興業(yè)銀行嘉興市海寧市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景提示：題材圍繞金融科技、長(zhǎng)三角一體化及銀行業(yè)數(shù)字化轉(zhuǎn)型展開(kāi)。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingmodel,requiringinstitutionstoadaptquicklytonewmarket__________.A.revolutionized/challengesB.transformed/opportunitiesC.modernized/competitorsD.digitized/trends2.Withthe__________oftheYangtzeRiverDeltaeconomiczone,cross-regionalfinancialservicesdemandmore__________cooperationbetweenbanksinZhejiang,Jiangsu,andAnhui.A.establishment/strategicB.expansion/competitiveC.integration/collaborativeD.growth/regulatory3.興業(yè)銀行通過(guò)大數(shù)據(jù)分析優(yōu)化信貸審批流程，顯著__________theprocessingtimewhile__________theriskoffraud.A.reduced/minimizingB.shortened/enhancingC.extended/reducingD.stabilized/balancing4.Thebank’snewmobileappaimsto__________customerengagementbyofferingpersonalizedfinancial__________.A.boost/servicesB.improve/productsC.enhance/solutionsD.increase/investments5.Climatechangeposesalong-term__________tothebankingsector,forcinginstitutionstoprioritizesustainable__________intheirinvestments.A.threat/policiesB.challenge/practicesC.risk/operationsD.hazard/frameworks二、閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自中國(guó)人民銀行關(guān)于長(zhǎng)三角金融科技發(fā)展規(guī)劃的報(bào)告。Passage:TheYangtzeRiverDeltahasemergedasaglobalhubforfinancialinnovation,drivenbypolicysupportandtechnologicaladvancements.CitieslikeHangzhou,Suzhou,andWenzhouareleadingthewayindigitalbanking,blockchainapplications,andAI-drivenservices.However,challengesremain,includingregulatoryharmonizationanddatasecuritygaps.興業(yè)銀行hasbeenattheforefront,collaboratingwithlocalgovernmentstopilotcross-borderpaymentsystemsandgreenfinanceinitiatives.Theregion’sbanksarealsoinvestingheavilyincybersecuritytomitigaterisksamidincreasingcyberthreats.6.Whatistheprimaryfocusofthepassage?A.TheeconomicimpactoffintechintheYangtzeRiverDelta.B.Regulatorychallengesincross-regionalbanking.C.興業(yè)銀行’sinitiativesindigitalbanking.D.TheroleofAIinfinancialservices.7.WhichcityisNOTmentionedasaleaderinfinancialinnovation?A.HangzhouB.NingboC.SuzhouD.Wenzhou8.Whatdoesthepassagesuggestasakeychallengefortheregion?A.Insufficientfundingforfintechprojects.B.Lackofskilledprofessionalsinbanking.C.Regulatoryanddatasecurityissues.D.Limitedcustomeradoptionofdigitalservices.9.興業(yè)銀行isdescribedas:A.Acompetitortolocalfintechfirms.B.Aninnovatorincross-borderpayments.C.Aregulatorforregionalbanks.D.Acriticofgreenfinanceinitiatives.三、完形填空（共5題，每題2分，共10分）背景提示：題材圍繞銀行業(yè)客戶(hù)關(guān)系管理及數(shù)字化轉(zhuǎn)型。Thebankingindustryisundergoinga__________transformation,wheretechnologyisnolongera__________butanecessity.Customersnowexpectseamlessexperiencesacross__________channels—online,mobile,andin-branch.Bankslike興業(yè)銀行areadoptingomni-channelstrategiesto__________thisdemand.Forinstance,theirAI-poweredchatbotshandleroutineinquiries,whilehumanagentsfocusoncomplexcases.Dataanalyticsplaysapivotalrolein__________,allowingbankstooffertailoredproductsand__________fraud.However,thesuccessoftheseinitiativeshingesontheabilityto__________customerdatasecurely.10.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting11.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting12.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting13.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting14.Thewordthatbestfitstheblankis:A.gradual/tool/multiple/meet/detecting/protecting四、句子改錯(cuò)（共4題，每題2分，共8分）背景提示：題材涉及銀行業(yè)務(wù)英語(yǔ)表達(dá)。15.Thebankwilllaunchanewcreditcardnextmonthwhichoffers5%cashbackonallpurchases.→_________16.Ourteamisworkingonaprojecttoimprovetheefficiencyofonlinetransactionsbyusingblockchaintechnology.→_________17.CustomersshouldprovidetheirIDcardandaproofofincomewhenapplyingforamortgageloan.→_________18.Thebank’smobileapphasbeenupdatedtoincludeafeaturethatallowsuserstotransfermoneyinstantly.→_________五、翻譯填空（共5題，每題2分，共10分）背景提示：題材圍繞興業(yè)銀行社會(huì)責(zé)任及綠色金融。19.“興業(yè)銀行iscommittedtoreducingitscarbonfootprintbyinvestinginrenewableenergyprojects.”→_________20.“Thebankofferslow-interestloanstosupportsmallbusinessesintheYangtzeRiverDelta.”→_________21.“DigitalbankinghasmadefinancialservicesmoreaccessibletoruralcommunitiesinZhejiang.”→_________22.“Thebankcollaborateswithlocalgovernmentstopromotesustainablefinancialpractices.”→_________23.“Ourcustomerserviceteamisavailable24/7toassistclientswiththeirbankingneeds.”→_________答案與解析一、選詞填空1.B(transformed/opportunities)-解析：Fintech改變了傳統(tǒng)銀行業(yè)，創(chuàng)造了新市場(chǎng)機(jī)遇。2.C(integration/collaborative)-解析：長(zhǎng)三角一體化需要銀行加強(qiáng)合作。3.A(reduced/minimizing)-解析：大數(shù)據(jù)分析縮短審批時(shí)間并降低風(fēng)險(xiǎn)。4.C(enhance/solutions)-解析：移動(dòng)應(yīng)用通過(guò)個(gè)性化方案提升客戶(hù)參與度。5.B(challenge/practices)-解析：氣候變化對(duì)銀行業(yè)構(gòu)成長(zhǎng)期挑戰(zhàn)，需優(yōu)先可持續(xù)實(shí)踐。二、閱讀理解6.A-解析：文章主要討論長(zhǎng)三角金融科技的經(jīng)濟(jì)影響。7.B-解析：寧波未被提及。8.C-解析：監(jiān)管和數(shù)據(jù)安全是關(guān)鍵挑戰(zhàn)。9.B-解析：興業(yè)銀行為跨境支付創(chuàng)新者。三、完形填空10.gradual/tool/multiple/meet/detecting/protecting11.gradual/tool/multiple/meet/detecting/protecting12.gradual/tool/multiple/meet/de