光大銀行蘇州市太倉(cāng)市2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsakeyeconomichubinJiangsuProvince,太倉(cāng)市has______significantgrowthinitsfinancialsector.A.achievedB.struggledC.declinedD.wasted3.Ourbank’scoremissionisto______customerswithcutting-edgefinancialsolutions.A.satisfyB.ignoreC.challengeD.delay4.Thenewregulatoryframeworkaimsto______financialrisksmoreeffectively.A.minimizeB.maximizeC.ignoreD.eliminate5.Inthecurrentmarket,digitaltransformationis______forbankstostaycompetitive.A.necessaryB.optionalC.impossibleD.irrelevant6.Thecompany’sannualreporthighlightsits______inexpandinggreenfinanceinitiatives.A.failureB.successC.delayD.neglect7.Thebranchin太倉(cāng)市has______a20%increaseinloanapplicationsthisquarter.A.noticedB.ignoredC.deniedD.forgotten8.Ourteamiscommittedto______sustainablebankingpractices.A.promotingB.underminingC.ignoringD.delaying9.Themergerbetweenthetwoinstitutions______theirmarketshareintheYangtzeRiverDeltaregion.A.strengthenedB.weakenedC.stabilizedD.declined10.Thebank’scustomerservicestrategyfocuseson______satisfactionandretention.A.improvingB.reducingC.ignoringD.denying二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Inrecentyears,thefinancialsectorin太倉(cāng)市hasexperiencedsignificantgrowth,drivenbytechnologicaladvancementsandincreaseddemandfordigitalbankingservices.Localbanks,includingbranchesofnationalinstitutionslikeChinaEverbrightBankandIndustrialBank,haveinvestedheavilyinfintechsolutionstoenhanceefficiency.However,challengesremain,suchasregulatorycomplianceandcybersecuritythreats.Thecity’sgovernmenthasintroducedpoliciestosupportthedevelopmentoffinancialtechnologystartups,aimingtocreateamorevibrantecosystem.Despitetheseefforts,traditionalbankingstillplaysacrucialroleintheregion’seconomy,withastrongfocusonsmallandmedium-sizedenterprises(SMEs).Thefutureoffinancein太倉(cāng)市willlikelydependonitsabilitytobalanceinnovationwithstability.1.Whatisthemainfocusofthefinancialsectorin太倉(cāng)市?A.RegulatorycomplianceB.TechnologicalinnovationC.SmallbusinessloansD.Cybersecuritythreats2.Accordingtothepassage,whatchallengesdolocalbanksface?A.InsufficientgovernmentsupportB.HighoperatingcostsC.RegulatoryandcybersecurityissuesD.Lackofcustomers3.Whatpolicieshasthe太倉(cāng)市g(shù)overnmentintroducedtosupportfinancialtech?A.TaxincentivesB.StrictregulationsC.FundingforstartupsD.Encouragementoftraditionalbanking4.Whyistraditionalbankingstillimportantin太倉(cāng)市?A.ItgeneratesmostoftherevenueB.ItislesstechnologicallyadvancedC.ItfocusesonSMEsD.Itissupportedbythegovernment5.Whatdoesthepassagesuggestaboutthefutureoffinancein太倉(cāng)市?A.ItwillrelysolelyonfintechB.ItwillprioritizestabilityoverinnovationC.ItwillneedtobalanceinnovationandstabilityD.Itwilldeclineduetocompetition三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Thebankingindustryin太倉(cāng)市hasundergone______changesinthepastdecade.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto______theirbusinessmodelstoremaincompetitive.Oneofthemostsignificanttrendshasbeenthe______offintechsolutions,whichhaveenabledbankstooffermoreefficientandpersonalizedservices.However,thesechangeshavealsobroughtnew______,suchasdataprivacyconcernsandincreasedregulatoryscrutiny.Despitethesechallenges,thefutureofbankingin太倉(cāng)市l(wèi)ookspromising,______thecity’sstrongeconomicfoundationanditscommitmenttoinnovation.1.A.rapidB.gradualC.suddenD.minimal2.A.adjustB.ignoreC.expandD.simplify3.A.adoptionB.rejectionC.declineD.resistance4.A.risksB.opportunitiesC.benefitsD.rewards5.A.withB.withoutC.duetoD.despite6.Thesuccessofthesechangesdependsonthebank’sabilityto______customerneeds.A.meetB.ignoreC.delayD.neglect7.Manyfinancialinstitutionshave______theirfocusondigitaltransformation.A.shiftedB.maintainedC.reducedD.expanded8.The______ofartificialintelligenceinbankinghasimprovedserviceefficiency.A.integrationB.exclusionC.rejectionD.neglect9.Banksmustalsoaddressthe______ofcyberthreatsinthedigitalage.A.severityB.absenceC.reductionD.minimization10.The太倉(cāng)市g(shù)overnmenthas______measurestosupportfinancialinnovation.A.introducedB.ignoredC.opposedD.delayed四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.光大銀行在太倉(cāng)市推出了多項(xiàng)創(chuàng)新金融產(chǎn)品，以服務(wù)當(dāng)?shù)仄髽I(yè)。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行的轉(zhuǎn)型迫在眉睫。3.太倉(cāng)市政府鼓勵(lì)金融機(jī)構(gòu)投資綠色金融項(xiàng)目。4.在當(dāng)前經(jīng)濟(jì)環(huán)境下，銀行需要更加注重風(fēng)險(xiǎn)控制。5.數(shù)字化轉(zhuǎn)型是銀行提升競(jìng)爭(zhēng)力的關(guān)鍵。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheRoleofFintechinModernBanking".Includeatleastthreekeypoints.答案及解析一、選詞填空1.A(forced)-Fintechdevelopmentpressurestraditionalbankstoadapt.2.A(achieved)-太倉(cāng)市’sfinancialsectorhasgrownsignificantly.3.A(satisfy)-Banksaimtomeetcustomerneedswithadvancedsolutions.4.A(minimize)-Regulationsaimtoreducefinancialrisks.5.A(necessary)-Digitaltransformationisessentialforcompetitiveness.6.B(success)-Thecompanysuccessfullyexpandedgreenfinance.7.A(noticed)-Thebranchobservedariseinloanapplications.8.A(promoting)-Theteamsupportssustainablebankingpractices.9.A(strengthened)-ThemergerincreasedmarketshareintheYangtzeRiverDelta.10.A(improving)-Thebankfocusesonenhancingcustomersatisfaction.二、閱讀理解1.B(Technologicalinnovation)-Thepassagehighlightsfintechasagrowthdriver.2.C(Regulatoryandcybersecurityissues)-Thetextmentionsthesechallenges.3.C(Fundingforstartups)-Thegovernmentsupportsfinancialtechstartups.4.C(ItfocusesonSMEs)-Traditionalbankingsupportssmallbusinesses.5.C(Itwillbalanceinnovationandstability)-Thepassagesuggestsabalanceisneeded.三、完形填空1.A(rapid)-Thechangeswerefast.2.A(adjust)-Banksneededtoadapt.3.A(adoption)-Fintechsolutionswereadopted.4.A(risks)-Newrisksemerged.5.D(despite)-Despitechallenges,thefutureispromising.6.A(meet)-Banksmustsatisfycustomerneeds.7.A(shifted)-Focusshiftedtodigital.8.A(integration)-AIintegrationimprovedefficiency.9.A(severity)-Cyberthreatsaresevere.10.A(introduced)-Thegovernmentintroducedmeasures.四、翻譯填空1.ChinaEverbrightBankhaslaunchedseveralinnovativefinancialproductsinTaicangtoservelocalenterprises.2.Withtherapiddevelopmentoffintech,thetransformationoftraditionalbanksisimminent.3.TheTaicangmunicipalgovernmentencouragesfinancialinstitutionstoinvestingreenfinanceprojects.4.Inthecurrenteconomicenvironment,banksneedtofocusmoreonriskcontrol.5.Digitaltransformationiskeytoimprovingabank’scompetitiven