建設(shè)銀行2025營口市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文語境，選擇最合適的詞語填入空格。1.ThenewfinancialtechnologyinChinaistransformingthebankingindustrybyimprovingserviceefficiencyandcustomerexperience.However,italsoraisesconcernsaboutdatasecurityandprivacyprotection.空格1：______空格2：______（選項：A.significantlyB.fundamentallyC.preliminarilyD.selectively）2.Asaleadingstate-ownedcommercialbank,BankofChinamustbalanceeconomicgrowthwithenvironmentalsustainability.Thegovernmentencouragesbankstoinvestingreenprojectstoachievecarbonneutralitygoals.空格1：______空格2：______（選項：A.simultaneouslyB.separatelyC.superficiallyD.sequentially）3.TheannualcreditriskassessmentreportbythePeople'sBankofChinahighlightsthechallengesinsmallandmedium-sizedenterprise(SME)lending.Banksneedtostrengthenduediligencetoreducedefaultrates.空格1：______空格2：______（選項：A.persistentlyB.comprehensivelyC.superficiallyD.sporadically）4.TheBeltandRoadInitiativehasfacilitatedtradebetweenChinaandCentralAsia,butcross-borderpaymentsystemsstillfaceregulatoryhurdles.空格1：______空格2：______（選項：A.persistentlyB.preliminarilyC.significantlyD.comprehensively）5.Tomeettheincreasingdemandfordigitalbankingservices,ICBChasexpandeditsmobileappfunctionality,offeringreal-timefinancialadviceandautomatedcustomersupport.空格1：______空格2：______（選項：A.fundamentallyB.preliminarilyC.selectivelyD.effectively）二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage1China'sbankingsectorisundergoingrapiddigitalization,drivenbyregulatorysupportandtechnologicalinnovation.AccordingtotheChinaBankingandInsuranceRegulatoryCommission(CBIRC),digitalbankingassetsgrewby25%in2024.However,challengesremain,suchascybersecurityrisksandtheneedfortalentinfintech.ThePeople'sBankofChinahasintroducednewguidelinestoensuredataprivacyandpromoteinteroperabilitybetweenfinancialinstitutions.Questions:1.WhatisthemainfocusofChina'sbankingsectorin2024?A.ExpandingphysicalbranchesB.DigitaltransformationC.IncreasingforeigninvestmentD.Reducingloandefaults2.Accordingtothepassage,whatisonechallengeindigitalbanking?A.RegulatorysupportB.CybersecurityrisksC.HighprofitabilityD.Largecustomerbase3.Whichregulatorybodyismentionedinthepassage?A.WorldBankB.ChinaBankingandInsuranceRegulatoryCommissionC.InternationalMonetaryFundD.NationalDevelopmentBankPassage2TheLiaodongPeninsula,includingthecityofYingkou,isakeyeconomiczoneinNortheastChina.Thegovernmenthasinvestedheavilyininfrastructure,suchasportsandhigh-speedrail,toboosttradewithNortheastAsia.However,economicrestructuringremainsapriority,asdecliningindustrieslikecoalminingneedtobereplacedwithsustainablesectors.TheBankofChinahaslaunchedspecialloanstosupportgreenenergyprojectsintheregion.Questions:1.WhatisamajoreconomicchallengeintheLiaodongPeninsula?A.HighpopulationgrowthB.DecliningindustriesC.LimitednaturalresourcesD.Insufficientinfrastructure2.Whichbankismentionedassupportinggreenenergyprojects?A.ICBCB.BankofChinaC.AgriculturalBankofChinaD.ChinaMerchantsBank3.Whatisthegovernment'sstrategytoaddresseconomicissues?A.IncreasingtaxesB.InvestingininfrastructureC.RestructuringindustriesD.Attractingforeigntourists三、語法填空（共5題，每題2分，共10分）根據(jù)句意和所給單詞，用適當(dāng)形式填空。1.TheStateGridCorporationofChinahasadoptedsmartgridstoreduceenergyconsumptionandimprovereliability.By2025,______(ensure)90%ofurbanareaswillhaveaccesstosmartenergysolutions.2.TheChinaSecuritiesRegulatoryCommission(CSRC)hasstrengthenedoversightoffinancialmarketstopreventfraud.Investorsmust______(comply)withdisclosurerulestoavoidpenalties.3.Thecentralbank’spolicyoninterestrateswill______(affect)thehousingmarketsignificantly.Homebuyersshouldmonitorthesechangesclosely.4.TheWorldBank’slatestreporthighlightstheneedforsustainablefinancinginruralareas.Governmentsmust______(allocate)moreresourcestoagriculturaldevelopment.5.Alibaba’sfinancialservices,includingAlipay,have______(transform)thewayChinesepeoplehandlepayments.Digitalwalletsnowaccountforover80%oftransactions.四、完形填空（共5題，每題2分，共10分）閱讀短文，選擇最合適的選項填空。Lastyear,theBankofChinalaunchedanewgreencreditprogramtosupportrenewableenergyprojects.Theinitiativeaimsto______(1)China’scarbonneutralitygoalsby2060.Theprogramprovideslow-interestloanstocompaniesinvestinginsolar,wind,andhydroelectricpower.______(2),somecriticsarguethattherealimpactofsuchpoliciesislimitedwithoutstricterenvironmentalregulations.Despitetheseconcerns,thecentralbankhas______(3)itscommitmenttosustainablefinance.By2025,greencreditisexpectedto______(4)15%oftotalbankloans.Thisshiftreflectsthegrowingimportanceofenvironmental,social,andgovernance(ESG)factorsinChina’sfinancialsector.______(5),businessesmustbalanceprofitabilitywithecologicalresponsibilitytothriveinthelongterm.（選項：1.A.achieveB.ignoreC.delayD.weaken2.A.HoweverB.MoreoverC.ThereforeD.Otherwise3.A.strengthenedB.weakenedC.ignoredD.forgotten4.A.accountforB.reduceC.exceedD.decrease5.A.AdditionallyB.ConsequentlyC.NeverthelessD.Similarly）五、翻譯填空（共5題，每題2分，共10分）將以下句子翻譯成英文，并用適當(dāng)形式填空。1.中國工商銀行通過大數(shù)據(jù)分析，提高了風(fēng)險管理能力。IndustrialandCommercialBankofChinahas______(enhance)riskmanagementcapabilitiesby______(analyze)bigdata.2.遼寧省的金融機構(gòu)在支持地方經(jīng)濟發(fā)展方面發(fā)揮了重要作用。FinancialinstitutionsinLiaoningProvincehave______(play)asignificantroleinsupportingregionaleconomicdevelopment.3.中國人民銀行最近發(fā)布了關(guān)于數(shù)字貨幣的指導(dǎo)意見。ThePeople’sBankofChinahasrecently______(issue)guidelinesondigitalcurrency.4.銀行業(yè)在推動普惠金融方面仍面臨許多挑戰(zhàn)。Thebankingsectorstillfacesmanychallengesinpromotinginclusivefinance.5.國家開發(fā)銀行致力于支持基礎(chǔ)設(shè)施建設(shè)項目。TheChinaDevelopmentBankiscommittedto______(support)infrastructureprojects.答案與解析一、選詞填空1.A,B(significantly,fundamentally)-解析：第一空強調(diào)金融科技的影響程度，significantly（顯著地）符合語境；第二空強調(diào)其根本性變革，