郵儲(chǔ)銀行青島市嶗山區(qū)2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（每題2分，共10題）1.Passage:ThePostalSavingsBankofChina(PSBC)hasbeenexpandingitsdigitalservicestomeetthegrowingdemandforfinancialinclusioninruralareas.Withtherapiddevelopmentoftechnology,PSBChasintroducedmobilebankingappsandonlineplatforms,makingiteasierforcustomersinremoteregionstoaccessfinancialservices.Thismovehasnotonlyimprovedcustomersatisfactionbutalsoreducedoperationalcosts.However,somecriticsarguethatdigitalizationmayleadtojoblossesintraditionalbankingbranches.PSBChasrespondedbyemphasizingtheimportanceofhuman-centricservice,ensuringthattechnologycomplementsratherthanreplaceshumaninteraction.Question:WhatisthemainfocusofPSBC’sdigitaltransformationstrategy?A)Reducingbranchestocutcosts.B)Enhancingfinancialinclusioninruralareas.C)Eliminatinghumaninteractioninbanking.D)Focusingsolelyonurbanmarkets.2.Passage:QiluDistrictinQingdaoisoneofthefastest-growingbusinesshubsinShandongProvince.Thegovernmenthasinvestedheavilyininfrastructure,includinghigh-speedrail,improvedroads,andmodernofficespaces,toattractmoreenterprises.CompanieslikeHaierandMideahavealreadyestablishedtheirheadquartersinthedistrict,benefitingfromthecompetitivelabormarketandtaxincentives.Despitetherapiddevelopment,thedistrictfaceschallengessuchastrafficcongestionandhousingshortages.Thelocalgovernmentisworkingonsolutions,includingexpandingpublictransportationanddevelopingnewresidentialareas.Question:WhatistheprimarygoalofQiluDistrict’sinfrastructuredevelopment?A)Toincreasetrafficcongestion.B)Toattractmorebusinessesandinvestments.C)Toreducethelabormarketcompetition.D)Tofocusonresidentialhousingonly.3.Passage:TheChinesegovernmenthasimplementedseveralpoliciestosupportsmallandmedium-sizedenterprises(SMEs)inthepost-pandemicera.Thesepoliciesincludelow-interestloans,taxrelief,andsimplifiedadministrativeprocedurestoeasefinancialburdens.SMEsplayacrucialroleintheeconomy,providingmostofthecountry’sjobs.However,manysmallbusinessesstillstrugglewithcashflowissuesandmarketcompetition.Thegovernment’seffortsaimtocreateamorefavorableenvironmentforSMEstothrive,ensuringsustainableeconomicgrowth.Question:Howdothegovernment’spolicieshelpSMEs?A)Byincreasingmarketcompetition.B)Byimposinghighertaxes.C)Byprovidingfinancialsupportandeasingregulations.D)Byencouraginglargecorporationstodominatethemarket.4.Passage:Qingdao’scoastaltourismindustryhasbeenboominginrecentyears,attractingmillionsofvisitorsannually.Thecity’sbeaches,suchasGoldenSandBeachandNo.2Beach,arepopularamongtouristsfortheirscenicviewsandrecreationalactivities.Toenhancethetourismexperience,thelocalgovernmenthasinvestedinbeachfacilities,improvedpublictransportation,andpromotedeco-friendlytourismpractices.However,over-tourismhasraisedconcernsaboutenvironmentaldegradationandresourcestrain.Authoritiesarenowworkingonmeasurestobalancetourismgrowthwithenvironmentalprotection.Question:WhatisamajorchallengefacingQingdao’scoastaltourism?A)Insufficientinvestmentinbeachfacilities.B)Lowtouristnumbers.C)Environmentaldegradationduetoover-tourism.D)Limitedpublictransportationoptions.5.Passage:ThepostalserviceinChinahasbeenmodernizingitsdeliverynetworktomeetthedemandsofe-commerce.Withtheriseofonlineshopping,thevolumeofpackageshasincreasedsignificantly,puttingpressureonlogistics.Thepostalservicehasintroducedautomatedsortingcenters,dronedeliveryinremoteareas,andoptimizedroutestoimproveefficiency.Theseinnovationshavenotonlyspedupdeliverytimesbutalsoreducedcosts.However,therapidgrowthhasalsohighlightedtheneedforbetterinfrastructureinunderservedregions.Question:Whattechnologyhasthepostalserviceadoptedtoimprovedeliveryefficiency?A)Manualsortingintraditionalpostoffices.B)Dronedeliveryandautomatedsortingcenters.C)Increasedrelianceonroadtransportonly.D)Expansionofphysicalbranchesinurbanareas.二、判斷題（每題1分，共10題）6.Passage:TheChinesegovernmenthaslaunchedacampaigntopromotetheuseofdigitalcurrency,aimingtoreducerelianceoncashtransactions.Thedigitalyuan(e-CNY)isexpectedtorevolutionizethefinancialsectorbyprovidingfasterandmoresecurepaymentoptions.However,somebusinessesarehesitanttoadoptthenewcurrencyduetotechnicalchallengesandconcernsaboutprivacy.Thegovernmentisaddressingtheseissuesbyimprovingthedigitalinfrastructureandensuringtransparencyintransactions.Statement1:Thedigitalyuanwillcompletelyreplacephysicalcashinthenearfuture.Statement2:Somebusinessesareresistanttoadoptingthedigitalyuan.A)Bothstatementsaretrue.B)OnlyStatement1istrue.C)OnlyStatement2istrue.D)Bothstatementsarefalse.7.Passage:Qingdao’sporthasbeenexpandingitscapacitytohandleincreasedmaritimetrade.Theporthasinvestedinnewcranes,deeperberths,andimprovedlogisticssystemstoaccommodatelargerships.ThisexpansionhasmadeQingdaooneofthebusiestportsinChina,servingasakeyhubforinternationaltrade.However,thegrowthhasalsoraisedconcernsabouttrafficcongestionandenvironmentalimpact.Theportauthorityisworkingonsolutions,suchasoptimizingshipschedulesandinvestingingreentechnologies.Statement1:Qingdao’sporthasseensignificantgrowthinmaritimetrade.Statement2:Theportexpansionhascausedminimalenvironmentalissues.A)Bothstatementsaretrue.B)OnlyStatement1istrue.C)OnlyStatement2istrue.D)Bothstatementsarefalse.8.Passage:Thepost-pandemicerahasseenasurgeinremotework,leadingtoincreaseddemandforhomeofficeequipment.CompanieslikeDellandHPhavereportedhighersalesoflaptops,desktops,andergonomicchairs.Governmentshavealsoprovidedsubsidiestoemployeestopurchasehomeofficesetups.Whileremoteworkoffersflexibility,ithasalsohighlightedtheneedforbettercybersecuritymeasurestoprotectsensitivedata.BusinessesareinvestinginVPNs,encryptionsoftware,andemployeetrainingtomitigaterisks.Statement1:Remoteworkhasdeclinedsincethepandemic.Statement2:Cybersecuritymeasuresarecrucialforremoteworkers.A)Bothstatementsaretrue.B)OnlyStatement1istrue.C)OnlyStatement2istrue.D)Bothstatementsarefalse.9.Passage:ThepostalserviceinChinahasbeenfacingchallengesduetotheriseofe-commercegiantslikeAlibabaandJD.com.Thesecompanieshavetheirownlogisticsnetworks,offeringfasterandcheaperdeliveryoptions.Tostaycompetitive,thepostalservicehasbeenimprovingitsservices,includingofferingsame-daydeliveryandenhancedtrackingsystems.However,thepostalservicestillreliesheavilyontraditionalinfrastructure,whichlimitsitsabilitytomatchtheefficiencyofe-commercegiants.Statement1:E-commercegiantshavetheirownlogisticsnetworks.Statement2:Thepostalservicecannotcompetewithe-commercegiants.A)Bothstatementsaretrue.B)OnlyStatement1istrue.C)OnlyStatement2istrue.D)Bothstatementsarefalse.10.Passage:TheChinesegovernmenthasbeenpromotinggreenenergyinitiativestoreducecarbonemissions.Solarandwindenergyprojectshavebeenexpandingrapidly,withseveralprovincessettingambitioustargetsforrenewableenergyadoption.Whiletheseinitiativeshavebeensuccessfulinreducingrelianceonfossilfuels,theyhavealsofacedchallengessuchaslanduseconflictsandgridintegrationissues.Thegovernmentisworkingonsolutions,suchasimprovingenergystoragetechnologiesandexpandingtransmissionnetworks.Statement1:Chinaisreducingitsrelianceonfossilfuelsthroughgreenenergy.Statement2:Greenenergyprojectsfaceminimalchallenges.A)Bothstatementsaretrue.B)OnlyStatement1istrue.C)OnlyStatement2istrue.D)Bothstatementsarefalse.三、填空題（每題2分，共10題）11.Passage:ThePostalSavingsBankofChina(PSBC)hasbeen______itsmobilebankingservicestoimprovecustomerexperienceinruralareas.Thebankhasintroducedfeaturessuchasmobilepayments,onlinebillpayments,anddigitalidentityverification,makingiteasierforcustomerstoaccessfinancialserviceswithoutvisitingphysicalbranches.Theseinnovationshavesignificantly______customersatisfactionandreducedoperationalcosts.However,somecustomersstillprefertraditionalbankingdueto______trustissues.12.Passage:Qingdao’seconomicgrowthhasbeen______bytheexpansionofitsportandmanufacturingindustries.Thecity’sporthasbeeninvestinginnewinfrastructuretohandleincreasedmaritimetrade,whilecompanieslikeHaierandMideahavebeenexpandingtheirproductionfacilities.Thisgrowthhascreated______jobsandattractedforeigninvestments.However,thecityalsofaceschallengessuchas______housingshortagesandtrafficcongestion.13.Passage:TheChinesegovernmenthasimplemented______policiestosupportsmallandmedium-sizedenterprises(SMEs)duringthepandemic.Thesepoliciesinclude______loans,taxbreaks,andsimplifiedbusinessregistrationprocesses.SMEsarecrucialfortheeconomy,______mostofthecountry’sjobs.However,manysmallbusinessesstillstrugglewith______andmarketcompetition.14.Passage:ThepostalserviceinChinahasbeenmodernizingitsdeliverynetworkto______thegrowingdemandfore-commercepackages.Thepostalservicehasintroduced______sortingcentersanddronedeliveryinremoteareas.Theseinnovationshavenotonly______deliverytimesbutalsoreducedcosts.However,therapidgrowthhasalsohighlightedtheneedfor______inunderservedregions.15.Passage:TheChinesegovernmenthasbeenpromoting______energyinitiativestoreducecarbonemiss