華夏銀行合肥市瑤海區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最合適的單詞填入空白處，使段落意思完整。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttothedigitalera.A.forcedB.motivatedC.challengedD.accelerated2.AsaleadingfinancialinstitutioninAnhuiProvince,HuaxiaBankiscommittedto______sustainablegrowthbyleveraginggreenfinancesolutions.A.achievingB.promotingC.expandingD.optimizing3.TheeconomicpoliciesintroducedbythelocalgovernmentinYaohaiDistrictaimto______smallandmedium-sizedenterprises(SMEs)throughpreferentialloans.A.supportB.attractC.stabilizeD.regulate4.Inthebankingsector,riskmanagementisessentialto______potentiallossesandensureoperationalstability.A.minimizeB.eliminateC.mitigateD.assess5.ThedigitalbankingplatformdevelopedbyHuaxiaBankprovidesa______userexperience,makingfinancialservicesmoreaccessibletoruralresidentsinHefei.A.convenientB.efficientC.comprehensiveD.innovative6.Thebank’sHRdepartmentiscurrently______candidateswithstrongfinancialanalysisskillsforthequantitativeanalystposition.A.recruitingB.hiringC.interviewingD.selecting7.Toenhancecustomersatisfaction,thebankhasimplementeda______feedbackmechanismtoaddressclients’concernspromptly.A.robustB.flexibleC.efficientD.automated8.ThemergerbetweenHuaxiaBankandanotherlocalfinancialentitywill______thebank’smarketshareintheAnhuiregion.A.increaseB.reduceC.stabilizeD.fluctuate9.TheYaohaiDistrictEconomicDevelopmentBureauoffers______incentivestocompaniesrelocatingtothearea.A.financialB.taxC.policyD.industrial10.Thebank’scomplianceteamensuresthatalloperationsadheretothe______regulationstoavoidlegalpenalties.A.domesticB.internationalC.regionalD.financial第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下文章，然后回答問題。Passage:HuaxiaBankhasrecentlylaunchedanewmobilebankingappdesignedtoimprovethebankingexperienceforcustomersinAnhuiProvince.Theappintegratesartificialintelligence(AI)toprovidepersonalizedfinancialadvice,anditalsosupportscontactlesspayments,makingtransactionsmoresecureandconvenient.Thebankhasinvestedheavilyincybersecuritytoprotectcustomerdata,giventherisingthreatofcyberfraud.Additionally,theappincludesafeaturethatallowsuserstoapplyforloansinstantly,reducingthetimeittakestogetapproved.Theinitiativeispartofthebank’sbroaderstrategytodigitizeitsservicesandstaycompetitiveinthefintechlandscape.1.WhatisthemainpurposeofthenewmobilebankingapplaunchedbyHuaxiaBank?A.Toincreasethebank’sprofits.B.ToimprovecustomerserviceinAnhui.C.Topromotetheuseofcontactlesspayments.D.Toexpandthebank’smarketshare.2.Howdoestheapphelpcustomers?A.Byofferinghigh-interestsavingsaccounts.B.ByprovidingAI-drivenfinancialadvice.C.Byreducingthebank’soperationalcosts.D.Byallowingcustomerstoopennewbankaccounts.3.WhyhasHuaxiaBankfocusedoncybersecurity?A.BecausecyberfraudislesscommoninAnhui.B.Becausethebankwantstoattracttech-savvycustomers.C.Becausecustomerdataprotectionislegallyrequired.D.Becausecyberthreatsareincreasingglobally.4.Whatisakeyfeatureofthenewapp?A.Itallowscustomerstotransfermoneyinternationally.B.Itenablesinstantloanapplications.C.Itprovidesstockmarketpredictions.D.Itoffers24/7customersupportviachatbots.5.WhatdoesthepassagesuggestaboutHuaxiaBank’sfuturestrategy?A.Thebankwillfocusonruralbanking.B.Thebankwillexpanditsphysicalbranches.C.Thebankwillcontinuetoinnovateinfintech.D.Thebankwillmergewithanotherfinancialinstitution.第三部分：完形填空（共8題，每題1分）題目：閱讀以下段落，選擇最佳答案填空。ThebankingsectorinHefeihasundergonesignificantchangesinrecentyears,______bytechnologicaladvancementsandregulatoryreforms.FinancialinstitutionslikeHuaxiaBankhavehadto______theirbusinessmodelstoremaincompetitive.Oneofthebiggestchallengesistheriseofdigitalbankingplatforms,whichhave______traditionalbanks’marketshare.However,thesebankshavealsoseenopportunitiesinthisshift,astheycan______newcustomerswhopreferonlineservices.Todothis,theyneedtoinvestindigitalinfrastructureand______skilledprofessionalswhocandriveinnovation.1.A.drivenB.influencedC.revolutionizedD.supported2.A.adaptB.expandC.optimizeD.reduce3.A.threatenedB.strengthenedC.expandedD.preserved4.A.attractB.loseC.serveD.neglect5.A.developB.hireC.trainD.retain6.A.recruitB.educateC.employD.manage7.A.innovativeB.experiencedC.technicalD.financial8.A.withB.forC.inD.by第四部分：翻譯（共2題，每題2分）題目：將以下句子翻譯成英文。1.合肥市瑤海區(qū)政府為促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展，推出了多項(xiàng)優(yōu)惠政策。2.華夏銀行致力于通過綠色金融解決方案，推動(dòng)可持續(xù)發(fā)展。第五部分：寫作（共1題，5分）題目：Writeashortessay(about150words)ontheimportanceoffinancialliteracyforyoungpeopleinChina.答案及解析第一部分：選詞填空1.C(challenged)解析：fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)。2.A(achieving)解析：銀行致力于實(shí)現(xiàn)可持續(xù)發(fā)展。3.A(support)解析：政策旨在支持中小企業(yè)。4.C(mitigate)解析：風(fēng)險(xiǎn)管理旨在減輕潛在損失。5.A(convenient)解析：平臺(tái)提供便捷的用戶體驗(yàn)。6.A(recruiting)解析：HR部門正在招聘有金融分析能力的候選人。7.A(robust)解析：銀行建立了強(qiáng)大的反饋機(jī)制。8.A(increase)解析：合并將增加銀行的市場(chǎng)份額。9.B(tax)解析：瑤海區(qū)政府提供稅收優(yōu)惠。10.D(financial)解析：合規(guī)團(tuán)隊(duì)確保運(yùn)營(yíng)符合金融法規(guī)。第二部分：閱讀理解1.B解析：文章主要介紹新APP如何改善安徽客戶的銀行體驗(yàn)。2.B解析：APP提供AI驅(qū)動(dòng)的財(cái)務(wù)建議。3.D解析：全球網(wǎng)絡(luò)威脅日益增加。4.B解析：APP允許即時(shí)貸款申請(qǐng)。5.C解析：銀行將繼續(xù)在金融科技領(lǐng)域創(chuàng)新。第三部分：完形填空1.C解析：技術(shù)進(jìn)步徹底改變了銀行業(yè)。2.A解析：銀行需要適應(yīng)新環(huán)境。3.A解析：數(shù)字銀行威脅了傳統(tǒng)銀行的份額。4.A解析：銀行需要吸引新客戶。5.B解析：銀行需要雇傭新員工。6.C解析：需要雇傭技術(shù)人才。7.C解析：技術(shù)型人才是關(guān)鍵。8.A解析：通過招聘人才。第四部分：翻譯1.TheYaohaiDistrictGovernmentofHefeihasintroducedseveralpreferentialpoliciestopromotelocaleconomicdevelopment.2.HuaxiaBankiscommittedtopromotingsustainabledevelopmentthroughgreenfinancesolutions.第五部分：寫作（參考范文）FinancialLiteracyforYoungPeoplein