平安銀行泉州市豐澤區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）背景：假設(shè)你正在申請平安銀行的客戶經(jīng)理崗位，需要用英語撰寫一份關(guān)于泉州豐澤區(qū)小微企業(yè)的市場分析報(bào)告。以下段落節(jié)選自報(bào)告初稿，請根據(jù)上下文選擇最佳選項(xiàng)填空。1.TheeconomicgrowthinFengzeDistricthasbeen__________bytherapiddevelopmentofsmallandmedium-sizedenterprises(SMEs).A.drivenB.limitedC.supportedD.affected2.ManylocalSMEsstillfacechallengesin__________accesstofinancingduetostrictlendingpolicies.A.ensuringB.expandingC.securingD.improving3.Thegovernmenthasintroduced__________incentivestoencourageinnovationanddigitaltransformationamongSMEs.A.limitedB.minimalC.significantD.optional4.ThedigitalbankingservicesprovidedbyPingAnBankhave__________theefficiencyofbusinesstransactions.A.boostedB.reducedC.delayedD.complicated5.SMEsinthemanufacturingsectoroftenstrugglewith__________costs,whichaffecttheirprofitability.A.operationalB.administrativeC.marketingD.competitive6.Theriseofe-commercehas__________traditionalretailbusinessesinFengzeDistrict.A.declinedB.supportedC.strengthenedD.diversified7.Thedistrict’sindustrialparkoffers__________infrastructuretoattractmoreinvestment.A.advancedB.outdatedC.inadequateD.neglected8.ManySMEownersinFengzeDistrictexpressconcernsabout__________policiesandregulations.A.supportiveB.restrictiveC.flexibleD.transparent9.Thelocalbankingsectorhas__________itsloanapprovalprocessestobetterserveSMEs.A.simplifiedB.complicatedC.delayedD.ignored10.ThesuccessofSMEsinFengzeDistrictis__________tothequalityofhumanresources.A.dependentB.irrelevantC.resistantD.unrelated二、閱讀理解（共5題，每題2分）背景：閱讀以下關(guān)于泉州豐澤區(qū)金融科技發(fā)展的文章，回答問題。Passage:FengzeDistrictinQuanzhouhasbecomeahubforfinancialtechnology(FinTech)innovation,attractingbothdomesticandinternationalinvestors.ThedistrictgovernmenthasestablishedadedicatedFinTechpark,offeringtaxbreaksandsubsidiestostartups.However,challengesremain,suchasdatasecurityconcernsandregulatorycompliance.Despitetheseissues,thedistrict’sbankingsectorhasembraceddigitaltransformation,withmanylocalbankspartneringwithFinTechfirmstoenhancecustomerservices.ThecollaborationhasledtothedevelopmentofmobilebankingappswithAI-drivenfeatures,improvingtransactionefficiency.However,traditionalSMEsstillfinditdifficulttoaccessdigitalfinancing,astheylackthetechnicalexpertisetoleveragethesetools.Thegovernmentandbanksareworkingonsolutions,suchasprovidingtrainingprogramsandsimplifieddigitalplatforms.1.Whatisthemainfocusofthepassage?A.TheeconomicimpactofFinTechinFengzeDistrict.B.ThechallengesfacedbySMEsindigitalbanking.C.GovernmentincentivesforFinTechstartups.D.TheroleofAIinmobilebankingapps.2.Accordingtothepassage,whatisamajorconcernforFinTechdevelopmentinFengzeDistrict?A.Insufficientfundingforstartups.B.Datasecurityandregulatorycompliance.C.Highunemploymentrates.D.Lackofskilledworkers.3.HowhasthebankingsectorinFengzeDistrictrespondedtoFinTech?A.Byresistingdigitaltransformation.B.BypartneringwithFinTechfirms.C.Byignoringtechnologicaladvancements.D.Byimposingstricterregulations.4.WhatdifficultydotraditionalSMEsfaceinaccessingdigitalfinancing?A.Highinterestrates.B.Limitedbankbranches.C.Lackoftechnicalexpertise.D.Governmentrestrictions.5.WhatsolutionsarebeingproposedtohelpSMEsadoptdigitalbanking?A.Taxincentives.B.Trainingprogramsandsimplifiedplatforms.C.Governmentsubsidies.D.Loanextensions.三、語法填空（共10題，每題1分）背景：請根據(jù)句子語境和語法規(guī)則，填入最適合的單詞（動(dòng)詞、名詞、形容詞等）。1.Therapidgrowthofe-commercehas__________(transform)theretaillandscapeinFengzeDistrict.2.LocalSMEsneedmore__________(support)toexpandtheirbusinesses.3.Thegovernment’spolicieshave__________(encourage)innovationinthedistrict.4.ManyyoungentrepreneursinFengzeare__________(focus)onsustainablebusinessmodels.5.ThebankingsectorinFengzemust__________(adapt)tochangingmarketdemands.6.Thedistrict’seconomicdevelopmentis__________(link)toitsindustrialpolicies.7.SMEsinthedistrictoftenstrugglewith__________(secure)fundingforR&D.8.ThesuccessofFinTechinFengzedepends__________(partly)ongovernmentsupport.9.ThelocalworkforceinFengzeneedsmore__________(train)indigitalskills.10.ThecollaborationbetweenbanksandFinTechfirmshas__________(boost)efficiencyinthefinancialindustry.四、完形填空（共10題，每題1分）背景：閱讀以下關(guān)于平安銀行在泉州推廣普惠金融的文章，根據(jù)上下文選擇最佳選項(xiàng)。Lastyear,PingAnBanklaunchedapilotprograminFengzeDistrictto__________(11)digitalfinancialservicestosmallbusinesses.Theprogramfocusedon__________(12)loanapprovalprocessesandreducingpaperwork.ManySMEownerspraisedtheinitiative,notingthatit__________(13)theiraccesstocapital.However,somebusinessesstillfaced__________(14)inusingonlinebankingplatformsduetolackoftechnicalknowledge.Toaddressthis,thebank__________(15)freetrainingsessionsondigitalbankingtools.Thegovernmentalso__________(16)theprogrambyofferingtaxincentivesforbanksthatsupportSMEs.Asaresult,thenumberof__________(17)businessesusingdigitalbankingservicesinFengzehas__________(18)significantly.Expertsbelievethatsucheffortswill__________(19)thedistrict’seconomiccompetitiveness.However,challengesremain,particularlyin__________(20)financialinclusionforruralareaswithinFengzeDistrict.11.A.deliverB.developC.discoverD.deploy12.A.simplifyingB.complicatingC.delayingD.ignoring13.A.improvedB.limitedC.reducedD.blocked14.A.difficultiesB.opportunitiesC.benefitsD.advantages15.A.organizedB.neglectedC.supportedD.rejected16.A.promotedB.criticizedC.ignoredD.opposed17.A.registeredB.strugglingC.traditionalD.rural18.A.increasedB.decreasedC.remainedD.collapsed19.A.enhanceB.weakenC.ignoreD.reduce20.A.achievingB.expandingC.neglectingD.limiting五、翻譯填空（共5題，每題2分）背景：將以下關(guān)于泉州豐澤區(qū)金融發(fā)展現(xiàn)狀的中文句子翻譯成英文。1.泉州豐澤區(qū)近年來吸引了大量金融科技企業(yè)入駐。2.平安銀行在泉州推廣的普惠金融項(xiàng)目得到了當(dāng)?shù)刂行∑髽I(yè)的廣泛好評。3.豐澤區(qū)政府為支持中小企業(yè)發(fā)展，出臺(tái)了多項(xiàng)稅收優(yōu)惠政策。4.數(shù)字化轉(zhuǎn)型是豐澤區(qū)銀行業(yè)面臨的重大機(jī)遇與挑戰(zhàn)。5.豐澤區(qū)的經(jīng)濟(jì)發(fā)展與金融創(chuàng)新密切相關(guān)。答案與解析一、選詞填空1.A(driven)-"drivenby"表示“由……推動(dòng)”，符合句意。2.C(securing)-"secureaccesstofinancing"意為“獲得融資”，符合文意。3.C(significant)-"significantincentives"表示“重大激勵(lì)措施”，符合政策背景。4.A(boosted)-"boostedefficiency"意為“提高效率”，符合銀行業(yè)數(shù)字化轉(zhuǎn)型趨勢。5.A(operational)-"operationalcosts"指“運(yùn)營成本”，符合制造業(yè)特點(diǎn)。6.A(declined)-"declinedtraditionalretail"表示“傳統(tǒng)零售業(yè)務(wù)衰落”，符合電商沖擊。7.A(advanced)-"advancedinfrastructure"指“先進(jìn)的基礎(chǔ)設(shè)施”，符合園區(qū)吸引力。8.B(restrictive)-"restrictivepolicies"指“限制性政策”，符合中小企業(yè)抱怨。9.A(simplified)-"simplifiedprocesses"表示“簡化流程”，符合銀行服務(wù)優(yōu)化。10.A(dependent)-"dependenton"表示“取決于”，符合人力資源對成功的影響。二、閱讀理解1.A-主旨句為第一句，強(qiáng)調(diào)FinTech對豐澤經(jīng)濟(jì)的推動(dòng)作用。2.B-文中提到“datasecurityconcernsandregulatorycompliance”是主要挑戰(zhàn)。3.B-"partneringwithFinTechfirms"體現(xiàn)銀行業(yè)與科技企業(yè)合作。4.C-"lackoftechnicalexpertise"直接說明中小企業(yè)面臨的困難。5.B-"trainingprogramsandsimplifiedplatforms"是政府提出的解決方案。三、語法填空1.transforming-謂語動(dòng)詞過去分詞形式，修飾e-commerce。2.support-名詞，作need的賓語。3.encouraged-謂語動(dòng)詞過去式，與has搭配。4.focusing-現(xiàn)在分詞作后置定語，修飾entrepreneurs。5.adapt-動(dòng)詞原形，與must搭配。6.linked-謂語動(dòng)詞過去分詞