郵儲銀行承德市雙灤區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）說明：從以下選項中選出一個最佳答案填入空白處。1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalbankingindustrytoadaptandinnovate.-A.forced-B.encouraged-C.allowed-D.challenged2.Asaruralcommercialbank,PostalSavingsBankfocuseson__________financialservicestounderservedareas.-A.delivering-B.supporting-C.expanding-D.improving3.TheeconomicreformsinHebeiProvincehave__________significantgrowthintheagriculturalsector.-A.driven-B.hindered-C.limited-D.stabilized4.__________customersatisfactioniscrucialforlong-termsuccessinthebankingsector.-A.Maintaining-B.Achieving-C.Ensuring-D.Maximizing5.Thebank’smobileappprovidesa__________platformforcustomerstomanagetheirfinancesanytime,anywhere.-A.convenient-B.complicated-C.expensive-D.inefficient6.ThenewbranchinShuanglanDistrictisdesignedto__________localbusinessesandresidents.-A.serve-B.attract-C.compete-D.replace7.Thebank’ssustainabilityinitiativesaimto__________environmentalimpactwhilemaintainingprofitability.-A.reduce-B.increase-C.ignore-D.overlook8.Theinterviewprocesswill__________candidateswhodemonstratestrongproblem-solvingskills.-A.evaluate-B.reject-C.ignore-D.praise9.Thelocalgovernmenthas__________policiestosupportsmallandmedium-sizedenterprises(SMEs).-A.implemented-B.delayed-C.rejected-D.ignored10.Thebank’strainingprogramsaredesignedto__________employees’professionaldevelopment.-A.hinder-B.support-C.neglect-D.disrupt二、閱讀理解（共5題，每題2分，共10分）說明：閱讀以下短文，然后回答問題。Passage1Theriseofdigitalbankinghastransformedthefinancialindustryinrecentyears.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreinnovativeanduser-friendlyservices.PostalSavingsBank,withitsstrongpresenceinruralareas,hasbeenadaptingtothistrendbyinvestingindigitalplatformsandimprovingcustomerexperience.Thebank’smobileapp,forexample,allowscustomerstotransfermoney,paybills,andapplyforloanswithjustafewtapsontheirsmartphones.Thishasnotonlyincreasedcustomersatisfactionbutalsoreducedoperationalcosts.However,thebankstillfaceschallengesinareaswhereinternetconnectivityispoor.Toaddressthis,thebankhasbeenpartneringwithlocalgovernmentstoexpanditsnetworkcoverageinunderservedregions.Thesuccessoftheseinitiativeswilldependonthebank’sabilitytobalanceinnovationwithtraditionandmaintainitscorevaluesofreliabilityandservice.1.Whatisthemainfocusofthepassage?-A.Thehistoryofdigitalbanking.-B.Thechallengesfacedbytraditionalbanks.-C.Thetransformationofpostalsavingsbanks.-D.Theroleoffintechcompaniesinthefinancialindustry.2.HowhasPostalSavingsBankadaptedtothedigitalbankingtrend?-A.Byclosingitsphysicalbranches.-B.Byinvestingindigitalplatforms.-C.Byfocusingonruralareas.-D.Bypartneringwithfintechcompanies.3.Whatproblemdoesthebankstillfaceinsomeregions?-A.Highoperationalcosts.-B.Poorinternetconnectivity.-C.Lowcustomersatisfaction.-D.Limitedloanapplications.4.Whatwilldeterminethesuccessofthebank’sinitiatives?-A.Governmentsupport.-B.Customerfeedback.-C.Digitalinnovation.-D.Traditionalvalues.5.Whatisthekeymessageofthepassage?-A.Digitalbankingisreplacingtraditionalbanking.-B.Banksmustbalanceinnovationwithtradition.-C.Fintechcompaniesaremoresuccessfulthanbanks.-D.Ruralareasdonotneedfinancialservices.Passage2HebeiProvince,locatedinnorthernChina,hasbeenexperiencingsignificanteconomicgrowthinrecentyears.Theprovincialgovernmenthasimplementedvariouspoliciestosupportthedevelopmentofsmallandmedium-sizedenterprises(SMEs),whichplayacrucialroleinthelocaleconomy.Oneofthekeyinitiativesistheestablishmentofspecialeconomiczonesthatoffertaxincentivesandreducedadministrativecostsforbusinesses.ThesezoneshaveattractedalargenumberofSMEs,leadingtojobcreationandincreasedeconomicactivity.However,challengesremain,suchasaccesstofinancingandcompetitionfromlargerenterprises.Thegovernmenthasalsolaunchedprogramstoimprovethebusinessenvironmentbystreamliningregulationsandreducingbureaucracy.Theseeffortshavehelpedtocreateamorefavorableatmosphereforentrepreneurshipandinnovation.Despitethesechallenges,thefutureofHebei’seconomylookspromising,especiallywiththecontinuedsupportfromthelocalgovernmentandthegrowingimportanceoftheservicesector.6.Whatisthemainfocusofthepassage?-A.TheeconomicgrowthofHebeiProvince.-B.ThechallengesfacedbySMEs.-C.ThepoliciesoftheHebeiprovincialgovernment.-D.Thedevelopmentofspecialeconomiczones.7.WhathashelpedtoattractSMEstoHebei?-A.Taxincentivesandreducedcosts.-B.Governmentsupportandinfrastructure.-C.Accesstofinancingandlowcompetition.-D.Streamlinedregulationsandbureaucracy.8.WhatchallengesdoSMEsstillfaceinHebei?-A.Hightaxesandadministrativecosts.-B.Limitedjobcreation.-C.Accesstofinancingandcompetition.-D.Poorinfrastructure.9.Whatisthegovernmentdoingtoimprovethebusinessenvironment?-A.Increasingtaxesandregulations.-B.Streamliningregulationsandreducingbureaucracy.-C.Closingspecialeconomiczones.-D.Providingmorefinancialsupport.10.WhatistheoutlookforHebei’seconomy?-A.Uncertainduetochallenges.-B.Promisingwithcontinuedsupport.-C.Decliningduetocompetition.-D.Stablewithnogrowth.三、完形填空（共10題，每題1分，共10分）說明：閱讀以下短文，然后從選項中選擇最佳答案填入空白處。Thebankingsectorhasundergonesignificantchangesinthepastdecade.Withtheriseofdigitaltechnology,traditionalbankshavehadto__________theiroperationstomeettheevolvingneedsofcustomers.PostalSavingsBank,__________inruralareas,hasbeenattheforefrontofthistransformation.Thebankhasinvestedheavilyindigitalplatforms,__________mobilebankingandonlineservicestoenhancecustomerexperience.Theseinitiativeshavenotonlyincreasedcustomersatisfactionbutalso__________operationalefficiency.However,thebankstillfaceschallengesinareaswhereinternetconnectivityispoor.Toaddressthis,thebankhasbeen__________withlocalgovernmentstoexpanditsnetworkcoverage.Thesuccessoftheseeffortswilldependonthebank’sabilityto__________innovationwithtraditionandmaintainitscorevaluesofreliabilityandservice.1.A.adapt2.A.located3.A.offering4.A.improved5.A.partnering6.A.balancing7.Thenewdigitalplatformshave__________customerstoaccesstheiraccountsanytime,anywhere.-A.enabled-B.disabled-C.restricted-D.complicated8.Thebank’smobileappprovidesa__________platformforcustomerstomanagetheirfinances.-A.convenient-B.complicated--C.expensive-D.inefficient9.Thebank’ssustainabilityinitiativesaimto__________environmentalimpactwhilemaintainingprofitability.-A.reduce-B.increase-C.ignore-D.overlook10.Theinterviewprocesswill__________candidateswhodemonstratestrongproblem-solvingskills.-A.evaluate-B.reject-C.ignore-D.praise四、翻譯（共5題，每題2分，共10分）說明：將以下中文句子翻譯成英文。1.郵儲銀行致力于為承德市雙灤區(qū)的居民提供優(yōu)質(zhì)的金融服務(wù)。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)發(fā)展的必然趨勢。3.承德市政府出臺了一系列政策支持小微企業(yè)的發(fā)展。4.銀行通過在線平臺提升了客戶服務(wù)的效率。5.可持續(xù)發(fā)展是郵儲銀行的重要戰(zhàn)略目標(biāo)。五、寫作（共1題，共10分）說明：根據(jù)以下提示寫一篇短文，不少于150詞。Topic:TheImportanceofDigitalBankinginRuralAreasOutline:1.Introduction:Theroleofdigitalbankinginruralareas.2.Body:Benefitsofdigitalbankingforruralresidents.3.Conclusion:Thefutureofdigitalbankinginruralareas.答案及解析一、選詞填空1.D.challenged解析：Digitalbankinghaschallengedthetraditionalbankingindustrytoadaptandinnovate.2.A.delivering解析：PostalSavingsBankfocusesondeliveringfinancialservicestounderservedareas.3.A.driven解析：Theeconomicreformshavedrivensignificantgrowthintheagriculturalsector.4.C.ensuring解析：Ensuringcustomersatisfactioniscrucialforlong-termsuccess.5.A.convenient解析：Themobileappprovidesaconvenientplatformforcustomers.6.A.serve解析：Thenewbranchisdesignedtoservelocalbusinessesandresidents.7.A.reduce解析：Thebank’sinitiativesaimtoreduceenvironmentalimpact.8.A.evaluate解析：Theinterviewprocesswillevaluatecandidates.9.A.implemented解析：ThegovernmenthasimplementedpoliciestosupportSMEs.10.B.support解析：Thetrainingprogramsaredesignedtosupportemployees’professionaldevelopment.二、閱讀理解1.C.Thetransformationofpostalsavingsbanks.解析：ThepassagefocusesonhowPostalSavingsBankhastransformedduetodigitalbankingtrends.2.B.Byinvestingindigitalplatforms.解析：Thepassagementionsthatthebankhasinvestedindigitalplatformstoadapttothetrend.3.B.Poorinternetconnectivity.解析：Thepassagestatesthatthebankstillfaceschallengesinareaswithpoorinternetconnectivity.4.C.Digitalinnovation.解析：Thesuccessofthebank’sinitiativeswilldependonbalancingdigitalinnovationwithtradition.5.B.Banksmustbalanceinnovationwithtradition.解析：Thepassageemphasizestheneedforbankstobalanceinnovationwithtradition.6.A.TheeconomicgrowthofHebeiProvince.解析：ThepassagefocusesontheeconomicgrowthofHebeiProvince.7.A.Taxincentivesandreducedcosts.解析：ThepassagementionsthattaxincentivesandreducedcostshaveattractedSMEs.8.C.Accesstofinancingandcompetition.解析：ThepassagestatesthatSMEsstillfacechallengesinaccessingfinancingandcompetition.9.B.Streamliningregulationsandreducingbureaucracy.解析：Thegovernmenthaslaunchedprogramstostreamlineregulationsandreducebureaucracy.10.B.Promisingwithcontinuedsupport.解析：ThepassagedescribesthepromisingfutureofHebei’seconomywithcontinuedsupport.三、完形填空1.adapt2.located3.offering4.improved5.partnering6.balancing7.enabled8.convenient9.reduce10.evaluate四、翻譯1.PostalSavingsBankiscommittedtoprovidinghigh-qualityfinancialservicestoresidentsinShuanglanDistrict,ChengdeCity.2.Digitaltransformationisaninevitabletrendinthedevelopmentofthebankingindustry.3.TheChengdemunicipalgovernmenthasintroducedaseriesofpoliciestosupportthedevelopmentofsmallandmedium-sizedenterprises.4.Thebankhasimprovedtheefficiencyofcustomerservicethroughonlineplatforms.5.SustainabledevelopmentisakeystrategicgoalofPostalSavingsBank.五、寫作TheImportanceofDigitalBankinginRuralAreasDigitalbankinghasp