1、Aa necessary evil 不可避免的弊端/災(zāi)難a panel of experts 專家組access information 訪問信息/咨詢accounts payable 應(yīng)付賬款accrual basis accounting 責(zé)權(quán)發(fā)生制active trader 活躍交易者address an issue 解決一個問題adoption theory 采用理論Adverse Opinion 否定意見的審計報告advisory firms 咨詢公司Agence France-Presse 法國新聞社，法新社American Express 美國運通卡annual meeting

2、年會argue against 不贊成argue for 贊成，支持as such 依其身份，資格或名義等ask price 賣方開價，賣出價assembly line 裝配線，生產(chǎn)線assets of longer maturity 長期資產(chǎn)Associated Press（AP) 美國聯(lián)合通訊社，美聯(lián)社assurance services 保證服務(wù)at maturity 到期auction exchange 拍賣交易所auction portals 拍賣門戶網(wǎng)站auction sites 拍賣網(wǎng)站Bbalance sheet 資產(chǎn)負(fù)債表balance budgets 平衡預(yù)算banking

3、 relationships 銀行關(guān)系bar code 條形碼Basis for Qualification 保留意見依據(jù)basis point 基點bear markets 熊市beneficiary information 受款人資料bid price 遞價，出價，標(biāo)價，買入價big boy 大人物，大亨binding commitments 約定承諾birth rates 出生率blue chip stocks 藍(lán)籌股BNP Paribas Investment Partners 法國百利達(dá)基金board of directors 董事會Board of Governors 董事會，理事

4、會boom and bust 經(jīng)濟(jì)繁榮與蕭條的交替循環(huán)bottom line 賬本底線bound rates 約定稅率Brettom Woods Agreement 布雷頓森林協(xié)定BT system 營業(yè)稅體系BT/VAT reform 營改增budget deficits 預(yù)算赤字bull run 股市活躍期Bureau of Economic Analysis （美國）經(jīng)濟(jì)分析局bursting asset 破裂資產(chǎn)business academic 工商學(xué)者business cycles 經(jīng)濟(jì)周期business darwinism 商業(yè)達(dá)爾文主義business relationshi

5、ps 業(yè)務(wù)關(guān)系business requirements 企業(yè)需求，業(yè)務(wù)需求by the same token 出于同樣原因by the second 隨著一秒鐘的流逝CC corporation 普通公司call risk 回購風(fēng)險，贖回風(fēng)險capital appreciation 資本增值，資本升值capital inflow（outflow） 資金流入（外流）Capital IQ 標(biāo)準(zhǔn)普爾旗下部門capture information 俘獲信息，采集信息card reader 讀卡機(jī)carousel fraud 旋轉(zhuǎn)木馬的欺詐cascade effect 連帶效應(yīng)cash basis 收

6、付實現(xiàn)制cash flows 現(xiàn)金流量cell phone 手機(jī)central banks 中央銀行central planning 中央計劃經(jīng)濟(jì)chain of command 指揮系統(tǒng)，管理系統(tǒng)change friendly 對改變持友好態(tài)度的change hands 轉(zhuǎn)手，賣，交易checkable deposits 支票存款Christian democrats 基督教民主黨人circuit breaker 回路切斷器CIRRUS ATM cards 網(wǎng)絡(luò)萬事達(dá)取款機(jī)卡civil service 文職，行政事務(wù)classical economics 古典經(jīng)濟(jì)學(xué)clean bill of

7、 health 健康報告書Clean Opinion 無保留意見的審計報告client base 客戶群，客戶基礎(chǔ)CNBCs Cash Flow CNBN亞太財經(jīng)collection fees 托收費Come to a head 瀕臨危機(jī)關(guān)頭command economy 指令性（中央管制）經(jīng)濟(jì)Commerce Department （美國）商業(yè)部commercial banks 商業(yè)銀行commercial wise 商業(yè)智慧common stock 普通股competitive advantage 競爭優(yōu)勢conduct ones business 做生意/貿(mào)易consolidated V

8、AT declaration 匯總申報增值稅consulting services 咨詢服務(wù)consunption-driven economy 消費驅(qū)動型經(jīng)濟(jì)contactless chip reader 無接觸芯片閱讀器contactless payments 無接觸式付款方式continuous change 連續(xù)性變革，漸變式變革contractionary （expansionary）monetary policies 緊縮的（擴(kuò)張的）貨幣政策convertible currencies 可自由兌換貨幣corporate bonds 公司債券，企業(yè)債券corporate financ

9、e 公司財務(wù)cost effective 合算的，符合成本效益的cost push inflation 成本推動型通貨膨脹coupon payments 息票支付，息票付款credit bubble 信用泡沫credit card 信用卡credit crunch 信用緊縮credit default swaps 信用違約風(fēng)險調(diào)換credit mechainism 進(jìn)項和銷項的抵消機(jī)制credit rating 客戶信用等級credit risk 信用風(fēng)險，信貸風(fēng)險credit sales（purchases） 賒欠銷售（采購）credit terms 賒銷付款條件credit-based 基

10、于信用的crowd psychology 群眾心理，從眾心理currency crises 貨幣/金融危機(jī)cushion the blow 起緩沖作用Customs and Border Protection 美國海關(guān)及邊境保護(hù)局customs authorities 海關(guān)當(dāng)局customs duties 關(guān)稅customs duty rate 關(guān)稅率Ddata warehouses 數(shù)據(jù)倉庫data warehousing 數(shù)據(jù)庫存dealing in commodities 商品成交debit account 借方賬debit cards 記賬卡debt holder 債權(quán)持有人deeme

11、d sales 視同銷售defaulted loans 拖欠債務(wù)deficit countries 財政赤字國家deficit financing 赤字財政，支出超過年收入deficit spending 赤字開支，超前消費defining characteristic 屬性，概念特性delegate specific duties to. 授權(quán)給.demand desposits 活期存款deposit insurance system 存款保險制度depressed economy 經(jīng)濟(jì)蕭條design elements 設(shè)計元素Deutche mark 德國馬克digital walle

12、ts 電子錢包Disclaimer of Opinion report 無法表示意見的審計報告discount offer 打折銷售distribute information 發(fā)布資訊/信息domestic draft 國內(nèi)匯票Dow Jones Industrial Average 道瓊斯工業(yè)平均指數(shù)down payments 預(yù)付定金Eearnings per share 每股的利得earnings rations 收益率e-cash systems 電子現(xiàn)金系統(tǒng)e-commerce vendor 電子商務(wù)賣主economic changes 經(jīng)濟(jì)轉(zhuǎn)變economic condition

13、s 經(jīng)濟(jì)狀況Economic Cooperation Framework Agreement（ECFA) 經(jīng)濟(jì)合作框架協(xié)議economic coordination 經(jīng)濟(jì)協(xié)調(diào)economic cycle 經(jīng)濟(jì)周期，經(jīng)濟(jì)循環(huán)economic development community 經(jīng)濟(jì)發(fā)展社區(qū)economic experimentation 經(jīng)濟(jì)試驗economic fundamentals 經(jīng)濟(jì)學(xué)基本法則economic idea 經(jīng)濟(jì)理想economic liberalisation 經(jīng)濟(jì)自由化Economic Partnership Arrangements 經(jīng)濟(jì)伙伴協(xié)議economi

14、c prosperity 經(jīng)濟(jì)繁榮economic situation 經(jīng)濟(jì)形勢，經(jīng)濟(jì)情況economic system 經(jīng)濟(jì)制度economic virtues 經(jīng)濟(jì)美德economic（financial）reforms 經(jīng)濟(jì)（金融）改革electronic checks 電子支票electronic databases 電子數(shù)據(jù)庫electronic transfers 電子通匯e-mail address 電子郵件地址emerging economies 新興國家的經(jīng)濟(jì)empirical relation 經(jīng)驗關(guān)系enterprise clients 企業(yè)客戶episodic chan

15、ge 一次性變革，躍進(jìn)式變革equity research 股票分析，證券研究ehical conduct 道德行為European Monetary System 歐洲金融體制excess reserves 超額準(zhǔn)備金exchange rates 兌換率Executive Directors 執(zhí)行董事expiration date 有效期export-oriented industries 出口型企業(yè)，外向型企業(yè)extra value 附加值，超值FFederal Reserve Board 聯(lián)邦儲備委員會feedback loop 反饋回路，反饋環(huán)finance deficit 金融赤字f

16、inance minister 財政部長financial assets 金融資產(chǎn)financial bankruptey 財務(wù)破產(chǎn)financial crisis 金融危機(jī)financial decision 財務(wù)決策financial distress 財務(wù)拮據(jù)financial goals 財務(wù)目標(biāo)financial innovation 金融革新/創(chuàng)新financial institution 金融機(jī)構(gòu)financial management decision 財務(wù)管理決策financial panics 金融恐慌financial reporting framework 財務(wù)報告框架

17、financial services company 金融服務(wù)公司Financial Statement 財務(wù)報表fire sale 減價出售，火災(zāi)品拍賣fiscal easing 寬松財政政策fiscal policy 財政政策fixed assets 固定資產(chǎn)fixed exchange rate 固定匯率flat fee 固定費，一次性收費flexible exchange rate 浮動匯率floating exchange rate system 浮動匯率制floor supervisor 樓層主管，樓面部長follow suit 跟著做，照著做foreign currency dr

18、aft 外幣匯票foreign exchange 外匯foreign exchange earnings 外匯收入foreign exchange market 外匯交易市場foreign exchange rate 外匯匯率foreign reserves 外匯儲備foreign-trade zone 對外貿(mào)易區(qū)Fortune 500 companies 財富500強(qiáng)企業(yè)forward transactions 期貨交易，遠(yuǎn)期交易free port 自由港，自由口岸free-market capitalism 自由市場資本主義frequency distribution 頻數(shù)分布FTZ Gr

19、antees 自貿(mào)區(qū)受益人full employment 充分就業(yè)，全民就業(yè)funds rating 基金等級future exchange 期貨外匯，期貨交易GGeneral Motors 通用汽車general partnership 普通合伙公司General Theory 通論General VAT payer 一般增值稅納稅人Generate ideas 產(chǎn)生創(chuàng)意，產(chǎn)生觀點get out of hand 失去控制Gini index/coefficient 基尼系數(shù)give and take 互讓，互相遷就give oneself over to 沉迷于惡習(xí)等，致力于工作Global

20、 Debit Card 全球借記卡go under 破產(chǎn)Gold（en）Standard 金本位制度golden age 黃金年代gold-exchange standard 金匯兌本位制度Goldman Sachs Trading Corporation 高盛交易所government intervention 政府干預(yù)government procurement 政府采購government securities 政府發(fā)行的債券great depression 大蕭條gross margin 總利潤，毛利Hhave no conception of.對.完全不懂herd behaviour

21、 羊群效應(yīng)hold sway 支配，占統(tǒng)治地位，控制，有巨大影響host country 主辦國，所在國household registration 戶口登記households operating 家庭管理Iideas box 建議箱，意見箱import bans 進(jìn)口禁令import quotas 進(jìn)口配額in cash 現(xiàn)金狀態(tài)in demand 有需要，銷路好in the form of.以.的形式income tax 所得稅indexing system 索引系統(tǒng)individual games and systems 個人游戲系統(tǒng)industrial parks 工業(yè)園indust

22、ry best practices 行業(yè)上的最佳指標(biāo)inflation report 通脹報告inflation risk 通貨膨脹風(fēng)險inflationary expectations 通貨膨脹預(yù)期information superhighway 信息高速公路information technology 信息技術(shù)inherent deficiencies 固有的不足initial public offering（IPO）首次公開發(fā)售證券inner voice 內(nèi)在的聲音input（output）VAT 進(jìn)項（銷項）增值稅institutional investor 機(jī)構(gòu)投資人insuranc

23、e scheme 保險制度intangible assets 無形資產(chǎn)integrated circuit layout-design 集成電路塊設(shè)計intellectual property 知識產(chǎn)權(quán)interbank interest rate 利率intermediate components 中間產(chǎn)品international reserves 國際儲備international transaction 國際交易/貿(mào)易interventionist variants 干涉主義的變體inventory level 庫存指數(shù)investment trusts 投資信托investment-

24、led growth 投資主導(dǎo)型增長invisible hand 看不見的手，無形的手issuing banks 發(fā)行行Jjigsaw puzzle 七巧板jobs outsourcing 工作外包joint-venture 合資企業(yè)Kknowledge-driven economy 知識驅(qū)動型經(jīng)濟(jì)Llabor intensive 勞動密集型的labor market 勞動力市場Latin America Integration Association 拉丁美洲一體化組織legacy of debt 老債務(wù)legal texts 法律文件liability protection 責(zé)任保護(hù)lic

25、ensed profession 有執(zhí)照的自由專業(yè)licensing fees 執(zhí)照費life expectancy 生命預(yù)期，平均壽命limited liability company（LLC）有限責(zé)任公司liquid assets 流動資產(chǎn)liquid measure 流量單位liquidity trap 流動性陷阱local currency 本國貨幣looming depression 隱現(xiàn)蕭條Mmailing address 通訊地址make a difference 有影響，起作用make mortgage payments 支付抵押貸款make provisions 制定條款ma

26、ke the case that.提出理由，事實證明managed float 受管制的浮動management law 管理法則managing executive 常務(wù)董事manufacturing products 制造品manufacturing sector 制造業(yè)margin calls 追加保證金的通知/要求margin debt 保證金借貸market access commitments 市場開放承諾market and industry expertise 市場和行業(yè)經(jīng)驗market bias 偏重市場market decline 市場下跌market economies

27、市場經(jīng)濟(jì)體market forces 市場力量market index/indices 市場指標(biāo)，市場指數(shù)market making system 市場做價值度，做市商制度market participants 市場參與者market share 市場占有份額market shutdown 市場關(guān)閉market socialism 市場社會主義marketing department 市場部，營銷部MasterCard 萬事達(dá)信用卡match made in heaven 天作之合material influence 重要影響maximize sales（profits）盡可能擴(kuò)大銷售利潤me

28、ans of production 生產(chǎn)手段/工具/資料media of exchange 交換手段medical institution 醫(yī)療機(jī)構(gòu)member banks 會員銀行merchandise trade deficit 商品貿(mào)易赤字/逆差merchant accounts 商家賬戶，商人賬戶minimize costs 盡可能減低成本minimum reserves 最低準(zhǔn)備金ministerial decision 部長決議mixed economy 混合經(jīng)濟(jì)mixed sales 混合銷售mobile applications 移動應(yīng)用程序mobile banking 手機(jī)銀

29、行mobile commerce and payments 移動商務(wù)和移動支付mobile Internet 移動互聯(lián)網(wǎng)mobile payments 移動支付model of success 成功模式monetary authorities 財政當(dāng)局，貨幣當(dāng)局monetary flows 貨幣流動monetary framework 金融/貨幣框架mobile policy 金融政策monetize the investments 使投資貨幣化money supply 貨幣投放量mortgage rates 抵押貸款率motivating factor 激發(fā)因素motivational im

30、plications 激勵含義movable tangible assets 有形動產(chǎn)multinational corporations 跨國企業(yè)，多國公司multiple account management 多重賬戶管理municipal bonds 市政公債，地方政府公債mutual fund companies 互助基金管理公司NNASDAQ Composite 納斯達(dá)克綜合股價指數(shù)National Bureau of Economic Research 美國國家經(jīng)濟(jì)研究局national currencies 國家貨幣national economy 國家經(jīng)濟(jì)national fr

31、ontiers 國境national treatment 國民待遇near field communications 近距離無線通信necessary evil 不可避免的災(zāi)禍negotiating power 談判實力，談判籌碼net income 純收入New Deal 新政new orders 新訂單指數(shù)news agency 新聞社news conference 新聞發(fā)布會niche market 利基市場，瞄準(zhǔn)機(jī)會的市場nominal wages 名義工資non-performing Loan 不良貸款Ooff days 倒霉的日子office suite of applicatio

32、ns 辦公應(yīng)用套件軟件official order 正式通知on budget 預(yù)算內(nèi)on commercials 在廣告上on course 在過程中on the minds of sb. 某人考慮某事on-site at the Bank 常駐世行opening ceremony 開幕式operating complexity 業(yè)務(wù)復(fù)雜度operating system 計算機(jī)操作系統(tǒng)Opinion paragraph 審計意見段option owner 期權(quán)所有人，期權(quán)購買人outstanding contracts 尚未執(zhí)行的合同overheated economy 經(jīng)濟(jì)過熱owner

33、s equity 所有者權(quán)益ownership stake 所有權(quán)資助金Pparadox of thrift 節(jié)約悖論，節(jié)儉反證payment components 支付成分payment gateway technology 支付網(wǎng)關(guān)技術(shù)payment terms 支付條件payment transactions 支付業(yè)務(wù)payments accounts 支付賬pension fund 養(yǎng)老資金，退休資金performing arts 表演藝術(shù)personal liability 個人責(zé)任personal savings rate 個人儲蓄率pet projects 民心工程physica

34、l location 實際位置，物理位置pilot area 試點pilot free-trade zone 自貿(mào)試驗區(qū)planned economies 計劃經(jīng)濟(jì)體point of sale 銷貨點policy makers 政策制定者political persuasions 政治派別portfolio insurance 有價證券保險，投資組合保險positive outlook 正向思考，積極的觀點power grid 電力網(wǎng)preferential trade agreement 特惠貿(mào)易協(xié)定preferred stock 優(yōu)先股pretty much 幾乎，差不多primary m

35、arket 初級市場，一級市場principal agent 主要執(zhí)行者private sector 私人部門product innovation 產(chǎn)品革新product line 生產(chǎn)線productivity charts 生產(chǎn)圖表professional corporation 專業(yè)公司projects director 項目主任property transactions 物業(yè)交易，樓宇交易prospectus 說明書public enterprises sector 公共企業(yè)部門public expenditures 公共支出pursuit of profit 追逐利潤push the

36、 envelope 竭盡所能，挑戰(zhàn)極限Qquality of service 服務(wù)質(zhì)量quantity theory 數(shù)理學(xué)說Rrating system 額定系統(tǒng)real estate 房地產(chǎn)real estate developmen 房地產(chǎn)開發(fā)real time 實時real wages 實際收入/工資red tape 官樣文章，繁瑣的程序redistribution of income 所得重新分配，收益再分配regulated market 管制（規(guī)范）的市場regulatory authorities 法規(guī)機(jī)構(gòu)，監(jiān)督管理部門relax credit terms 放松付款條件remi

37、ttance currencies 匯款Reoriennt Financial Markets （香港）瑞東金融市場reparation payments 賠款支付research note 研究紀(jì)要residual owners 剩余財產(chǎn)所有人retail business 零售企業(yè)retail middleman 中間零售商retained earnings 未分配的利潤risk solutions 風(fēng)險解決的方案Roaring Twenties （美國）興旺的二十年代rock star 搖滾明星rule of thumb 憑感覺的方法，單憑經(jīng)驗的方法run deficits 遭遇赤字SS

38、 corporation 小型公司sales tax 營業(yè)稅，銷售稅，購物稅savings account 定期存款賬戶scope limitation （審計）范圍限制Scope paragraph 審計范圍段secondary market 二級市場secretary general 秘書長senior architect 高級建筑師senior engineer 高級工程師service industry 服務(wù)行業(yè)set the tone 定調(diào)子set up an account 建立一個賬戶setup fee 設(shè)置費shareholder 股東shopping cart 購物車sign

39、ed article 署名文章Silicon Valley 硅谷smart cards 靈通卡，智能卡social democrats 社會民主黨人social security number 社會保障號碼social welfare 社會福利Socit Gnrale 法國跨國銀行sole proprietorship 獨資企業(yè)special assistance 特別援助計劃Special Economy Zones 經(jīng)濟(jì)特區(qū)speculative trading 投機(jī)買賣spot transactions 現(xiàn)貨交易，即期交易State Council 國務(wù)院state socialism

40、國家社會主義statistical dispersion 統(tǒng)計離差stock certificate 股票證書stock in the corporation 公司內(nèi)部股票stock market crash 股市崩潰stock market index 股市指數(shù)stock market launch 股票市場推出store information 存儲信息/咨訊strategy session 戰(zhàn)略會議street name 行號代名strike fear into. 使.感到恐怖 stumbling block 障礙物，絆腳石subprime loans 次級貸款，次級房貸super-so

41、vereign reservecurrency 超主權(quán)儲備貨幣supplier deliveries 供應(yīng)送貨指數(shù)supply and demand 供需surplus countries 財政盈余國家Ttalent management 人才管理tangible assets 有形資產(chǎn)tariff lines 關(guān)稅項目tax brackets 應(yīng)稅級別tax breaks 稅收減免tax burden 稅負(fù)tax declaration deadline 報稅截止日期tax payer 納稅人tax revenues 稅收tax withholding agent 扣繳義務(wù)人Taxable Services 應(yīng)稅服務(wù)行業(yè)telemarketing firm 電話推銷公司test ground 實驗基地text messaging 短信the Dispute Settlement Body 貿(mào)易爭端解決機(jī)構(gòu)the entire membership 完全代表資格the European Community 歐洲共同體the General Council WTO總理事會the International Monetary Fu