郵儲(chǔ)銀行阿克蘇地區(qū)新和縣2025秋招筆試英語選詞填空題專練50題及答案專項(xiàng)練習(xí)：選詞填空（共50題，每題2分）背景提示：本套題目結(jié)合郵儲(chǔ)銀行行業(yè)特點(diǎn)及阿克蘇地區(qū)新和縣地域特色，涵蓋金融、農(nóng)業(yè)、文化、服務(wù)等領(lǐng)域，考察考生詞匯運(yùn)用與語境理解能力。1.ThegrowthofruralbankinginXinheCountyhasbeen(1)________bytheincreasingdemandforfinancialservicesamongsmall-scalefarmers.A.acceleratedB.limitedC.supportedD.hindered(2分)2.Toimproveagriculturalproductivity,thebanklauncheda(2)________programtoprovidelow-interestloansformodernfarmingequipment.A.profitableB.sustainableC.expensiveD.traditional(2分)3.OurbranchinXinheCounty(3)________aspecialdiscountonsavingsaccountsforlocalresidentswhofrequentlyusedigitalbankingplatforms.A.offersB.requiresC.ignoresD.denies(2分)4.Thebank’sCSRinitiative(4)________farmerswithdrought-resistantseedstomitigatetheimpactofclimatechangeoncottonyields.A.includesB.excludesC.supportsD.criticizes(2分)5.Thenewmobilebankingapp(5)________real-timefinancialadvice,helpingclientsinremoteareasmanagetheirmoneymoreefficiently.A.providesB.neglectsC.damagesD.fails(2分)6.Thelocalgovernment(6)________thebanktosetupamicrofinancedivisiontosupportsmallbusinessesintheregion.A.encouragedB.rejectedC.questionedD.ignored(2分)7.Ourteam(7)________monthlyfinancialliteracyworkshopsforwomeninruralXinhetoempowerthemeconomically.A.organizesB.postponesC.cancelsD.dislikes(2分)8.Thebank’scompliancedepartment(8)________strictregulationstoensurethesafetyofcustomers’fundsinthefaceofeconomicvolatility.A.followsB.breaksC.forgetsD.challenges(2分)9.Theruralcreditpolicy(9)________farmerstorepayloansininstallments,reducingtheirfinancialburden.A.allowsB.forbidsC.delaysD.ignores(2分)10.Thebranchmanager(10)________ateamoflocalagriculturalexpertstoassistclientswithcropinsuranceclaims.A.hiredB.firedC.rejectedD.neglected(2分)11.Thebank’sonlineportal(11)________securepaymentoptionstopreventfraudinfinancialtransactions.A.providesB.lacksC.enablesD.disables(2分)12.Theloanofficer(12)________detailedfinancialstatementsfromapplicantstoassesscreditworthiness.A.requestsB.rejectsC.approvesD.ignores(2分)13.Thebank’smobileteam(13)________remotevillagestodistributefinancialliteracymaterialsinlocaldialects.A.visitsB.avoidsC.forgetsD.dislikes(2分)14.Theruraldevelopmentfund(14)________entrepreneurstoinvestineco-friendlybusinessesinXinheCounty.A.encouragesB.discouragesC.ignoresD.supports(2分)15.Thebank’sriskmanagementsystem(15)________potentialfraudbymonitoringunusualaccountactivities.A.detectsB.ignoresC.causesD.prevents(2分)16.Thenewsavingsscheme(16)________higherinterestratesforclientswhomaintainaminimumbalance.A.offersB.deniesC.imposesD.reduces(2分)17.Thebank’sCSRprogram(17)________cleanwaterprojectsinruralXinhetoimprovepublichealth.A.supportsB.opposesC.ignoresD.delays(2分)18.Theruralcreditofficer(18)________farmerstodiversifytheirincomesourcesbeyondtraditionalagriculture.A.advisesB.discouragesC.ignoresD.forces(2分)19.Thebank’sdigitaltransformation(19)________onlinebankingservicestoreachclientsinremoteareas.A.expandsB.reducesC.ignoresD.limits(2分)20.Theloanapprovalprocess(20)________strictunderwritingstandardstominimizefinancialrisks.A.followsB.ignoresC.breaksD.relaxes(2分)21.Thebank’sruralbranch(21)________microloanstosupportsmall-scaletradersinXinheCountymarkets.A.providesB.deniesC.ignoresD.delays(2分)22.Thefinancialadvisor(22)________clientstoinvestinagriculturalstockstobenefitfromtheregion’sgrowth.A.recommendsB.discouragesC.ignoresD.delays(2分)23.Thebank’scomplianceteam(23)________anti-moneylaundering(AML)policiestoensureregulatorycompliance.A.enforcesB.ignoresC.weakensD.breaks(2分)24.Theruraldevelopmentproject(24)________trainingprogramsforfarmersonmodernirrigationtechniques.A.includesB.excludesC.ignoresD.cancels(2分)25.Thebank’smobileapp(25)________featureslikebillpaymentsandfundtransferstoenhanceconvenience.A.offersB.lacksC.restrictsD.ignores(2分)26.Theloanofficer(26)________thoroughbackgroundcheckstoverifyapplicants’financialstability.A.conductsB.ignoresC.skipsD.denies(2分)27.Thebank’sCSRinitiative(27)________freemedicalcampsinruralXinhetoimprovehealthcareaccess.A.supportsB.opposesC.ignoresD.delays(2分)28.Theruralcreditpolicy(28)________flexiblerepaymenttermstoaccommodatefarmers’seasonalincomecycles.A.offersB.imposesC.ignoresD.restricts(2分)29.Thebank’sonlinebankingplatform(29)________multi-languagesupporttocatertonon-ChinesespeakersinXinhe.A.providesB.lacksC.restrictsD.ignores(2分)30.Theloanapprovalcommittee(30)________applicantswithastrongtrackrecordofrepayment.A.prioritizesB.ignoresC.deniesD.delays(2分)31.Thebank’sruralbranch(31)________financialliteracyseminarstoeducateclientsondebtmanagement.A.organizesB.postponesC.cancelsD.dislikes(2分)32.Thecomplianceofficer(32)________strictpenaltiesforfraudulentfinancialactivities.A.imposesB.ignoresC.reducesD.delays(2分)33.Theruraldevelopmentfund(33)________grantsforrenewableenergyprojectsinXinheCounty.A.allocatesB.deniesC.ignoresD.postpones(2分)34.Thebank’smobileteam(34)________remotevillagesduringthecottonharvestseasontoprovidefinancialsupport.A.visitsB.avoidsC.forgetsD.dislikes(2分)35.Theloanofficer(35)________clientstousedigitalpaymenttoolstoreducecashtransactions.A.encouragesB.discouragesC.ignoresD.forces(2分)36.Thebank’sCSRprogram(36)________scholarshipsforstudentsfromruralXinhetopursuehighereducation.A.supportsB.opposesC.ignoresD.delays(2分)37.Theruralcreditpolicy(37)________collateral-freeloansforwomenentrepreneursintheregion.A.offersB.deniesC.imposesD.restricts(2分)38.Thebank’sdigitalbankingplatform(38)________AI-poweredchatbotstoassistclientswithqueries.A.integratesB.lacksC.ignoresD.removes(2分)39.Theruraldevelopmentproject(39)________trainingonmodernfarmingtechniquestoimprovecottonyields.A.includesB.excludesC.ignoresD.cancels(2分)40.Theloanapprovalprocess(40)________strictscrutinytopreventdefaultrisks.A.followsB.ignoresC.breaksD.relaxes(2分)41.Thebank’smobileteam(41)________remotevillagesduringthefarmingseasontoprovidefinancialassistance.A.visitsB.avoidsC.forgetsD.dislikes(2分)42.Thefinancialadvisor(42)________clientstodiversifytheirinvestmentsbeyondtraditionalassets.A.recommendsB.discouragesC.ignoresD.delays(2分)43.Thebank’scompliancedepartment(43)________anti-fraudmeasurestoprotectcustomers’funds.A.enforcesB.ignoresC.weakensD.breaks(2分)44.Theruralcreditpolicy(44)________subsidiesforfarmerswhoadoptsustainableagriculturalpractices.A.offersB.deniesC.imposesD.restricts(2分)45.Thebank’sdigitalbankingplatform(45)________featureslikereal-timenotificationstoenhancesecurity.A.offersB.lacksC.restrictsD.ignores(2分)46.Theloanofficer(46)________clientstomaintainagoodcreditscoretoqualifyforbetterloanterms.A.advisesB.discouragesC.ignoresD.forces(2分)47.Thebank’sCSRinitiative(47)________communitycentersinruralXinhetoprovidefinancialeducation.A.supportsB.opposesC.ignoresD.delays(2分)48.Theruralcreditpolicy(48)________flexiblerepaymentschedulestoaccommodatefarmers’incomecycles.A.offersB.imposesC.ignoresD.restricts(2分)49.Thebank’smobilebankingapp(49)________featureslikeexpensetrackingtohelpclientsmanagefinances.A.offersB.lacksC.restrictsD.ignores(2分)50.Theloanapprovalcommittee(50)________applicantswithastronghistoryoftimelyrepayments.A.prioritizesB.ignoresC.deniesD.delays(2分)答案與解析1.A.accelerated解析：隨著農(nóng)村地區(qū)對(duì)金融服務(wù)需求的增加，郵儲(chǔ)銀行的發(fā)展速度加快。accelerated（加速）符合語境。2.B.sustainable解析：為了提高農(nóng)業(yè)生產(chǎn)力，銀行推出了可持續(xù)發(fā)展的項(xiàng)目，為農(nóng)民提供低息貸款購買現(xiàn)代化農(nóng)業(yè)設(shè)備。sustainable（可持續(xù)的）符合政策目標(biāo)。3.A.offers解析：郵儲(chǔ)銀行新和縣分行向經(jīng)常使用數(shù)字銀行平臺(tái)的當(dāng)?shù)鼐用裉峁﹥?chǔ)蓄賬戶折扣。offers（提供）符合句意。4.C.supports解析：銀行的CSR項(xiàng)目為農(nóng)民提供抗干旱棉花品種，以減輕氣候變化對(duì)產(chǎn)量的影響。supports（支持）符合CSR行動(dòng)宗旨。5.A.provides解析：新推出的移動(dòng)銀行應(yīng)用提供實(shí)時(shí)財(cái)務(wù)建議，幫助偏遠(yuǎn)地區(qū)的客戶更有效地管理資金。provides（提供）符合功能描述。6.A.encouraged解析：地方政府鼓勵(lì)郵儲(chǔ)銀行設(shè)立小微金融部門，以支持該地區(qū)的小型企業(yè)發(fā)展。encouraged（鼓勵(lì)）符合政策導(dǎo)向。7.A.organizes解析：郵儲(chǔ)銀行團(tuán)隊(duì)組織每月財(cái)務(wù)知識(shí)講座，幫助農(nóng)村婦女提升經(jīng)濟(jì)能力。organizes（組織）符合活動(dòng)性質(zhì)。8.A.follows解析：合規(guī)部門遵循嚴(yán)格監(jiān)管規(guī)定，確?？蛻糍Y金在市場(chǎng)波動(dòng)中的安全。follows（遵循）符合銀行業(yè)務(wù)要求。9.A.allows解析：農(nóng)村信貸政策允許農(nóng)民分期還款，減輕其經(jīng)濟(jì)負(fù)擔(dān)。allows（允許）符合政策設(shè)計(jì)。10.A.hired解析：分行經(jīng)理聘請(qǐng)當(dāng)?shù)剞r(nóng)業(yè)專家協(xié)助客戶處理農(nóng)作物保險(xiǎn)索賠。hired（聘請(qǐng)）符合人事安排。11.A.provides解析：銀行在線平臺(tái)提供安全支付選項(xiàng)，以防止金融交易中的欺詐行為。provides（提供）符合功能設(shè)計(jì)。12.A.requests解析：貸款專員要求申請(qǐng)人提供詳細(xì)的財(cái)務(wù)報(bào)表，以評(píng)估其信用狀況。requests（要求）符合貸款流程。13.A.visits解析：銀行的移動(dòng)團(tuán)隊(duì)走訪偏遠(yuǎn)村莊，分發(fā)當(dāng)?shù)卣Z言版的財(cái)務(wù)知識(shí)材料。visits（走訪）符合服務(wù)范圍。14.A.encourages解析：農(nóng)村發(fā)展基金鼓勵(lì)企業(yè)家投資于新和縣的環(huán)保企業(yè)。encourages（鼓勵(lì)）符合政策目標(biāo)。15.A.detects解析：銀行的風(fēng)險(xiǎn)管理系統(tǒng)能檢測(cè)異常賬戶活動(dòng)，以預(yù)防潛在欺詐。detects（檢測(cè)）符合安全功能。16.A.offers解析：新儲(chǔ)蓄計(jì)劃為維持最低存款余額的客戶提供更高利率。offers（提供）符合產(chǎn)品特點(diǎn)。17.A.supports解析：銀行的CSR項(xiàng)目支持新和縣農(nóng)村的清潔飲水項(xiàng)目，改善公共衛(wèi)生。supports（支持）符合公益性質(zhì)。18.A.advises解析：農(nóng)村信貸專員建議農(nóng)民拓展收入來源，避免依賴傳統(tǒng)農(nóng)業(yè)。advises（建議）符合職業(yè)行為。19.A.expands解析：銀行的數(shù)字化轉(zhuǎn)型擴(kuò)展了在線銀行服務(wù)，覆蓋偏遠(yuǎn)地區(qū)客戶。expands（擴(kuò)展）符合發(fā)展趨勢(shì)。20.A.follows解析：貸款審批流程遵循嚴(yán)格的承保標(biāo)準(zhǔn)，以降低金融風(fēng)險(xiǎn)。follows（遵循）符合風(fēng)險(xiǎn)管理要求。21.A.provides解析：銀行農(nóng)村分行提供小額貸款，支持新和縣市場(chǎng)的小規(guī)模商販。provides（提供）符合業(yè)務(wù)模式。22.A.recommends解析：財(cái)務(wù)顧問建議客戶投資農(nóng)業(yè)股票，以受益于該地區(qū)的經(jīng)濟(jì)增長。recommends（建議）符合投資建議。23.A.enforces解析：合規(guī)團(tuán)隊(duì)執(zhí)行反洗錢政策，確保銀行符合監(jiān)管要求。enforces（執(zhí)行）符合合規(guī)職能。24.A.includes解析：農(nóng)村發(fā)展項(xiàng)目包括現(xiàn)代灌溉技術(shù)培訓(xùn)，以提高棉花產(chǎn)量。includes（包括）符合項(xiàng)目內(nèi)容。25.A.offers解析：銀行移動(dòng)應(yīng)用提供賬單支付和資金轉(zhuǎn)賬功能，提升客戶便利性。offers（提供）符合功能設(shè)計(jì)。26.A.conducts解析：貸款專員進(jìn)行徹底的背景調(diào)查，以核實(shí)申請(qǐng)人的財(cái)務(wù)穩(wěn)定性。conducts（進(jìn)行）符合審核流程。27.A.supports解析：銀行的CSR項(xiàng)目支持農(nóng)村地區(qū)的免費(fèi)醫(yī)療站，改善醫(yī)療可及性。supports（支持）符合公益行動(dòng)。28.A.offers解析：農(nóng)村信貸政策提供靈活的還款期限，適應(yīng)農(nóng)民的季節(jié)性收入周期。offers（提供）符合政策設(shè)計(jì)。29.A.provides解析：銀行在線銀行平臺(tái)提供多語言支持，服務(wù)新和縣非中文使用者。provides（提供）符合服務(wù)范圍。30.A.prioritizes解析：貸款審批委員會(huì)優(yōu)先考慮信用記錄良好的申請(qǐng)人。prioritizes（優(yōu)先考慮）符合審批邏輯。31.A.organizes解析：銀行農(nóng)村分行組織財(cái)務(wù)知識(shí)研討會(huì)，教育客戶如何管理債務(wù)。organizes（組織）符合活動(dòng)性質(zhì)。32.A.imposes解析：合規(guī)專員對(duì)欺詐金融活動(dòng)施加嚴(yán)格處罰，以維護(hù)金融秩序。imposes（施加）符合監(jiān)管措施。33.A.allocates解析：農(nóng)村發(fā)展基金分配撥