平安銀行南通市通州區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的詞語(yǔ)填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarket______.A.forced/conditionsB.encouraged/opportunitiesC.challenged/demandsD.motivated/competitors2.Toenhancecustomer______,thebankintroducedamobileappwithAI-poweredpersonalizationfeatures.A.satisfactionB.trustC.retentionD.loyalty3.ThenewbranchinNantong’s______districtisexpectedtoattractmoreyoungprofessionalsandsmallbusinesses.A.centralB.suburbanC.coastalD.industrial4.Sustainablebankingpracticesaimto______environmentalriskswhilemaintainingfinancialgrowth.A.mitigateB.ignoreC.enhanceD.ignore5.The______ofblockchaintechnologyhasthepotentialtorevolutionizecross-borderpaymentsystems.A.adoptionB.inventionC.developmentD.regulation二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問(wèn)題。Passage:Theriseofdigitalbankinghastransformedhowcustomersinteractwithfinancialinstitutions.TraditionalbanksincitieslikeNantongarefacingincreasedcompetitionfromonline-onlylenders,whichofferlowerfeesandmoreconvenientservices.Tostayrelevant,平安銀行(PingAnBank)hasinvestedheavilyindigitalinfrastructure,includingmobilebankingappsandAI-drivencustomerservice.However,someanalystsarguethatdigital-firstbankslackthetrustandphysicalpresencethatestablishedinstitutionsprovide.Thekeyfor平安銀行istobalanceinnovationwithcustomerrelationshipswhileadaptingtoregionaleconomictrendsintheYangtzeRiverDelta.6.WhatisthemainchallengefacedbytraditionalbanksinNantong?A.HighoperatingcostsB.LackofdigitaltechnologyC.IncreasedcompetitionfromonlinelendersD.Insufficientgovernmentsupport7.Howdoes平安銀行attempttoaddressthischallenge?A.ByexpandingitsphysicalbranchnetworkB.ByfocusingonwealthmanagementservicesC.ByinvestingindigitalbankingsolutionsD.Byreducingfeesforpremiumcustomers8.Accordingtothepassage,whatisapotentialdrawbackofonline-onlybanks?A.HighertransactionfeesB.LimitedservicehoursC.LackofcustomertrustD.Fewerbankingoptions9.Whatregionishighlightedasakeymarketfor平安銀行’sstrategy?A.NortheastChinaB.SouthChinaC.YangtzeRiverDeltaD.CentralChina三、語(yǔ)法填空（共5題，每題2分，共10分）根據(jù)句子意思，用括號(hào)中單詞的正確形式填空。10.Despitetheeconomic______(downturn),平安銀行’sprofitsremainedstablein2024.11.Thenewbranchwill______(open)nextmonthinNantong’seconomiczone.12.Customersareencouragedtousemobilebankingtoreduce______(paper)transactions.13.Thebank’sAIsystemcan______(analyze)customerdatatopredictfinancialneeds.14.Iffintechcontinuesto______(grow),traditionalbankingmodelswillneedtoevolve.四、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最佳選項(xiàng)填空。Lastyear,平安銀行l(wèi)aunchedagreenfinanceinitiativetosupportsustainableprojectsinNantong.Theprogramfocusesonrenewableenergy,energyefficiency,andwastereduction.Localbusinessesthatadopteco-friendlypracticescanreceivepreferentialloansandinterestrates.Thebank’seffortsalignwithChina’scommitmenttocarbonneutralityby2060.Whilesomecriticsarguethatgreenfinanceistooexpensive,thelong-termbenefits—suchasreducedregulatoryrisksandimprovedbrandreputation—makeitaworthwhileinvestment.By2025,平安銀行aimstofundatleast100greenprojectsacrosstheregion.15.Whatistheprimarygoalof平安銀行’sgreenfinanceinitiative?A.ToincreaseprofitsB.ToreduceenvironmentalpollutionC.TosupportsustainabledevelopmentD.Toexpanditsbranchnetwork16.WhichofthefollowingisNOTafocusareaoftheprogram?A.RenewableenergyB.RealestatedevelopmentC.EnergyefficiencyD.Wastereduction17.WhatisChina’slong-termenvironmentaltarget?A.Carbonneutralityby2030B.Renewableenergyadoptionby2025C.Greenfinancedominanceby2060D.Carbonneutralityby206018.Whatdoesthepassagesuggestaboutcriticsofgreenfinance?A.Theybelieveitisunnecessary.B.Theyareconcernedaboutcosts.C.Theysupportitfully.D.Theyprefertraditionallending.19.Howmanygreenprojectsdoes平安銀行aimtofundby2025?A.50B.100C.200D.500五、句子改錯(cuò)（共5題，每題2分，共10分）找出并改正句子中的錯(cuò)誤。20.Thebank’smobileappisnotavailablefordownloadinChinayet.21.Weshouldencouragecustomerstousedigitalpaymentsinsteadofcash.22.Thenewfintechpolicywilltakeeffectfromnextyear.23.Iftheeconomyimproves,thebankmayincreaseitsloanlimits.24.Allemployeesmustcompletetheonlinetrainingbytheendofthismonth.六、翻譯填空（共5題，每題2分，共10分）將英文句子翻譯成中文，填入橫線處。25.Toimprovefinancialinclusion,thebankprovideslow-costbankingservicestoruralareas.26.TheAI-poweredchatbotcanhandle90%ofcustomerinquiriesinrealtime.27.ThebranchinXingqiuRoadofferspersonalizedwealthmanagementsolutions.28.Thebank’ssustainabilityreporthighlightsitseffortstoreducecarbonemissions.29.Customerscannowapplyforloansthroughthemobileappwithoutvisitingabranch.答案與解析一、選詞填空1.C.challenged/demands解析：Fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須應(yīng)對(duì)市場(chǎng)的新需求。2.D.loyalty解析：銀行引入AI個(gè)性化功能旨在提升客戶(hù)忠誠(chéng)度。3.B.suburban解析：南通的郊區(qū)是年輕專(zhuān)業(yè)人士和小型企業(yè)聚集的區(qū)域。4.A.mitigate解析：可持續(xù)銀行業(yè)務(wù)旨在減輕環(huán)境風(fēng)險(xiǎn)。5.A.adoption解析：區(qū)塊鏈技術(shù)的普及潛力巨大。二、閱讀理解6.C.Increasedcompetitionfromonlinelenders解析：文章指出傳統(tǒng)銀行面臨的主要競(jìng)爭(zhēng)來(lái)自在線貸款機(jī)構(gòu)。7.C.Byinvestingindigitalbankingsolutions解析：平安銀行通過(guò)投資數(shù)字技術(shù)應(yīng)對(duì)挑戰(zhàn)。8.C.Lackofcustomertrust解析：文章提到在線銀行缺乏傳統(tǒng)銀行的信任基礎(chǔ)。9.C.YangtzeRiverDelta解析：文章強(qiáng)調(diào)平安銀行在長(zhǎng)江三角