中國(guó)銀行蘭州市紅古區(qū)2025秋招筆試英語閱讀理解題專練30題及答案題型一：?jiǎn)芜x題（共15題，每題2分）說明：每題提供4個(gè)選項(xiàng)，選擇最符合題意的答案。1.Passage1(BankingIndustry)TheChinesebankingsectorhasbeenexperiencingrapiddigitaltransformationinrecentyears.TraditionalbankslikeBankofChinaareintegratingadvancedtechnologiessuchasartificialintelligenceandblockchaintoenhancecustomerserviceandoperationalefficiency.However,thisshiftalsobringschallenges,includingcybersecurityrisksandtheneedforskilledprofessionalsinemergingfields.TheRedRiverBasin,akeyeconomiczoneinNorthwestChina,hasbecomeahubforbankinginnovation,withinstitutionslikeBankofChinaRedHouse(Lanzhou)focusingongreenfinanceandruraldevelopment.Despitetheseadvancements,manylocalbanksintheLanzhouareastillfacedifficultiesinattractingtalentduetolowersalariescomparedtocoastalcities.Accordingtothepassage,whatisonemajorchallengefacingChinesebanksduringdigitaltransformation?A)Insufficientgovernmentfundingfortechnologyupgrades.B)Therapidpaceoftechnologicalintegration.C)Cybersecurityrisksandtalentshortages.D)Resistancefromtraditionalbankingcustomers.2.Passage2(EconomicDevelopmentinRedRiverBasin)TheRedRiverBasininGansuProvincehasbeendesignatedasastrategiceconomiczonebytheChinesegovernment.Thisregion,whichincludesLanzhouandsurroundingareas,isrichinnaturalresourcesbuthaslongstruggledwitheconomicunderdevelopment.Inrecentyears,thegovernmenthasinvestedheavilyininfrastructureprojects,suchastheYellowRiverBridgeandhigh-speedrailnetworks,toboostconnectivity.Additionally,effortstopromotetourismandrenewableenergyhaveshownpromisingresults.However,localbusinessesstillfacehurdles,includinglimitedaccesstocapitalandoutdatedindustrialstructures.Whatistheprimaryfocusofthegovernment’seconomicdevelopmentstrategyintheRedRiverBasin?A)Reducingrelianceontraditionalindustries.B)Increasinginvestmentinurbanconstruction.C)Strengtheninginfrastructureandconnectivity.D)Expandingagriculturalproduction.3.Passage3(GreenFinanceinLanzhou)AspartofChina’scommitmenttocarbonneutrality,theLanzhoubranchofBankofChinahaslaunchedseveralinitiativesingreenfinance.Theseincludeprovidinglow-interestloanstorenewableenergyprojectsandsupportingsustainableurbandevelopment.Thebankhasalsoestablishedpartnershipswithlocalenvironmentalorganizationstopromoteeco-friendlypractices.However,theeffectivenessoftheseprogramsdependsonbroaderpolicysupportandpublicparticipation.SomebusinessesintheRedRiverBasinremainskepticalaboutthelong-termbenefitsofgreenfinance,citinghigherinitialcosts.Accordingtothepassage,whatisakeyconcernforbusinessesadoptinggreenfinanceinLanzhou?A)Limitedgovernmentincentives.B)Risingoperationalexpenses.C)Lackoftechnicalexpertise.D)Reducedcustomerdemandforeco-friendlyproducts.4.Passage4(UrbanDevelopmentinRedHouse,Lanzhou)TheRedHousedistrictinLanzhou,whereBankofChinahasasignificantpresence,isundergoingrapidurbanrenewal.Newresidentialcomplexes,commercialcenters,andpublicspacesarebeingdevelopedtoimprovelivingstandards.Theprojectalsoaimstoattractmoreyoungprofessionalsandtouriststothearea.However,criticsarguethattherapiddevelopmentmayleadtogentrificationanddisplacementoflow-incomeresidents.Thelocalgovernmenthaspromisedtoimplementsocialwelfareprogramstomitigatetheseissues.WhatisthemaingoaloftheurbandevelopmentprojectinRedHouse,Lanzhou?A)Increasingpropertyvaluesforinvestors.B)Enhancinginfrastructureandattractingnewresidents.C)Reducingurbanpollution.D)Expandingindustrialzones.5.Passage5(CybersecurityinBanking)Withtheincreasingrelianceondigitalplatforms,cybersecurityhasbecomeatoppriorityforChinesebanks.InstitutionslikeBankofChinahaveinvestedinadvancedencryptiontechnologiesandemployeetrainingprogramstoprotectcustomerdata.However,cyberattackscontinuetoposeasignificantthreat.In2024,severalbanksintheRedRiverBasinreportedincidentsofphishingscamstargetingsmallbusinesses.Expertssuggestthatcollaborationbetweenbanksandcybersecurityfirmsisessentialtocombatthesethreatseffectively.Accordingtothepassage,whatisamajorconcernforbanksintheRedRiverBasinregardingdigitaloperations?A)Insufficientcustomertrustinonlinebanking.B)Highcostsofcybersecuritymeasures.C)Risingratesofcyberattacks.D)LackofskilledITprofessionals.6.Passage6(RuralDevelopmentinGansu)TheChinesegovernmenthaslaunchedthe"RuralRevitalizationStrategy"toaddresseconomicdisparitiesbetweenurbanandruralareas.IntheRedRiverBasin,initiativessuchasthe"BankofChinaRuralCreditProgram"aimtoprovidefinancialsupporttofarmersandsmallbusinesses.Theseprogramsfocusonmodernizingagriculturalpracticesandimprovingaccesstomarkets.However,thesuccessoftheseeffortsdependsoneffectiveimplementationatthelocallevel.SomeruralcommunitiesinGansuremainskepticalaboutthebenefitsofsuchprograms,citingbureaucraticdelays.WhatisakeychallengetothesuccessofruraldevelopmentprogramsinGansu?A)Limitedgovernmentfunding.B)Lackofcommunityparticipation.C)Insufficientagriculturalinfrastructure.D)Highlevelsofrural-to-urbanmigration.7.Passage7(TourisminRedRiverBasin)TheRedRiverBasin,withitsrichculturalheritageandscenicbeauty,hasthepotentialtobecomeamajortouristdestination.Inrecentyears,theLanzhougovernmenthaspromotedecotourismandhistoricalsitessuchastheMogaoCaves.However,thetourismindustryintheregionstillfaceschallenges,includinginadequatetransportationnetworksandseasonalfluctuationsinvisitornumbers.Localbusinesseshavecalledforgreaterinvestmentintourisminfrastructuretoattractmoreinternationaltourists.Accordingtothepassage,whatisalimitationofthetourismindustryintheRedRiverBasin?A)Lackofculturalattractions.B)Poortransportationconnectivity.C)Highcompetitionfromotherregions.D)Decreasinginterestinecotourism.8.Passage8(BankofChina’sCorporateSocialResponsibility)BankofChinahasbeenactivelyengagingincorporatesocialresponsibility(CSR)initiatives,particularlyinregionsliketheRedRiverBasin.Theseeffortsincludefundingeducationprogramsforunderprivilegedchildren,supportinglocalhealthcareprojects,andorganizingenvironmentalclean-upcampaigns.Suchinitiativesnotonlyenhancethebank’sreputationbutalsocontributetosustainabledevelopmentintheregion.However,somecriticsarguethatCSRprogramsshouldbemorecloselyalignedwiththebank’scorebusinessobjectives.WhatistheprimarypurposeofBankofChina’sCSRinitiativesintheRedRiverBasin?A)Generatinghigherprofitsthroughcommunityprojects.B)Buildingpublictrustandimprovingbrandimage.C)Reducinggovernmentregulations.D)Increasingemployeemorale.9.Passage9(High-SpeedRailinNorthwestChina)Theconstructionofhigh-speedrailnetworksinNorthwestChinahassignificantlyimprovedregionalconnectivity.TheLanzhou-Huangshihigh-speedrailline,whichopenedin2023,hasreducedtraveltimebetweenmajorcitiesintheRedRiverBasin.Thisdevelopmenthasboostedtourismandbusinessactivitiesbutalsoincreasedcompetitionamonglocaltransportationproviders.Sometraditionalbusandtrainserviceshavefacedreducedridershipasaresult.Whatisamajorimpactofthehigh-speedrailprojectontheRedRiverBasin?A)Increasedairtraveldemand.B)Declineinlocalpublictransportation.C)Improvedeconomicandtourismconnectivity.D)Higherinfrastructuremaintenancecosts.10.Passage10(RenewableEnergyinLanzhou)Lanzhouhasbeeninvestinginrenewableenergyprojects,suchaswindandsolarfarms,toreduceitsrelianceonfossilfuels.TheChinesegovernmenthasprovidedsubsidiesandtaxincentivestoencouragebusinessestoadoptgreentechnologies.BankofChinahasalsoplayedarolebyfinancingrenewableenergyprojectsintheregion.Despitetheseefforts,thetransitiontocleanenergyremainsslowduetohighinitialinvestmentsandtechnicalchallenges.WhatisaprimaryobstacletothewidespreadadoptionofrenewableenergyinLanzhou?A)Lackofgovernmentsupport.B)Highcostsofrenewabletechnologies.C)Insufficientconsumerdemand.D)Limitedstoragecapacityforrenewableenergy.11.Passage11(JobMarketTrendsinGansu)ThejobmarketinGansuProvincehasbeenevolvingwiththeshifttowarddigitalandgreenindustries.Graduatesfromlocaluniversitiesareincreasinglyseekingemploymentintechandfinancesectors,whiletraditionalindustriessuchasagricultureandmanufacturingareexperiencinglaborshortages.Thegovernmenthasintroducedtrainingprogramstohelpworkersadapttonewjobrequirements.However,manyruralresidentsremainhesitanttomovetourbanareasforbetterjobopportunities.Accordingtothepassage,whatisakeychallengeinGansu’slabormarket?A)Highunemploymentratesamongyoungpeople.B)Difficultyinattractingskilledworkerstoruralareas.C)Declineinmanufacturingjobs.D)Insufficientgovernmentsupportforretrainingprograms.12.Passage12(BankingRegulationsinChina)TheChinesegovernmenthasstrengthenedbankingregulationstopreventfinancialrisksandpromotestability.Newrulesrequirebankstomaintainhighercapitalreservesandimproveriskmanagementpractices.InstitutionslikeBankofChinahavehadtoinvestincompliancesystemstomeetthesestandards.Whilethesemeasuresenhancefinancialsecurity,someanalystsarguethattheymayslowdownlendingactivities.WhatisaprimaryfocusofthenewbankingregulationsinChina?A)Increasingcompetitionamongbanks.B)Ensuringfinancialstability.C)Reducinggovernmentoversight.D)Expandingconsumercredit.13.Passage13(Eco-friendlyUrbanPlanninginLanzhou)Lanzhouhasbeenimplementingeco-friendlyurbanplanninginitiativestoreducepollutionandimprovequalityoflife.Theseincludeexpandinggreenspaces,promotingpublictransportation,andadoptingenergy-efficientbuildingstandards.Thecity’sgreenbeltproject,supportedbyBankofChina,aimstocreateabufferzonebetweenurbanandindustrialareas.However,someresidentscomplainabouttheslowpaceofthesechanges.Accordingtothepassage,whatisamajorgoalofLanzhu’seco-friendlyurbanplanning?A)Increasingurbanpopulationdensity.B)Reducingenvironmentalpollution.C)Boostingrealestatedevelopment.D)Encouragingindustrialexpansion.14.Passage14(DigitalBankinginRuralChina)DigitalbankingservicesareexpandinginruralareasofChina,includingtheRedRiverBasin.BankofChinahasintroducedmobilebankingappsandATMsinvillagestoimprovefinancialaccessforfarmersandsmallbusinesses.Theseserviceshelpreducerelianceoncashtransactionsandtraditionalmoneylenders.However,digitalliteracyremainsachallengeforsomeruralresidents,andinternetconnectivityinremoteareasisstilllimited.WhatisakeybenefitofdigitalbankinginruralChina?A)Increasedfeesforfinancialtransactions.B)Improvedaccesstocreditforsmallbusinesses.C)Reduceddemandfortraditionalbankingservices.D)Highergovernmenttaxesonruralincome.15.Passage15(BankofChina’sInternationalOperations)Whilefocusingondomesticgrowth,BankofChinahasalsoexpandeditsinternationaloperations,includinginAfricaandSoutheastAsia.ThebankhasopenedbranchesincitieslikeLusakaandBangkoktofacilitatecross-bordertrade.TheseeffortsalignwithChina’sBeltandRoadInitiative(BRI)andaimtostrengtheneconomictieswithpartnercountries.However,geopoliticaltensionsandeconomicuncertaintieshaveposedchallengestotheseexpansions.Accordingtothepassage,whatisamajordriverofBankofChina’sinternationalgrowth?A)Increasedcompetitionfromforeignbanks.B)China’sBeltandRoadInitiative.C)ReduceddemandforChinesecurrency.D)Decliningprofitsindomesticmarkets.題型二：判斷題（共10題，每題2分）說明：判斷以下陳述是否與文章內(nèi)容一致，正確選“T”，錯(cuò)誤選“F”。16.Passage16(GreenFinanceinRedRiverBasin)TheLanzhoubranchofBankofChinahascompletelyeliminatedtraditionalbankingservicesinfavorofgreenfinanceinitiatives.T/F17.Passage17(UrbanDevelopmentinRedHouse)TheurbanrenewalprojectinRedHouse,Lanzhou,hassuccessfullyreducedpovertyratesinthearea.T/F18.Passage18(CybersecurityinBanking)Chinesebankshavenotinvestedinadvancedcybersecuritymeasuresduetobudgetconstraints.T/F19.Passage19(RuralDevelopmentinGansu)The"BankofChinaRuralCreditProgram"hassignificantlyincreasedagriculturalproductivityinGansuProvince.T/F20.Passage20(TourisminRedRiverBasin)TheMogaoCavesintheRedRiverBasinhaveseenasteadyincreaseintouristvisitsinrecentyears.T/F21.Passage21(BankofChina’sCSRInitiatives)BankofChina’sCSRprogramsintheRedRiverBasinareprimarilydrivenbygovernmentmandates.T/F22.Passage22(High-SpeedRailinNorthwestChina)Thehigh-speedrailprojecthasledtoadeclineinairtravelbetweenLanzhouandHuangshi.T/F23.Passage23(RenewableEnergyinLanzhou)TheChinesegovernmenthascompletelyphasedoutsubsidiesforrenewableenergyprojectsinLanzhou.T/F24.Passage24(JobMarketTrendsinGansu)GraduatesfromGansuuniversitiesareincreasinglyseekingjobsinruralareasduetobetteropportunities.T/F25.Passage25(BankingRegulationsinChina)NewbankingregulationsinChinahavemadeiteasierforbankstoexpandlendingactivities.T/F題型三：填空題（共5題，每題2分）說明：根據(jù)文章內(nèi)容，填寫空格中的單詞。26.Passage26(GreenFinanceinLanzhou)TheLanzhoubranchofBankofChinahaslaunchedseveral_______initiativestosupportrenewableenergyprojects.27.Passage27(UrbanDevelopmentinRedHouse)TheurbanrenewalprojectinRedHouse,Lanzhou,aimstoimprove_______andattractmoreyoungprofessionals.28.Passage28(CybersecurityinBanking)Chinesebankshaveinvestedinadvanced_______technologiestoprotectcustomerdata.29.Passage29(RuralDevelopmentinGansu)The"BankofChinaRuralCreditProgram"focusesonmodernizing_______practicestoboostagriculturalproductivity.30.Passage30(TourisminRe