojectaimstoprovide__________financialsolutionsforruralareasinChuzhou.23.銀行利用大數(shù)據(jù)分析來(lái)__________（識(shí)別）潛在的投資機(jī)會(huì).→Thebankusesbigdataanalyticsto__________potentialinvestmentopportunities.24.為確保合規(guī)，所有員工必須參加__________（定期的）反洗錢培訓(xùn).→Toensurecompliance,allemployeesmustattend__________anti-moneylaunderingtraining.答案與解析一、選詞填空1.B.complemented→Digitalbankingenhances,ratherthanreplaces,traditionalservices.2.B.support→Theprogramassistslow-incomehouseholds.3.B.efficiency→Blockchainimprovesspeedandtransparency.4.A.adopt→Banksneednewsolutionsforemergingindustries.5.A.prevent→AIhelpsavoiddefaultsbymonitoringdata.二、閱讀理解6.B.improvefinancialaccessforSMEs→Thepassagehighlightstheinitiative’sgoal.7.C.increasedloanapprovals→Thisisapositiveoutcome,notanobstacle.8.B.expandtoagriculturalsectorsanduseblockchain→Thepassagementionsfutureplans.9.C.customized→Tailoredmeanspersonalizedtoneeds.三、完形填空10.B.ahead→"Forefront"meansleadingthesector.11.B.A25%increaseininvestments→Thepassagestatesthisresult.12.B.Advancedman