中信銀行欽州市欽北區(qū)2025秋招筆試英文行測高頻題含答案英文行測高頻題（含答案解析）第一部分：選詞填空（共5題，每題2分，共10分）欽州市作為北部灣經(jīng)濟(jì)區(qū)的核心城市，近年來金融產(chǎn)業(yè)快速發(fā)展。中信銀行欽北區(qū)分行對英語能力的要求較高，以下題目考察考生在商務(wù)環(huán)境中的詞匯運(yùn)用能力。1.Thebankiscurrently__________amajorprojecttoexpanditsbranchnetworkinQinzhou.A.implementingB.consideringC.delayingD.reviewing2.Ourteamneedsto__________theclient’sfeedbacktoimproveservicequality.A.ignoreB.acknowledgeC.denyD.postpone3.Theannualfinancialreportwillbe__________toshareholdersbytheendofthisquarter.A.submittedB.publishedC.postponedD.cancelled4.Despitetheeconomic__________,thebank’sprofitshaveremainedstable.A.crisisB.boomC.fluctuationD.recovery5.Thenewcreditpolicyaimsto__________riskswhilepromotinggrowth.A.minimizeB.maximizeC.ignoreD.exaggerate第二部分：閱讀理解（共4題，每題3分，共12分）欽北區(qū)作為制造業(yè)和物流業(yè)的重要基地，銀行信貸業(yè)務(wù)需兼顧傳統(tǒng)行業(yè)與新興產(chǎn)業(yè)。以下文章節(jié)選自銀行年報(bào)，考察考生對金融信息的理解能力。Passage:TheQinzhouBankhaslaunchedaspecialloanprogramtosupportsmallandmedium-sizedenterprises(SMEs)inthenorthernregion.Theinitiativefocusesonindustriessuchasshipbuilding,logistics,andagriculture,whicharepivotaltothelocaleconomy.Accordingtothebank’sCEO,"Thisprogramalignswiththegovernment’sstrategytoboostindustrialclustersinQinzhou."Interestrateshavebeenreducedby0.5%foreligibleborrowers,andtheapprovalprocesshasbeenstreamlinedtoensurefasterfunding.However,thebankwarnsthatstrictriskcontrolswillbemaintainedtopreventdefaults.6.Whatistheprimarygoaloftheloanprogram?A.Toincreasebankprofits.B.Tosupportkeylocalindustries.C.Toexpandthebank’sbranchnetwork.D.Toattractforeigninvestors.7.Whichindustriesaremostlikelytobenefitfromtheprogram?A.Technologyandfinance.B.Shipbuildingandlogistics.C.Realestateandretail.D.Educationandhealthcare.8.AccordingtotheCEO,whywastheprogramintroduced?A.Tocompetewithotherbanks.B.Tofollowgovernmentpolicies.C.Toreducethebank’sdebt.D.Topromoteruraldevelopment.9.Whatmeasurehasthebanktakentoexpediteloanapprovals?A.Increasinginterestrates.B.Reducingloanamounts.C.Simplifyingtheapprovalprocess.D.Requiringcollateralguarantees.第三部分：完形填空（共5題，每題2分，共10分）欽北區(qū)銀行業(yè)競爭激烈，銀行營銷需注重客戶體驗(yàn)。以下文章描述銀行服務(wù)創(chuàng)新，考察考生邏輯銜接能力。TheQinzhouBranchofCITICBankhasrecently__10__itsdigitalbankingplatformtoenhancecustomersatisfaction.__11__thepandemic,remotebankingserviceshave__12__inpopularity,andthebankhas__13__mobileappswithadvancedfeatures.Customerscannow__14__transactions,accessstatements,andevenapplyforloanswithoutvisitingabranch.However,thebankacknowledgesthat__15__challengesremain,suchasensuringdatasecurity.10.A.upgraded11.A.Dueto12.A.grown13.A.improved14.A.perform15.A.several第四部分：句子改錯(cuò)（共4題，每題3分，共12分）銀行公文需嚴(yán)謹(jǐn)規(guī)范，以下句子可能存在語法錯(cuò)誤，考生需識別并改正。16.Theloanagreementmustbesignedbybothpartiesbeforethefundsarereleased.→(Correct)17.Iftheapplicantfailstoprovidefinancialdocuments,theapprovalprocesswillbedelayed.→(Correct)18.Thebank’spolicyallowsclientstowithdrawupto50%oftheirsavingsatonce.→(Incorrect:"allows"shouldbe"allowsthemto")19.Employeesshouldsubmittheirexpensereportswithinoneweekafterthetrip.→(Incorrect:"withinoneweekafter"shouldbe"withinoneweekof")第五部分：翻譯填空（共5題，每題2分，共10分）中英互譯是銀行國際業(yè)務(wù)的基礎(chǔ)能力，以下題目考察考生對金融術(shù)語的轉(zhuǎn)換能力。20.將“信用額度”翻譯成英文：___________.→Creditlimit21.將“逾期貸款”翻譯成英文：___________.→Latepayment22.將“風(fēng)險(xiǎn)溢價(jià)”翻譯成英文：___________.→Riskpremium23.將“資產(chǎn)配置”翻譯成英文：___________.→Assetallocation24.將“匯率波動(dòng)”翻譯成英文：___________.→Exchangeratefluctuation答案與解析第一部分：選詞填空1.A.implementing解析：銀行通常會(huì)“實(shí)施”項(xiàng)目，符合語境。2.B.acknowledge解析：銀行需“承認(rèn)”客戶反饋以改進(jìn)服務(wù)。3.A.submitted解析：“提交”報(bào)告是標(biāo)準(zhǔn)流程。4.C.fluctuation解析：經(jīng)濟(jì)“波動(dòng)”是中性表述，符合金融語境。5.A.minimize解析：銀行需“最小化”風(fēng)險(xiǎn)。第二部分：閱讀理解6.B.Tosupportkeylocalindustries.解析：文章明確指出支持制造業(yè)和物流業(yè)。7.B.Shipbuildingandlogistics.解析：文中列舉的行業(yè)包括造船和物流。8.B.Tofollowgovernmentpolicies.解析：CEO提到政策導(dǎo)向，符合政府戰(zhàn)略。9.C.Simplifyingtheapprovalprocess.解析：文章提到“簡化流程”以加快審批。第三部分：完形填空10.A.upgraded11.A.Dueto12.A.grown13.A.improved14.A.perform15.A.several第四部分：句子改錯(cuò)18.Thebank’spolicyallowsclientstowithdrawupto50%oftheirsavingsatonce.→Thebank’spolicyallowsclientstowithdrawupto50%oftheirsavingsatonce.解析：原句正確，無需修改。19.Employeesshouldsubmittheirexpensereportswithinoneweekafterthetrip.→Empl