中信銀行溫州市鹿城區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）題干背景：本文節(jié)選自某商業(yè)銀行溫州分行客戶服務(wù)部的年度報(bào)告，涉及服務(wù)優(yōu)化、數(shù)字化轉(zhuǎn)型及區(qū)域經(jīng)濟(jì)發(fā)展等內(nèi)容。請(qǐng)根據(jù)上下文語(yǔ)境，選擇最合適的單詞填入空格。1.Thebankplansto__________digitaltoolstoimprovecustomersatisfaction.A.integrateB.innovateC.implementD.invest2.Localeconomicrecoveryrequires__________supportfromfinancialinstitutions.A.flexibleB.limitedC.minimalD.passive3.OurbranchinLuchengaimsto__________moreyoungprofessionalsasclients.A.attractB.retainC.reduceD.expand4.Thenewmobileappwill__________transactionsby30%throughAI-drivenanalysis.A.enhanceB.delayC.simplifyD.disrupt5.Customerfeedbacksuggeststheserviceneedstobe__________forbetterengagement.A.personalizedB.standardizedC.centralizedD.automated6.Thebank’ssustainabilitygoalsinclude__________greenfinancinginitiatives.A.launchingB.reducingC.eliminatingD.expanding7.Cross-sellingstrategiesmustbe__________tomeetdiverseclientneeds.A.customizedB.simplifiedC.generalizedD.standardized8.TheLuchengofficehas__________itsmarketshareby15%inthepastyear.A.increasedB.decreasedC.maintainedD.fluctuated9.Employeesaretrainedto__________compliancerisksintheevolvingregulatoryenvironment.A.mitigateB.ignoreC.assessD.overlook10.ThepartnershipwithlocalSMEswill__________economicgrowthintheregion.A.boostB.hinderC.stabilizeD.weaken二、閱讀理解（共5題，每題2分，共10分）題干背景：以下文章介紹了溫州鹿城區(qū)銀行業(yè)數(shù)字化轉(zhuǎn)型及小微企業(yè)金融服務(wù)的最新進(jìn)展。請(qǐng)根據(jù)文章內(nèi)容回答問題。Passage:TheChinaMerchantsBank(CMBC)branchinLucheng,Wenzhou,haslaunchedaseriesofdigitalinitiativestostrengthenitspresenceinthelocalmarket.Byintegratingblockchaintechnologyintoloanapplications,thebankhasreducedprocessingtimesby40%.Additionally,aspecializedteamfocusesonmicrofinanceforsmallandmediumenterprises(SMEs),offeringtailoredsolutionslikeflexiblerepaymentplansandlow-interestrates.Localbusinesseshavepraisedtheservices,particularlythe24/7onlinebankingplatform.However,challengesremain,suchasbridgingthedigitaldivideamongelderlycustomersandensuringdatasecurity.Thebankplanstoaddresstheseissuesthroughcommunityworkshopsandenhancedencryptionprotocols.Questions:1.WhattechnologyhasCMBCintroducedtoimproveloanefficiency?A.AI-drivenanalyticsB.BlockchainC.CloudcomputingD.Virtualreality2.Whichgroupofcustomersisprimarilytargetedbythemicrofinanceprogram?A.CorporateclientsB.GovernmentemployeesC.SmallandmediumenterprisesD.Retailcustomers3.Whatproblemdoesthebankfaceinexpandingitsdigitalservices?A.HighoperationalcostsB.LackofskilledemployeesC.DigitaldivideamongelderlycustomersD.Insufficientfunding4.Howdoesthebankplantoenhancedatasecurity?A.ByreducingonlinetransactionsB.ByhiringmoreITstaffC.ByimplementingencryptionprotocolsD.Bypartneringwithcybersecurityfirms5.Whatpositivefeedbackhasthebankreceivedfromlocalbusinesses?A.HigherfeesforservicesB.FasterloanapprovalsC.MorecomplexbankingprocessesD.Limitedbranchhours三、完形填空（共8題，每題1分，共8分）題干背景：本文講述溫州鹿城區(qū)某銀行如何通過服務(wù)創(chuàng)新提升客戶忠誠(chéng)度。請(qǐng)根據(jù)上下文選擇最佳選項(xiàng)。Lastyear,theChinaMerchantsBankbranchinLucheng,Wenzhou,__________(1)acustomerloyaltyprogramto__________(2)long-termrelationships.Theinitiativeincludedpersonalizedfinancialadvice,exclusivediscounts,and__________(3)rewardsforregulartransactions.Surveysrevealedthat65%ofparticipantsreportedincreasedsatisfactionafterjoiningtheprogram.However,thebanknoticedthat__________(4)customerswerelessengaged.Toaddressthis,they__________(5)specialworkshopsondigitalbankingfortheelderly.Theprogram’ssuccesshasencouragedthebankto__________(6)similarstrategiesacrossotherregions.Expertssuggestthat__________(7)suchprogramswithlocalculturalpreferencescouldfurtherimproveoutcomes.Ultimately,thebank’scommitmentto__________(8)customerexperiencehassetanewstandardintheindustry.1.A.launchedB.developedC.proposedD.improved2.A.strengthenB.weakenC.ignoreD.disrupt3.A.financialB.shoppingC.travelD.charitable4.A.youngerB.wealthierC.ruralD.urban5.A.introducedB.expandedC.abandonedD.revised6.A.replicateB.postponeC.cancelD.minimize7.A.aligningB.separatingC.contrastingD.ignoring8.A.improvingB.neglectingC.standardizingD.diversifying四、語(yǔ)法填空（共10題，每題1分，共10分）題干背景：請(qǐng)根據(jù)句子語(yǔ)境，用所給動(dòng)詞的適當(dāng)形式填空。1.Despitetheeconomicdownturn,thebankremains__________(confident)initsgrowthprospects.2.Thenewpolicywill__________(affect)bothpersonalandbusinessaccountsstartingnextmonth.3.Employeesmust__________(attend)thecompliancetrainingsessiononFriday.4.OurbranchinLuchenghas__________(double)itsloanapprovalssincelastyear.5.Thefintechpartnershipaimsto__________(transform)thetraditionalbankingexperience.6.Customersareencouragedto__________(save)moreforretirement,especiallyinthisvolatilemarket.7.Theregulatorycommitteewill__________(review)theproposalbeforemakingadecision.8.SmallbusinessesinWenzhoucan__________(access)low-costfinancingthroughourspecialprogram.9.Thebank’sdigitalstrategywill__________(support)sustainableeconomicdevelopmentintheregion.10.Weneedto__________(optimize)ourworkflowtomeettherisingdemand.五、翻譯填空（共5題，每題2分，共10分）題干背景：請(qǐng)將以下中文句子翻譯成英文，并填入指定空格。1.我們將加大科技投入，以提升服務(wù)效率。Thebankwill__________(加大)investmentintechnologyto__________(提升)serviceefficiency.2.合作銀行需嚴(yán)格遵守反洗錢規(guī)定。Partnerbanksmust__________(嚴(yán)格)complywithanti-moneylaunderingregulations.3.該分行計(jì)劃在未來(lái)三年內(nèi)擴(kuò)大市場(chǎng)份額。TheLuchengbranchplansto__________(擴(kuò)大)itsmarketsharewithinthenextthreeyears.4.客戶滿意度是衡量服務(wù)質(zhì)量的重要指標(biāo)。Customersatisfactionisakey__________(指標(biāo))formeasuringservicequality.5.我們致力于為小微企業(yè)提供普惠金融服務(wù)。Wearecommittedto__________(提供)inclusivefinancialservicesforsmallandmediumenterprises.六、寫作（共1題，10分）題目：Asarecentgraduateinfinance,youhaveappliedforaninternshipattheChinaMerchantsBankLuchengbranch.Writea100-wordemailtotheHRdepartment,statingyourmotivation,relevantskills,andwhyyouwanttoworkinWenzhou.AnswerExample:Subject:InternshipApplication–FinanceMajorDearHRTeam,IamwritingtoexpressmyinterestintheinternshipprogramatChinaMerchantsBankLucheng.Withadegreeinfinanceandhands-onexperienceindataanalysis,Iameagertocontributetothebank’sgrowth.Myproficiencyinfinancialmodelingandcustomerservicehasequippedmetohandlecomplextasksefficiently.Wenzhou’sdynamiceconomyattractsme,asIhopetogaininsightsintoregionalbankingstrategies.Iamconfidentthatmyanalyticalskillsanddedicationwillmakemeavaluableassettoyourteam.Thankyouforconsideringmyapplication.Lookingforwardtoyourreply.Bestregards,[YourName]答案及解析一、選詞填空1.A(integrate:銀行通常整合數(shù)字工具，符合語(yǔ)境)2.A(flexible:經(jīng)濟(jì)復(fù)蘇需要銀行提供靈活支持)3.A(attract:分行目標(biāo)在于吸引年輕專業(yè)人士)4.C(simplify: