中國銀行吳忠市利通區(qū)2025秋招筆試英語閱讀理解題專練30題及答案題型一：單選題（每題2分，共10題）1.Passage1(2points):Therapiddevelopmentoffintechhasbroughtsignificantchangestothebankingindustry,especiallyinruralareas.AccordingtoareportbythePeople'sBankofChina,thenumberofdigitalbankingusersintheJinnongregionexceeded2millionin2023,a15%increasefromthepreviousyear.Localbanks,includingChinaBank,haveinvestedheavilyinmobilebankingappsandAI-poweredservicestocatertothegrowingdemandforconvenience.However,challengesremain,suchasthedigitaldivideamongtheelderlypopulation.Howcanbanksbetterbridgethisgap?Whatisthemainfocusofthepassage?A.Theglobaltrendoffintechadoption.B.ThechallengesofdigitalbankinginruralChina.C.ThegrowthoffintechusersintheJinnongregion.D.TheroleofAIinbankingservices.2.Passage2(2points):Inrecentyears,ChinaBankhasstrengtheneditspresenceintheLintongdistrictofJinnongbyopeningnewbranchesandimprovingcustomerservice.Asurveyconductedbythebankfoundthat70%oflocalresidentspreferdealingwithbanksthatofferpersonalizedfinancialadvice.Tomeetthisdemand,thebankhashiredmorefinancialadvisorswithexpertiseinagricultureandsmallbusinesses.Additionally,thebankhaslaunchedaspecialloanprogramforruralentrepreneurs,providinglow-interestloanstosupportlocaleconomicgrowth.WhatmeasurehasChinaBanktakentoimprovecustomersatisfaction?A.Reducedfeesfordigitalbankingusers.B.ExpandeditsbranchnetworkinLintong.C.Providedtailoredfinancialadvice.D.Increasedloaninterestrates.3.Passage3(2points):TheJinnongregionhasseenariseinruraltourism,whichhasboostedthelocaleconomy.ManysmallbusinessesinLintonghavebenefitedfromthistrend,sellingtraditionalhandicraftsandagriculturalproductstotourists.However,competitionhasalsoincreased,forcingbusinessestoinnovate.Forexample,somehavestartedofferingonlineshoppingoptionstoreachabroaderaudience.ChinaBankhaspartneredwithlocalbusinessestoprovidepaymentsolutions,furtherfacilitatinge-commercegrowth.WhatistheimpactofruraltourismonsmallbusinessesinLintong?A.Ithasledtoadeclineintraditionalsales.B.Ithasincreasedcompetitionbutalsoopportunities.C.Ithasreducedtheneedforonlinesales.D.Ithasonlybenefitedlargecorporations.4.Passage4(2points):ClimatechangehasposedsignificantchallengestoagricultureintheJinnongregion,particularlyinLintong,wheredroughtsandfloodsarebecomingmorefrequent.Localfarmersarestrugglingtoadapt,butsomehavestartedadoptingsustainablepractices,suchasdrought-resistantcropsandwater-efficientirrigationsystems.ChinaBankhasintroducedagreenfinanceprogramtosupporttheseefforts,offeringloansforeco-friendlyagriculturalprojects.Thisinitiativenotonlyhelpstheenvironmentbutalsoensuresthelong-termviabilityoffarminginthearea.WhatisthemainconcernforfarmersinLintong?A.Highinflationrates.B.Climate-relatedagriculturalrisks.C.Decreasedgovernmentsubsidies.D.Limitedaccesstobankingservices.5.Passage5(2points):TheChinesegovernmenthasimplementedpoliciestopromoteeconomicdevelopmentinunderbankedregionslikeJinnong.ChinaBankhasplayedakeyroleinthiseffortbyexpandingitsruralbankingservices.Thebankhasintroducedmicrofinanceprogramstosupportsmall-scaleentrepreneursandhasalsoprovidedfinancialeducationtoimproveliteracyamonglocalresidents.TheseeffortshavehelpedreducepovertyandfostereconomicinclusionintheLintongdistrict.WhatisthepurposeofChinaBank'smicrofinanceprograms?A.Togeneratehighprofits.B.Tosupportsmallbusinessesandreducepoverty.C.Toencourageurbanmigration.D.Toreplacetraditionalbankingservices.題型二：判斷題（每題2分，共10題）6.Passage6(2points):ThenumberoffintechstartupsintheJinnongregionhasdoubledinthepastfiveyears,accordingtoindustryreports.Manyofthesecompaniesfocusonprovidingfinancialservicestoruralareas,wheretraditionalbankingislessaccessible.ChinaBankhasevenpartneredwithsomestartupstointegratetheirtechnologiesintoitsownplatforms.Thiscollaborationhashelpedthebankstaycompetitiveinthedigitalbankingspace.Isthestatement"FintechstartupsarethrivingintheJinnongregion"trueorfalse?A.True.B.False.7.Passage7(2points):TheLintongdistrictofJinnonghasahighpopulationofelderlyresidents,manyofwhomarenotfamiliarwithdigitalbanking.ChinaBankhasattemptedtoaddressthisissuebylaunchingofflinefinancialliteracyworkshops,butparticipationremainslow.Thebankisnowconsideringofferingmorepersonalizedassistancetohelpoldercustomersadapttodigitalservices.Isthestatement"ElderlyresidentsinLintongareresistanttodigitalbanking"trueorfalse?A.True.B.False.8.Passage8(2points):RuraltourismhasdeclinedintheJinnongregioninrecentyearsduetopoorinfrastructureandlimitedmarketingefforts.However,ChinaBankhasnoticedthatcertainareas,likeLintong,haveseenaresurgenceintourism.Thebankattributesthistoitssupportforlocalbusinessesandimprovedpaymentsystems.Isthestatement"RuraltourismisdecliningacrosstheJinnongregion"trueorfalse?A.True.B.False.9.Passage9(2points):ClimatechangehashadaminimalimpactonagricultureintheJinnongregion,asmostfarmershavenotfacedsignificantchallengesfromdroughtsorfloods.Isthestatement"ClimatechangehasaffectedagricultureinJinnong"trueorfalse?A.True.B.False.10.Passage10(2points):ChinaBank'sgreenfinanceprogramhasbeenhighlysuccessful,withmostfarmersinLintongadoptingsustainableagriculturalpractices.Isthestatement"ChinaBank'sgreenfinanceprogramhasbeenwidelyadopted"trueorfalse?A.True.B.False.題型三：填空題（每題2分，共10題）11.Passage11(2points):TherapidgrowthoffintechhastransformedthebankingindustryinruralChina.ChinaBankhasinvestedheavilyin__________tomeettheincreasingdemandfordigitalservices.However,challengessuchasthe__________amongtheelderlyremainsignificant.Fillintheblanks:1.__________(e.g.,mobilebankingapps,digitalinfrastructure)2.__________(e.g.,digitaldivide,financialliteracy)12.Passage12(2points):ChinaBankhasstrengtheneditspresenceinLintongby__________newbranchesand__________personalizedfinancialadvice.Additionally,thebankhaslauncheda__________programtosupportruralentrepreneurs.Fillintheblanks:1.__________(e.g.,opening,expanding,establishing)2.__________(e.g.,offering,providing,enhancing)3.__________(e.g.,loan,credit,financing)13.Passage13(2points):Ruraltourismhas__________thelocaleconomyintheJinnongregion,withmanysmallbusinessesbenefitingfromincreased__________.ChinaBankhaspartneredwithlocalbusinessesto__________paymentsolutions.Fillintheblanks:1.__________(e.g.,boosted,supported,revitalized)2.__________(e.g.,tourism,sales,revenue)3.__________(e.g.,provide,develop,introduce)14.Passage14(2points):Climatechangehas__________agricultureinLintong,leadingtochallengessuchas__________and__________.However,somefarmershavestartedadopting__________toadapt.Fillintheblanks:1.__________(e.g.,affected,impacted,influenced)2.__________(e.g.,droughts,floods,storms)3.__________(e.g.,sustainablepractices,moderntechniques,eco-friendlymethods)15.Passage15(2points):TheChinesegovernment'spolicieshave__________economicdevelopmentinunderbankedregionslikeJinnong.ChinaBankhasplayedakeyroleby__________itsruralbankingservicesand__________financialeducation.Fillintheblanks:1.__________(e.g.,promoted,supported,facilitated)2.__________(e.g.,expanding,improving,enhancing)3.__________(e.g.,providing,offering,conducting)答案及解析單選題答案及解析：1.C.ThegrowthoffintechusersintheJinnongregion.解析：文章主要討論了金融科技在銀行業(yè)的應(yīng)用及其在金忠地區(qū)的用戶增長情況。2.C.Providedtailoredfinancialadvice.解析：文章提到中國銀行通過提供個性化財務(wù)建議來提高客戶滿意度。3.B.Ithasincreasedcomp